OceanFirst Financial

OceanFirst Financial Net Margin

The Net Profit Margin of OceanFirst Financial (OCFC) as of Sep 27, 2026 is 10.83 %. In the previous year, Net Profit Margin was 14.55 % — a change of -25.57% (lower).

Net Margin

10.83 %

YoY

-25.57%

Last updated:

Net Profit Margin of OceanFirst Financial is 2026 10.83 % . Net Profit Margin of OceanFirst Financial was 2025 14.55 % . It decreases by -25.57% lower compared to the previous year.

OceanFirst Financial's net margin stands at 19.0%, down from 31.3% several years earlier.

The OceanFirst Financial Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2018
23.41 USD
Jan 1, 2019
25.67 USD
Jan 1, 2020
14.59 USD
Jan 1, 2021
28.31 USD
Jan 1, 2022
30.21 USD
Jan 1, 2023
16.33 USD
Jan 1, 2024
14.55 USD
Jan 1, 2025
10.83 USD
The OceanFirst Financial Net Margin history
YEARNet MarginYoY
10.83 %-25.57%
14.55 %-10.94%
16.33 %-45.94%
30.21 %+6.71%
28.31 %+93.98%
14.59 %-43.16%
25.67 %+9.67%
23.41 %+17.04%
20.00 %+31.47%
15.21 %-24.79%
20.23 %-2.44%
20.73 %+10,944.68%
0.19 %-14.49%
0.22 %-1.99%
0.22 %+1.56%
0.22 %+14.26%
0.19 %-7.44%
0.21 %+974.66%
0.02 %-88.99%
0.18 %—
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OceanFirst Financial Stock analysis

What does OceanFirst Financial do? OceanFirst Financial Corp is an American financial institution headquartered in Toms River, New Jersey. It was established in 1902 as Ocean City Building and Loan Association and has since become a leading provider of financial services in New Jersey and Pennsylvania. The business model of OceanFirst Financial Corp combines traditional banking services with modern financial technologies. The company offers a wide range of products and services for personal and business customers, including deposit, credit, investment, and insurance products, as well as electronic banking services such as mobile and online banking. OceanFirst Financial Corp has various divisions focusing on different areas of banking. The main division is OceanFirst Bank, which provides deposit, credit, and investment products for personal and business customers. OceanFirst Bank currently operates over 70 branches in New Jersey and Pennsylvania and employs over 1,000 staff. Another important division of OceanFirst Financial Corp is OceanFirst Wealth Management, which offers investment advisory and asset management services for personal and business customers. OceanFirst Wealth Management has an experienced group of financial advisors and investment experts who cater to the individual needs of each client. OceanFirst Financial Corp also has a division for insurance products called OceanFirst Insurance Services, Inc. This division offers a wide range of insurance products for personal and business customers, including auto, home, life, and business liability insurance. OceanFirst Insurance Services, Inc. works with various insurance providers to offer the best insurance options to its customers. Additionally, OceanFirst Financial Corp has a division for commercial loans called OceanFirst Business Services. This division focuses on credit and financing services for small and medium-sized businesses. OceanFirst Business Services offers a wide range of credit solutions such as term loans, revolving loans, lines of credit, as well as payment processing services. In summary, OceanFirst Financial Corp is a leading financial institution offering a wide range of products and services for personal and business customers. The company has various divisions focusing on different areas of banking, including deposit, credit, investment, and insurance products, as well as electronic banking services. OceanFirst Financial Corp has a long history and a strong commitment to its customers and the communities it serves. OceanFirst Financial is one of the most popular companies on Eulerpool.

Frequently Asked Questions about OceanFirst Financial stock

Net Profit Margin of OceanFirst Financial is 10.83 % in 2026.

Net Profit Margin of OceanFirst Financial changed from 14.55 % to 10.83 %, representing a -25.57% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin OceanFirst Financial since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's OceanFirst Financial with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — OceanFirst Financial

Gross MarginEBIT MarginEBITDA MarginNet MarginFCF MarginR&D / RevenueTax RatePayout RatioPre-Tax MarginOCF MarginSGA/RevenueOpEx/RevenueReinvestment Rate

All Key Metrics — OceanFirst Financial