Community Financial System

Community Financial System CROIC

The Cash Return on Invested Capital (CROIC) of Community Financial System (CBU) as of Oct 10, 2026 is 10.34 %. In the previous year, Cash Return on Invested Capital (CROIC) was 10.90 % — a change of -5.11% (lower).

CROIC

10.34 %

YoY

-5.11%

Last updated:

Cash Return on Invested Capital (CROIC) of Community Financial System is 2025 10.34 % . Cash Return on Invested Capital (CROIC) of Community Financial System was 2024 10.90 % . It decreases by -5.11% lower compared to the previous year.

The Community Financial System CROIC history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

CROIC
Date
CROIC
Jan 1, 2018
10.08 USD
Jan 1, 2019
8.99 USD
Jan 1, 2020
6.69 USD
Jan 1, 2021
7.80 USD
Jan 1, 2022
10.61 USD
Jan 1, 2023
10.48 USD
Jan 1, 2024
10.90 USD
Jan 1, 2025
10.34 USD
The Community Financial System CROIC history
YEARCROICYoY
10.34 %-5.11%
10.90 %+4.01%
10.48 %-1.19%
10.61 %+36.02%
7.80 %+16.61%
6.69 %-25.66%
8.99 %-10.78%
10.08 %+18.10%
8.54 %-10.02%
9.49 %+10.00%
8.62 %-13.55%
9.98 %—
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Community Financial System Stock analysis

What does Community Financial System do? Community Bank System Inc is a US financial company based in DeWitt, New York. The company was founded in 1866 and has since become a leading regional bank holding company with assets of over $13 billion. The history of Community Bank System Inc dates back to the 19th century when it was established as a small credit union in New York. Over the years, the company has steadily evolved and expanded, ultimately becoming one of the largest financial companies in the region. The business model of Community Bank System Inc is based on building long-term relationships with their customers, based on trust and integrity. The company offers a wide range of financial products and services tailored to the needs and requirements of their customers. The company strives to provide its customers with easy access to financial services. Community Bank System Inc operates in various segments, including retail banking, commercial banking, and capital markets. Offered products include deposits, loans, mortgages, investment products, credit cards, and online banking services. The company also offers specialized services such as insurance and asset management. Another important aspect of Community Bank System Inc's business model is its proximity to customers and the community. The company has a strong presence in the region and focuses on supporting local projects and initiatives to improve quality of life in communities. Community Bank System Inc has earned a reputation as a trusted financial service provider in the region. The company has received numerous awards and accolades, including recognition for its quality in customer service. Overall, Community Bank System Inc is a successful financial company built on a strong history and proven business model. The company is well-positioned to continue growing in the region and support its customers in managing their finances and achieving their goals. Community Financial System is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Community Financial System stock

Cash Return on Invested Capital (CROIC) of Community Financial System is 10.34 % in 2025.

Cash Return on Invested Capital (CROIC) of Community Financial System changed from 10.90 % to 10.34 %, representing a -5.11% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Cash Return on Invested Capital (CROIC) Community Financial System since 2006 – with annual values, charts, and detailed analysis.

CROIC measures the cash return generated on invested capital. Unlike ROIC, it uses free cash flow instead of accounting earnings, providing a purer profitability measure.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Cash Return on Invested Capital (CROIC)'s Community Financial System with sector peers and the industry average to assess whether it is attractive.

To evaluate Cash Return on Invested Capital (CROIC)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Cash Return on Invested Capital (CROIC).

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Profitability — Community Financial System

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