Addiko Bank (ADKO.VI) Stock Price

Addiko Bank Price

Wiener Börse·CLOSED
24.50
​
Market closed

Over the last 10 years Addiko Bank grew revenue by 2.8% annually, reaching 319.80 M EUR. Earnings per share have grown at 0.7% per year over the last 8 years. For Addiko Bank, the net margin of 13.8% is up versus 5.5% a few years ago. At today's price the dividend yield works out to roughly 5.14%. The payout ratio is around 53% of earnings. The consensus 12-month price target for Addiko Bank is 23.05 EUR, about 5.9% below where the stock trades today. Of 9 analysts, 0 rate the stock a buy — an overall Sell consensus.

Addiko Bank stock price

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Addiko Bank business model & stock analysis

The Addiko Bank AG is an Austrian bank that has been operating as an independent entity since 2015 and has focused on the area of consumer loans and savings accounts. However, the bank's history dates back to 1905, when the "Bosnisch-Herzegowinische Bank" was founded in Austria-Hungary. This later merged with other banks and companies to become a large financial institution, which later became part of the Hypo-Alpe-Adria Group. In 2014, the Austrian business of the Hypo-Alpe-Adria Group was acquired by BayernLB. The Addiko Bank AG was finally created a year later through the separation of the retail unit of the Hypo-Alpe-Adria Group in Austria and some Southeastern European countries. The business model of Addiko Bank AG is designed to offer simple and attractive products. The bank focuses on consumer loans, savings accounts, and payment services, and has a wide range of offerings in these areas. It positions itself as quick and uncomplicated, especially in the area of consumer loans. Addiko Bank AG operates in various sectors, including consumer loans, savings accounts, and payment services. In the area of consumer loans, it offers various types of loans, including construction loans, car loans, and installment loans. These loans can be completed online and offer flexible terms and low interest rates. In the area of savings accounts, Addiko Bank AG offers various types of accounts, including current accounts, fixed-term deposits, and savings bond accounts. These accounts offer attractive interest rates and flexible terms. The bank is part of the payment system in Austria and also offers special card functions. Credit cards can be applied for online and offer various features such as bonus programs and insurance. Additionally, the bank has a mobile app that makes it easy for customers to keep track of their accounts and transactions. One unique feature of Addiko Bank AG is that it offers its customers quick and easy credit approval. For this purpose, it has developed an innovative process that allows for fast identification and credit assessment of applicants. Customers can apply for a loan online and receive a decision within minutes. In addition to its products and services, Addiko Bank AG has also formed various partnerships with companies and organizations in different markets. This collaboration includes both the distribution of products and joint marketing campaigns. Looking to the future, Addiko Bank AG plans to expand its presence in existing markets and enter new markets. To do so, it will further develop its business model and expand its products and services with additional innovative offerings. In summary, Addiko Bank AG is an Austrian bank specializing in consumer loans, savings accounts, and payment services, offering a wide range of products and services in these areas. It has a long history as part of the Hypo-Alpe-Adria Group and has been operating as an independent entity since 2015. The bank stands out for its quick and easy credit approval process, attractive interest rates, and diverse range of products and services.

Frequently asked questions about Addiko Bank

Addiko Bank AG operates as a full-service bank, operating in Southeastern Europe with a focus on retail and SME banking. With a customer-centric approach, the bank offers various financial products and services, including loans, savings accounts, payment services, and investment solutions. Addiko Bank AG aims to support individuals, households, and businesses in achieving their financial goals by providing tailored solutions and innovative banking services. By leveraging its regional expertise and commitment to long-term partnerships, Addiko Bank AG strives to foster financial stability and growth in its target markets.

Addiko Bank AG is primarily active in the financial services industry. With its headquarters based in Austria, Addiko Bank AG offers a wide range of banking services to individuals and businesses. As a financial institution, Addiko Bank AG provides services such as retail banking, corporate banking, wealth management, and investment banking. As a leading player in the financial sector, Addiko Bank AG focuses on providing innovative and tailor-made solutions to meet the diverse needs of its customers.

The main competitors of Addiko Bank AG in the market are other leading banks operating in the same region and offering similar services. Some of the prominent competitors include Erste Group Bank AG, Raiffeisen Bank International AG, and UniCredit Bank Austria AG. These banks compete with Addiko Bank AG in various areas such as retail banking, corporate banking, and financial services. As Addiko Bank AG aims to provide comprehensive and customer-centric solutions, it constantly evaluates the competitive landscape to offer the best financial offerings and services to its clients.

Addiko Bank AG is a financial institution with a rich history and background. Originally established in 1896 as the Kreditanstalt für Handel und Gewerbe, it became a well-known bank in Southeast Europe. Over the years, it has grown into a leading provider of financial services, offering a broad range of banking products to individuals and businesses. The bank's commitment to customer satisfaction and focus on innovation has contributed to its success and reputation in the market. Addiko Bank AG continues to evolve and adapt to the ever-changing financial landscape, making it a reliable and trusted partner for all banking needs.

