Erste Group Bank (EBS.VI) Stock Price

Erste Group Bank Price

Wiener Börse·CLOSED
122.30EUR-0.30 (-0.24 %)
Market closed

Revenue has compounded at 5.0% per year over the past 19 years to 11.82 B EUR. Earnings per share have grown at 4.8% per year over the last 19 years. Erste Group Bank's net margin stands at 25.3%, up from 8.8% several years earlier. Erste Group Bank currently offers a dividend yield of about 4.60%. The payout ratio is around 38% of earnings. The dividend has grown at 13.6% per year over the past 19 years. Analysts set a median price target of 107.10 EUR, implying 12.4% below the current price. Of 21 analysts, 13 rate the stock a buy — an overall Buy consensus. The stock trades about 51% above its 52-week low.

Erste Group Bank stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Erste Group Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Erste Group Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Erste Group Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Erste Group Bank Stock Price History
DateErste Group Bank Price
8/14/2026122.30 EUR
8/13/2026122.60 EUR
8/12/2026120.30 EUR
8/11/2026120.30 EUR
8/10/2026120.20 EUR
8/7/2026121.20 EUR
8/6/2026121.70 EUR
8/5/2026121.10 EUR
8/4/2026115.70 EUR
7/31/2026112.80 EUR
7/30/2026112.60 EUR
7/29/2026113.30 EUR
7/28/2026115.00 EUR
7/27/2026114.60 EUR
7/24/2026115.10 EUR
7/23/2026114.30 EUR
7/22/2026116.10 EUR
7/21/2026116.30 EUR
7/20/2026112.60 EUR
7/17/2026112.90 EUR
7/16/2026114.70 EUR
7/15/2026114.90 EUR
7/14/2026116.50 EUR
7/13/2026117.00 EUR
7/10/2026117.60 EUR
7/9/2026117.10 EUR
7/8/2026114.40 EUR
7/7/2026118.40 EUR
7/6/2026118.90 EUR
7/3/2026118.90 EUR
7/2/2026118.70 EUR
7/1/2026115.60 EUR
6/30/2026117.10 EUR
6/29/2026114.90 EUR
6/26/2026115.70 EUR
6/25/2026117.50 EUR
6/24/2026115.10 EUR
6/23/2026115.70 EUR
6/22/2026116.50 EUR
6/19/2026115.20 EUR
6/18/2026115.40 EUR
6/17/2026114.10 EUR
6/16/2026112.40 EUR
6/15/2026111.00 EUR
6/12/2026108.70 EUR
6/11/2026104.40 EUR
6/10/2026102.70 EUR
6/9/2026102.90 EUR
6/8/2026101.80 EUR
6/5/2026103.00 EUR
6/4/2026100.70 EUR
6/3/2026101.30 EUR
6/2/2026103.40 EUR
6/1/2026102.20 EUR
5/29/2026103.00 EUR
5/28/2026102.00 EUR
5/27/2026102.80 EUR
5/26/2026102.90 EUR
5/25/2026101.50 EUR
5/22/202698.55 EUR
5/21/202699.90 EUR
5/20/202697.25 EUR
5/19/202697.15 EUR
5/18/202696.25 EUR
5/15/202697.00 EUR
5/14/202697.10 EUR
5/13/202696.95 EUR
5/12/202696.60 EUR
5/11/2026100.00 EUR
5/8/202698.85 EUR
5/7/202699.95 EUR
5/6/202698.80 EUR
5/5/202694.45 EUR
5/4/202693.50 EUR
4/30/202694.20 EUR
4/29/2026100.40 EUR
4/28/2026100.90 EUR
4/27/2026100.30 EUR
4/24/202699.75 EUR
4/23/2026100.00 EUR
4/22/2026101.40 EUR
4/21/2026102.30 EUR
4/20/2026105.00 EUR
4/17/2026108.60 EUR
4/16/2026105.30 EUR
4/15/2026106.30 EUR
4/14/2026106.20 EUR
4/13/2026104.50 EUR
4/10/2026103.80 EUR
4/9/202699.05 EUR
4/8/2026100.20 EUR
4/7/202694.40 EUR
4/2/202693.21 EUR
3/27/202692.15 EUR
3/26/202693.54 EUR
3/24/202690.84 EUR
3/23/202690.62 EUR
3/20/202689.35 EUR
3/19/202691.85 EUR
3/17/202691.88 EUR
3/16/202691.52 EUR
3/13/202692.39 EUR
3/12/202694.22 EUR
3/11/202696.04 EUR
3/10/202697.15 EUR
3/6/202695.88 EUR
