Isracard (ISCD.TA) Stock Price

Isracard Price

TASE·CLOSED
1,070.00ILS+39.00 (+3.71 %)
Market closed

Revenue has compounded at 8.4% per year over the past 8 years to 3.26 B ILS. Earnings per share have grown at 1.8% per year over the last 8 years. Isracard's net margin stands at 8.1%, up from 4.5% several years earlier. Isracard currently offers a dividend yield of about 0.05%. The payout ratio is around 37% of earnings. The dividend has grown at 11.3% per year over the past 4 years. Analysts set a median price target of 15.81 ILS, implying 98.5% below the current price. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 4% above its 52-week low.

Isracard stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Isracard over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Isracard stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Isracard's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Isracard Stock Price History
DateIsracard Price
7/31/20261,070.00 ILS
7/30/20261,031.00 ILS
7/29/20261,041.00 ILS
7/28/20261,055.00 ILS
7/27/20261,053.00 ILS
7/24/20261,084.00 ILS
7/22/20261,099.00 ILS
7/21/20261,128.00 ILS
7/20/20261,115.00 ILS
7/17/20261,080.00 ILS
7/16/20261,118.00 ILS
7/15/20261,120.00 ILS
7/14/20261,100.00 ILS
7/13/20261,116.00 ILS
7/10/20261,080.00 ILS
7/9/20261,103.00 ILS
7/8/20261,144.00 ILS
7/7/20261,160.00 ILS
7/6/20261,175.00 ILS
7/3/20261,188.00 ILS
7/2/20261,145.00 ILS
7/1/20261,168.00 ILS
6/30/20261,125.00 ILS
6/29/20261,131.00 ILS
6/26/20261,111.00 ILS
6/25/20261,132.00 ILS
6/24/20261,150.00 ILS
6/23/20261,168.00 ILS
6/22/20261,167.00 ILS
6/19/20261,200.00 ILS
6/18/20261,195.00 ILS
6/17/20261,220.00 ILS
6/16/20261,237.00 ILS
6/15/20261,267.00 ILS
6/12/20261,244.00 ILS
6/11/20261,207.00 ILS
6/10/20261,206.00 ILS
6/9/20261,219.00 ILS
6/8/20261,245.00 ILS
6/5/20261,262.00 ILS
6/4/20261,275.00 ILS
6/3/20261,250.00 ILS
6/2/20261,272.00 ILS
6/1/20261,235.00 ILS
5/29/20261,283.00 ILS
5/28/20261,271.00 ILS
5/27/20261,300.00 ILS
5/26/20261,315.00 ILS
5/25/20261,341.00 ILS
5/22/20261,306.00 ILS
5/21/20261,306.00 ILS
5/20/20261,306.00 ILS
5/19/20261,300.00 ILS
5/18/20261,427.00 ILS
5/15/20261,425.00 ILS
5/14/20261,445.00 ILS
5/13/20261,450.00 ILS
5/12/20261,474.00 ILS
5/11/20261,476.00 ILS
5/8/20261,510.00 ILS
5/7/20261,498.00 ILS
5/6/20261,505.00 ILS
5/5/20261,549.00 ILS
5/4/20261,503.00 ILS
5/1/20261,520.00 ILS
4/30/20261,505.00 ILS
4/29/20261,516.00 ILS
4/28/20261,515.00 ILS
4/27/20261,520.00 ILS
4/24/20261,533.00 ILS
4/23/20261,601.00 ILS
4/22/20261,576.00 ILS
4/21/20261,576.00 ILS
4/20/20261,576.00 ILS
4/17/20261,585.00 ILS
4/16/20261,585.00 ILS
4/15/20261,515.00 ILS
4/14/20261,537.00 ILS
4/13/20261,500.00 ILS
4/10/20261,527.00 ILS
4/9/20261,493.00 ILS
4/6/20261,459.00 ILS
4/3/20261,450.00 ILS
3/31/20261,391.00 ILS
3/30/20261,378.00 ILS
3/27/20261,465.00 ILS
3/26/20261,529.00 ILS
3/25/20261,404.00 ILS
3/24/20261,423.00 ILS
3/23/20261,460.00 ILS
3/20/20261,462.00 ILS
3/19/20261,463.00 ILS
3/18/20261,507.00 ILS
3/17/20261,444.00 ILS
3/16/20261,443.00 ILS
3/13/20261,470.00 ILS
3/12/20261,463.00 ILS
3/11/20261,547.00 ILS
3/10/20261,565.00 ILS
3/9/20261,580.00 ILS
3/6/20261,618.00 ILS
3/5/20261,619.00 ILS
