BTV Vier Laender Bank (BTS.VI) Stock Price
BTV Vier Laender Bank Price
Over the last 19 years BTV Vier Laender Bank grew revenue by 7.6% annually, reaching 618.45 M EUR. Earnings per share have grown at 7.9% per year over the last 19 years. For BTV Vier Laender Bank, the net margin of 35.2% is up versus 15.9% a few years ago. At today's price the dividend yield works out to roughly 0.47%. The payout ratio is around 7% of earnings. The dividend has grown at 4.9% per year over the past 6 years. The stock trades about 33% above its 52-week low.
BTV Vier Laender Bank stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of BTV Vier Laender Bank over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how BTV Vier Laender Bank stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing BTV Vier Laender Bank's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | BTV Vier Laender Bank Price |
|---|---|
| 9/11/2026 | 84.50 EUR |
| 9/10/2026 | 84.50 EUR |
| 9/9/2026 | 84.50 EUR |
| 9/8/2026 | 85.00 EUR |
| 9/7/2026 | 85.00 EUR |
| 9/4/2026 | 86.00 EUR |
| 9/3/2026 | 86.00 EUR |
| 9/2/2026 | 86.00 EUR |
| 9/1/2026 | 86.00 EUR |
| 8/31/2026 | 86.00 EUR |
| 8/28/2026 | 86.00 EUR |
| 8/26/2026 | 86.00 EUR |
| 8/25/2026 | 87.50 EUR |
| 8/21/2026 | 87.50 EUR |
| 8/20/2026 | 88.00 EUR |
| 8/19/2026 | 88.00 EUR |
| 8/18/2026 | 88.00 EUR |
| 8/17/2026 | 88.00 EUR |
| 8/14/2026 | 90.00 EUR |
| 8/13/2026 | 90.00 EUR |
| 8/12/2026 | 90.00 EUR |
| 8/11/2026 | 90.00 EUR |
| 8/10/2026 | 90.00 EUR |
| 8/7/2026 | 92.00 EUR |
| 8/6/2026 | 92.00 EUR |
| 8/5/2026 | 92.00 EUR |
| 8/4/2026 | 92.00 EUR |
| 8/3/2026 | 92.00 EUR |
| 7/30/2026 | 92.00 EUR |
| 7/29/2026 | 92.00 EUR |
BTV Vier Laender Bank Revenue, Pre-Provision Profit, Net Income
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BTV Vier Laender Bank Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM EUR |
|---|
| REVENUE GROWTH% |
| Net Interest IncomeM EUR |
| Non-Interest IncomeM EUR |
| Loan Loss ProvisionsM EUR |
| Pre-Provision Profit (PPOP)M EUR |
| NET INCOMEM EUR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.EUR |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 330.00 | 307.00 | 335.00 | 332.00 | 334.00 | 384.00 | 448.00 | 346.00 | 360.00 | 384.00 | 419.00 | 377.00 | 378.00 | 493.00 | 791.00 | 941.00 |
| -36.66 | -6.97 | 9.12 | -0.90 | 0.60 | 14.97 | 16.67 | -22.77 | 4.05 | 6.67 | 9.11 | -10.02 | 0.27 | 30.42 | 60.45 | 18.96 |
| 113.10 | 127.80 | 142.00 | 138.80 | 152.50 | 147.90 | 126.00 | 107.20 | 119.60 | 123.00 | 139.90 | 130.90 | 137.10 | 178.00 | 251.91 | 266.16 |
| 72.00 | 70.70 | 70.60 | 95.10 | 91.30 | 176.00 | 269.70 | 201.60 | 204.30 | 228.10 | 234.40 | 205.90 | 191.40 | 242.97 | 302.74 | 352.29 |
| 44.50 | 42.10 | 37.10 | 39.90 | 46.90 | 29.00 | 15.70 | 16.10 | 21.10 | -4.40 | 0.90 | 47.30 | 22.50 | 25.17 | 31.72 | 39.02 |
| 95.90 | 103.90 | 101.90 | 110.10 | 133.10 | 121.10 | 188.20 | 89.70 | 112.30 | 135.40 | 145.40 | 101.50 | 115.00 | 129.53 | 261.12 | 303.90 |
| 47.00 | 49.00 | 53.00 | 60.00 | 68.00 | 75.00 | 137.00 | 61.00 | 73.00 | 104.00 | 123.00 | 53.00 | 80.00 | 81.00 | 191.00 | 217.00 |
| -6.00 | 4.26 | 8.16 | 13.21 | 13.33 | 10.29 | 82.67 | -55.47 | 19.67 | 42.47 | 18.27 | -56.91 | 50.94 | 1.25 | 135.80 | 13.61 |
| – | – | – | – | – | – | – | – | – | 0.30 | 0.30 | 0.12 | 0.24 | 0.30 | 0.33 | 0.40 |
| – | – | – | – | – | – | – | – | – | – | – | -60.00 | 100.00 | 25.00 | 10.00 | 21.21 |
| 25.20 | 25.10 | 25.00 | 25.20 | 25.20 | 25.10 | 25.40 | 27.60 | 29.50 | 31.40 | 33.90 | 33.90 | 33.90 | 34.25 | 37.10 | 37.10 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales BTV Vier Laender Bank generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue BTV Vier Laender Bank retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare BTV Vier Laender Bank's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares BTV Vier Laender Bank has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against BTV Vier Laender Bank's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
BTV Vier Laender Bank stock margins
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BTV Vier Laender Bank Revenue per Share, Earnings per Share
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BTV Vier Laender Bank business model & stock analysis
BTV Vier Laender Bank SWOT Analysis
Strengths
Bank fuer Tirol und Vorarlberg AG has a strong market presence in Tirol and Vorarlberg, Austria.
