Eurobank Ergasias Services and Holdings (EUROB.AT) Stock Price

Eurobank Ergasias Services and Holdings Price

Athens·CLOSED
4.67EUR-0.04 (-0.94 %)
Market closed

Revenue has compounded at 3.2% per year over the past 19 years to 3.65 B EUR. Earnings per share have declined at 33.7% per year over the last 19 years. Eurobank Ergasias Services and Holdings's net margin stands at 39.7%, up from -47.6% several years earlier. Eurobank Ergasias Services and Holdings currently offers a dividend yield of about 2.00%. The payout ratio is around 24% of earnings. Analysts set a median price target of 4.00 EUR, implying 14.3% below the current price. Of 24 analysts, 20 rate the stock a buy — an overall Buy consensus. The stock trades about 46% above its 52-week low.

Eurobank Ergasias Services and Holdings stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Eurobank Ergasias Services and Holdings over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Eurobank Ergasias Services and Holdings stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Eurobank Ergasias Services and Holdings's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Eurobank Ergasias Services and Holdings Stock Price History
DateEurobank Ergasias Services and Holdings Price
9/14/20264.67 EUR
9/11/20264.72 EUR
9/10/20264.65 EUR
9/9/20264.68 EUR
9/8/20264.73 EUR
9/7/20264.78 EUR
9/4/20264.72 EUR
9/3/20264.67 EUR
9/2/20264.57 EUR
9/1/20264.61 EUR
8/31/20264.59 EUR
8/28/20264.62 EUR
8/27/20264.59 EUR
8/26/20264.63 EUR
8/25/20264.58 EUR
8/21/20264.46 EUR
8/19/20264.43 EUR
8/18/20264.50 EUR
8/17/20264.57 EUR
8/14/20264.49 EUR
8/13/20264.50 EUR
8/12/20264.52 EUR
8/11/20264.51 EUR
8/10/20264.50 EUR
8/7/20264.45 EUR
8/6/20264.43 EUR
8/5/20264.53 EUR
8/4/20264.54 EUR
8/3/20264.46 EUR
7/30/20264.42 EUR
Access this data via the Eulerpool API

Eurobank Ergasias Services and Holdings Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
2.06 B EUR
973.00 M EUR
328.00 M EUR
Jan 1, 2022
3.21 B EUR
2.03 B EUR
1.35 B EUR
Jan 1, 2023
3.14 B EUR
1.95 B EUR
1.14 B EUR
Jan 1, 2024
3.65 B EUR
2.18 B EUR
1.45 B EUR
Jan 1, 2025 (e)
3.36 B EUR
0.00 EUR
1.42 B EUR
Jan 1, 2026 (e)
3.70 B EUR
0.00 EUR
1.59 B EUR
Jan 1, 2027 (e)
4.00 B EUR
0.00 EUR
1.81 B EUR
Jan 1, 2028 (e)
4.26 B EUR
0.00 EUR
2.00 B EUR

Eurobank Ergasias Services and Holdings Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 15, 2026, 4:22 AM
 
REVENUEB EUR
REVENUE GROWTH%
Net Interest IncomeB EUR
Non-Interest IncomeB EUR
Loan Loss ProvisionsB EUR
Pre-Provision Profit (PPOP)B EUR
NET INCOMEB EUR
NET INCOME GROWTH%
DIV.EUR
DIV. GROWTH%
SHARESB
2013201420152016201720182019202020212022202320242025e2026e2027e2028e
3.313.553.072.842.742.772.763.162.624.043.146.243.363.704.004.26
-44.747.10-13.39-7.42-3.661.09-0.3614.35-17.0254.41-22.4899.04-46.1210.178.076.32
1.271.471.461.461.461.421.381.351.321.482.172.51
0.520.680.490.570.580.580.641.200.741.730.961.14
1.902.262.670.740.750.680.622.080.490.280.410.30
0.510.580.880.930.920.781.210.972.031.952.18
-1.18-1.22-1.180.240.100.090.13-1.210.331.351.141.451.421.591.812.00
-726.063.57-3.12-119.90-55.74-10.5836.56-1,055.12-127.04310.67-15.3727.02-1.8612.1013.4310.46
0.090.150.150.15
66.67
0.030.120.312.192.182.233.313.713.713.713.703.683.683.683.683.68
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Eurobank Ergasias Services and Holdings generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Eurobank Ergasias Services and Holdings retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Eurobank Ergasias Services and Holdings's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Eurobank Ergasias Services and Holdings has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Eurobank Ergasias Services and Holdings's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Eurobank Ergasias Services and Holdings stock margins