3/5/202696.70 EUR
2/27/2026102.10 EUR
2/26/2026103.24 EUR
2/25/2026104.63 EUR
2/23/2026106.49 EUR
2/21/2026106.44 EUR
2/19/2026106.76 EUR
2/18/2026106.75 EUR
2/17/2026104.80 EUR
2/16/2026103.30 EUR
2/13/2026102.00 EUR
2/12/2026106.30 EUR
2/11/2026107.60 EUR
2/10/2026107.70 EUR
2/9/2026109.40 EUR
2/6/2026107.00 EUR
2/5/2026105.80 EUR
2/4/2026108.50 EUR
2/3/2026110.80 EUR
2/2/2026110.30 EUR
1/30/2026109.50 EUR
1/29/2026107.80 EUR
1/28/2026110.00 EUR
1/27/2026109.90 EUR
1/26/2026108.10 EUR
1/23/2026107.80 EUR
1/22/2026108.60 EUR
1/21/2026104.40 EUR
1/20/2026103.70 EUR
1/19/2026104.40 EUR
1/16/2026104.90 EUR
1/15/2026105.30 EUR
1/14/2026104.30 EUR
1/13/2026105.00 EUR
1/12/2026104.00 EUR
1/9/2026103.00 EUR
1/8/2026104.70 EUR
1/7/2026103.90 EUR
1/6/2026104.60 EUR
1/5/2026105.00 EUR
1/2/2026103.90 EUR
12/30/2025102.90 EUR
12/29/2025101.10 EUR
12/23/2025101.10 EUR
12/22/2025100.40 EUR
12/19/2025101.20 EUR
12/18/202599.90 EUR
12/17/202599.15 EUR
12/16/202598.60 EUR
12/15/202597.15 EUR
12/12/202595.50 EUR
12/11/202599.55 EUR
12/10/202598.60 EUR
12/9/202597.95 EUR
12/8/202596.55 EUR
12/5/202595.75 EUR
12/4/202597.50 EUR
12/3/202596.65 EUR
12/2/202597.50 EUR
12/1/202594.00 EUR
11/28/202594.15 EUR
11/27/202592.75 EUR
11/26/202592.90 EUR
11/25/202591.05 EUR
11/24/202590.80 EUR
11/21/202589.10 EUR
11/20/202589.75 EUR
11/19/202590.35 EUR
11/18/202588.05 EUR
11/17/202589.90 EUR
11/14/202590.80 EUR
11/13/202592.00 EUR
11/12/202593.75 EUR
11/11/202593.15 EUR
11/10/202592.40 EUR
11/7/202589.45 EUR
11/6/202588.95 EUR
11/5/202588.70 EUR
11/4/202589.70 EUR
11/3/202589.75 EUR
10/31/202589.75 EUR
10/30/202585.05 EUR
10/29/202584.45 EUR
10/28/202584.15 EUR
10/27/202583.50 EUR
10/24/202582.30 EUR
10/23/202582.70 EUR
10/22/202582.30 EUR
10/21/202583.70 EUR
10/20/202583.20 EUR
10/17/202582.00 EUR
10/16/202584.80 EUR
10/15/202585.10 EUR
10/14/202586.05 EUR
10/13/202585.60 EUR
10/10/202583.55 EUR
10/9/202584.60 EUR
10/8/202584.10 EUR
10/7/202584.75 EUR
10/6/202586.25 EUR
10/3/202587.50 EUR
10/2/202586.75 EUR
10/1/202585.45 EUR
9/30/202583.20 EUR
9/29/202584.35 EUR
9/26/202585.25 EUR
9/25/202583.85 EUR
9/24/202583.40 EUR
9/23/202583.25 EUR
9/22/202582.20 EUR
9/19/202583.00 EUR
9/18/202584.45 EUR
9/17/202582.85 EUR
9/16/202580.95 EUR
9/15/202582.95 EUR
9/12/202582.80 EUR
9/11/202582.90 EUR
9/10/202583.70 EUR
9/9/202583.90 EUR
9/8/202583.10 EUR
9/5/202581.05 EUR
9/4/202582.95 EUR
9/3/202581.60 EUR
9/2/202581.60 EUR
9/1/202581.65 EUR
8/29/202581.30 EUR
8/28/202581.95 EUR
8/27/202581.45 EUR
8/26/202583.00 EUR
8/25/202584.85 EUR
8/22/202584.00 EUR
8/21/202587.55 EUR
8/20/202587.50 EUR
8/19/202588.05 EUR
8/18/202586.60 EUR
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Erste Group Bank Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2022
9.92 B EUR
3.34 B EUR
2.06 B EUR
Jan 1, 2023
11.33 B EUR
4.93 B EUR
2.90 B EUR
Jan 1, 2024
11.82 B EUR
5.39 B EUR
2.99 B EUR
Jan 1, 2025 (e)
11.49 B EUR
0.00 EUR
3.24 B EUR
Jan 1, 2026 (e)
15.89 B EUR
0.00 EUR
4.07 B EUR
Jan 1, 2027 (e)
16.69 B EUR
0.00 EUR
4.55 B EUR
Jan 1, 2028 (e)
17.56 B EUR
0.00 EUR
5.00 B EUR
Jan 1, 2029 (e)
17.28 B EUR
0.00 EUR
4.43 B EUR