3/4/20261,575.00 ILS
3/2/20261,596.00 ILS
2/27/20261,491.00 ILS
2/26/20261,507.00 ILS
2/25/20261,550.00 ILS
2/24/20261,538.00 ILS
2/23/20261,629.00 ILS
2/20/20261,628.00 ILS
2/19/20261,630.00 ILS
2/18/20261,671.00 ILS
2/17/20261,669.00 ILS
2/16/20261,703.00 ILS
2/13/20261,670.00 ILS
2/12/20261,680.00 ILS
2/11/20261,682.00 ILS
2/10/20261,681.00 ILS
2/9/20261,627.00 ILS
2/6/20261,634.00 ILS
2/5/20261,627.00 ILS
2/4/20261,660.00 ILS
2/3/20261,610.00 ILS
2/2/20261,524.00 ILS
1/30/20261,474.00 ILS
1/29/20261,481.00 ILS
1/28/20261,475.00 ILS
1/27/20261,505.00 ILS
1/26/20261,529.00 ILS
1/23/20261,535.00 ILS
1/22/20261,492.00 ILS
1/21/20261,472.00 ILS
1/20/20261,456.00 ILS
1/19/20261,480.00 ILS
1/16/20261,510.00 ILS
1/15/20261,498.00 ILS
1/14/20261,499.00 ILS
1/13/20261,494.00 ILS
1/12/20261,510.00 ILS
1/9/20261,559.00 ILS
1/8/20261,567.00 ILS
1/7/20261,585.00 ILS
1/6/20261,584.00 ILS
1/5/20261,586.00 ILS
1/1/20261,585.00 ILS
12/31/20251,560.00 ILS
12/30/20251,579.00 ILS
12/29/20251,557.00 ILS
12/25/20251,515.00 ILS
12/24/20251,560.00 ILS
12/23/20251,555.00 ILS
12/22/20251,544.00 ILS
12/18/20251,525.00 ILS
12/17/20251,525.00 ILS
12/16/20251,540.00 ILS
12/15/20251,535.00 ILS
12/11/20251,567.00 ILS
12/10/20251,570.00 ILS
12/9/20251,563.00 ILS
12/8/20251,571.00 ILS
12/4/20251,447.00 ILS
12/3/20251,424.00 ILS
12/2/20251,408.00 ILS
12/1/20251,407.00 ILS
11/27/20251,402.00 ILS
11/26/20251,385.00 ILS
11/25/20251,373.00 ILS
11/24/20251,360.00 ILS
11/20/20251,355.00 ILS
11/19/20251,402.00 ILS
11/18/20251,362.00 ILS
11/17/20251,387.00 ILS
11/13/20251,406.00 ILS
11/12/20251,403.00 ILS
11/11/20251,395.00 ILS
11/10/20251,395.00 ILS
11/6/20251,378.00 ILS
11/5/20251,400.00 ILS
11/4/20251,404.00 ILS
11/3/20251,404.00 ILS
10/30/20251,389.00 ILS
10/29/20251,389.00 ILS
10/28/20251,378.00 ILS
10/27/20251,403.00 ILS
10/23/20251,390.00 ILS
10/22/20251,389.00 ILS
10/21/20251,373.00 ILS
10/20/20251,382.00 ILS
10/16/20251,407.00 ILS
10/15/20251,414.00 ILS
10/9/20251,413.00 ILS
10/8/20251,366.00 ILS
9/30/20251,338.00 ILS
9/29/20251,304.00 ILS
9/25/20251,276.00 ILS
9/18/20251,303.00 ILS
9/17/20251,303.00 ILS
9/16/20251,319.00 ILS
9/15/20251,346.00 ILS
9/11/20251,371.00 ILS
9/10/20251,385.00 ILS
9/9/20251,393.00 ILS
9/8/20251,370.00 ILS
9/4/20251,345.00 ILS
9/3/20251,315.00 ILS
9/2/20251,310.00 ILS
9/1/20251,343.00 ILS
8/28/20251,346.00 ILS
8/27/20251,341.00 ILS
8/26/20251,350.00 ILS
8/25/20251,359.00 ILS
8/21/20251,365.00 ILS
8/20/20251,385.00 ILS
8/19/20251,393.00 ILS
8/18/20251,393.00 ILS
8/14/20251,375.00 ILS
8/13/20251,361.00 ILS
8/12/20251,305.00 ILS
8/11/20251,333.00 ILS
8/7/20251,340.00 ILS
8/6/20251,382.00 ILS
8/5/20251,329.00 ILS
8/4/20251,370.00 ILS
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Isracard Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2017
1.81 B ILS
729.00 M ILS
252.00 M ILS
Jan 1, 2018
2.36 B ILS
933.00 M ILS
318.00 M ILS
Jan 1, 2019
2.27 B ILS
648.00 M ILS
244.00 M ILS
Jan 1, 2020
2.07 B ILS
385.00 M ILS
93.00 M ILS
Jan 1, 2021
2.35 B ILS
792.00 M ILS
343.00 M ILS
Jan 1, 2022
2.70 B ILS
763.00 M ILS
155.00 M ILS
Jan 1, 2023
3.14 B ILS
833.00 M ILS
252.00 M ILS
Jan 1, 2024
3.26 B ILS
894.00 M ILS
264.00 M ILS