The Eurobank Ergasias Services and Holdings margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Eurobank Ergasias Services and Holdings. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Eurobank Ergasias Services and Holdings.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
52.75 %
-47.57 %
Jan 1, 2021
52.84 %
15.90 %
Jan 1, 2022
36.83 %
41.98 %
Jan 1, 2023
37.67 %
36.36 %
Jan 1, 2024
40.43 %
39.66 %
Jan 1, 2025 (e)
0.00 %
42.27 %
Jan 1, 2026 (e)
0.00 %
43.00 %
Jan 1, 2027 (e)
0.00 %
45.15 %

Eurobank Ergasias Services and Holdings Revenue per Share, Earnings per Share

The Eurobank Ergasias Services and Holdings earnings per share therefore indicates how much revenue Eurobank Ergasias Services and Holdings has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
0.69 EUR
-0.33 EUR
Jan 1, 2021
0.56 EUR
0.09 EUR
Jan 1, 2022
0.87 EUR
0.36 EUR
Jan 1, 2023
0.85 EUR
0.31 EUR
Jan 1, 2024
0.99 EUR
0.39 EUR
Jan 1, 2025 (e)
0.91 EUR
0.39 EUR
Jan 1, 2026 (e)
1.01 EUR
0.43 EUR
Jan 1, 2027 (e)
1.09 EUR
0.49 EUR

Eurobank Ergasias Services and Holdings business model & stock analysis

Eurobank Ergasias Services and Holdings SA (EESY) is a leading financial service provider in Greece. The company was founded in 1990 and is headquartered in Athens. EESY offers its customers a wide range of financial products and services, including retail and corporate banking, investment banking, asset management, insurance, and leasing. EESY's business model is based on customer orientation, innovation, and efficiency. The company relies on a strong presence in the market and utilizes modern technologies to provide its customers with a seamless user experience. EESY is divided into four main divisions: retail banking, corporate banking, investment banking, and asset management. The retail banking division offers a wide range of financial products and services for individuals and small businesses. This includes accounts, loans, credit cards, savings products, and insurance. EESY operates more than 250 branches throughout Greece to provide its customers with easy access to its services. The corporate banking division of EESY provides tailored financial solutions for larger companies and institutions. This includes corporate financing, cash management, trade financing, investment banking services, and risk management. EESY works closely with its customers to understand their specific requirements and create customized solutions that support their business goals. The investment banking division of EESY offers a variety of services, including mergers and acquisitions, capital markets, asset management, and research. EESY has extensive experience in these areas and has completed a variety of transactions in Greece and international markets in the past. The asset management division of EESY offers a wide range of financial products for retail investors and institutional clients, including investment funds, asset management services, and hedge funds. EESY has a strong presence in the Greek market and pursues a rigorous investment strategy to provide its customers with attractive returns. EESY also offers a range of insurance and leasing services. The insurance division provides a wide range of insurance products for individuals and businesses, including life insurance, health insurance, and car insurance. The leasing division offers a wide range of leasing solutions for companies and organizations, including commercial leasing, vehicle leasing, and equipment leasing. In summary, EESY is a leading financial service provider in Greece that offers a wide range of financial products and services for individuals and businesses. The company relies on customer orientation, innovation, and efficiency, and utilizes modern technologies to provide its customers with a seamless user experience. With its strong market positions and extensive industry knowledge, EESY has built an impressive track record in the past and is well-positioned to capitalize on future growth in Greece and other markets.

Eurobank Ergasias Services and Holdings SWOT Analysis

Strengths

Eurobank Ergasias possesses a strong market position within the banking industry in Greece and is one of the largest financial institutions in the country. The bank has a diverse range of products and services to offer its customers, including retail and corporate banking, asset management, and insurance. This wide range of offerings allows the bank to cater to the varied financial needs of its customers.

Weaknesses

One of the weaknesses of Eurobank Ergasias is its exposure to the Greek economy, which has been experiencing challenges in recent years. This dependency on the domestic market makes the bank vulnerable to any adverse economic conditions or regulatory changes that may occur in Greece. Additionally, the bank may face difficulties in attracting and retaining talented employees due to intense competition from other financial institutions within the country.