Erste Group Bank Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 17, 2026, 12:31 AM
 
REVENUEB EUR
REVENUE GROWTH%
Net Interest IncomeB EUR
Non-Interest IncomeB EUR
Loan Loss ProvisionsB EUR
Pre-Provision Profit (PPOP)B EUR
NET INCOMEB EUR
NET INCOME GROWTH%
DIV.EUR
DIV. GROWTH%
SHARESM
201420152016201720182019202020212022202320242025e2026e2027e2028e2029e
9.199.458.838.6810.0110.259.4210.0115.2123.6023.4111.4915.8916.6917.5617.28
-7.652.81-6.52-1.6915.312.41-8.136.3351.8955.14-0.81-50.9138.325.035.20-1.60
4.504.444.374.354.584.754.774.985.957.237.53–––––
2.893.002.923.063.063.052.853.433.974.114.30–––––
2.040.670.18-0.11-0.060.040.460.120.110.140.40–––––
1.322.312.131.972.442.361.833.063.344.935.39–––––
-1.380.971.261.261.721.380.671.782.062.902.993.244.074.555.004.43
5,658.33-170.0430.58-0.7136.73-19.70-51.52165.7216.2840.413.248.1925.5811.919.96-11.38
0.20–0.501.001.201.400.501.501.601.905.633.003.494.07––
-50.00––100.0020.0016.67-64.29200.006.6718.75196.32-46.7116.3316.62––
427.50426.70426.70426.70426.70426.60426.30426.20427.02425.95416.18416.18416.18416.18416.18416.18
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Erste Group Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Erste Group Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Erste Group Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Erste Group Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Erste Group Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Erste Group Bank stock margins

The Erste Group Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Erste Group Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Erste Group Bank.

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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
76.01 %
8.77 %
Jan 1, 2021
63.65 %
21.13 %
Jan 1, 2022
66.36 %
20.81 %
Jan 1, 2023
56.48 %
25.57 %
Jan 1, 2024
54.38 %
25.31 %
Jan 1, 2025 (e)
0.00 %
28.18 %
Jan 1, 2026 (e)
0.00 %
25.58 %
Jan 1, 2027 (e)
0.00 %
27.26 %

Erste Group Bank Revenue per Share, Earnings per Share

The Erste Group Bank earnings per share therefore indicates how much revenue Erste Group Bank has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
17.88 EUR
1.57 EUR
Jan 1, 2021
19.72 EUR
4.17 EUR
Jan 1, 2022
23.23 EUR
4.83 EUR
Jan 1, 2023
26.61 EUR
6.80 EUR
Jan 1, 2024
28.41 EUR
7.19 EUR
Jan 1, 2025 (e)
27.99 EUR
7.89 EUR
Jan 1, 2026 (e)
38.71 EUR
9.90 EUR
Jan 1, 2027 (e)
40.66 EUR
11.08 EUR