Isracard Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 3, 2026, 8:05 PM
 
REVENUEB ILS
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB ILS
EBITM ILS
EBIT MARGIN%
NET INCOMEM ILS
NET INCOME GROWTH%
DIV.ILS
DIV. GROWTH%
SHARESM
201620172018201920202021202220232024
1.711.812.362.272.072.352.703.143.26
–5.7830.09-3.52-8.8013.4614.9216.283.85
83.8882.2784.3480.8275.7486.5684.5480.4083.12
1.441.491.991.841.572.042.292.532.71
344.00729.00933.00648.00385.00792.00763.00833.00894.00
20.0940.2539.6028.5118.5733.6728.2326.5027.39
229.00252.00318.00244.0093.00343.00155.00252.00264.00
–10.0426.19-23.27-61.89268.82-54.8162.584.76
––––0.370.140.740.340.56
–––––-62.16428.57-54.0564.71
200.00200.00200.00200.00200.00200.00200.00200.00200.58
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Isracard generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Isracard retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Isracard's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Isracard has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Isracard's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Isracard stock margins

The Isracard margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Isracard. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Isracard.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2017
82.27 %
40.25 %
13.91 %
Jan 1, 2018
84.34 %
39.60 %
13.50 %
Jan 1, 2019
80.82 %
28.51 %
10.73 %
Jan 1, 2020
75.74 %
18.57 %
4.49 %
Jan 1, 2021
86.56 %
33.67 %
14.58 %
Jan 1, 2022
84.54 %
28.23 %
5.73 %
Jan 1, 2023
80.40 %
26.50 %
8.02 %
Jan 1, 2024
83.12 %
27.39 %
8.09 %

Isracard Stock Revenue, EBIT, Earnings per Share

The Isracard earnings per share therefore indicates how much revenue Isracard has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2017
9.06 ILS
3.65 ILS
1.26 ILS
Jan 1, 2018
11.78 ILS
4.67 ILS
1.59 ILS
Jan 1, 2019
11.37 ILS
3.24 ILS
1.22 ILS
Jan 1, 2020
10.37 ILS
1.93 ILS
0.47 ILS
Jan 1, 2021
11.76 ILS
3.96 ILS
1.72 ILS
Jan 1, 2022
13.52 ILS
3.82 ILS
0.78 ILS
Jan 1, 2023
15.72 ILS
4.17 ILS
1.26 ILS
Jan 1, 2024
16.27 ILS
4.46 ILS
1.32 ILS