Opportunities

There are several opportunities available for Eurobank Ergasias to explore. The bank can focus on expanding its presence in emerging markets or consider expanding its digital banking capabilities to cater to the growing demand for convenient and secure online banking services. Moreover, Eurobank Ergasias can also seek strategic partnerships or acquisitions to enhance its product offerings and enter new markets.

Threats

The banking industry is subject to various external threats, and Eurobank Ergasias must be cautious of these to mitigate risks. One significant threat is the possibility of economic downturns, which can lead to increased loan defaults and decreased demand for banking services. Additionally, the increasing regulatory requirements and compliance costs pose challenges for banks to maintain profitability.

Eurobank Ergasias Services and Holdings Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Eurobank Ergasias Services and Holdings historical P/E ratio, EBIT multiple, and P/S ratio

Eurobank Ergasias Services and Holdings annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down Eurobank Ergasias Services and Holdings's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in Eurobank Ergasias Services and Holdings's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Eurobank Ergasias Services and Holdings's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Eurobank Ergasias Services and Holdings shares outstanding

The number of shares of Eurobank Ergasias Services and Holdings was 3.68 B in 2025. This indicates how many shares Eurobank Ergasias Services and Holdings is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
3.71 B Stocks
Jan 1, 2021
3.71 B Stocks
Jan 1, 2022
3.71 B Stocks
Jan 1, 2023
3.70 B Stocks
Jan 1, 2024
3.68 B Stocks
Jan 1, 2025 (e)
3.68 B Stocks
Jan 1, 2026 (e)
3.68 B Stocks
Jan 1, 2027 (e)
3.68 B Stocks

Eurobank Ergasias Services and Holdings stock splits

Since 1994, a total of 0.002148979591836735 shares have been converted from one Eurobank Ergasias Services and Holdings share.

DateRatioType
12/2/2015100 : 1Reverse Stock Split
6/19/201310 : 1Reverse Stock Split
8/12/200949 : 50Stock Split
5/2/20081 : 1
5/16/20071 : 1.2Stock Split
5/17/20065 : 6Stock Split
11/28/20051 : 1
4/17/20031 : 1
3/19/20021 : 1
12/12/20001 : 1.3Stock Split
7/18/19948 : 9Stock Split

Eurobank Ergasias Services and Holdings Dividend History

14 years of dividend payments

YearAnnual DividendYoY ChangePayments
20250.15EUR 62.7%
May 5, 20250.11EUR 12.5%1/2
Nov 6, 20250.05EUR 55.4%2/2
20240.09EUR 100.0%
2008490.00EUR 36.4%
2007770.93EUR 16.5%
2006661.50EUR 24.6%
2005530.83EUR 13.3%
2004612.50EUR 91.5%
2003319.86EUR 11.3%
2002360.69EUR 0.0%
2001360.69EUR 99.3%

Eurobank Ergasias Services and Holdings dividend history and estimates

In 2025, Eurobank Ergasias Services and Holdings paid a dividend amounting to 0.15 EUR. Dividend means that Eurobank Ergasias Services and Holdings distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2005
530.83 EUR
0.00 EUR
Jan 1, 2006
661.50 EUR
0.00 EUR
Jan 1, 2007 (e)
770.93 EUR
770.93 EUR
Jan 1, 2008 (e)
490.00 EUR
1,470.00 EUR
Jan 1, 2024
0.09 EUR
0.00 EUR
Jan 1, 2025
0.15 EUR
0.00 EUR
Jan 1, 2026 (e)
0.00 EUR
0.15 EUR
Jan 1, 2027 (e)
0.00 EUR
0.15 EUR

Eurobank Ergasias Services and Holdings dividend payout ratio

In 2025, Eurobank Ergasias Services and Holdings had a payout ratio of 39.34%. The payout ratio indicates the percentage of the company's profits that Eurobank Ergasias Services and Holdings distributes as dividends.
  • 3 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
24.36 %
Jan 1, 2021
24.19 %
Jan 1, 2022
24.05 %
Jan 1, 2023
23.95 %
Jan 1, 2024
23.62 %
Jan 1, 2025 (e)
39.34 %
Jan 1, 2026 (e)
35.09 %
Jan 1, 2027 (e)
30.93 %

