Essent Group

Essent Group Debt

The Debt of Essent Group (ESNT) as of Oct 27, 2026 is 495.30 M USD. In the previous year, Debt was 493.96 M USD — a change of 0.27% (higher).

Debt

495.30 MUSD

YoY

0.27%

Last updated:

In 2025, Essent Group's total debt was 495.30 M USD, a 0.27% change from the 493.96 M USD total debt recorded in the previous year.

The Essent Group Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2018
223.70 M USD
Jan 1, 2019
224.20 M USD
Jan 1, 2020
321.70 M USD
Jan 1, 2021
419.80 M USD
Jan 1, 2022
420.90 M USD
Jan 1, 2023
421.92 M USD
Jan 1, 2024
493.96 M USD
Jan 1, 2025
495.30 M USD
The Essent Group Debt history
YEARDebtYoY
495.30 MUSD+0.27%
493.96 MUSD+17.07%
421.92 MUSD+0.24%
420.90 MUSD+0.26%
419.80 MUSD+30.49%
321.70 MUSD+43.49%
224.20 MUSD+0.22%
223.70 MUSD-10.02%
248.60 MUSD+148.60%
100.00 MUSD—
0.00USD—
0.00USD—

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Essent Group Stock analysis

What does Essent Group do? Essent Group Ltd. is an international company specializing in mortgage insurance. It was founded in 2008 and is headquartered in Hamilton, Bermuda. The company is listed on the New York Stock Exchange under the ticker symbol ESNT. Essent's business model is to provide mortgage insurance to banks and lenders. These insurances protect loans from defaults by borrowers, minimizing the risk for the bank and allowing them to lend to higher-risk borrowers. Essent offers various insurance products specializing in specific types of loans and risks. For example, they provide insurance for prime mortgages, as well as higher-risk loans like subprime loans. In addition, Essent also offers other insurance services, such as reinsurance, where they assume the risk of another insurance company by insuring against losses due to a claim. Essent has experienced strong growth in recent years, especially in the USA and Canada. The company has managed to establish itself and secure a significant market share in a highly competitive market. An important factor contributing to Essent's success is its advanced technology. Their risk management system utilizes artificial intelligence to assess risks and make decisions within seconds. This enables Essent to quickly adapt to market changes and adjust their offerings accordingly. Essent is also committed to social responsibility. The company believes that education is an important factor for individuals' success and well-being. As a result, Essent has established a foundation aimed at providing better educational opportunities for children from disadvantaged families. Overall, Essent has experienced impressive growth in recent years and has become a leading provider of mortgage insurance. The company is distinguished by its state-of-the-art technology, wide range of insurance products, and commitment to improving education. Essent Group is one of the most popular companies on Eulerpool.

Debt Details

Understanding Essent Group's Debt Structure

Essent Group's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing Essent Group's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to Essent Group’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in Essent Group’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about Essent Group stock

Debt of Essent Group is 495.30 M USD in 2025.

Debt of Essent Group changed from 493.96 M USD to 495.30 M USD, representing a 0.27% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt Essent Group since 2006 – with annual values, charts, and detailed analysis.

Debt's USD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's Essent Group historically and in real time.

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Balance Sheet — Essent Group

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — Essent Group