Isracard business model & stock analysis

Isracard is a leading Israeli company in the credit and debit card industry. The company was founded in 1975 and is headquartered in Tel Aviv, Israel. Since 1991, Isracard has been a part of the internationally operating Bank Hapoalim Group. Isracard has been active in the Israeli market for over 45 years and has become one of the leading companies in the credit and debit card industry. The company focuses on customer satisfaction and innovation. Isracard offers a wide range of credit cards to its customers, including Visa, MasterCard, Diners Club, and American Express. The company also provides various payment solutions for retailers and businesses. Isracard has specialized in different target groups such as students, businesspeople, and frequent travelers. The company offers a variety of products and services, including standard credit cards with loyalty points, insurance, and discounts. Isracard also offers cash cards for payment in Israel without a regular credit card or bank account. Additionally, Isracard provides prepaid cards for those who need to plan their budget and limit their spending. For frequent travelers and international business transactions, Isracard offers special cards with favorable exchange rates and travel insurance. The company is known for its innovation, being the first in Israel to offer contactless payment and developing the Card Guard Service to prevent credit card fraud. In conclusion, Isracard is a long-established company in the credit and debit card industry in Israel, offering a wide range of products and services, seamless payment processing, and innovation in the industry.

Isracard SWOT Analysis

Strengths

Isracard Ltd holds a dominant position in the credit card market in Israel. With a long history and extensive customer base, the company has established itself as a leading provider of credit card services in the country.

Isracard Ltd is widely recognized and trusted by consumers in Israel. The company's strong brand image adds credibility and attracts potential customers, leading to increased market share and customer loyalty.

Weaknesses

Isracard Ltd heavily relies on the domestic market for its revenue. This dependence makes the company vulnerable to changes in the economic and regulatory environment of Israel, which could impact its financial performance.

Isracard Ltd primarily offers credit card services and has limited product diversification. This lack of variety in its product portfolio may limit growth opportunities and leave the company exposed to market fluctuations in the credit card industry.

Opportunities

Isracard Ltd has the potential to expand its operations into international markets. By leveraging its strong brand and expertise in credit card services, the company could tap into new customer bases and diversify its revenue streams.

The increasing popularity of digital payments presents an opportunity for Isracard Ltd to develop innovative digital solutions. By investing in technology and partnering with fintech companies, the company can cater to changing customer preferences and enhance its competitiveness.

Threats

Isracard Ltd faces intense competition from both traditional banks and emerging fintech startups in the credit card industry. This competition can impact market share and profitability, necessitating continuous investment in product innovation and customer acquisition strategies.

Regulatory changes, such as new regulations on transaction fees or consumer protection policies, can significantly impact Isracard Ltd's operations and profitability. The company needs to closely monitor and adapt to any regulatory changes that may arise.

Isracard Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Isracard historical P/E ratio, EBIT multiple, and P/S ratio

Isracard annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Isracard shares outstanding

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2017
200.00 M Stocks
Jan 1, 2018
200.00 M Stocks
Jan 1, 2019
200.00 M Stocks
Jan 1, 2020
200.00 M Stocks
Jan 1, 2021
200.00 M Stocks
Jan 1, 2022
200.00 M Stocks
Jan 1, 2023
200.00 M Stocks
Jan 1, 2024
200.58 M Stocks

Isracard Dividend History

6 years of dividend payments · 2 consecutive increases

YearAnnual DividendYoY ChangePayments
20256.35ILS↑ 1,028.4%2×
Mar 20, 20250.26ILS↓ 1.1%1/2
Jul 23, 20256.09ILS↑ 2,236.5%2/2
20240.56ILS↑ 65.9%3×
20230.34ILS↓ 54.4%2×
20220.74ILS↑ 434.4%2×
20210.14ILS↓ 62.0%1×
20200.37ILS—1×

