Essent Group Stock

Essent Group ROE

The Return on Equity (ROE) of Essent Group (ESNT) as of Aug 17, 2026 is 11.99 %. In the previous year, Return on Equity (ROE) was 13.02 % — a change of -7.92% (lower).

ROE

11.99 %

YoY

-7.92%

Last updated:

In 2026, Essent Group's return on equity (ROE) was 11.99 %, a -7.92% increase from the 13.02 % ROE in the previous year.

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Essent Group Stock analysis

What does Essent Group do? Essent Group Ltd. is an international company specializing in mortgage insurance. It was founded in 2008 and is headquartered in Hamilton, Bermuda. The company is listed on the New York Stock Exchange under the ticker symbol ESNT. Essent's business model is to provide mortgage insurance to banks and lenders. These insurances protect loans from defaults by borrowers, minimizing the risk for the bank and allowing them to lend to higher-risk borrowers. Essent offers various insurance products specializing in specific types of loans and risks. For example, they provide insurance for prime mortgages, as well as higher-risk loans like subprime loans. In addition, Essent also offers other insurance services, such as reinsurance, where they assume the risk of another insurance company by insuring against losses due to a claim. Essent has experienced strong growth in recent years, especially in the USA and Canada. The company has managed to establish itself and secure a significant market share in a highly competitive market. An important factor contributing to Essent's success is its advanced technology. Their risk management system utilizes artificial intelligence to assess risks and make decisions within seconds. This enables Essent to quickly adapt to market changes and adjust their offerings accordingly. Essent is also committed to social responsibility. The company believes that education is an important factor for individuals' success and well-being. As a result, Essent has established a foundation aimed at providing better educational opportunities for children from disadvantaged families. Overall, Essent has experienced impressive growth in recent years and has become a leading provider of mortgage insurance. The company is distinguished by its state-of-the-art technology, wide range of insurance products, and commitment to improving education. Essent Group is one of the most popular companies on Eulerpool.

ROE Details

Decoding Essent Group's Return on Equity (ROE)

Essent Group's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing Essent Group's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

Essent Group's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in Essent Group’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about Essent Group stock

Return on Equity (ROE) of Essent Group is 11.99 % in 2026.

Return on Equity (ROE) of Essent Group changed from 13.02 % to 11.99 %, representing a -7.92% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) Essent Group since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s Essent Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — Essent Group

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