The bank has a diverse portfolio of products and services to cater to the needs of individual and corporate customers.
Highly skilled and experienced employees enable the bank to deliver excellent customer service.
Weaknesses
The bank may have limited geographical presence outside of Tirol and Vorarlberg, which may restrict its growth potential.
There could be a lack of technological advancements or innovative digital banking solutions compared to competitors.
Dependency on traditional banking practices may hinder the bank's ability to adapt to changing market trends.
Opportunities
Expanding into new regions or countries could provide opportunities for growth and increased market share.
The bank can leverage its strong position to introduce new innovative banking products and services to attract more customers.
Collaborating with financial technology companies (Fintechs) can help improve digital banking capabilities and offer unique services.
Threats
Intense competition from other banks and financial institutions may erode the bank's market share.
The regulatory environment and compliance requirements can pose challenges and increase operating costs.
Economic downturns or financial crises can negatively affect the bank's profitability and asset quality.
BTV Vier Laender Bank Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
BTV Vier Laender Bank historical P/E ratio, EBIT multiple, and P/S ratio
BTV Vier Laender Bank annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down BTV Vier Laender Bank's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in BTV Vier Laender Bank's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare BTV Vier Laender Bank's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
BTV Vier Laender Bank shares outstanding
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BTV Vier Laender Bank stock splits
Since 2009, a total of 5 shares have been converted from one BTV Vier Laender Bank share.
BTV Vier Laender Bank Dividend History
8 years of dividend payments · 5 consecutive increases
BTV Vier Laender Bank dividend payout ratio
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BTV Vier Laender Bank shareholder structure
| % | Name |
|---|---|
47.38638% | |
18.16245% | |
16.35220% | |
15.34207% |
BTV Vier Laender Bank Beneficial Ownership Filings (SEC 13D/G)
BTV Vier Laender Bank Executives and Management Board
21 members · avg. age 60 · 19 % women
Dr. Franz Gasselsberger (65)
Chairman of the Supervisory Board · since 2002
Dr. Andreas Koenig (62)
Member of the Supervisory Board
Dkfm. Dr. Johann Kwizda (70)
Member of the Supervisory Board
Mag. Pascal Broschek (48)
Member of the Supervisory Board
Dipl.-Ing. Johannes Collini (64)
Member of the Supervisory Board
Mr. Karl Samstag (77)
Member of the Supervisory Board
Frequently asked questions about BTV Vier Laender Bank
The business model of Bank für Tirol und Vorarlberg AG is focused on providing banking and financial services to individuals, businesses, and institutions in the regions of Tirol and Vorarlberg. As a regional bank, it aims to support the local economy by offering a wide range of products and services including personal and business accounts, loans, mortgages, investments, and advisory services. Bank für Tirol und Vorarlberg AG emphasizes personalized customer service and tailors its offerings to meet the specific needs of its clients. By fostering strong relationships with customers and promoting financial stability, the bank aims to contribute to the economic growth of the region.
Bank fuer Tirol und Vorarlberg AG is primarily active in the financial industry.
The main competitors of Bank fuer Tirol und Vorarlberg AG in the market include other prominent banks such as Raiffeisen Bank International AG, Erste Group Bank AG, and UniCredit Bank Austria AG. These banks compete in various areas such as retail banking, corporate banking, and asset management, offering similar products and services to customers. Bank fuer Tirol und Vorarlberg AG strives to differentiate itself by providing exceptional customer service, innovative financial solutions, and maintaining a strong regional presence in Tirol and Vorarlberg.
Bank für Tirol und Vorarlberg AG (BTV) is a renowned financial institution with a rich history and strong background. Founded in 1904, BTV has been a trusted player in the banking industry for over a century. The bank focuses on providing comprehensive financial solutions to individuals, businesses, and municipalities in the regions of Tyrol and Vorarlberg in Austria. BTV combines traditional values with innovative approaches to meet the evolving needs of its customers. With a wide range of services including banking, asset management, and insurance, BTV continues to be a reliable partner for financial growth and stability in the region. It is recognized for its strong commitment to personalized customer service and remains a pillar of stability in the Austrian banking sector.