Addiko Bank AG has achieved significant milestones throughout its existence. The bank has successfully expanded its operations across Southeastern Europe, establishing a strong presence in several countries. It has consistently focused on enhancing customer experiences by offering innovative banking products and services. Addiko Bank AG has also prioritized digital transformation, investing in advanced technology to provide seamless and efficient banking solutions. The company's commitment to financial stability and long-term growth has enabled it to maintain a solid financial position and attract a large customer base. With its continuous efforts to adapt to market changes and deliver exceptional value, Addiko Bank AG remains a trusted and prominent player in the banking industry.

Addiko Bank AG is primarily present in the countries of Austria, Croatia, Serbia, Slovenia, Bosnia and Herzegovina, and Montenegro.

Addiko Bank AG is a financial institution that embodies strong values and a customer-centric corporate philosophy. The company upholds principles of trust, transparency, and integrity in all its interactions. With a focus on offering innovative solutions and superior service, Addiko Bank AG prides itself on fostering long-term relationships with its customers. The bank's commitment to sustainable growth and responsible banking practices ensures the well-being of its stakeholders. Addiko Bank AG's dedication to excellence and its customer-centric approach make it a reliable and trustworthy partner in the financial sector.

Analysts currently set an average price target of 23.05 EUR for the Addiko Bank stock (median: 23.05 EUR), implying -5.9 % versus the latest price. The consensus is based on 9 analyst ratings.

9 analysts currently rate the Addiko Bank stock: 0 recommend buying, 3 holding and 6 selling. For 2026, analysts expect Addiko Bank to generate revenue of 308.00 M EUR and earnings per share of 2.33 EUR.

The Addiko Bank share (ADKO.VI) is listed on 6 stock exchanges, including: XETRA (ZYE1.F), München (ZYE1.MU), Düsseldorf (ZYE1.DU), Wien (ADKO.VI).

The Addiko Bank AG is a banking group based in Vienna, which operates in several European countries. Its business model is based on a comprehensive portfolio of financial services tailored to the needs of private and corporate customers. The core business of Addiko Bank AG includes traditional banking services such as accounts, payments, loans, savings products, and insurance. In the retail customer segment, the bank also offers investment and securities services, including online-based trading platforms. A particular focus is on digital transformation. In this area, Addiko works on innovative solutions and partnerships to make access to financial services easier and more intuitive for customers. An example of this is the digital-based savings account, which allows customers to manage their money online and save flexibly. In addition to improving digital channels and offerings for retail customers, Addiko also focuses on corporate banking. The bank provides financing solutions and advisory services for small and medium-sized enterprises. Furthermore, the company closely collaborates with international customers showing strong commitment in the Central, South, and Eastern European regions. Another important area of Addiko Bank AG's business model is the range of credit cards. The company offers a wide range of cards, some of which are specifically tailored to the needs of business customers. In summary, Addiko Bank AG pursues a comprehensive business model tailored to the needs of private and corporate customers and extends across various segments. The bank aims to offer innovative and digital solutions to enhance the customer experience while ensuring high service quality and stability. With a strong focus on the CEE and SEE priority markets and providing leading banking services in these regions, Addiko Bank AG positions itself as the central regional bank of the Western Balkans and Southeast Europe.

The expected revenue of Addiko Bank is 308.00 M EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Addiko Bank is 44.85 M EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Addiko Bank is currently 10.53. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Addiko Bank stock.

The price-to-sales ratio (P/S) of Addiko Bank is currently 1.53. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Addiko Bank stock.

The Eulerpool Quality Score for Addiko Bank is 3/10.

The ISIN of Addiko Bank is AT000ADDIKO0. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Addiko Bank is A2PMK5. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Addiko Bank is ADKO.VI. The ticker symbol is used to trade Addiko Bank shares on the stock exchange.

Fair ValueTerminal
23.77 EUR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
119,551.40 EUR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website addiko.com
Country
Currency
EUR
Initial public offering
Jul 12, 2019
ISIN
AT000ADDIKO0
Cusip
A0053H107
Sedol
BJGS8T5
Market capitalization
477.75 M EURSmall Cap
52-Week Range
PEG
1.03
P/E ratio
P/Ee 2026
10.65
P/Ee 2027
9.07
P/Ee 2028
7.90
P/S
P/Se
1.53
EV/EBIT
—
P/B Ratio
0.53
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
4.42 %
Dividend
Dividend yield
0.00 %
Est. Dividend Yield
5.14 %
Payout Ratio
87.13 %
Dividend growth Ø5Y
—
Dividend payments per year
1
Dividend paid since
0 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
27.50 %
Last updated Nov 9, 2026, 8:19 AM

Addiko Bank Ticker

DÜSSELDORF · ZYE1.DUFRANKFURT · ZYE1.FMUNICH · ZYE1.MUOTC · ADBKFVIENNA · ADKO.VIXETRA · ZYE1.F

Addiko Bank FIGI

ADKOV:PO · BBG00PPX0986ADKOV:TQ · BBG00PQCFHW0ADBKF:US · BBG00Q3HRF71ADBKF:UV · BBG00Q3HRFP1ADKOV:EB · BBG00Q3XM0D7ADKOV:IX · BBG00Q3XM0N6ADKOV:I2 · BBG00Q3ZYKH110686EUR:X2 · BBG00Q6T2C67ADKOV:T1 · BBG00QLCD622ADKOV:L1 · BBG00Y7B9325ADKOV:S4 · BBG00YJ828Y010686GBP:XH · BBG011BP6SJ0