EML Payments

EML Payments Net Debt/FCF

The Net Debt to Free Cash Flow Ratio of EML Payments (EML.AX) as of Oct 22, 2026 is -1.53. In the previous year, Net Debt to Free Cash Flow Ratio was -173.44 — a change of -99.12% (higher).

Net Debt/FCF

-1.53

YoY

-99.12%

Last updated:

Net Debt to Free Cash Flow Ratio of EML Payments is 2026 -1.53 . Net Debt to Free Cash Flow Ratio of EML Payments was 2025 -173.44 . It decreases by -99.12% higher compared to the previous year.

The EML Payments Net Debt/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Debt/FCF
Date
Net Debt/FCF
Jan 1, 2019
-0.65 AUD
Jan 1, 2020
-93.03 AUD
Jan 1, 2021
-43.97 AUD
Jan 1, 2022
-6.80 AUD
Jan 1, 2023
-5.88 AUD
Jan 1, 2024
3.74 AUD
Jan 1, 2025
-173.44 AUD
Jan 1, 2026
-1.53 AUD
The EML Payments Net Debt/FCF history
YEARNet Debt/FCFYoY
-1.53-99.12%
-173.44-4,733.00%
3.74-163.71%
-5.88-13.62%
-6.80-84.53%
-43.97-52.74%
-93.03+14,233.78%
-0.65-91.72%
-7.83+247.08%
-2.26-83.30%
-13.52-1,309.28%
1.12—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

EML Payments Stock analysis

What does EML Payments do? EML Payments Ltd is an Australian company that specializes in providing payment solutions. It was founded in 2001 and is headquartered in Brisbane. It operates in over 30 countries worldwide and is listed on the Australian stock exchange. The company has over 700 employees. EML Payments started as a small card and payment processing company and has since become a leading provider of prepaid cards, virtual accounts, and payment solutions. It has experienced rapid expansion in recent years through acquisitions and entering new markets. The company offers a range of payment and card services tailored to the needs of retailers, financial institutions, businesses, and government agencies. Its divisions include payment solutions, general purpose reloadable cards, gift and loyalty cards, and incentive and rewards cards. EML Payments offers a variety of products, including prepaid cards, mobile payment services, payment gateways, and loyalty and gift cards. With its focus on customer-specific solutions and the growing importance of mobile payment services and Fintech innovations, EML Payments has a promising future. EML Payments is one of the most popular companies on Eulerpool.

Frequently Asked Questions about EML Payments stock

Net Debt to Free Cash Flow Ratio of EML Payments is -1.53 in 2026.

Net Debt to Free Cash Flow Ratio of EML Payments changed from -173.44 to -1.53, representing a -99.12% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Net Debt to Free Cash Flow Ratio EML Payments since 2006 – with annual values, charts, and detailed analysis.

Net Debt/FCF indicates how many years it would take to repay net debt using free cash flow. Lower ratios suggest faster deleveraging potential.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Debt to Free Cash Flow Ratio's EML Payments with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Leverage — EML Payments

All Key Metrics — EML Payments