Current Eurobank Ergasias Services and Holdings forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
3.29 %
Buy
83.33 % (20)
Hold
16.67 % (4)
Sell
0.00 % (0)
12M Price Target
4.00
Last Price
4.67
Currency
EUR
12M Return Potential
-14.35 %
LTM Return
45.83 %

Eurobank Ergasias Services and Holdings Earnings Calls

Eurobank Ergasias Services and Holdings Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
5/15/20240.07EUR-713.35 MEUR-2024 Q1
3/7/20240.08EUR-730.09 MEUR-2023 Q4
7/27/20230.04EUR-488.38 MEUR-2023 Q2
5/23/20230.04EUR-478.79 MEUR-2023 Q1
3/8/20230.03EUR-481.44 MEUR-2022 Q4
11/23/20220.04EUR-529.90 MEUR-2022 Q3
7/29/20220.03EUR0.18EUR459.97 MEUR-2022 Q2
5/25/20220.04EUR0.07EUR474.61 MEUR-2022 Q1
3/10/20220.03EUR-479.97 MEUR-2021 Q4
8/31/20210.03EUR0.03EUR464.04 MEUR-2021 Q2

EESG©

Eulerpool ESG Scorecard© for the Eurobank Ergasias Services and Holdings stock

92/100
99
Environment
99
Social
77
Governance
E

Environment

Scope 1 - Direct Emissions2,261.95
Scope 2 - Indirect emissions from purchased energy18,544.6
Scope 3 - Indirect emissions within the value chain30,991,211
Total CO₂ emissions20,806.55
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

Percentage of female employees65
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Eurobank Ergasias Services and Holdings shareholder structure

% Name
4.41422%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
2.32838%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.55739%
Schroder Investment Management Ltd. (SIM)
Schroder Investment Management Ltd. (SIM)
1.13406%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.45653%
Magallanes Value Investors, S.A., SGIIC
Magallanes Value Investors, S.A., SGIIC
0.45302%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
...

Eurobank Ergasias Services and Holdings Beneficial Ownership Filings (SEC 13D/G)

Free Float
66.8%
Float Shares
2.40 B
Shares Outstanding
3.60 B

Eurobank Ergasias Services and Holdings Executives and Management Board

23 members · avg. age 59 · 17 % women

Management

FK

Mr. Fokion Karavias (61)

Chairman of the Executive Board, Chief Executive Officer, Executive Member of the Board of Directors · since 2014

SI

Mr. Stavros Ioannou (64)

Deputy Chief Executive Officer, Group Chief Operating Officer and International Activities, Member of the Executive Board; Executive Member of the Board of Directors

KV

Mr. Kostas Vassiliou (53)

Deputy Chief Executive Officer, Head of Group Corporate and Investment Banking, Member of the Executive Board, Executive Member of the Board of Directors

IG

Mr. Iakovos Giannaklis (54)

Deputy Chief Executive Officer, Head of Retail & Digital Banking of Eurobank SA, Member of the Executive Board · since 2024

HK

Mr. Harris Kokologiannis (58)

General Manager - Group Finance, Group Chief Financial Officer, Member of the Executive Board

TA

Mr. Thanasis Athanasopoulos (52)

General Manager - Group Compliance, Group Chief Compliance Officer, Member of the Executive Board · since 2024

Board of Directors

GZ

Mr. Georgios Zanias (70)

Non-Executive Chairman of the Board

NP

Mrs. Natassa Paschali (53)

General Manager, Group Human Resources General Division, Member of the Executive Board · since 2024

TI

Mr. Tasos Ioannidis (57)

General Manager - Markets, Eurobank SA, Member of the Executive Board · since 2024

AK

Mr. Apostolos Kazakos (53)

General Manager - Group Strategy, Member of the Executive Board

IC

Mr. Ioannis Chadolias (55)

Secretary to the Board of Directors, Head of Group Company Secretariat Sector

BM

Mr. Bradley Martin (66)

Non-Executive Member of the Board of Directors

Frequently asked questions about Eurobank Ergasias Services and Holdings

The business model of Eurobank Ergasias Services and Holdings SA is primarily focused on providing financial services. As a prominent banking institution headquartered in Greece, Eurobank offers a wide range of banking products and services to its customers. These include retail banking, corporate banking, asset management, insurance, and investment services. Eurobank aims to cater to the needs of various clients by offering innovative financial solutions and maintaining a strong presence both domestically and internationally. With a customer-centric approach and a diverse portfolio, Eurobank Ergasias Services and Holdings SA strives to facilitate financial growth and stability for individuals and businesses alike.