Isracard dividend payout ratio

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2017
53.39 %
Jan 1, 2018
53.39 %
Jan 1, 2019
53.39 %
Jan 1, 2020
78.71 %
Jan 1, 2021
8.10 %
Jan 1, 2022
95.85 %
Jan 1, 2023
26.90 %
Jan 1, 2024
37.42 %

Current Isracard forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
85.71 % (6)
Hold
14.29 % (1)
Sell
0.00 % (0)
12M Price Target
15.81
Last Price
1,070.00
Currency
ILS
12M Return Potential
-98.52 %
LTM Return
0 %

Isracard shareholder structure

% Name
64.99235%
Delek Group Ltd
Delek Group Ltd
6.89033%
Meitav Dash Investments Ltd.
Meitav Dash Investments Ltd.
5.10545%
Nawi Brothers Group Ltd
Nawi Brothers Group Ltd
4.02902%
Phoenix Investment House Ltd
Phoenix Investment House Ltd
3.32311%
Phoenix Investment and Finances Ltd
Phoenix Investment and Finances Ltd
3.12464%
Harel Mutual Funds Ltd
Harel Mutual Funds Ltd

Isracard Beneficial Ownership Filings (SEC 13D/G)

Free Float
28.6%
Float Shares
-
Shares Outstanding
-

Isracard Executives and Management Board

23 members · avg. age 54 · 39 % women

Management

PW

Prof. Ron Wexler (49)

Chief Executive Officer

–
SB

Ms. Sigal Barmack (50)

Chief Accounting Officer

–
OA

Ms. Orit Adler (39)

Chief Compliance Officer

–
AI

Mr. Amir Kushilevitz Ilan (47)

Chief Risk Officer, Vice President-Risk Management, Member of the Management Board

–
RG

Mr. Ram Gev (44)

Vice President - Finance, Member of the Management Board

–
NN

Ms. Noa Naveh (47)

Vice President, General Counsel, Member of the Management Board

–

Board of Directors

ED

Mr. Eyal Desheh (66)

Chairman of the Board · since 2017

–
EK

Mr. Eldad Kahana (74)

Director

–
GK

Mr. Guy Kalif (47)

Director

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MT

Mr. Matityahu Tal (70)

Director

–
YW

Mr. Yoram Weissbrem (70)

Director

–
IA

Mr. Itshak Amram (80)

External Director

–

Frequently asked questions about Isracard

The business model of Isracard Ltd, a leading credit card company in Israel, focuses on providing convenient financial solutions to consumers and businesses. Isracard offers a wide range of credit card products and services, including cards with various benefits and rewards programs. The company generates revenue through fees and interest charges on credit card transactions, as well as other financial services. Isracard's business model emphasizes customer satisfaction and loyalty, supported by innovative technology and efficient customer service. Through its comprehensive offerings and strong market presence, Isracard aims to be a trusted partner for individuals and businesses seeking reliable financial solutions.

Isracard Ltd is primarily active in the credit card industry.

The main competitors of Isracard Ltd in the market are Visa, Mastercard, and American Express.

Isracard Ltd is a leading financial services company in Israel, specializing in the credit card sector. Established in 1975, Isracard has grown to become a prominent player in the country's credit market. It is a subsidiary of Bank Hapoalim, Israel's largest bank, which acquired full ownership in 2016. Isracard offers a diverse range of credit card products and related services, serving both individual and business customers. With a strong emphasis on technological innovation and customer satisfaction, Isracard has established itself as a trusted and reliable provider of financial solutions in Israel.

Isracard Ltd has achieved several significant milestones throughout its history. One of the notable achievements includes the company's establishment as Israel's leading credit card company in 1975. Over the years, Isracard has consistently adapted to changing market demands and technology advancements. In 1992, the company introduced the first credit card with an embedded microchip in Israel. Isracard also expanded its services, offering various financial products such as loans and insurance. Moreover, the company successfully implemented innovative digital solutions, including mobile applications and online banking services, to enhance customer convenience. Isracard's commitment to excellence and continuous innovation has solidified its position as a trusted and prominent player in the financial services sector.

