EML Payments (EML.AX) Stock Price

EML Payments Price

ASX·CLOSED
0.32AUD-0.0050 (-1.55 %)
Market closed

Over the last 19 years EML Payments grew revenue by 51.8% annually, reaching 221.79 M AUD. Earnings per share have grown at 17.0% per year over the last 4 years. For EML Payments, the net margin of -24.1% is down versus -14.9% a few years ago. The consensus 12-month price target for EML Payments is 1.22 AUD, about 282.5% above where the stock trades today. Of 8 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 8% above its 52-week low.

EML Payments stock price

Volume
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of EML Payments over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how EML Payments stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing EML Payments's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

EML Payments Stock Price History
DateEML Payments Price
8/3/20260.32 AUD
7/31/20260.32 AUD
7/30/20260.31 AUD
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8/11/20250.67 AUD
8/8/20250.68 AUD
8/7/20250.69 AUD
8/6/20250.69 AUD
8/5/20250.69 AUD
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EML Payments Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
183.91 M AUD
-1.03 M AUD
-284.82 M AUD
Jan 1, 2024
202.11 M AUD
34.10 M AUD
-26.49 M AUD
Jan 1, 2025
221.79 M AUD
2.13 M AUD
-53.39 M AUD
Jan 1, 2026 (e)
208.58 M AUD
-46.46 M AUD
9.87 M AUD
Jan 1, 2027 (e)
223.64 M AUD
-49.81 M AUD
25.81 M AUD
Jan 1, 2028 (e)
240.01 M AUD
-53.46 M AUD
36.81 M AUD
Jan 1, 2029 (e)
219.54 M AUD
28.54 M AUD
21.62 M AUD
Jan 1, 2030 (e)
227.45 M AUD
29.46 M AUD
22.54 M AUD

EML Payments Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 6:18 PM
 
REVENUEM AUD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM AUD
EBITM AUD
EBIT MARGIN%
NET INCOMEM AUD
NET INCOME GROWTH%
SHARESM
20162017201820192020202120222023202420252026e2027e2028e2029e2030e2031e
23.0057.0071.0097.00120.00192.00232.00183.00202.00221.00208.00223.00240.00219.00227.00233.00
64.29147.8324.5636.6223.7160.0020.83-21.1210.389.41-5.887.217.62-8.753.652.64
78.2677.1974.6575.2673.3366.6767.6776.5076.2476.0276.0276.0276.0276.0276.0276.02
18.0044.0053.0073.0088.00128.00157.00140.00154.00168.00158.12169.52182.44166.48172.56177.12
-1.00-2.005.0013.005.004.00-1.00-1.0034.002.00-46.00-49.00-53.0028.0029.00–
-4.35-3.517.0413.404.172.08-0.43-0.5516.830.90-22.12-21.97-22.0812.7912.78–
––2.008.00-7.00-28.00-4.00-284.00-26.00-53.009.0025.0036.0021.0022.0022.00
–––300.00-187.50300.00-85.717,000.00-90.85103.85-116.98177.7844.00-41.674.76–
197.64250.02253.06262.88304.15360.49370.74373.89374.64379.51379.51379.51379.51379.51379.51379.51
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales EML Payments generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue EML Payments retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare EML Payments's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares EML Payments has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against EML Payments's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

EML Payments stock margins

The EML Payments margin analysis displays the gross margin, EBIT margin, as well as the profit margin of EML Payments. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for EML Payments.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
66.81 %
2.31 %
-14.93 %
Jan 1, 2022
67.91 %
-0.58 %
-2.07 %
Jan 1, 2023
76.41 %
-0.56 %
-154.87 %
Jan 1, 2024
76.29 %
16.87 %
-13.10 %
Jan 1, 2025
76.08 %
0.96 %
-24.07 %
Jan 1, 2026 (e)
76.08 %
-22.27 %
4.73 %
Jan 1, 2027 (e)
76.08 %
-22.27 %
11.54 %
Jan 1, 2028 (e)
76.08 %
-22.27 %
15.34 %

EML Payments Stock Revenue, EBIT, Earnings per Share

The EML Payments earnings per share therefore indicates how much revenue EML Payments has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
0.53 AUD
0.01 AUD
-0.08 AUD
Jan 1, 2022
0.63 AUD
-0.00 AUD
-0.01 AUD
Jan 1, 2023
0.49 AUD
-0.00 AUD
-0.76 AUD
Jan 1, 2024
0.54 AUD
0.09 AUD
-0.07 AUD
Jan 1, 2025
0.58 AUD
0.01 AUD
-0.14 AUD
Jan 1, 2026 (e)
0.55 AUD
-0.12 AUD
0.03 AUD
Jan 1, 2027 (e)
0.59 AUD
-0.13 AUD
0.07 AUD
Jan 1, 2028 (e)
0.63 AUD
-0.14 AUD
0.10 AUD

EML Payments business model & stock analysis

EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future.

