Isracard

Isracard FCF/Debt

The Free Cash Flow to Debt Ratio of Isracard (ISCD.TA) as of Oct 24, 2026 is 14.49 %. In the previous year, Free Cash Flow to Debt Ratio was 38.40 % — a change of -62.27% (lower).

FCF/Debt

14.49 %

YoY

-62.27%

Last updated:

Free Cash Flow to Debt Ratio of Isracard is 2025 14.49 % . Free Cash Flow to Debt Ratio of Isracard was 2024 38.40 % . It decreases by -62.27% lower compared to the previous year.

The Isracard FCF/Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Debt
Date
FCF/Debt
Jan 1, 2018
0.32 ILS
Jan 1, 2019
-21.91 ILS
Jan 1, 2020
16.14 ILS
Jan 1, 2021
600.21 ILS
Jan 1, 2022
3.96 ILS
Jan 1, 2023
-5.81 ILS
Jan 1, 2024
38.40 ILS
Jan 1, 2025
14.49 ILS
The Isracard FCF/Debt history
YEARFCF/DebtYoY
14.49 %-62.27%
38.40 %-760.99%
-5.81 %-246.63%
3.96 %-99.34%
600.21 %+3,618.30%
16.14 %-173.66%
-21.91 %-7,008.07%
0.32 %-102.64%
-12.00 %+463.91%
-2.13 %-96.31%
-57.59 %-79.59%
-282.14 %—

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Isracard Stock analysis

What does Isracard do? Isracard is a leading Israeli company in the credit and debit card industry. The company was founded in 1975 and is headquartered in Tel Aviv, Israel. Since 1991, Isracard has been a part of the internationally operating Bank Hapoalim Group. Isracard has been active in the Israeli market for over 45 years and has become one of the leading companies in the credit and debit card industry. The company focuses on customer satisfaction and innovation. Isracard offers a wide range of credit cards to its customers, including Visa, MasterCard, Diners Club, and American Express. The company also provides various payment solutions for retailers and businesses. Isracard has specialized in different target groups such as students, businesspeople, and frequent travelers. The company offers a variety of products and services, including standard credit cards with loyalty points, insurance, and discounts. Isracard also offers cash cards for payment in Israel without a regular credit card or bank account. Additionally, Isracard provides prepaid cards for those who need to plan their budget and limit their spending. For frequent travelers and international business transactions, Isracard offers special cards with favorable exchange rates and travel insurance. The company is known for its innovation, being the first in Israel to offer contactless payment and developing the Card Guard Service to prevent credit card fraud. In conclusion, Isracard is a long-established company in the credit and debit card industry in Israel, offering a wide range of products and services, seamless payment processing, and innovation in the industry. Isracard is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Isracard stock

Free Cash Flow to Debt Ratio of Isracard is 14.49 % in 2025.

Free Cash Flow to Debt Ratio of Isracard changed from 38.40 % to 14.49 %, representing a -62.27% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Debt Ratio Isracard since 2006 – with annual values, charts, and detailed analysis.

FCF/Debt measures the percentage of total debt that could be repaid from free cash flow. It is a stricter measure than OCF/Debt as it accounts for capital expenditures.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Debt Ratio's Isracard with sector peers and the industry average to assess whether it is attractive.

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Leverage — Isracard

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