Isracard Ltd is primarily present in Israel, where it operates as one of the largest credit card companies.

Isracard Ltd represents a set of core values and corporate philosophies that drive its operations. With a focus on innovation and customer satisfaction, Isracard aims to provide cutting-edge financial solutions and services to its clients. The company strives for excellence by fostering a culture of integrity, professionalism, and teamwork. Isracard Ltd is committed to transparency, reliability, and trustworthiness, ensuring that its customers' needs are always the top priority. By embracing technology and maintaining a strong reputation, Isracard upholds its position as a leading player in the financial industry.

Analysts currently set an average price target of 15.81 ILS for the Isracard stock (median: 15.81 ILS), implying -98.5 % versus the latest price. The consensus is based on 7 analyst ratings.

Isracard Analyst Price Targets 2026

7 analysts currently rate the Isracard stock: 6 recommend buying, 1 holding and 0 selling.

Isracard Analyst Price Targets 2026

Converted at the current exchange rate, the Isracard share trades at 303.51 EUR (1,070.00 ILS).

Isracard Ltd is a company that was founded in 1975 and plays a leading role in the credit card industry in Israel. The company is a subsidiary of Bank Hapoalim and offers a wide range of financial products and services, including credit cards, consumer loans, and payment processing solutions. Credit cards are an important part of Isracard's business model. The company offers various cards tailored to customers' needs. The cards offered include the Isracard Business Card, the Isracard Premium Card, and the Isracard Classic Card. Each card has its own benefits, such as rewards programs, discounts on purchases, and additional travel insurance. The company also works closely with retailers to promote and market credit cards. For example, Isracard has partnerships with leading retailers such as Ikea, Fox, Super-Pharm, and others to offer exclusive discounts and offers for Isracard credit card holders. Isracard also offers consumer loans for customers who need additional financing options. The company offers various types of consumer loans, including personal loans, auto loans, and debt consolidation loans. Customers can choose the loan amount, repayment period, and other terms to meet their individual needs. Additionally, Isracard provides payment processing solutions for various business sectors. The company offers merchants the ability to accept credit card payments and provide secure online shopping for their customers. Isracard also collaborates with other financial interfaces to provide services such as transfers and payment guarantees for merchants. Isracard continuously strives to improve to meet the changing needs and expectations of customers. The company regularly conducts surveys to gather customer feedback and adjust its products and services accordingly. Additionally, Isracard utilizes innovative technologies and partnerships to enhance the customer experience and explore new business opportunities. Overall, Isracard Ltd has developed a comprehensive business model that offers various financial products and services to meet customers' needs. The company remains relevant and competitive by staying innovative and adapting its services to meet changing industry trends.

The revenue cannot currently be calculated for Isracard.

The profit cannot currently be calculated for Isracard.

The P/E ratio cannot be calculated for Isracard at the moment.

The P/S cannot be calculated for Isracard currently.

The Eulerpool Quality Score for Isracard is 2/10.

The ISIN of Isracard is IL0011574030. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Isracard is A2PTJX. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Isracard is ISCD.TA. The ticker symbol is used to trade Isracard shares on the stock exchange.

Over the past 12 months, Isracard paid a dividend of 0.56 ILS . This corresponds to a dividend yield of about 0.05 %. For the coming 12 months, Isracard is expected to pay a dividend of 0.56 ILS.

The current dividend yield of Isracard is 0.05 %.

Isracard pays a dividend, distributed in the months of , , , .

Isracard paid dividends every year for the past 6 years.

For the upcoming 12 months, dividends amounting to 0.56 ILS are expected. This corresponds to a dividend yield of 0.05 %.

Isracard is assigned to the 'Finance' sector.

To receive the latest dividend of Isracard from amounting to 6.09 ILS, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Isracard distributed 0.34 ILS as dividends.

The dividends of Isracard are distributed in ILS.

All fundamentals and in-depth analysis of Isracard

Our stock analysis for Isracard stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Isracard. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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