EML Payments (EML.AX) Stock Price

EML Payments Price

ASX·CLOSED
0.22
​
Market closed

Over the last 19 years EML Payments grew revenue by 46.6% annually, reaching 207.59 M AUD. Earnings per share have grown at 19.7% per year over the last 4 years. For EML Payments, the net margin of -9.5% is down versus -2.1% a few years ago. The consensus 12-month price target for EML Payments is 0.69 AUD, about 219.6% above where the stock trades today. Of 11 analysts, 0 rate the stock a buy — an overall Sell consensus.

EML Payments stock price

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EML Payments business model & stock analysis

EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future.

Frequently asked questions about EML Payments

The business model of EML Payments Ltd revolves around providing innovative payment solutions and prepaid programs to various industries. EML Payments offers a wide range of services including mobile banking, gift cards, salary packaging, and incentive programs for businesses and consumers. The company aims to simplify the payment process and enhance the overall financial experience. With its advanced technology and expertise, EML Payments caters to the evolving needs of its clients, allowing them to manage their financial transactions efficiently. As a leading payment solutions provider, EML Payments Ltd continues to drive growth and deliver exceptional value to its stakeholders.

EML Payments Ltd is primarily active in the financial technology industry. With its cutting-edge payment solutions and services, EML serves various sectors including gaming, gift cards, incentives, and salary packaging. As a leader in prepaid solutions, EML collaborates with businesses to enhance their customer experience and streamline payment processes. With its innovative technology and robust infrastructure, EML has successfully established itself in the digital payments domain, providing efficient and secure transactions for individuals and businesses alike.

The main competitors of EML Payments Ltd in the market include other prominent players in the digital payment industry such as PayPal, Square, and Adyen. These companies also provide innovative payment solutions and services globally. However, EML Payments Ltd has carved a niche for itself by offering a comprehensive suite of payment solutions tailored to specific industries and regions. With its robust technology platform and strategic partnerships, EML Payments Ltd maintains a competitive edge in the market and continues to deliver innovative and secure payment solutions to its clients worldwide.

EML Payments Ltd is a renowned global payment solutions provider. Founded in 2001, the company has a rich history and a solid background. EML Payments specializes in innovative prepaid solutions, digital banking, and gift card programs. With a global presence and an extensive network of partnerships, EML Payments has established itself as a leader in the industry. The company's commitment to technological advancements and customer satisfaction has allowed it to achieve remarkable growth and success over the years. EML Payments Ltd continues to thrive as it revolutionizes the payment landscape through its cutting-edge solutions and services.

EML Payments Ltd has achieved significant milestones in its journey. Some notable achievements include expanding its global presence by acquiring Prepaid Financial Services Limited, a leading UK-based payment technology provider. Furthermore, the company has successfully built strong partnerships with esteemed organizations such as Google and Uber to provide innovative payment solutions. EML Payments Ltd has also demonstrated consistent revenue growth and achieved a strong financial position. With its commitment to delivering cutting-edge payment solutions and expanding its reach across different sectors, EML Payments Ltd continues to pave the way for convenient and secure digital transactions.

EML Payments Ltd is primarily present in multiple countries and regions worldwide. Some of the key markets where the company operates include Australia, Europe, North America, and the Asia-Pacific region. As a leading global provider of payment solutions, EML Payments Ltd offers its services and products to various industries, including retail, gaming, corporate payouts, and gift card programs. With its extensive presence across these countries and regions, EML Payments Ltd continues to expand its reach and cater to the increasing demand for innovative payment solutions.

EML Payments Ltd is a leading global provider of payment solutions. The company values innovation, integrity, and customer-centricity. With a strong focus on empowering businesses and individuals with secure and reliable payment solutions, EML Payments Ltd is committed to delivering exceptional customer service and tailored payment experiences. Their corporate philosophy centers around collaboration, continuous improvement, and ethical business practices. Through technological advancements and strategic partnerships, EML Payments Ltd strives to simplify payments, accelerate financial inclusion, and enhance the overall payment experience for their clients worldwide.

8 analysts currently rate the EML Payments stock: 6 recommend buying, 2 holding and 0 selling.

Converted at the current exchange rate, the EML Payments share trades at 0.13 EUR (0.22 AUD).

The EML Payments share (EML.AX) is listed on 3 stock exchanges, including: ASX (EML.AX), Frankfurt (A8Y1.F).

EML Payments Ltd is a global fintech company specializing in payment solutions. It offers prepaid cards, virtual accounts, gift cards, and payment processing services. Its prepaid card services allow customers to make payments in advance without a credit line. Virtual accounts help companies efficiently manage payment flows and automate complex payment processes. The company also provides gift card platforms for businesses to create and manage their own gift card programs. Additionally, EML Payments offers various solutions for secure and efficient online and offline payment processing, such as integrating payment methods and providing point-of-sale terminals. Overall, EML Payments aims to provide innovative and flexible payment solutions that meet the needs of its customers across different industries.

The revenue of EML Payments is 207.59 M AUD. This figure is based on current financial data and reflects the company's business performance.

The profit of EML Payments is -19.67 M AUD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of EML Payments is currently -4.29. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the EML Payments stock.

The price-to-sales ratio (P/S) of EML Payments is currently 0.41. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the EML Payments stock.

The Eulerpool Quality Score for EML Payments is 2/10.

The ISIN of EML Payments is AU000000EML7. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of EML Payments is A1J8P1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of EML Payments is EML.AX. The ticker symbol is used to trade EML Payments shares on the stock exchange.

Fair ValueTerminal
0.18 AUD
Over-/UndervaluationTerminal
Fairly valued
Industry
IT Services
Number of shares
Employees
Revenue per Employee
930,887.89 AUD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Australia
Currency
AUD
Initial public offering
Jan 18, 2006
ISIN
AU000000EML7
Cusip
Q3482X100
Sedol
B7ZGK34
Market capitalization
82.35 M AUDMicro Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
-0.20
P/E ratio
P/Ee 2027
9.43
P/Ee 2028
6.89
P/Ee 2029
5.42
P/Ee 2030
3.65
P/Ee 2031
3.64
P/S
P/Se
0.39
EV/EBIT
—
P/B Ratio
0.63
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-8.97 %
Gross Margin
60.04 %
EBIT Margin
-4.85 %
Net Margin
-9.48 %
EPS (Earnings Per Share)
-0.05 AUD
Net Debt / EBIT
-5.12
Debt/Equity
0.69
Last updated Oct 5, 2026, 10:12 AM

EML Payments Ticker

ASX · EML.AXFRANKFURT · A8Y1.FOTC · EMCHF

EML Payments FIGI

EML:AU · BBG000KSJCT7EML:AT · BBG000KSJD24A8Y1:GR · BBG000M20QY5A8Y1:GF · BBG000M20S44A8Y1:GS · BBG000M21WX2EML:AH · BBG002F3LSP0EMCHF:US · BBG006D9V7V8EMCHF:PQ · BBG006D9V882EMCHF:UV · BBG006D9V8B8EML1EUR:EO · BBG0099QG4P0EML1EUR:XH · BBG0099QG4S7EML1EUR:XF · BBG0099QG4V3

All fundamentals and in-depth analysis of EML Payments

Our stock analysis for EML Payments stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of EML Payments. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.