City Union Bank

City Union Bank ROE

The Return on Equity (ROE) of City Union Bank (CUB.NS) as of Oct 26, 2026 is 12.55 %. In the previous year, Return on Equity (ROE) was 11.87 % — a change of 5.76% (higher).

ROE

12.55 %

YoY

5.76%

Last updated:

In 2026, City Union Bank's return on equity (ROE) was 12.55 %, a 5.76% increase from the 11.87 % ROE in the previous year.

The City Union Bank ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2019
14.11 INR
Jan 1, 2020
8.99 INR
Jan 1, 2021
10.15 INR
Jan 1, 2022
11.54 INR
Jan 1, 2023
12.57 INR
Jan 1, 2024
12.09 INR
Jan 1, 2025
11.87 INR
Jan 1, 2026
12.55 INR
The City Union Bank ROE history
YEARROEYoY
12.55 %+5.76%
11.87 %-1.82%
12.09 %-3.83%
12.57 %+8.91%
11.54 %+13.76%
10.15 %+12.82%
8.99 %-36.24%
14.11 %-0.80%
14.22 %+0.97%
14.08 %-3.35%
14.57 %-0.57%
14.65 %-14.50%
17.14 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

City Union Bank Stock analysis

What does City Union Bank do? City Union Bank Ltd. (CUB) is an Indian bank headquartered in Kumbakonam, Tamil Nadu. It was founded in 1904 and has been listed on the Bombay Stock Exchange since 1990. The history of CUB is marked by growth and expansion. Initially, it focused on trading and financing agricultural products. Later, it expanded its portfolio and began offering services to small and medium-sized enterprises. Today, CUB is a fully integrated financial institution offering a wide range of products and services to retail customers, corporate customers, and institutions. CUB's business model is customer-oriented. The bank provides customized financial solutions for every market segment, including retail, trade, commerce, infrastructure, real estate, services, and agricultural industry. The products include loans and overdrafts, deposits and savings plans, foreign exchange and trading services, online banking, credit cards, and other payment instruments. One of CUB's strengths is diversification. The bank has various divisions specializing in different business fields. For example, the Retail Banking, Corporate Banking, Treasury, and SME Banking divisions are core areas of the bank. In Retail Banking, CUB offers products such as credit cards, accounts, loans, and investments for retail customers. The focus here is on providing customers with a wide range of customized products and services. The goal is to offer customers a simple and convenient way of banking. Corporate Banking caters to the needs of corporate customers in various industries. The bank offers various financing solutions, asset management, cash management, and trade services. The aim is to support companies in financing and growth to build long-term partnerships. CUB's Treasury division specializes in institutional customers and large corporations. Here, the bank offers foreign exchange trading services, lending, and portfolio management services. With its excellent market knowledge, CUB can provide customers with high flexibility and timeliness in market analysis. SME Banking (Small and Medium Enterprises) is one of the key divisions of CUB. The bank focuses particularly on small and medium-sized enterprises and offers them a wide range of financing solutions, cash management services, and other tailored services. SME Banking is a growing division and provides CUB with a good opportunity to expand in the market. Overall, CUB is a powerful bank that focuses on customer orientation, diversification, and expansion. The bank is able to serve various target groups and has established a solid foundation for future growth. City Union Bank is one of the most popular companies on Eulerpool.

ROE Details

Decoding City Union Bank's Return on Equity (ROE)

City Union Bank's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing City Union Bank's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

City Union Bank's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in City Union Bank’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about City Union Bank stock

Return on Equity (ROE) of City Union Bank is 12.55 % in 2026.

Return on Equity (ROE) of City Union Bank changed from 11.87 % to 12.55 %, representing a 5.76% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) City Union Bank since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s City Union Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Profitability — City Union Bank

All Key Metrics — City Union Bank