Erste Group Bank business model & stock analysis

The Erste Group Bank AG is one of the largest banks in Central and Eastern Europe, headquartered in Vienna, Austria. It was founded in 1819 as the first savings bank in Austria and has since grown into a significant financial institution in the region. The business model of Erste Group Bank AG is to offer a wide range of financial services to retail customers, small and medium-sized enterprises, and institutional clients. The bank operates in seven core markets, including Austria, Czech Republic, Slovakia, Hungary, Croatia, Romania, and Serbia. Additionally, Erste Group Bank AG is also active in other countries such as Bulgaria, Albania, and Moldova. Erste Group Bank AG operates in various business areas, including retail banking, corporate banking, investment banking, and asset management. In retail banking, it offers a wide portfolio of financial services to retail customers, including accounts, loans, mortgages, insurance, and investment products. In the corporate banking sector, Erste Group Bank AG serves small and medium-sized enterprises as well as institutional clients, providing a broad range of financial products, including loans, leasing, trade finance, and cash management. In the investment banking field, Erste Group Bank AG assists clients in conducting capital market transactions, including IPOs, bond issuances, and mergers & acquisitions. In the asset management sector, the bank offers a wide range of investment products, including stocks, bonds, investment funds, and structured products to various customer groups. Another important business area for Erste Group Bank AG is digital services and fintech products. The bank has significantly expanded its digital presence in recent years, offering innovative digital banking services to customers, such as mobile payments, online banking, and access to digital investment products. As part of its innovation strategy, Erste Group Bank AG also collaborates with fintech startups and invests in them. Erste Group Bank AG is also a key player in sustainable finance and is committed to promoting environmental protection, social responsibility, and good corporate governance. The bank is a member of the UN Principles for Responsible Banking and is committed to achieving the United Nations' global sustainability goals. Erste Group Bank AG has also contributed to the development of innovative green financing products and expanding financing for projects in areas such as renewable energy and energy efficiency. In summary, Erste Group Bank AG is a major and versatile bank in Central and Eastern Europe, offering a wide range of financial products and services to various customer groups. The bank is committed to promoting innovation and sustainability and is dedicated to building a strong digital presence.

Erste Group Bank SWOT Analysis

Strengths

Erste Group Bank AG has established a strong market presence in the banking industry, with a significant customer base and an extensive network of branches. This allows the bank to leverage its brand and customer relationships to drive growth and market share.

The bank offers a wide range of financial products and services, catering to the diverse needs of its customers. This diversity helps in mitigating risks and maximizing revenue opportunities, as the bank can adapt to changing market conditions and customer preferences.

Erste Group Bank AG has consistently delivered strong financial results, with steady revenue growth and solid profitability. This financial strength provides a solid foundation for future expansion and investment opportunities.

Weaknesses

The bank's operations are concentrated in Europe, leaving it vulnerable to economic downturns and regulatory changes within the region. This overdependence on a single market can expose the bank to risks that may impact its financial performance.

Erste Group Bank AG has limited presence in emerging markets, missing out on potential growth opportunities in these high-growth regions. This lack of diversification can hinder the bank's ability to fully capitalize on global market trends and emerging economies.

Opportunities

The increasing digitization of the banking industry presents opportunities for Erste Group Bank AG to enhance its products and services, streamline operations, and improve customer experience. By investing in technology and innovation, the bank can stay competitive and attract tech-savvy customers.

The bank can explore opportunities to expand its presence in new markets, especially in emerging economies with high growth potential. This expansion can diversify the bank's revenue streams and reduce reliance on the European market, increasing its resilience to economic fluctuations.

Threats

Erste Group Bank AG faces intense competition from both traditional banks and disruptive fintech companies. This competition can put pressure on the bank's market share, profitability, and customer retention. The bank needs to continuously innovate and differentiate itself to stay ahead of competitors.

Economic uncertainty, such as recessions and geopolitical events, can impact the bank's operations and financial performance. Fluctuations in interest rates, inflation, and currency exchange rates can also pose risks to the bank's profitability and asset quality.

