City Union Bank

City Union Bank ROCE

The Return on Capital Employed (ROCE) of City Union Bank (CUB.NS) as of Oct 19, 2026 is 15.82 %. In the previous year, Return on Capital Employed (ROCE) was 14.96 % — a change of 5.71% (higher).

ROCE

15.82 %

YoY

5.71%

Last updated:

In 2026, City Union Bank's return on capital employed (ROCE) was 15.82 %, a 5.71% increase from the 14.96 % ROCE in the previous year.

The City Union Bank ROCE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROCE
Date
ROCE
Jan 1, 2019
19.11 INR
Jan 1, 2020
11.07 INR
Jan 1, 2021
11.86 INR
Jan 1, 2022
14.96 INR
Jan 1, 2023
15.79 INR
Jan 1, 2024
14.65 INR
Jan 1, 2025
14.96 INR
Jan 1, 2026
15.82 INR
The City Union Bank ROCE history
YEARROCEYoY
15.82 %+5.71%
14.96 %+2.15%
14.65 %-7.22%
15.79 %+5.55%
14.96 %+26.15%
11.86 %+7.11%
11.07 %-42.05%
19.11 %+0.68%
18.98 %-2.21%
19.40 %-1.74%
19.75 %+2.16%
19.33 %-5.36%
20.42 %—

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City Union Bank Stock analysis

What does City Union Bank do? City Union Bank Ltd. (CUB) is an Indian bank headquartered in Kumbakonam, Tamil Nadu. It was founded in 1904 and has been listed on the Bombay Stock Exchange since 1990. The history of CUB is marked by growth and expansion. Initially, it focused on trading and financing agricultural products. Later, it expanded its portfolio and began offering services to small and medium-sized enterprises. Today, CUB is a fully integrated financial institution offering a wide range of products and services to retail customers, corporate customers, and institutions. CUB's business model is customer-oriented. The bank provides customized financial solutions for every market segment, including retail, trade, commerce, infrastructure, real estate, services, and agricultural industry. The products include loans and overdrafts, deposits and savings plans, foreign exchange and trading services, online banking, credit cards, and other payment instruments. One of CUB's strengths is diversification. The bank has various divisions specializing in different business fields. For example, the Retail Banking, Corporate Banking, Treasury, and SME Banking divisions are core areas of the bank. In Retail Banking, CUB offers products such as credit cards, accounts, loans, and investments for retail customers. The focus here is on providing customers with a wide range of customized products and services. The goal is to offer customers a simple and convenient way of banking. Corporate Banking caters to the needs of corporate customers in various industries. The bank offers various financing solutions, asset management, cash management, and trade services. The aim is to support companies in financing and growth to build long-term partnerships. CUB's Treasury division specializes in institutional customers and large corporations. Here, the bank offers foreign exchange trading services, lending, and portfolio management services. With its excellent market knowledge, CUB can provide customers with high flexibility and timeliness in market analysis. SME Banking (Small and Medium Enterprises) is one of the key divisions of CUB. The bank focuses particularly on small and medium-sized enterprises and offers them a wide range of financing solutions, cash management services, and other tailored services. SME Banking is a growing division and provides CUB with a good opportunity to expand in the market. Overall, CUB is a powerful bank that focuses on customer orientation, diversification, and expansion. The bank is able to serve various target groups and has established a solid foundation for future growth. City Union Bank is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling City Union Bank's Return on Capital Employed (ROCE)

City Union Bank's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing City Union Bank's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

City Union Bank's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in City Union Bank’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about City Union Bank stock

Return on Capital Employed (ROCE) of City Union Bank is 15.82 % in 2026.

Return on Capital Employed (ROCE) of City Union Bank changed from 14.96 % to 15.82 %, representing a 5.71% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) City Union Bank since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s City Union Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — City Union Bank

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