Community Financial System

Community Financial System P/FCF

The P/FCF (Price-to-Free-Cash-Flow Ratio) of Community Financial System (CBU) as of Oct 10, 2026 is 14.97. In the previous year, P/FCF (Price-to-Free-Cash-Flow Ratio) was 15.77 — a change of -5.04% (lower).

P/FCF

14.97

YoY

-5.04%

Last updated:

P/FCF (Price-to-Free-Cash-Flow Ratio) of Community Financial System is 2025 14.97 . P/FCF (Price-to-Free-Cash-Flow Ratio) of Community Financial System was 2024 15.77 . It decreases by -5.04% lower compared to the previous year.

The Community Financial System P/FCF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

P/FCF
Date
P/FCF
Jan 1, 2018
16.73 USD
Jan 1, 2019
17.75 USD
Jan 1, 2020
21.16 USD
Jan 1, 2021
18.45 USD
Jan 1, 2022
17.32 USD
Jan 1, 2023
16.65 USD
Jan 1, 2024
15.77 USD
Jan 1, 2025
14.97 USD
The Community Financial System P/FCF history
YEARP/FCFYoY
14.97-5.04%
15.77-5.30%
16.65-3.89%
17.32-6.10%
18.45-12.82%
21.16+19.22%
17.75+6.07%
16.73-14.33%
19.53-31.05%
28.33-13.11%
32.60+1.46%
32.13—
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Community Financial System Stock analysis

What does Community Financial System do? Community Bank System Inc is a US financial company based in DeWitt, New York. The company was founded in 1866 and has since become a leading regional bank holding company with assets of over $13 billion. The history of Community Bank System Inc dates back to the 19th century when it was established as a small credit union in New York. Over the years, the company has steadily evolved and expanded, ultimately becoming one of the largest financial companies in the region. The business model of Community Bank System Inc is based on building long-term relationships with their customers, based on trust and integrity. The company offers a wide range of financial products and services tailored to the needs and requirements of their customers. The company strives to provide its customers with easy access to financial services. Community Bank System Inc operates in various segments, including retail banking, commercial banking, and capital markets. Offered products include deposits, loans, mortgages, investment products, credit cards, and online banking services. The company also offers specialized services such as insurance and asset management. Another important aspect of Community Bank System Inc's business model is its proximity to customers and the community. The company has a strong presence in the region and focuses on supporting local projects and initiatives to improve quality of life in communities. Community Bank System Inc has earned a reputation as a trusted financial service provider in the region. The company has received numerous awards and accolades, including recognition for its quality in customer service. Overall, Community Bank System Inc is a successful financial company built on a strong history and proven business model. The company is well-positioned to continue growing in the region and support its customers in managing their finances and achieving their goals. Community Financial System is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Community Financial System stock

P/FCF (Price-to-Free-Cash-Flow Ratio) of Community Financial System is 14.97 in 2025.

P/FCF (Price-to-Free-Cash-Flow Ratio) of Community Financial System changed from 15.77 to 14.97, representing a -5.04% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of P/FCF (Price-to-Free-Cash-Flow Ratio) Community Financial System since 2006 – with annual values, charts, and detailed analysis.

The Price-to-Free-Cash-Flow ratio measures how much investors pay for each unit of free cash flow. A lower ratio may indicate better value.

P/FCF = Market Capitalization / Free Cash Flow

To evaluate P/FCF (Price-to-Free-Cash-Flow Ratio)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for P/FCF (Price-to-Free-Cash-Flow Ratio).

A 'good' varies by industry and company stage. On Eulerpool, you can compare P/FCF (Price-to-Free-Cash-Flow Ratio)'s Community Financial System with sector peers and the industry average to assess whether it is attractive.

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Valuation — Community Financial System

All Key Metrics — Community Financial System