Erste Group Bank Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Erste Group Bank historical P/E ratio, EBIT multiple, and P/S ratio

Erste Group Bank annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Erste Group Bank shares outstanding

The number of shares of Erste Group Bank was 416.18 M in 2025. This indicates how many shares Erste Group Bank is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
426.30 M Stocks
Jan 1, 2021
426.20 M Stocks
Jan 1, 2022
427.02 M Stocks
Jan 1, 2023
425.95 M Stocks
Jan 1, 2024
416.18 M Stocks
Jan 1, 2025 (e)
416.18 M Stocks
Jan 1, 2026 (e)
416.18 M Stocks
Jan 1, 2027 (e)
416.18 M Stocks

Erste Group Bank Dividend History

27 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.75EURYTD—1×
Apr 22, 20260.75EUR↓ 75.0%1/1
20253.00EUR↓ 46.7%1×
May 26, 20253.00EUR↑ 11.1%1/1
20245.63EUR↑ 196.3%2×
20231.90EUR↑ 18.7%1×
20221.60EUR↑ 6.7%1×
20211.50EUR↑ 200.0%2×
20200.50EUR↓ 64.3%—
20191.40EUR↑ 16.7%1×
20181.20EUR↑ 20.0%1×
20171.00EUR↑ 100.0%1×

Erste Group Bank dividend history and estimates

In 2025, Erste Group Bank paid a dividend amounting to 3.00 EUR. Dividend means that Erste Group Bank distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2020
0.50 EUR
0.00 EUR
0.00 EUR
Jan 1, 2021
1.50 EUR
0.00 EUR
0.00 EUR
Jan 1, 2022 (e)
0.00 EUR
1.60 EUR
0.00 EUR
Jan 1, 2023
1.90 EUR
0.00 EUR
1.00 EUR
Jan 1, 2024
5.63 EUR
0.00 EUR
0.00 EUR
Jan 1, 2025
3.00 EUR
0.00 EUR
0.00 EUR
Jan 1, 2026 (e)
0.00 EUR
3.49 EUR
0.00 EUR
Jan 1, 2027 (e)
0.00 EUR
4.07 EUR
0.00 EUR

Erste Group Bank dividend payout ratio

In 2025, Erste Group Bank had a payout ratio of 38.04%. The payout ratio indicates the percentage of the company's profits that Erste Group Bank distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
32.86 %
Jan 1, 2021
35.97 %
Jan 1, 2022
33.10 %
Jan 1, 2023
27.92 %
Jan 1, 2024
37.55 %
Jan 1, 2025 (e)
38.04 %
Jan 1, 2026 (e)
35.28 %
Jan 1, 2027 (e)
36.71 %

Current Erste Group Bank forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
9.38 %
Buy
61.90 % (13)
Hold
33.33 % (7)
Sell
4.76 % (1)
12M Price Target
107.10
Last Price
122.60
Currency
EUR
12M Return Potential
-12.64 %
LTM Return
0 %

Erste Group Bank Analyst Rating Actions

DateFirmActionRatingReliability
8/1/2021
JP Morgan
JP Morgan
UpgradeNeutralOverweight80

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Erste Group Bank Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
4/26/20241.54EUR-2.64 BEUR-2024 Q1
2/26/20241.70EUR-2.56 BEUR-2023 Q4

EESG©

Eulerpool ESG Scorecard© for the Erste Group Bank stock

83/100
99
Environment
99
Social
52
Governance
E

Environment

20
Scope 1 - Direct Emissions18,701
Scope 2 - Indirect emissions from purchased energy43,360
Scope 3 - Indirect emissions within the value chain53,740
Total CO₂ emissions62,061
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees62.24
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Erste Group Bank shareholder structure

% Name
4.58908%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.28653%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.07730%
Janus Henderson Investors
Janus Henderson Investors
1.64725%
Capital Research Global Investors
Capital Research Global Investors
1.56912%
Schroder Investment Management North America Inc.
Schroder Investment Management North America Inc.
1.33282%
Wellington Management Company, LLP
Wellington Management Company, LLP
...