EML Payments SWOT Analysis

Strengths

EML Payments Ltd possesses several key strengths that contribute to its competitive advantage in the market. These strengths include:

  • Strong financial performance and stability, ensuring the company's ability to invest in growth and innovation.
  • Extensive industry experience and expertise, allowing EML Payments Ltd to deliver tailored solutions to its clients.
  • Diverse and expanding product portfolio, offering a wide range of payment and financial services.
  • Strong relationships with various partners and stakeholders, facilitating collaborations and market reach.
  • Advanced technology infrastructure, enabling secure and efficient payment processing.

EML Payments Ltd also faces certain weaknesses that need to be addressed in order to enhance its market position. These weaknesses include:

  • Relatively small market share compared to larger competitors, limiting its scale and bargaining power.
  • Dependency on a few key clients for a significant portion of its revenue, posing a potential business risk.
  • Limited brand recognition and awareness, which may impede customer acquisition efforts.
  • Geographical concentration in specific regions, reducing the company's global presence and potential market opportunities.
  • Regulatory compliance complexities, requiring ongoing efforts and resources to ensure adherence to changing regulations.

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Weaknesses

EML Payments Ltd also faces certain weaknesses that need to be addressed in order to enhance its market position. These weaknesses include:

  • Relatively small market share compared to larger competitors, limiting its scale and bargaining power.
  • Dependency on a few key clients for a significant portion of its revenue, posing a potential business risk.
  • Limited brand recognition and awareness, which may impede customer acquisition efforts.
  • Geographical concentration in specific regions, reducing the company's global presence and potential market opportunities.
  • Regulatory compliance complexities, requiring ongoing efforts and resources to ensure adherence to changing regulations.

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Opportunities

Despite the challenges, there are several opportunities that EML Payments Ltd can leverage to drive growth and success:

  • Expanding market for digital payments, driven by increasing e-commerce and mobile payment adoption.
  • Emerging market segments, such as gig economy workers and small businesses, seeking flexible and innovative payment solutions.
  • Potential partnerships and collaborations with industry leaders to enhance market reach and product offerings.
  • Geographical expansion into new regions, capitalizing on untapped markets and diversifying revenue sources.
  • Advancements in technology, such as blockchain and artificial intelligence, creating possibilities for innovation and efficiency gains.

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

Threats

EML Payments Ltd needs to proactively address potential threats that may impact its business operations and market position:

  • Intense competition from established players and emerging fintech startups, eroding market share and pricing pressures.
  • Rapidly changing regulatory environment and compliance requirements, necessitating continuous adaptation and investments.
  • Cybersecurity risks and data breaches, which can undermine customer trust and lead to financial and reputational damage.
  • Economic downturns and uncertainties, impacting consumer spending habits and demand for payment services.
  • Disruption from technology advancements and changing customer preferences, requiring agility and quick adaptation.

EML Payments Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

EML Payments historical P/E ratio, EBIT multiple, and P/S ratio

EML Payments annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

EML Payments shares outstanding

The number of shares of EML Payments was 379.51 M in 2025. This indicates how many shares EML Payments is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
360.49 M Stocks
Jan 1, 2022
370.74 M Stocks
Jan 1, 2023
373.89 M Stocks
Jan 1, 2024
374.64 M Stocks
Jan 1, 2025
379.51 M Stocks
Jan 1, 2026 (e)
379.51 M Stocks
Jan 1, 2027 (e)
379.51 M Stocks
Jan 1, 2028 (e)
379.51 M Stocks

EML Payments stock splits

In EML Payments's history, there have been no stock splits.

