EML Payments

EML Payments ROA

The Return on Assets (ROA) of EML Payments (EML.AX) as of Oct 22, 2026 is -0.79 %. In the previous year, Return on Assets (ROA) was -1.99 % — a change of -60.27% (higher).

ROA

-0.79 %

YoY

-60.27%

Last updated:

In 2026, EML Payments's return on assets (ROA) was -0.79 %, a -60.27% increase from the -1.99 % ROA in the previous year.

The EML Payments ROA history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2019
1.77 AUD
Jan 1, 2020
-0.38 AUD
Jan 1, 2021
-1.25 AUD
Jan 1, 2022
-0.18 AUD
Jan 1, 2023
-9.51 AUD
Jan 1, 2024
-1.07 AUD
Jan 1, 2025
-1.99 AUD
Jan 1, 2026
-0.79 AUD
The EML Payments ROA history
YEARROAYoY
-0.79 %-60.27%
-1.99 %+86.66%
-1.07 %-88.79%
-9.51 %+5,214.31%
-0.18 %-85.72%
-1.25 %+230.10%
-0.38 %-121.43%
1.77 %+92.30%
0.92 %+19,103.88%
0.00-91.78%
0.06 %-98.68%
4.41 %-115.06%
-29.30 %—

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EML Payments Stock analysis

What does EML Payments do? EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future. EML Payments is one of the most popular companies on Eulerpool.

ROA Details

Understanding EML Payments's Return on Assets (ROA)

EML Payments's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing EML Payments's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider EML Payments's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in EML Payments’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about EML Payments stock

Return on Assets (ROA) of EML Payments is -0.79 % in 2026.

Return on Assets (ROA) of EML Payments changed from -1.99 % to -0.79 %, representing a -60.27% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) EML Payments since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s EML Payments with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — EML Payments

All Key Metrics — EML Payments