Erste Group Bank Beneficial Ownership Filings (SEC 13D/G)

Free Float
77.2%
Float Shares
-
Shares Outstanding
-

Erste Group Bank Executives and Management Board

24 members · avg. age 56 · 46 % women

PB

Mr. Peter Bosek (56)

Chairman of the Management Board, Chief Executive Officer

1.13 M EUR

Management

SD

Mr. Stefan Dorefler (53)

Chief Financial Officer, Member of the Management Board · since 2019

415,100.00 EUR
AH

Ms. Alexandra Habeler-Drabek (54)

Chief Risk Officer, Member of the Management Board

414,900.00 EUR
IB

Mr. Ingo Bleier (54)

Chief Corporates and Capital Markets Officer, Member of the Management Board · since 2019

414,400.00 EUR
MP

Mr. Maurizio Poletto (51)

Chief Platform Officer, Member of the Management Board

–
TS

Mr. Thomas Sommerauer

Head of Group Investor Relations

–

Board of Directors

PR

Prof. Ing. Friedrich Roedler (74)

Chairman of the Supervisory Board · since 2004

207,000.00 EUR
ES

Ms. Elisabeth Krainer Senger-Weiss (52)

Independent First Vice Chairman of the Supervisory Board · since 2014

83,000.00 EUR
MK

Ms. Marion Khueny (55)

Independent Member of the Supervisory Board

82,000.00 EUR
KZ

Ms. Karin Zeisel (63)

Member of the Supervisory Board, Employee Representative

15,000.00 EUR
BP

Ms. Barbara Pichler (54)

Member of the Supervisory Board, Employee Representative

10,500.00 EUR
HE

Ms. Henrietta Egerth-Stadlhuber (53)

Independent Member of the Supervisory Board

8,000.00 EUR

Frequently asked questions about Erste Group Bank

The business model of Erste Group Bank AG focuses on providing comprehensive financial services to individuals, small and medium-sized businesses, as well as corporate customers. As one of the largest financial institutions in Central and Eastern Europe, Erste Group Bank AG offers a wide range of banking services, including retail banking, corporate banking, wealth management, and investment banking. The bank aims to meet the diverse needs of its customers, delivering innovative financial solutions and fostering long-term relationships. With a strong presence in multiple countries, Erste Group Bank AG strives to support economic growth and financial stability within the region.

Erste Group Bank AG is primarily active in the financial services industry.

The main competitors of Erste Group Bank AG in the market include other leading banks and financial institutions. Some notable competitors are UniCredit Bank Austria, Raiffeisen Bank International, and Bank of Austria. Erste Group Bank AG operates in various countries and offers a range of banking services, making it a key player in the financial industry. As an established and prominent player, Erste Group Bank AG competes with these and other institutions in providing banking solutions, financial products, and services to customers.

Erste Group Bank AG, often referred to as Erste, is a prominent Austrian financial institution with a rich history dating back to 1819. Originally founded as Erste österreichische Spar-Casse, it aimed to encourage savings and contribute to the economic development of Austria. Over the years, Erste underwent several mergers and acquisitions, expanding its reach across Central and Eastern Europe. Today, Erste Group Bank AG is one of the largest financial services providers in the region, offering a wide range of banking and financial products to individuals, businesses, and corporate clients. With its strong heritage and dedication to innovation, Erste continues to play a vital role in shaping the financial landscape of Austria and beyond.

Erste Group Bank AG has achieved several significant milestones throughout its history. As one of the largest financial services providers in Central and Eastern Europe, the company has consistently demonstrated strong growth and stability. One notable milestone was the successful integration of various banking institutions which enabled Erste Group Bank AG to expand its reach and customer base. Additionally, the company's commitment to delivering exceptional customer service and innovative products has garnered numerous accolades and industry recognition. Erste Group Bank AG's consistent focus on long-term sustainability and responsible banking practices has also solidified its reputation as a leading financial institution within the region.

Erste Group Bank AG is primarily present in Central and Eastern Europe. With its headquarters in Vienna, Austria, the bank operates in countries including Austria, Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and Montenegro. Through its extensive network, Erste Group Bank AG serves as a leading financial institution in the region, providing a wide range of banking services and solutions to individuals, businesses, and corporate clients.

Erste Group Bank AG represents several key values and a strong corporate philosophy. The company's core values are inclusiveness, responsibility, and sustainability. Erste Group prioritizes equal opportunities and accessibility for all its stakeholders. With a strong sense of responsibility, the bank continuously works towards economic prosperity and social progress. Furthermore, Erste Group Bank is committed to sustainable business practices, aiming to minimize its ecological footprint and contribute to a more sustainable future. These values and corporate philosophy guide Erste Group Bank AG in its operations, enabling it to provide high-quality financial services and support the well-being of its customers and communities.

