Erste Group Bank (EBS.VI) Stock Price

Erste Group Bank Price

Wiener Börse·CLOSED
113.60
​
Market closed

Revenue has compounded at 5.0% per year over the past 19 years to 11.82 B EUR. Earnings per share have grown at 4.8% per year over the last 19 years. Erste Group Bank's net margin stands at 25.3%, up from 8.8% several years earlier. Erste Group Bank currently offers a dividend yield of about 4.96%. The payout ratio is around 38% of earnings. The dividend has grown at 13.6% per year over the past 19 years. Analysts set a median price target of 107.10 EUR, implying 5.7% below the current price. Of 21 analysts, 13 rate the stock a buy — an overall Buy consensus.

Erste Group Bank stock price

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Erste Group Bank business model & stock analysis

The Erste Group Bank AG is one of the largest banks in Central and Eastern Europe, headquartered in Vienna, Austria. It was founded in 1819 as the first savings bank in Austria and has since grown into a significant financial institution in the region. The business model of Erste Group Bank AG is to offer a wide range of financial services to retail customers, small and medium-sized enterprises, and institutional clients. The bank operates in seven core markets, including Austria, Czech Republic, Slovakia, Hungary, Croatia, Romania, and Serbia. Additionally, Erste Group Bank AG is also active in other countries such as Bulgaria, Albania, and Moldova. Erste Group Bank AG operates in various business areas, including retail banking, corporate banking, investment banking, and asset management. In retail banking, it offers a wide portfolio of financial services to retail customers, including accounts, loans, mortgages, insurance, and investment products. In the corporate banking sector, Erste Group Bank AG serves small and medium-sized enterprises as well as institutional clients, providing a broad range of financial products, including loans, leasing, trade finance, and cash management. In the investment banking field, Erste Group Bank AG assists clients in conducting capital market transactions, including IPOs, bond issuances, and mergers & acquisitions. In the asset management sector, the bank offers a wide range of investment products, including stocks, bonds, investment funds, and structured products to various customer groups. Another important business area for Erste Group Bank AG is digital services and fintech products. The bank has significantly expanded its digital presence in recent years, offering innovative digital banking services to customers, such as mobile payments, online banking, and access to digital investment products. As part of its innovation strategy, Erste Group Bank AG also collaborates with fintech startups and invests in them. Erste Group Bank AG is also a key player in sustainable finance and is committed to promoting environmental protection, social responsibility, and good corporate governance. The bank is a member of the UN Principles for Responsible Banking and is committed to achieving the United Nations' global sustainability goals. Erste Group Bank AG has also contributed to the development of innovative green financing products and expanding financing for projects in areas such as renewable energy and energy efficiency. In summary, Erste Group Bank AG is a major and versatile bank in Central and Eastern Europe, offering a wide range of financial products and services to various customer groups. The bank is committed to promoting innovation and sustainability and is dedicated to building a strong digital presence.

Frequently asked questions about Erste Group Bank

The business model of Erste Group Bank AG focuses on providing comprehensive financial services to individuals, small and medium-sized businesses, as well as corporate customers. As one of the largest financial institutions in Central and Eastern Europe, Erste Group Bank AG offers a wide range of banking services, including retail banking, corporate banking, wealth management, and investment banking. The bank aims to meet the diverse needs of its customers, delivering innovative financial solutions and fostering long-term relationships. With a strong presence in multiple countries, Erste Group Bank AG strives to support economic growth and financial stability within the region.

Erste Group Bank AG is primarily active in the financial services industry.

The main competitors of Erste Group Bank AG in the market include other leading banks and financial institutions. Some notable competitors are UniCredit Bank Austria, Raiffeisen Bank International, and Bank of Austria. Erste Group Bank AG operates in various countries and offers a range of banking services, making it a key player in the financial industry. As an established and prominent player, Erste Group Bank AG competes with these and other institutions in providing banking solutions, financial products, and services to customers.

Erste Group Bank AG, often referred to as Erste, is a prominent Austrian financial institution with a rich history dating back to 1819. Originally founded as Erste österreichische Spar-Casse, it aimed to encourage savings and contribute to the economic development of Austria. Over the years, Erste underwent several mergers and acquisitions, expanding its reach across Central and Eastern Europe. Today, Erste Group Bank AG is one of the largest financial services providers in the region, offering a wide range of banking and financial products to individuals, businesses, and corporate clients. With its strong heritage and dedication to innovation, Erste continues to play a vital role in shaping the financial landscape of Austria and beyond.

Erste Group Bank AG has achieved several significant milestones throughout its history. As one of the largest financial services providers in Central and Eastern Europe, the company has consistently demonstrated strong growth and stability. One notable milestone was the successful integration of various banking institutions which enabled Erste Group Bank AG to expand its reach and customer base. Additionally, the company's commitment to delivering exceptional customer service and innovative products has garnered numerous accolades and industry recognition. Erste Group Bank AG's consistent focus on long-term sustainability and responsible banking practices has also solidified its reputation as a leading financial institution within the region.

Erste Group Bank AG is primarily present in Central and Eastern Europe. With its headquarters in Vienna, Austria, the bank operates in countries including Austria, Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, and Montenegro. Through its extensive network, Erste Group Bank AG serves as a leading financial institution in the region, providing a wide range of banking services and solutions to individuals, businesses, and corporate clients.

