Community Financial System

Community Financial System FCF/Net Income

The Free Cash Flow to Net Income Ratio of Community Financial System (CBU) as of Oct 19, 2026 is 110.87 %. In the previous year, Free Cash Flow to Net Income Ratio was 121.42 % — a change of -8.69% (lower).

FCF/Net Income

110.87 %

YoY

-8.69%

Last updated:

Free Cash Flow to Net Income Ratio of Community Financial System is 2025 110.87 % . Free Cash Flow to Net Income Ratio of Community Financial System was 2024 121.42 % . It decreases by -8.69% lower compared to the previous year.

The Community Financial System FCF/Net Income history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF/Net Income
Date
FCF/Net Income
Jan 1, 2018
123.79 USD
Jan 1, 2019
116.42 USD
Jan 1, 2020
100.25 USD
Jan 1, 2021
99.83 USD
Jan 1, 2022
107.23 USD
Jan 1, 2023
159.06 USD
Jan 1, 2024
121.42 USD
Jan 1, 2025
110.87 USD
The Community Financial System FCF/Net Income history
YEARFCF/Net IncomeYoY
110.87 %-8.69%
121.42 %-23.66%
159.06 %+48.33%
107.23 %+7.41%
99.83 %-0.42%
100.25 %-13.89%
116.42 %-5.96%
123.79 %+4.32%
118.67 %-0.11%
118.80 %+1.13%
117.47 %-1.30%
119.02 %—

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Community Financial System Stock analysis

What does Community Financial System do? Community Bank System Inc is a US financial company based in DeWitt, New York. The company was founded in 1866 and has since become a leading regional bank holding company with assets of over $13 billion. The history of Community Bank System Inc dates back to the 19th century when it was established as a small credit union in New York. Over the years, the company has steadily evolved and expanded, ultimately becoming one of the largest financial companies in the region. The business model of Community Bank System Inc is based on building long-term relationships with their customers, based on trust and integrity. The company offers a wide range of financial products and services tailored to the needs and requirements of their customers. The company strives to provide its customers with easy access to financial services. Community Bank System Inc operates in various segments, including retail banking, commercial banking, and capital markets. Offered products include deposits, loans, mortgages, investment products, credit cards, and online banking services. The company also offers specialized services such as insurance and asset management. Another important aspect of Community Bank System Inc's business model is its proximity to customers and the community. The company has a strong presence in the region and focuses on supporting local projects and initiatives to improve quality of life in communities. Community Bank System Inc has earned a reputation as a trusted financial service provider in the region. The company has received numerous awards and accolades, including recognition for its quality in customer service. Overall, Community Bank System Inc is a successful financial company built on a strong history and proven business model. The company is well-positioned to continue growing in the region and support its customers in managing their finances and achieving their goals. Community Financial System is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Community Financial System stock

Free Cash Flow to Net Income Ratio of Community Financial System is 110.87 % in 2025.

Free Cash Flow to Net Income Ratio of Community Financial System changed from 121.42 % to 110.87 %, representing a -8.69% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow to Net Income Ratio Community Financial System since 2006 – with annual values, charts, and detailed analysis.

The FCF/Net Income ratio measures cash flow quality. Ratios consistently above 100% suggest high-quality earnings with strong cash backing.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow to Net Income Ratio's Community Financial System with sector peers and the industry average to assess whether it is attractive.

To evaluate Free Cash Flow to Net Income Ratio's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Free Cash Flow to Net Income Ratio.

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Cash Flow — Community Financial System

All Key Metrics — Community Financial System