Isabella Bank (ISBA) Stock Price

Isabella Bank Price

OTC·CLOSED
36.86
​
Market closed

Revenue has compounded at 4.1% per year over the past 18 years to 70.41 M USD. Earnings per share have grown at 2.3% per year over the last 13 years. Isabella Bank's net margin stands at -806.3%, down from -8.5% several years earlier. Isabella Bank currently offers a dividend yield of about 3.04%. The dividend has grown at 6.5% per year over the past 16 years. Analysts set a median price target of 43.00 USD, implying 16.7% above the current price. Of 10 analysts, 0 rate the stock a buy — an overall Hold consensus.

Isabella Bank stock price

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Isabella Bank business model & stock analysis

The Isabella Bank Corp is a US-American bank based in Mount Pleasant, Michigan. The history of the company dates back to the year 1903, when the Union Bank was founded in Isabella County. In the decades that followed, the bank grew through acquisitions and purchases until it was finally renamed Isabella Bank Corp in 1988. The business model of Isabella Bank Corp is focused on the needs of its customers. It offers products and services for retail customers, business customers, and public institutions. The personal relationship with the customers is of utmost importance. The bank places great value on ensuring that their customers have a personal contact person who can assist them with any questions and help them manage their finances. Isabella Bank Corp is divided into different divisions to meet the different needs and requirements of its customers. The divisions include retail customers, business customers, public institutions, the real estate market, and asset management. Each division offers a variety of products and services that are specifically tailored to meet the needs of their customers. The retail customers division offers a wide range of financial products tailored to the needs of individual customers. This includes current accounts, savings accounts, credit cards, mortgage financing, and various insurance products. Isabella Bank Corp has a network of branches and ATMs that allow customers to conveniently and easily manage their finances from anywhere. The business customers division offers a range of business accounts specifically tailored to the needs of small and medium-sized businesses. In addition, Isabella Bank Corp offers loans, leasing agreements, working capital loans, and various other financial products to help businesses manage their finances. The public institutions division specializes in providing financial and administrative solutions for government agencies, schools, and other public institutions. This includes treasury management products, investment fund management, and various credit products. The real estate market division offers financing and leasing solutions for retail customers and businesses. This includes mortgage financing, real estate rental and sales, and other related services. The asset management division offers a comprehensive range of asset management services, including investment management, advisory services, and various types of financial products. These products are tailored to the needs of affluent retail customers and businesses. In summary, Isabella Bank Corp offers a wide portfolio of financial products and services tailored to the different needs of its customers. With its personal approach and commitment to customer satisfaction, the bank has become a trusted partner for retail customers, businesses, and public institutions.

Frequently asked questions about Isabella Bank

Isabella Bank Corp operates as a financial institution that provides various banking products and services. The company's business model revolves around offering commercial and retail banking services to individuals, businesses, and organizations in Michigan, USA. Isabella Bank Corp aims to generate revenue through traditional banking activities, such as accepting deposits, granting loans, providing wealth management solutions, and offering other financial services. With a customer-centric approach, Isabella Bank Corp strives to meet the diverse financial needs of its clients while maintaining strong relationships within the communities it serves.

Isabella Bank Corp is primarily active in the banking industry.

The main competitors of Isabella Bank Corp in the market include other regional banks and financial institutions operating in the same geographic area. These competitors typically offer similar services, such as consumer and commercial banking, wealth management, and loans. Some notable competitors of Isabella Bank Corp may include Chemical Bank, Independent Bank Corp, Mercantile Bank Corp, and Members First Credit Union. Isabella Bank Corp differentiates itself by offering personalized customer service, innovative financial solutions, and a strong focus on supporting local communities.

Isabella Bank Corp is a financial institution with a rich history and a strong background. Established in 1903, Isabella Bank Corp has been serving the community for over a century. The company is headquartered in Mount Pleasant, Michigan, and operates as a subsidiary of Isabella Bank, offering a range of financial services to individuals and businesses. With its dedicated team of professionals and commitment to customer satisfaction, Isabella Bank Corp has built a reputation for providing reliable banking solutions, personalized service, and community involvement. Over the years, the company has continued to grow and adapt to changing market demands, positioning itself as a trusted and dependable financial partner for customers.