Current EML Payments forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
75.00 % (6)
Hold
25.00 % (2)
Sell
0.00 % (0)
12M Price Target
1.22
Last Price
0.32
Currency
AUD
12M Return Potential
282.50 %
LTM Return
0 %

EML Payments Earnings Calls

EML Payments Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
2/20/20240.02AUD-143.52 MAUD-2024 Q2
8/22/20230.01AUD-127.59 MAUD-2023 Q4
2/14/20230.02AUD-129.77 MAUD-2023 Q2
8/22/20220.02AUD-118.96 MAUD-2022 Q4
2/16/20220.04AUD-120.04 MAUD-2022 Q2
8/17/20210.04AUD-93.79 MAUD-2021 Q4
2/17/20210.04AUD-89.93 MAUD-2021 Q2
8/19/20200.02AUD-62.68 MAUD-2020 Q4
2/19/20200.04AUD-59.07 MAUD-2020 Q2
8/21/20190.04AUD-45.78 MAUD-2019 Q4

EESG©

Eulerpool ESG Scorecard© for the EML Payments stock

56/100
59
Environment
70
Social
39
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees49
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

EML Payments shareholder structure

% Name
8.88693%
Wilson Asset Management (International) Pty. Ltd.
Wilson Asset Management (International) Pty. Ltd.
2.46180%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.28778%
Eley Griffiths Group Pty. Ltd.
Eley Griffiths Group Pty. Ltd.
1.17547%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
0.69305%
DFA Australia Ltd.
DFA Australia Ltd.
0.41901%
BetaShares Capital Ltd.
BetaShares Capital Ltd.

EML Payments Beneficial Ownership Filings (SEC 13D/G)

Free Float
89.9%
Float Shares
-
Shares Outstanding
-

EML Payments Executives and Management Board

14 members · avg. age 59 · 43 % women

JG

Mr. James Georgeson

Group Chief Financial Officer

1.22 M AUD

Management

PL

Mr. Peter Lang

Chief Corporate Development Officer · since 2023

662,741.00 AUD
RL

Ms. Rachelle St Ledger

Chief Executive Officer - Australia

488,321.00 AUD
LB

Ms. Lorraine Buhagiar

CEO Prepaid Financial Services (PFSL) UK

–
BH

Mr. Brian Hanrahan

Chief Executive Officer - Nuapay

–
MI

Mr. Martin Ivanov

Group Chief Risk and Compliance officer

–
PW

Mr. Paul Wenk

Group General Counsel

–

Board of Directors

MK

Mr. Manoj Kheerbat

Independent Non-Executive Director

267,636.00 AUD
AH

Mr. Anthony Hynes

Executive Chairman of the Board · since 2024

–
KP

Mr. Ken Poutakidis

Independent Vice Chairman of the Board

–
PC

Ms. Petrina Sue Coventry (59)

Non-Executive Director

–

EML Payments Supply Chain

EML Payments Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
28 companies
#NameTrend
1
Flutter Entertainment
Customer·Hotels, Restaurants & Leisure·IE
0.38
-0.37
0.19
0.70
0.78
0.77
2
Global Payments
Customer·IT Services·US
0.55
0.50
-0.04
-0.15
0.60
0.74
3
Games Workshop Group
Customer·Leisure Products·GB
0.85
0.87
0.50
0.73
0.85
0.58
4
Betmakers Technology
Customer·Hotels, Restaurants & Leisure·AU
-0.16
0.69
0.76
0.82
0.77
0.50
5
Citigroup
Supplier·Customer·Banks·US
-0.13
0.07
0.49
0.66
0.74
0.42
#NameTrend
1
Nuvei
Customer·IT Services·CA
0.54
0.82
0.77
0.57
0.58
—
2
Shell Plc
Customer·Oil, Gas & Consumable Fuels·GB
0.32
-0.53
-0.55
—
—
—
3
Hertz Global Holdings
Customer·US
0.09
-0.55
-0.51
-0.72
-0.71
—
4
Cominar Real Estate Investment Trust
Customer·CA
0.08
-0.21
-0.15
-0.56
-0.68
—
5
Apple
Supplier·Technology Hardware, Storage & Peripherals·US
0.22
0.60
0.27
0.23
-0.50
-0.34

Frequently asked questions about EML Payments

The business model of EML Payments Ltd revolves around providing innovative payment solutions and prepaid programs to various industries. EML Payments offers a wide range of services including mobile banking, gift cards, salary packaging, and incentive programs for businesses and consumers. The company aims to simplify the payment process and enhance the overall financial experience. With its advanced technology and expertise, EML Payments caters to the evolving needs of its clients, allowing them to manage their financial transactions efficiently. As a leading payment solutions provider, EML Payments Ltd continues to drive growth and deliver exceptional value to its stakeholders.

EML Payments Ltd is primarily active in the financial technology industry. With its cutting-edge payment solutions and services, EML serves various sectors including gaming, gift cards, incentives, and salary packaging. As a leader in prepaid solutions, EML collaborates with businesses to enhance their customer experience and streamline payment processes. With its innovative technology and robust infrastructure, EML has successfully established itself in the digital payments domain, providing efficient and secure transactions for individuals and businesses alike.

