Isracard

Isracard Net Debt/FCF

The Net Debt to Free Cash Flow Ratio of Isracard (ISCD.TA) as of Nov 13, 2026 is 6.11. In the previous year, Net Debt to Free Cash Flow Ratio was 1.53 — a change of 298.65% (higher).

Net Debt/FCF

6.11

YoY

298.65%

Last updated:

Net Debt to Free Cash Flow Ratio of Isracard is 2025 6.11 . Net Debt to Free Cash Flow Ratio of Isracard was 2024 1.53 . It decreases by 298.65% higher compared to the previous year.

The Isracard Net Debt/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/FCF
Date
Net Debt/FCF
Jan 1, 2018
303.44 ILS
Jan 1, 2019
-4.41 ILS
Jan 1, 2020
6.05 ILS
Jan 1, 2021
-0.37 ILS
Jan 1, 2022
-18.90 ILS
Jan 1, 2023
-10.11 ILS
Jan 1, 2024
1.53 ILS
Jan 1, 2025
6.11 ILS
The Isracard Net Debt/FCF history
YEARNet Debt/FCFYoY
6.11+298.65%
1.53-115.17%
-10.11-46.52%
-18.90+5,010.15%
-0.37-106.12%
6.05-237.07%
-4.41-101.45%
303.44-3,938.66%
-7.90-81.53%
-42.81+3,034.74%
-1.37-212.38%
1.22—

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Isracard Stock analysis

What does Isracard do? Isracard is a leading Israeli company in the credit and debit card industry. The company was founded in 1975 and is headquartered in Tel Aviv, Israel. Since 1991, Isracard has been a part of the internationally operating Bank Hapoalim Group. Isracard has been active in the Israeli market for over 45 years and has become one of the leading companies in the credit and debit card industry. The company focuses on customer satisfaction and innovation. Isracard offers a wide range of credit cards to its customers, including Visa, MasterCard, Diners Club, and American Express. The company also provides various payment solutions for retailers and businesses. Isracard has specialized in different target groups such as students, businesspeople, and frequent travelers. The company offers a variety of products and services, including standard credit cards with loyalty points, insurance, and discounts. Isracard also offers cash cards for payment in Israel without a regular credit card or bank account. Additionally, Isracard provides prepaid cards for those who need to plan their budget and limit their spending. For frequent travelers and international business transactions, Isracard offers special cards with favorable exchange rates and travel insurance. The company is known for its innovation, being the first in Israel to offer contactless payment and developing the Card Guard Service to prevent credit card fraud. In conclusion, Isracard is a long-established company in the credit and debit card industry in Israel, offering a wide range of products and services, seamless payment processing, and innovation in the industry. Isracard is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Isracard stock

Net Debt to Free Cash Flow Ratio of Isracard is 6.11 in 2025.

Net Debt to Free Cash Flow Ratio of Isracard changed from 1.53 to 6.11, representing a 298.65% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Free Cash Flow Ratio Isracard since 2006 – with annual values, charts, and detailed analysis.

Net Debt/FCF indicates how many years it would take to repay net debt using free cash flow. Lower ratios suggest faster deleveraging potential.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Free Cash Flow Ratio's Isracard with sector peers and the industry average to assess whether it is attractive.

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Leverage — Isracard

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