City Union Bank

City Union Bank EBIT

The EBIT of City Union Bank (CUB.NS) as of Oct 13, 2026 is 16.71 B INR. In the previous year, EBIT was 14.17 B INR — a change of 17.97% (higher).

EBIT

16.71 BINR

YoY

17.97%

Last updated:

In 2026, City Union Bank's EBIT was 16.71 B INR, a 17.97% increase from the 14.17 B INR EBIT recorded in the previous year.

The City Union Bank EBIT history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

EBIT
Date
EBIT
Jan 1, 2023
11.77 B INR
Jan 1, 2024
12.31 B INR
Jan 1, 2025
14.17 B INR
Jan 1, 2026
16.71 B INR
Jan 1, 2027 (e)
16.18 B INR
Jan 1, 2028 (e)
17.78 B INR
Jan 1, 2029 (e)
20.60 B INR
Jan 1, 2030 (e)
27.10 B INR
The City Union Bank EBIT history
YEAREBITYoY
est27.10 BINR+31.56%
est20.60 BINR+15.87%
est17.78 BINR+9.88%
est16.18 BINR-3.18%
16.71 BINR+17.97%
14.17 BINR+15.10%
12.31 BINR+4.52%
11.77 BINR+19.52%
9.85 BINR+42.20%
6.93 BINR+18.16%
5.86 BINR-36.60%
9.25 BINR+17.07%
7.90 BINR+14.03%
6.93 BINR+14.95%
6.03 BINR+15.68%
5.21 BINR+25.98%
4.14 BINR+2.62%
4.03 BINR+20.57%
3.34 BINR+55.43%
2.15 BINR+40.77%
1.53 BINR+25.08%
1.22 BINR+20.06%
1.02 BINR+41.67%
718.10 MINR—
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City Union Bank Revenue

City Union Bank Revenue, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2023
55.25 B INR
9.37 B INR
Jan 1, 2024
60.12 B INR
10.16 B INR
Jan 1, 2025
67.32 B INR
11.24 B INR
Jan 1, 2026
79.09 B INR
13.26 B INR
Jan 1, 2027 (e)
46.15 B INR
12.21 B INR
Jan 1, 2028 (e)
54.13 B INR
14.42 B INR
Jan 1, 2029 (e)
62.87 B INR
16.74 B INR
Jan 1, 2030 (e)
78.07 B INR
21.62 B INR

City Union Bank Margins

City Union Bank stock margins

The City Union Bank margin analysis displays the gross margin, EBIT margin, as well as the profit margin of City Union Bank. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for City Union Bank.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2023
16.97 %
Jan 1, 2024
16.89 %
Jan 1, 2025
16.69 %
Jan 1, 2026
16.77 %
Jan 1, 2027 (e)
26.45 %
Jan 1, 2028 (e)
26.64 %
Jan 1, 2029 (e)
26.63 %
Jan 1, 2030 (e)
27.70 %

City Union Bank Stock analysis

What does City Union Bank do? City Union Bank Ltd. (CUB) is an Indian bank headquartered in Kumbakonam, Tamil Nadu. It was founded in 1904 and has been listed on the Bombay Stock Exchange since 1990. The history of CUB is marked by growth and expansion. Initially, it focused on trading and financing agricultural products. Later, it expanded its portfolio and began offering services to small and medium-sized enterprises. Today, CUB is a fully integrated financial institution offering a wide range of products and services to retail customers, corporate customers, and institutions. CUB's business model is customer-oriented. The bank provides customized financial solutions for every market segment, including retail, trade, commerce, infrastructure, real estate, services, and agricultural industry. The products include loans and overdrafts, deposits and savings plans, foreign exchange and trading services, online banking, credit cards, and other payment instruments. One of CUB's strengths is diversification. The bank has various divisions specializing in different business fields. For example, the Retail Banking, Corporate Banking, Treasury, and SME Banking divisions are core areas of the bank. In Retail Banking, CUB offers products such as credit cards, accounts, loans, and investments for retail customers. The focus here is on providing customers with a wide range of customized products and services. The goal is to offer customers a simple and convenient way of banking. Corporate Banking caters to the needs of corporate customers in various industries. The bank offers various financing solutions, asset management, cash management, and trade services. The aim is to support companies in financing and growth to build long-term partnerships. CUB's Treasury division specializes in institutional customers and large corporations. Here, the bank offers foreign exchange trading services, lending, and portfolio management services. With its excellent market knowledge, CUB can provide customers with high flexibility and timeliness in market analysis. SME Banking (Small and Medium Enterprises) is one of the key divisions of CUB. The bank focuses particularly on small and medium-sized enterprises and offers them a wide range of financing solutions, cash management services, and other tailored services. SME Banking is a growing division and provides CUB with a good opportunity to expand in the market. Overall, CUB is a powerful bank that focuses on customer orientation, diversification, and expansion. The bank is able to serve various target groups and has established a solid foundation for future growth. City Union Bank is one of the most popular companies on Eulerpool.