Analysts currently set an average price target of 102.49 EUR for the Erste Group Bank stock (median: 107.10 EUR), implying -16.4 % versus the latest price. The consensus is based on 21 analyst ratings.

Erste Group Bank Analyst Price Targets 2026

21 analysts currently rate the Erste Group Bank stock: 13 recommend buying, 7 holding and 1 selling. For 2026, analysts expect Erste Group Bank to generate revenue of 15.89 B EUR and earnings per share of 9.77 EUR.

Erste Group Bank Analyst Price Targets 2026

The Erste Group Bank share (EBS.VI) is listed on 10 stock exchanges, including: XETRA (EBO.DE), Frankfurt (EBO.F), München (EBO.MU), Düsseldorf (EBO.DU), Hamburg (EBO.HM), London (0MJK.L), SIX (Zürich) (EBS.SW), Wien (EBS.VI).

The Erste Group Bank AG is an Austrian bank that is headquartered in Vienna. The company is one of the largest banks in Central and Eastern Europe and offers a variety of products and services for private and business customers. One important component of the Erste Group Bank AG's business model is retail banking. In this segment, the company offers a wide range of financial products and services for individual customers. This includes current accounts, savings accounts, credit cards, consumer loans, building savings contracts, investment funds, and securities services. In addition, the bank has an online platform where customers can manage their finances and conduct transactions. The Erste Group Bank AG is also active in the business customer segment, where it offers various financing solutions and services. This includes loans, trade finance, leasing, factoring, payment transactions, and cash management. The company also operates an asset management division that specializes in the management of investment funds, asset management, and pension funds. Here, the Erste Group Bank AG provides its customers with comprehensive investment advice and assists them in managing their assets. Another core business of the Erste Group Bank AG is investment banking. Here, the bank offers its customers a wide range of services, including mergers and acquisitions, capital raising, structured financing, stock and bond issuance, and derivatives. The Erste Group Bank AG also has a strong presence in the insurance business. The company offers a wide range of insurance products, including life insurance, health insurance, and property insurance. Overall, the Erste Group Bank AG has a diversified business model based on a wide range of products and services. The company operates in various industries and has a strong presence in Central and Eastern Europe. The Erste Group Bank AG also has a strong digital presence and invests in innovative technologies to better serve its customers and expand its business. The bank operates a variety of online platforms and mobile apps that make it easier for customers to manage their finances and conduct transactions. Overall, the Erste Group Bank AG has a solid business model based on a wide range of products and services. The company has a strong presence in Central and Eastern Europe and is well positioned to grow in the future. With its strong digital presence and investment in innovative technologies, the Erste Group Bank AG is also well equipped to better serve customers and expand its business.

The expected revenue of Erste Group Bank is 15.89 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Erste Group Bank is 4.07 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Erste Group Bank is currently 12.52. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Erste Group Bank stock.

The price-to-sales ratio (P/S) of Erste Group Bank is currently 3.20. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Erste Group Bank stock.

The Eulerpool Quality Score for Erste Group Bank is 3/10.

The ISIN of Erste Group Bank is AT0000652011. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Erste Group Bank is 909943. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Erste Group Bank is EBS.VI. The ticker symbol is used to trade Erste Group Bank shares on the stock exchange.

Over the past 12 months, Erste Group Bank paid a dividend of 5.63 EUR . This corresponds to a dividend yield of about 4.60 %. For the coming 12 months, Erste Group Bank is expected to pay a dividend of 4.07 EUR.

The current dividend yield of Erste Group Bank is 4.60 %.

Erste Group Bank pays a dividend, distributed in the months of , , , .

Erste Group Bank paid dividends every year for the past 5 years.

For the upcoming 12 months, dividends amounting to 4.07 EUR are expected. This corresponds to a dividend yield of 3.32 %.

Erste Group Bank is assigned to the 'Finance' sector.

In the year 2025, Erste Group Bank distributed 2.93 EUR as dividends.

The dividends of Erste Group Bank are distributed in EUR.

All fundamentals and in-depth analysis of Erste Group Bank

Our stock analysis for Erste Group Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Erste Group Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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