Bank fuer Tirol und Vorarlberg AG has achieved significant milestones throughout its history. Established in 1903, the bank has built a strong reputation and expanded its services across Austria. One notable milestone was its successful transformation into a modern universal bank in the 1990s. Another important achievement was its successful initial public offering (IPO) in 2007, which allowed the bank to further strengthen its market position. Over the years, Bank fuer Tirol und Vorarlberg AG has demonstrated consistent growth and has been recognized for its outstanding customer service and financial stability. Through continuous innovation and strategic partnerships, the bank continues to pave the way for its future success.
Bank für Tirol und Vorarlberg AG, commonly known as BTW, is primarily present in Austria. Headquartered in Innsbruck, this regional bank operates mainly in the states of Tyrol and Vorarlberg. As a reliable financial institution, Bank für Tirol und Vorarlberg AG has built a strong presence and customer base within these regions. With a focus on delivering personalized banking services and catering to the specific needs of local businesses and individuals, BTW has established itself as a trusted partner in the Austrian banking industry.
Bank für Tirol und Vorarlberg AG represents a strong set of values and a distinctive corporate philosophy. The company is committed to customer-oriented banking services, focusing on trust, reliability, and personalized solutions. Bank für Tirol und Vorarlberg AG emphasizes maintaining long-term relationships with its clients, providing them with innovative financial products and services. The company believes in responsible banking, ensuring sustainable business practices and contributing to the local communities' development. Bank für Tirol und Vorarlberg AG strives for excellence in customer service, aiming to exceed expectations through its extensive expertise and commitment to integrity.
The BTV Vier Laender Bank share (BTS.VI) is listed on 4 stock exchanges, including: London (0D20.L), Frankfurt (ZTY.F), Wien (BTUV.VI).
The Bank for Tyrol and Vorarlberg AG (BTV) is an independent Austrian bank headquartered in Innsbruck. The BTV's business model focuses on offering various products and services for private and business customers. The BTV offers various banking products such as savings accounts, fixed deposit accounts, current accounts, and credit cards. These products are specifically tailored to the needs of private customers and provide a secure investment and flexible financing. The BTV is also active in asset management, offering individual investment advice and wealth strategies for wealthy clients. In addition to private customers, the BTV is also active in the corporate customer market. Here, it offers financing and consulting services and supports companies in expansion and growth. The BTV has a strong presence both domestically and internationally, providing comprehensive support for its customers. Another important aspect of the BTV is private banking, offering special services for wealthy customers. This includes intensive wealth advice, the creation of individual wealth strategies, and the implementation of specific investment strategies. In addition to banking products, the BTV also offers insurance. It acts as a broker for various insurance companies and provides customers with comprehensive insurance packages. In addition to traditional banking products and insurance, the BTV is also active in digitization. It has developed its own app that allows customers to conveniently and securely manage their finances. Online banking is also possible with the BTV. Overall, the BTV's business model is focused on the individual needs and requirements of customers. Through a wide range of products and services, as well as comprehensive support in wealth advice and financing, the BTV has achieved high customer satisfaction and stability in the market.
The revenue cannot currently be calculated for BTV Vier Laender Bank.
The profit cannot currently be calculated for BTV Vier Laender Bank.
The P/E ratio cannot be calculated for BTV Vier Laender Bank at the moment.
The P/S cannot be calculated for BTV Vier Laender Bank currently.
The Eulerpool Quality Score for BTV Vier Laender Bank is 3/10.
The ISIN of BTV Vier Laender Bank is AT0000625504. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of BTV Vier Laender Bank is 854019. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of BTV Vier Laender Bank is BTS.VI. The ticker symbol is used to trade BTV Vier Laender Bank shares on the stock exchange.
Over the past 12 months, BTV Vier Laender Bank paid a dividend of 0.40 EUR . This corresponds to a dividend yield of about 0.47 %. For the coming 12 months, BTV Vier Laender Bank is expected to pay a dividend of 0.40 EUR.
The current dividend yield of BTV Vier Laender Bank is 0.47 %.
BTV Vier Laender Bank pays a dividend, distributed in the months of May, June.
BTV Vier Laender Bank paid dividends every year for the past 5 years.
For the upcoming 12 months, dividends amounting to 0.40 EUR are expected. This corresponds to a dividend yield of 0.47 %.
BTV Vier Laender Bank is assigned to the 'Finance' sector.
To receive the latest dividend of BTV Vier Laender Bank from 6/13/2025 amounting to 0.6 EUR, you needed to have the stock in your portfolio before the ex-date on 6/11/2025.
The last dividend was paid out on 6/13/2025.
In the year 2024, BTV Vier Laender Bank distributed 0.4 EUR as dividends.
The dividends of BTV Vier Laender Bank are distributed in EUR.
BTV Vier Laender Bank stock
BTV Vier Laender Bank Peer Group
BTV Vier Laender Bank Ticker
BTV Vier Laender Bank FIGI
All fundamentals and in-depth analysis of BTV Vier Laender Bank
Our stock analysis for BTV Vier Laender Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BTV Vier Laender Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.