Erste Group Bank AG represents several key values and a strong corporate philosophy. The company's core values are inclusiveness, responsibility, and sustainability. Erste Group prioritizes equal opportunities and accessibility for all its stakeholders. With a strong sense of responsibility, the bank continuously works towards economic prosperity and social progress. Furthermore, Erste Group Bank is committed to sustainable business practices, aiming to minimize its ecological footprint and contribute to a more sustainable future. These values and corporate philosophy guide Erste Group Bank AG in its operations, enabling it to provide high-quality financial services and support the well-being of its customers and communities.

Analysts currently set an average price target of 102.49 EUR for the Erste Group Bank stock (median: 107.10 EUR), implying -9.8 % versus the latest price. The consensus is based on 21 analyst ratings.

21 analysts currently rate the Erste Group Bank stock: 13 recommend buying, 7 holding and 1 selling. For 2026, analysts expect Erste Group Bank to generate revenue of 15.95 B EUR and earnings per share of 9.86 EUR.

The Erste Group Bank share (EBS.VI) is listed on 10 stock exchanges, including: London (0MJK.L), SIX (Zürich) (EBS.SW), XETRA (EBO.DE), Frankfurt (EBO.F), München (EBO.MU), Düsseldorf (EBO.DU), Hamburg (EBO.HM), Wien (EBS.VI).

The Erste Group Bank AG is an Austrian bank that is headquartered in Vienna. The company is one of the largest banks in Central and Eastern Europe and offers a variety of products and services for private and business customers. One important component of the Erste Group Bank AG's business model is retail banking. In this segment, the company offers a wide range of financial products and services for individual customers. This includes current accounts, savings accounts, credit cards, consumer loans, building savings contracts, investment funds, and securities services. In addition, the bank has an online platform where customers can manage their finances and conduct transactions. The Erste Group Bank AG is also active in the business customer segment, where it offers various financing solutions and services. This includes loans, trade finance, leasing, factoring, payment transactions, and cash management. The company also operates an asset management division that specializes in the management of investment funds, asset management, and pension funds. Here, the Erste Group Bank AG provides its customers with comprehensive investment advice and assists them in managing their assets. Another core business of the Erste Group Bank AG is investment banking. Here, the bank offers its customers a wide range of services, including mergers and acquisitions, capital raising, structured financing, stock and bond issuance, and derivatives. The Erste Group Bank AG also has a strong presence in the insurance business. The company offers a wide range of insurance products, including life insurance, health insurance, and property insurance. Overall, the Erste Group Bank AG has a diversified business model based on a wide range of products and services. The company operates in various industries and has a strong presence in Central and Eastern Europe. The Erste Group Bank AG also has a strong digital presence and invests in innovative technologies to better serve its customers and expand its business. The bank operates a variety of online platforms and mobile apps that make it easier for customers to manage their finances and conduct transactions. Overall, the Erste Group Bank AG has a solid business model based on a wide range of products and services. The company has a strong presence in Central and Eastern Europe and is well positioned to grow in the future. With its strong digital presence and investment in innovative technologies, the Erste Group Bank AG is also well equipped to better serve customers and expand its business.

The expected revenue of Erste Group Bank is 15.95 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Erste Group Bank is 4.10 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Erste Group Bank is currently 11.52. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Erste Group Bank stock.

The price-to-sales ratio (P/S) of Erste Group Bank is currently 2.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Erste Group Bank stock.

The Eulerpool Quality Score for Erste Group Bank is 3/10.

The ISIN of Erste Group Bank is AT0000652011. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Erste Group Bank is 909943. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Erste Group Bank is EBS.VI. The ticker symbol is used to trade Erste Group Bank shares on the stock exchange.

Fair ValueTerminal
115.87 EUR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
258,787.48 EUR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
EUR
Initial public offering
Dec 4, 1997
ISIN
AT0000652011
Cusip
A19494102
Sedol
5289837
Market capitalization
46.63 B EURLarge Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
1.57
P/E ratio
P/Ee 2025
14.40
P/Ee 2026
11.36
P/Ee 2027
10.08
P/Ee 2028
9.10
P/Ee 2029
8.64
P/S
P/Se
4.11
EV/EBIT
—
P/B Ratio
2.02
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
—
ROIC (Return on Invested Capital)
3.44 %
Gross Margin
—
EBIT Margin
—
Net Margin
25.31 %
EPS (Earnings Per Share)
7.19 EUR
Net Debt / EBIT
—
Debt/Equity
2.76
Dividend
Dividend yield
4.96 %
Est. Dividend Yield
3.08 %
Payout Ratio
37.55 %
Dividend growth Ø5Y
43.10 %
Dividend payments per year
1
Dividend paid since
5 years
Dividend not reduced since
5 years
Dividend increased since
5 years
Dividend withholding tax
27.50 %
Last updated Oct 4, 2026, 11:14 AM

Erste Group Bank Ticker

DÜSSELDORF · EBO.DUFRANKFURT · EBO.FHAMBURG · EBO.HMLONDON · 0MJK.LMUNICH · EBO.MUOTC · EBKOFSIX · EBS.SWVIENNA · EBS.VIVIENNA · EBS.VIXETRA · EBO.DE

Erste Group Bank FIGI

EBO:GD · BBG000BMTWV2EBO:GY · BBG000BMTX59EBO:GS · BBG000BMTXM0EBO:GM · BBG000BMTXY7EBO:GB · BBG000BMTY39EBO:GI · BBG000BMTZ45EBO:GH · BBG000BMTZJ9EBS:AV · BBG000BMV263EBS:RO · BBG000BVL2P3EBS:RE · BBG000BVL326RBAG:CP · BBG000BVWRZ5RBAG:CK · BBG000BVWT81