Eurobank Ergasias Services and Holdings SA is primarily active in the banking and financial services industry.

The main competitors of Eurobank Ergasias Services and Holdings SA in the market are Alpha Bank SA, National Bank of Greece SA, and Piraeus Bank SA. These banking institutions, like Eurobank, operate in the Greek financial industry and offer various banking services to their customers. Eurobank Ergasias Services and Holdings SA, with a strong presence in the market, competes with these major players to attract and serve a broad customer base.

Eurobank Ergasias Services and Holdings SA is a leading financial services company based in Greece. Established in 1990, Eurobank has a rich history and extensive background in the banking industry. It offers a wide range of banking services, including retail, corporate, and private banking, as well as asset management and investment services. With a strong focus on innovation and customer satisfaction, Eurobank has built a solid reputation for its reliable and efficient banking solutions. As one of the largest banks in Greece, Eurobank continues to play a crucial role in supporting the country's economic growth and development.

Eurobank Ergasias Services and Holdings SA has achieved several significant milestones in its history. Notably, the company successfully completed the acquisition of GrECo International AG, one of the largest insurance brokerage groups in Central and Eastern Europe. Additionally, Eurobank Ergasias Services and Holdings SA established strategic partnerships with prominent institutions like the European Investment Bank and the World Bank. These collaborations have enabled the company to expand its lending activities and support various infrastructure projects in Greece. Furthermore, Eurobank Ergasias Services and Holdings SA has received numerous industry awards for its innovative digital banking solutions, reinforcing its position as a leading financial services provider in the region.

Eurobank Ergasias Services and Holdings SA is primarily present in Greece and South-eastern Europe.

Eurobank Ergasias Services and Holdings SA represents values of integrity, innovation, and excellence. With a strong corporate philosophy, the company strives to provide exceptional financial solutions and services. Eurobank Ergasias Services and Holdings SA prioritizes customer satisfaction, aiming to meet the diverse needs of individuals and businesses. By fostering a culture of transparency and accountability, the company maintains high ethical standards. Eurobank Ergasias Services and Holdings SA is committed to driving economic growth, supporting sustainable development, and contributing to the well-being of the communities it serves.

Analysts currently set an average price target of 4.19 EUR for the Eurobank Ergasias Services and Holdings stock (median: 4.00 EUR), implying -10.4 % versus the latest price. The consensus is based on 24 analyst ratings.

24 analysts currently rate the Eurobank Ergasias Services and Holdings stock: 20 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Eurobank Ergasias Services and Holdings to generate revenue of 3.70 B EUR and earnings per share of 0.43 EUR.

The Eurobank Ergasias Services and Holdings share (EUROB.AT) is listed on 7 stock exchanges, including: London (0RCP.L), Frankfurt (EFGD.F), München (EFGD.MU), Düsseldorf (EFGD.DU).

Eurobank Ergasias Services and Holdings SA is a Greek banking holding company that offers a wide range of banking and financial services. The Eurobank is one of the largest banks in Greece and has a comprehensive business environment aimed at meeting customers' financial services needs. Eurobank Ergasias' business model is designed to diversify various sectors of its bank in order to offer different products and services. The main divisions of Eurobank are deposits, loans, asset management, insurance, and other financial services. As a universal bank and service provider, Eurobank Ergasias is able to offer a wide range of products and services, such as credit cards, investment funds, insurance, and trade services, to meet customer needs. Deposit business As one of the leading deposit providers in Greece and Eastern Europe, Eurobank Ergasias can offer a wide range of deposit products, ranging from current accounts to savings and term deposits. Loan business Eurobank Ergasias offers a wide range of loan products, from personal loans to loans for small and medium-sized enterprises. Lending to retail customers is mainly done through retail branches. Asset management This segment of Eurobank Ergasias offers financial services related to asset management, including investment funds, investment advice, and portfolio management. Insurance Eurobank Ergasias offers various insurance products, including life insurance, health insurance, and car insurance. Other financial services In addition to the aforementioned divisions and products, Eurobank Ergasias also offers a wide range of other financial services, including foreign exchange trading, payment settlements, and trade financing. As an innovative financial service provider, Eurobank Ergasias also offers digital financial services, such as online and mobile banking. This allows customers to conveniently carry out their banking transactions from their devices and enables the bank to explore further business opportunities. Overall, Eurobank Ergasias' business model is designed to meet customer needs while diversifying the range of services offered. By combining traditional banking with innovative digital services, Eurobank Ergasias is able to offer its customers a comprehensive range of banking and financial services.

