EML Payments

EML Payments Debt

The Debt of EML Payments (EML.AX) as of Oct 22, 2026 is 89.34 M AUD. In the previous year, Debt was 54.08 M AUD — a change of 65.21% (higher).

Debt

89.34 MAUD

YoY

65.21%

Last updated:

In 2026, EML Payments's total debt was 89.34 M AUD, a 65.21% change from the 54.08 M AUD total debt recorded in the previous year.

The EML Payments Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2019
15.00 M AUD
Jan 1, 2020
45.00 M AUD
Jan 1, 2021
45.13 M AUD
Jan 1, 2022
91.41 M AUD
Jan 1, 2023
98.49 M AUD
Jan 1, 2024
90.64 M AUD
Jan 1, 2025
54.08 M AUD
Jan 1, 2026
89.34 M AUD
The EML Payments Debt history
YEARDebtYoY
89.34 MAUD+65.21%
54.08 MAUD-40.34%
90.64 MAUD-7.98%
98.49 MAUD+7.75%
91.41 MAUD+102.56%
45.13 MAUD+0.28%
45.00 MAUD+199.99%
15.00 MAUD—
0.00AUD—
0.00AUD-100.00%
396,721.00AUD+82.58%
217,286.00AUD—

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EML Payments Stock analysis

What does EML Payments do? EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future. EML Payments is one of the most popular companies on Eulerpool.

Debt Details

Understanding EML Payments's Debt Structure

EML Payments's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing EML Payments's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to EML Payments’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in EML Payments’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about EML Payments stock

Debt of EML Payments is 89.34 M AUD in 2026.

Debt of EML Payments changed from 54.08 M AUD to 89.34 M AUD, representing a 65.21% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt EML Payments since 2006 – with annual values, charts, and detailed analysis.

Debt's AUD is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's EML Payments historically and in real time.

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Balance Sheet — EML Payments

Total AssetsCurrent AssetsCash & EquivalentsReceivablesInventoryProperty, Plant & EquipmentGoodwillIntangible AssetsEquityLiabilitiesDebtCurrent LiabilitiesLong-term DebtShort-term DebtRetained EarningsBook Value per ShareTangible Book Value per ShareWorking CapitalInvestmentsAccounts PayableNon-Current AssetsShort-Term InvestmentsLong-Term InvestmentsNet DebtTreasury StockMinority InterestDeferred Tax LiabilitiesNet Tangible AssetsGoodwill/AssetsIntangibles/Assets

All Key Metrics — EML Payments