Essent Group (ESNT) Stock Price
Essent Group Price
Revenue has compounded at 42.4% per year over the past 15 years to 1.26 B USD. Earnings per share have grown at 16.1% per year over the last 12 years. Essent Group's net margin stands at 54.7%, down from 66.3% several years earlier. Essent Group currently offers a dividend yield of about 2.00%. The payout ratio is around 17% of earnings. The dividend has grown at 26.7% per year over the past 6 years. Analysts set a median price target of 68.00 USD, implying 9.9% above the current price. Of 15 analysts, 8 rate the stock a buy — an overall Buy consensus.
Essent Group stock price
Essent Group business model & stock analysis
Frequently asked questions about Essent Group
The business model of Essent Group Ltd is centered around private mortgage insurance. As a provider of mortgage insurance products, Essent Group operates by offering coverage on residential mortgage loans. The company works alongside mortgage lenders and servicers to manage risk, enhance mortgage credit, and enable homeownership opportunities. By insuring lenders against potential losses on mortgage loans, Essent Group protects the interests of both homeowners and mortgage investors. With a focus on delivering innovative solutions and strong underwriting expertise, Essent Group aims to support a more secure and efficient housing finance system for individuals and communities.
Essent Group Ltd is primarily active in the mortgage insurance industry. It provides private mortgage insurance to residential mortgage lenders, making homeownership more attainable for borrowers with low down payments. Essent Group offers its services to mortgage lenders and investors, helping them mitigate credit risk and enhance mortgage origination. As a leading provider of mortgage insurance, Essent Group supports the housing finance industry by promoting responsible homeownership and supporting the U.S. housing market. With its expertise in risk management, Essent Group plays a vital role in facilitating a safe and efficient housing finance system.
The main competitors of Essent Group Ltd in the market include private mortgage insurance companies such as MGIC Investment Corporation, Radian Group Inc., and Genworth Financial Inc. These companies also provide mortgage insurance services, which protect lenders in case borrowers default on their mortgage loans. Essent Group Ltd competes with these industry players to gain market share and provide competitive mortgage insurance solutions to its customers.
Essent Group Ltd is a leading provider of private mortgage insurance (PMI) and reinsurance for mortgages. Established in 2008, Essent has quickly become a trusted name in the industry. The company was founded as a response to the mortgage crisis, aiming to bring stability and confidence to the housing market. With a focus on risk management and innovative technology solutions, Essent offers credit enhancement products to lenders, helping them manage and mitigate mortgage credit risk. Through its subsidiaries, Essent operates in the United States, serving lenders and investors, and continues to expand its presence in the global mortgage insurance market.
Essent Group Ltd has achieved several significant milestones throughout its history. The company witnessed tremendous growth since its inception and became a leading provider of private mortgage insurance. Essent Group's successful initial public offering in 2013 further solidified its presence in the market. The company has consistently surpassed expectations, delivering strong financial results and maintaining a solid credit rating. Essent Group's commitment to innovation and customer service has earned them various industry recognitions. Moreover, expanding its international footprint, Essent Group has established operations in Canada and Bermuda. These achievements showcase Essent Group Ltd's continuous strive for excellence and position the company as a prominent player in the mortgage insurance industry.
Essent Group Ltd is primarily present in the United States, with its headquarters in Radnor, Pennsylvania. As a leading provider of private mortgage insurance, Essent serves lenders and mortgage investors nationwide. The company operates across all 50 states, ensuring broad coverage for its customers. Essent's presence extends beyond the United States, as it also operates in Canada and the United Kingdom, offering its services to international clients. Through its robust presence in these countries and regions, Essent Group Ltd continues to strengthen its position in the global mortgage insurance market.
Essent Group Ltd represents a values-driven corporate philosophy focused on innovation, integrity, and excellence. As a leading provider of private mortgage insurance, Essent Group Ltd strives to empower homeownership for borrowers, while ensuring responsible lending practices. The company's commitment to innovation is evident in its use of advanced technology and data analytics to assess risk accurately. Essent Group Ltd's core values include respect, teamwork, and accountability, fostering a collaborative and inclusive work environment. By maintaining a strong focus on customer satisfaction, Essent Group Ltd has built a reputation for delivering quality mortgage insurance solutions to its clients.
Analysts currently set an average price target of 70.00 USD for the Essent Group stock (median: 68.00 USD), implying +13.1 % versus the latest price. The consensus is based on 15 analyst ratings.
15 analysts currently rate the Essent Group stock: 8 recommend buying, 7 holding and 0 selling. For 2026, analysts expect Essent Group to generate revenue of 1.35 B USD and earnings per share of 7.76 USD.
Converted at the current exchange rate, the Essent Group share trades at 55.27 EUR (61.90 USD).
The Essent Group share (ESNT) is listed on 3 stock exchanges, including: NYSE (ESNT), London (0U95.L), Frankfurt (EG0.F).
Essent Group Ltd is a leading US company specialized in mortgage insurance and related risks. The company offers private mortgage insurance (PMI) to insure mortgage loans, as well as reinsurance for other insurance companies. Essent Group Ltd utilizes data analysis and risk modeling to assess borrower creditworthiness and predict loan default risks. The company also provides income verification services for mortgage lenders. Essent Group Ltd serves a wide range of clients, including both large and small lenders, investment funds, and the government. The company's business model includes refinancing insured loans to generate additional income and reduce risks. Overall, Essent Group Ltd is focused on minimizing risks and protecting investments through a comprehensive range of services.
The expected revenue of Essent Group is 1.35 B USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Essent Group is 749.98 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Essent Group is currently 7.98. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Essent Group stock.
The price-to-sales ratio (P/S) of Essent Group is currently 4.44. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Essent Group stock.
The Eulerpool Quality Score for Essent Group is 7/10.
The ISIN of Essent Group is BMG3198U1027. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Essent Group is A1W6VY. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Essent Group is ESNT. The ticker symbol is used to trade Essent Group shares on the stock exchange.
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All fundamentals and in-depth analysis of Essent Group
Our stock analysis for Essent Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Essent Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.