Isabella Bank Corp, a reputable financial institution, has achieved several significant milestones over the years. One notable achievement is the consistent growth in its assets and annual revenues, showcasing its strong financial performance. Another milestone worth mentioning is the expansion of its branch network, allowing the company to reach and serve a wider customer base effectively. Isabella Bank Corp has also consistently delivered positive shareholder returns, reflecting its commitment to creating value for its investors. Furthermore, the company has gained a strong reputation for its exceptional customer service, reflecting its dedication to building long-term relationships with clients.

Isabella Bank Corp is primarily present in the United States, specifically in the state of Michigan.

Isabella Bank Corp represents strong values and a client-focused corporate philosophy. As a trusted financial institution, Isabella Bank Corp prioritizes integrity, innovation, and personalized service for its customers. The company is committed to building long-term relationships and providing exceptional banking solutions. With a dedication to community development, Isabella Bank Corp actively supports local organizations and initiatives. Their commitment to ethical practices and transparency is evident in their operations. Isabella Bank Corp strives to meet the diverse financial needs of its clients, ensuring their financial success and contributing positively to the communities they serve.

Analysts currently set an average price target of 43.00 USD for the Isabella Bank stock (median: 43.00 USD), implying +16.7 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the Isabella Bank stock: 0 recommend buying, 6 holding and 4 selling. For 2026, analysts expect Isabella Bank to generate revenue of 2.78 B USD and earnings per share of -2.49 USD.

Converted at the current exchange rate, the Isabella Bank share trades at 32.93 EUR (36.86 USD).

The Isabella Bank Corp is a US financial company based in Mount Pleasant, Michigan. Since its establishment in 1903, the company has become a leading regional financial service provider with over 30 branches. The business model of Isabella Bank Corp focuses on various sectors, including deposit and credit products, wealth management, individual financial planning, and payment processing. The company aims to provide its customers with personalized solutions to help them achieve their financial goals. Deposit and credit products offered by Isabella Bank Corp include checking accounts, savings accounts, certificates, mortgages, and other loans. Customers can choose from various options tailored to their needs and financial objectives. The bank also offers mobile banking services, allowing customers to conveniently access their accounts on the go. Isabella Bank Corp's wealth management team provides expertise in asset management to its customers. They develop investment and wealth strategies customized to individual client needs. The company also offers financial planning and consulting services to assist customers in planning their financial future. For individual financial planning, Isabella Bank Corp offers tailored services to meet the needs and goals of its customers. Clients can expect support from the company's experienced financial advisors in creating financial plans, establishing personal budgets, and reducing debt. To facilitate customer convenience, Isabella Bank Corp provides convenient payment options, including online banking, mobile banking, and secure payment processing. The company also collaborates with businesses to offer customized payment solutions. In summary, Isabella Bank Corp has a versatile business model tailored to the needs and financial goals of its customers. The company offers a wide range of products and services, including deposit and credit products, wealth management, individual financial planning, and payment processing. The company strives to support customers in achieving their financial goals and provide them with the highest level of convenience and service quality.

The expected revenue of Isabella Bank is 2.78 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Isabella Bank is -120.51 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Isabella Bank is currently -14.82. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Isabella Bank stock.

The price-to-sales ratio (P/S) of Isabella Bank is currently 0.64. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Isabella Bank stock.

The Eulerpool Quality Score for Isabella Bank is 1/10.

The ISIN of Isabella Bank is US4642141059. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Isabella Bank is A0YHVP. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Isabella Bank is ISBA. The ticker symbol is used to trade Isabella Bank shares on the stock exchange.

Fair ValueTerminal
34.28 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
206,483.86 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Nov 8, 2001
ISIN
US4642141059
Cusip
464214105
Sedol
2521941
Market capitalization
1.79 B USDSmall Cap
52-Week Range
PEG
0.10
P/E ratio
P/Ee 2025
-5.72
P/Ee 2026
-14.82
P/Ee 2027
-18.97
P/Se
0.68
EV/EBIT
—
P/B Ratio
57.81
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-16.95 %
Dividend
Dividend yield
3.04 %
Est. Dividend Yield
3.08 %
Payout Ratio
-9.56 %
Dividend growth Ø5Y
0.73 %
Dividend payments per year
1
Dividend paid since
18 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 14, 2026, 9:10 PM

Isabella Bank Ticker

OTC · ISBAOTC · ISBA

Isabella Bank FIGI

ISBA:US · BBG000CF3WB6ISBA:PQ · BBG000CF5550ISBA:UV · BBG000CF5621