The expected revenue of Eurobank Ergasias Services and Holdings is 3.70 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Eurobank Ergasias Services and Holdings is 1.59 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Eurobank Ergasias Services and Holdings is currently 10.80. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Eurobank Ergasias Services and Holdings stock.

The price-to-sales ratio (P/S) of Eurobank Ergasias Services and Holdings is currently 4.65. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Eurobank Ergasias Services and Holdings stock.

The Eulerpool Quality Score for Eurobank Ergasias Services and Holdings is 3/10.

The ISIN of Eurobank Ergasias Services and Holdings is GRS323003012. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Eurobank Ergasias Services and Holdings is A2ABD1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Eurobank Ergasias Services and Holdings is EUROB.AT. The ticker symbol is used to trade Eurobank Ergasias Services and Holdings shares on the stock exchange.

Over the past 12 months, Eurobank Ergasias Services and Holdings paid a dividend of 0.09 EUR . This corresponds to a dividend yield of about 2.00 %. For the coming 12 months, Eurobank Ergasias Services and Holdings is expected to pay a dividend of 0.15 EUR.

The current dividend yield of Eurobank Ergasias Services and Holdings is 2.00 %.

Eurobank Ergasias Services and Holdings pays a dividend, distributed in the months of May, July, November.

Eurobank Ergasias Services and Holdings paid dividends every year for the past 2 years.

For the upcoming 12 months, dividends amounting to 0.15 EUR are expected. This corresponds to a dividend yield of 3.25 %.

Eurobank Ergasias Services and Holdings is assigned to the 'Finance' sector.

To receive the latest dividend of Eurobank Ergasias Services and Holdings from 11/12/2025 amounting to 0.05 EUR, you needed to have the stock in your portfolio before the ex-date on 11/6/2025.

The last dividend was paid out on 11/12/2025.

In the year 2024, Eurobank Ergasias Services and Holdings distributed 0.09 EUR as dividends.

The dividends of Eurobank Ergasias Services and Holdings are distributed in EUR.

Fair Value PRO
4.63 EUR
Over-/Undervaluation PRO
Fairly valued
Expected Return
17.28 %
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
271,328.78 EUR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website eurobank.gr
Country
Greece
Currency
EUR
Initial public offering
Jan 1, 1999
ISIN
GRS323003012
Cusip
X2321W101
Sedol
BYZ43T4
Market capitalization
17.21 B EURLarge Cap
52-Week Range
3.204.78EUR
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
1.34
P/E ratio
P/Ee 2025
12.11
P/Ee 2026
10.80
P/Ee 2027
9.52
P/Ee 2028
8.62
P/S
P/Se
5.12
EV/EBIT
P/B Ratio
1.93
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
8.90 %
Gross Margin
EBIT Margin
Net Margin
39.66 %
EPS (Earnings Per Share)
0.39 EUR
Net Debt / EBIT
Debt/Equity
0.83
Dividend
Dividend yield
2.00 %
Est. Dividend Yield
3.25 %
Payout Ratio
23.62 %
Dividend growth Ø5Y
Dividend payments per year
1
Dividend paid since
2 years
Dividend not reduced since
2 years
Dividend increased since
2 years
Dividend withholding tax
5.00 %
Last updated Sep 15, 2026, 4:22 AM

Eurobank Ergasias Services and Holdings Ticker

ATHENS · EUROB.ATATHENS · EUROB.ATDÜSSELDORF · EFGD.DUFRANKFURT · EFGD.FLONDON · 0RCP.LMUNICH · EFGD.MUOTC · EGFEF

Eurobank Ergasias Services and Holdings FIGI

EUROB:GA · BBG000CHKJS4EFGD:GR · BBG000CW6N17EFGD:GF · BBG000CW6NQ0EFGD:GD · BBG000CW6NY1EFGD:GS · BBG000CW6Q38EFGD:GM · BBG000CW6QP4EFGD:GB · BBG000CW6R18EFGD:GI · BBG000CW7T77EGFEF:US · BBG000H2ZV54EGFEF:PQ · BBG000H328R5EGFEF:UV · BBG000H32BK5EUROB:EO · BBG000MWWY31