The main competitors of EML Payments Ltd in the market include other prominent players in the digital payment industry such as PayPal, Square, and Adyen. These companies also provide innovative payment solutions and services globally. However, EML Payments Ltd has carved a niche for itself by offering a comprehensive suite of payment solutions tailored to specific industries and regions. With its robust technology platform and strategic partnerships, EML Payments Ltd maintains a competitive edge in the market and continues to deliver innovative and secure payment solutions to its clients worldwide.

EML Payments Ltd is a renowned global payment solutions provider. Founded in 2001, the company has a rich history and a solid background. EML Payments specializes in innovative prepaid solutions, digital banking, and gift card programs. With a global presence and an extensive network of partnerships, EML Payments has established itself as a leader in the industry. The company's commitment to technological advancements and customer satisfaction has allowed it to achieve remarkable growth and success over the years. EML Payments Ltd continues to thrive as it revolutionizes the payment landscape through its cutting-edge solutions and services.

EML Payments Ltd has achieved significant milestones in its journey. Some notable achievements include expanding its global presence by acquiring Prepaid Financial Services Limited, a leading UK-based payment technology provider. Furthermore, the company has successfully built strong partnerships with esteemed organizations such as Google and Uber to provide innovative payment solutions. EML Payments Ltd has also demonstrated consistent revenue growth and achieved a strong financial position. With its commitment to delivering cutting-edge payment solutions and expanding its reach across different sectors, EML Payments Ltd continues to pave the way for convenient and secure digital transactions.

EML Payments Ltd is primarily present in multiple countries and regions worldwide. Some of the key markets where the company operates include Australia, Europe, North America, and the Asia-Pacific region. As a leading global provider of payment solutions, EML Payments Ltd offers its services and products to various industries, including retail, gaming, corporate payouts, and gift card programs. With its extensive presence across these countries and regions, EML Payments Ltd continues to expand its reach and cater to the increasing demand for innovative payment solutions.

EML Payments Ltd is a leading global provider of payment solutions. The company values innovation, integrity, and customer-centricity. With a strong focus on empowering businesses and individuals with secure and reliable payment solutions, EML Payments Ltd is committed to delivering exceptional customer service and tailored payment experiences. Their corporate philosophy centers around collaboration, continuous improvement, and ethical business practices. Through technological advancements and strategic partnerships, EML Payments Ltd strives to simplify payments, accelerate financial inclusion, and enhance the overall payment experience for their clients worldwide.

Analysts currently set an average price target of 1.24 AUD for the EML Payments stock (median: 1.22 AUD), implying +288.9 % versus the latest price. The consensus is based on 8 analyst ratings.

EML Payments Analyst Price Targets 2026

8 analysts currently rate the EML Payments stock: 6 recommend buying, 2 holding and 0 selling. For 2026, analysts expect EML Payments to generate revenue of 208.58 M AUD and earnings per share of 0.03 AUD.

EML Payments Analyst Price Targets 2026

Converted at the current exchange rate, the EML Payments share trades at 0.19 EUR (0.32 AUD).

The EML Payments share (EML.AX) is listed on 3 stock exchanges, including: Frankfurt (A8Y1.F), ASX (EML.AX).

EML Payments Ltd is a global fintech company specializing in payment solutions. It offers prepaid cards, virtual accounts, gift cards, and payment processing services. Its prepaid card services allow customers to make payments in advance without a credit line. Virtual accounts help companies efficiently manage payment flows and automate complex payment processes. The company also provides gift card platforms for businesses to create and manage their own gift card programs. Additionally, EML Payments offers various solutions for secure and efficient online and offline payment processing, such as integrating payment methods and providing point-of-sale terminals. Overall, EML Payments aims to provide innovative and flexible payment solutions that meet the needs of its customers across different industries.

The expected revenue of EML Payments is 208.58 M AUD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of EML Payments is 9.87 M AUD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of EML Payments is currently 12.31. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the EML Payments stock.

The price-to-sales ratio (P/S) of EML Payments is currently 0.58. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the EML Payments stock.

The Eulerpool Quality Score for EML Payments is 4/10.

The ISIN of EML Payments is AU000000EML7. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of EML Payments is A1J8P1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of EML Payments is EML.AX. The ticker symbol is used to trade EML Payments shares on the stock exchange.

EML Payments paid dividends every year for the past 0 years.

EML Payments is assigned to the 'Information technology' sector.

The dividends of EML Payments are distributed in AUD.

All fundamentals and in-depth analysis of EML Payments

Our stock analysis for EML Payments stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EML Payments. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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