Isracard Stock

Isracard ROA

The Return on Assets (ROA) of Isracard (ISCD.TA) as of Aug 16, 2026 is 1.03 %. In the previous year, Return on Assets (ROA) was 1.12 % — a change of -7.86% (lower).

ROA

1.03 %

YoY

-7.86%

Last updated:

In 2026, Isracard's return on assets (ROA) was 1.03 %, a -7.86% increase from the 1.12 % ROA in the previous year.

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Isracard Stock analysis

What does Isracard do? Isracard is a leading Israeli company in the credit and debit card industry. The company was founded in 1975 and is headquartered in Tel Aviv, Israel. Since 1991, Isracard has been a part of the internationally operating Bank Hapoalim Group. Isracard has been active in the Israeli market for over 45 years and has become one of the leading companies in the credit and debit card industry. The company focuses on customer satisfaction and innovation. Isracard offers a wide range of credit cards to its customers, including Visa, MasterCard, Diners Club, and American Express. The company also provides various payment solutions for retailers and businesses. Isracard has specialized in different target groups such as students, businesspeople, and frequent travelers. The company offers a variety of products and services, including standard credit cards with loyalty points, insurance, and discounts. Isracard also offers cash cards for payment in Israel without a regular credit card or bank account. Additionally, Isracard provides prepaid cards for those who need to plan their budget and limit their spending. For frequent travelers and international business transactions, Isracard offers special cards with favorable exchange rates and travel insurance. The company is known for its innovation, being the first in Israel to offer contactless payment and developing the Card Guard Service to prevent credit card fraud. In conclusion, Isracard is a long-established company in the credit and debit card industry in Israel, offering a wide range of products and services, seamless payment processing, and innovation in the industry. Isracard is one of the most popular companies on Eulerpool.

ROA Details

Understanding Isracard's Return on Assets (ROA)

Isracard's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Isracard's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Isracard's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Isracard’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Isracard stock

Return on Assets (ROA) of Isracard is 1.03 % in 2026.

Return on Assets (ROA) of Isracard changed from 1.12 % to 1.03 %, representing a -7.86% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Isracard since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Isracard with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Isracard

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