EBIT Details

Analyzing City Union Bank's EBIT

City Union Bank's Earnings Before Interest and Taxes (EBIT) represents the company's operating profit. It is calculated by deducting all operating expenses, including the cost of goods sold (COGS) and operating expenses, from the total revenue, but before accounting for interest and taxes. It provides insights into the company’s operational profitability, excluding the impacts of financing and tax structures.

Year-to-Year Comparison

A yearly comparison of City Union Bank's EBIT can reveal trends in the company’s operational efficiency and profitability. An increase in EBIT over the years can indicate enhanced operational efficiency or growth in revenue, while a decrease might raise concerns about increased operating costs or declining sales.

Impact on Investments

City Union Bank's EBIT is a significant metric for investors. A positive EBIT suggests that the company is generating enough revenue to cover its operating expenses, an essential aspect for assessing the company’s financial health and stability. Investors closely monitor EBIT to gauge the company’s profitability and potential for future growth.

Interpreting EBIT Fluctuations

Fluctuations in City Union Bank’s EBIT can be due to variations in revenue, operating expenses, or both. An increasing EBIT indicates improved operational performance or increased sales, while a declining EBIT can signal rising operational costs or reduced revenue, prompting a need for strategic adjustments.

Frequently Asked Questions about City Union Bank stock

EBIT of City Union Bank is 16.71 B INR in 2026.

EBIT of City Union Bank changed from 14.17 B INR to 16.71 B INR, representing a 17.97% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of EBIT City Union Bank since 2006 – with annual values, charts, and detailed analysis.

"Earnings before interest and taxes", abbreviated as EBIT, is also referred to as the operating result of a company. It is a key figure that allows the profit to be assessed over a specific period of time, usually a fiscal year. Taxes and interest are not deducted from EBIT, making it suitable for international comparisons of different companies.

Net income
+ Tax expense
+ Interest expense and other financial expenses
- Interest income and other financial income
= EBIT (operating profit)

EBIT's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track EBIT's City Union Bank historically and in real time.

The sales revenue is important for evaluating a stock.

EBIT is an acronym for "Earnings Before Interest and Tax" and represents a company's gross profit before taxes and interest are deducted. The EBIT amount is often used as a metric to evaluate a company.

History

The EBIT was originally introduced in the 1940s when the US Internal Revenue Service (IRS) passed a new tax law. This law required companies to calculate their profit before deducting taxes and interest on loans (or "interest and taxes"). Since then, the EBIT has been used as one of the key financial indicators in evaluating a company.

Usage

The EBIT can be used to assess a company by comparing its financial results to a benchmark or a comparative value. The EBIT is also used to determine how much the company's shareholders will receive from its operating income.

Calculation

EBIT is calculated by deducting taxes and interest on loans from the company's net profit. This amount can be calculated in various ways, but the most common method is as follows:

EBIT = Net profit + interest and taxes

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Net profit of XYZ Co. = $1,000,000
Interest and taxes = $ 500,000
EBIT of XYZ Co. = $1,500,000

Application

The EBIT value is often used to determine and evaluate the financial stability of a company. The EBIT value can also be used to determine how much money a company can spend on investments or dividends.

Use of EBIT in stock investment

Investors use EBIT to determine if a stock is over- or undervalued. If a company has a high EBIT value, it may indicate that its stock is overvalued, as the profit it generates could be lower than what it would generate with a different stock.

Advantages of EBIT

EBIT is a helpful measure for determining the financial stability of a company. There are several advantages associated with using EBIT, such as:
- EBIT eliminates the impact of financing on the company's earnings.
- It is a useful measure for determining the profits that a company can distribute to its shareholders.
- It can be used to determine whether a stock is overvalued or undervalued.

Disadvantages of EBIT

There are also some disadvantages to using EBIT, such as:
- EBIT cannot be used as the sole measure to evaluate a company as it does not reflect the overall profit of the company.
- EBIT can be influenced by unforeseen events such as a tax increase.
- EBIT is not always a reliable indicator of a company's future profit development.

Conclusion

The EBIT is an important measure used to evaluate a company. It can be used to determine how much money a company can generate from its operational results and whether a stock is overvalued or undervalued. However, the EBIT also has some disadvantages as it does not reflect the overall profitability of a company and can be influenced by unforeseen events. Therefore, it is important to consider the EBIT in conjunction with other financial indicators to obtain a complete picture of the company.

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Income Statement — City Union Bank

All Key Metrics — City Union Bank