Community Financial System Stock

Community Financial System Dividend

The Dividend of Community Financial System (CBU) as of Jul 20, 2026 is 1.82 USD. In the previous year, Dividend was 1.78 USD — a change of 2.25% (higher).

Dividend

1.82USD

YoY

2.25%

Dividend yield

2.64 %

Last updated:

How much dividend does Community Financial System 2026 pay?

According to the latest status from July 2026, Community Financial System paid a total of 1.82 USD per share in dividends within the last 12 months. With the current Community Financial System price of 68.85 USD, this corresponds to a dividend yield of 2.70 %. A dividend is paid times per year.

At today's price the dividend yield works out to roughly 2.64%. The payout ratio is around 53% of earnings. The dividend has grown at 4.9% per year over the past 19 years.

Historical Community Financial System Dividends

A dividend is paid times per year. Last year, the payout months were January, April, July and October.

PaydateDividend
4/16/20260.47USD
1/12/20260.47USD
10/12/20250.47USD
7/13/20250.46USD
4/14/20250.46USD
1/13/20250.46USD
10/13/20240.46USD
7/14/20240.45USD
4/14/20240.45USD
1/14/20240.45USD
10/14/20230.45USD
7/14/20230.44USD
4/14/20230.44USD
1/14/20230.44USD
10/14/20220.44USD
7/14/20220.43USD
4/14/20220.43USD
1/14/20220.43USD
10/14/20210.43USD
7/14/20210.42USD

Community Financial System dividend history and estimates

In 2025, Community Financial System paid a dividend amounting to 1.86 USD. Dividend means that Community Financial System distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1.66 USD
0.00 USD
Jan 1, 2021
1.70 USD
0.00 USD
Jan 1, 2022
1.74 USD
0.00 USD
Jan 1, 2023
1.78 USD
0.00 USD
Jan 1, 2024
1.82 USD
0.00 USD
Jan 1, 2025
1.86 USD
0.00 USD
Jan 1, 2026 (e)
0.00 USD
1.90 USD
Jan 1, 2027 (e)
0.00 USD
1.95 USD

Is the Community Financial System Dividend Safe?

Community Financial System has been increasing the dividend for 19 years.

Over the past 10 years, Community Financial System has increased it by an annual 4.61%.

Over a five-year period, the distribution rose by 2.87%.

Analysts expect a Dividend Increase of 1.09% for the current fiscal year.

Community Financial System dividend payout ratio

In 2025, Community Financial System had a payout ratio of 45.17%. The payout ratio indicates the percentage of the company's profits that Community Financial System distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
53.90 %
Jan 1, 2021
48.85 %
Jan 1, 2022
50.29 %
Jan 1, 2023
72.74 %
Jan 1, 2024
52.96 %
Jan 1, 2025 (e)
45.17 %
Jan 1, 2026 (e)
39.21 %
Jan 1, 2027 (e)
35.40 %

Dividend Details

Understanding Community Financial System's Dividend Distributions

Community Financial System’s dividends are a portion of the company’s profits distributed to shareholders. It is a critical indicator of the company’s financial health and attractiveness to investors. Dividends provide investors with a steady income stream, in addition to any profits that may come from selling the stock at a higher price than the purchase price.

Year-to-Year Comparison

Examining Community Financial System's dividend distributions over the years can highlight the company’s profitability and stability. A consistent or increasing dividend payout can indicate a financially healthy company with predictable earnings, while fluctuations or reductions in dividends can suggest underlying financial or operational challenges.

Impact on Investments

Community Financial System's dividend payments are an essential factor for income-focused investors. A robust dividend payout can enhance the stock’s appeal, offering regular income in addition to potential capital gains. It also can indicate the company's confidence in its future earnings, making it a significant consideration in investment decisions.

Interpreting Dividend Fluctuations

Changes in Community Financial System’s dividends can result from shifts in the company’s earnings, financial policies, or reinvestment strategies. An increase in dividends often signals financial stability, while a decrease may indicate a need to conserve cash or reinvest profits to fuel growth, each scenario having different implications for investors.

Community Financial System Stock analysis

What does Community Financial System do? Community Bank System Inc is a US financial company based in DeWitt, New York. The company was founded in 1866 and has since become a leading regional bank holding company with assets of over $13 billion. The history of Community Bank System Inc dates back to the 19th century when it was established as a small credit union in New York. Over the years, the company has steadily evolved and expanded, ultimately becoming one of the largest financial companies in the region. The business model of Community Bank System Inc is based on building long-term relationships with their customers, based on trust and integrity. The company offers a wide range of financial products and services tailored to the needs and requirements of their customers. The company strives to provide its customers with easy access to financial services. Community Bank System Inc operates in various segments, including retail banking, commercial banking, and capital markets. Offered products include deposits, loans, mortgages, investment products, credit cards, and online banking services. The company also offers specialized services such as insurance and asset management. Another important aspect of Community Bank System Inc's business model is its proximity to customers and the community. The company has a strong presence in the region and focuses on supporting local projects and initiatives to improve quality of life in communities. Community Bank System Inc has earned a reputation as a trusted financial service provider in the region. The company has received numerous awards and accolades, including recognition for its quality in customer service. Overall, Community Bank System Inc is a successful financial company built on a strong history and proven business model. The company is well-positioned to continue growing in the region and support its customers in managing their finances and achieving their goals. Community Financial System is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Community Financial System stock

Over the past 12 months, Community Financial System paid a dividend of 1.82 USD . This corresponds to a dividend yield of about 2.64 %. For the coming 12 months, Community Financial System is expected to pay a dividend of 1.95 USD.

Dividend calendar 2026
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All Key Metrics — Community Financial System