City Union Bank

City Union Bank Debt

The Debt of City Union Bank (CUB.NS) as of Nov 15, 2026 is 56.98 B INR. In the previous year, Debt was 22.65 B INR — a change of 151.61% (higher).

Debt

56.98 BINR

YoY

151.61%

Last updated:

In 2026, City Union Bank's total debt was 56.98 B INR, a 151.61% change from the 22.65 B INR total debt recorded in the previous year.

The City Union Bank Debt history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Debt
Date
Debt
Jan 1, 2019
5.02 B INR
Jan 1, 2020
20.48 B INR
Jan 1, 2021
13.46 B INR
Jan 1, 2022
53.12 B INR
Jan 1, 2023
46.88 B INR
Jan 1, 2024
47.24 B INR
Jan 1, 2025
22.65 B INR
Jan 1, 2026
56.98 B INR
The City Union Bank Debt history
YEARDebtYoY
56.98 BINR+151.61%
22.65 BINR-52.06%
47.24 BINR+0.77%
46.88 BINR-11.74%
53.12 BINR+294.73%
13.46 BINR-34.30%
20.48 BINR+307.68%
5.02 BINR-75.83%
20.79 BINR+128.11%
9.11 BINR+213.26%
2.91 BINR-23.36%
3.80 BINR-28.26%
5.29 BINR—

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City Union Bank Stock analysis

What does City Union Bank do? City Union Bank Ltd. (CUB) is an Indian bank headquartered in Kumbakonam, Tamil Nadu. It was founded in 1904 and has been listed on the Bombay Stock Exchange since 1990. The history of CUB is marked by growth and expansion. Initially, it focused on trading and financing agricultural products. Later, it expanded its portfolio and began offering services to small and medium-sized enterprises. Today, CUB is a fully integrated financial institution offering a wide range of products and services to retail customers, corporate customers, and institutions. CUB's business model is customer-oriented. The bank provides customized financial solutions for every market segment, including retail, trade, commerce, infrastructure, real estate, services, and agricultural industry. The products include loans and overdrafts, deposits and savings plans, foreign exchange and trading services, online banking, credit cards, and other payment instruments. One of CUB's strengths is diversification. The bank has various divisions specializing in different business fields. For example, the Retail Banking, Corporate Banking, Treasury, and SME Banking divisions are core areas of the bank. In Retail Banking, CUB offers products such as credit cards, accounts, loans, and investments for retail customers. The focus here is on providing customers with a wide range of customized products and services. The goal is to offer customers a simple and convenient way of banking. Corporate Banking caters to the needs of corporate customers in various industries. The bank offers various financing solutions, asset management, cash management, and trade services. The aim is to support companies in financing and growth to build long-term partnerships. CUB's Treasury division specializes in institutional customers and large corporations. Here, the bank offers foreign exchange trading services, lending, and portfolio management services. With its excellent market knowledge, CUB can provide customers with high flexibility and timeliness in market analysis. SME Banking (Small and Medium Enterprises) is one of the key divisions of CUB. The bank focuses particularly on small and medium-sized enterprises and offers them a wide range of financing solutions, cash management services, and other tailored services. SME Banking is a growing division and provides CUB with a good opportunity to expand in the market. Overall, CUB is a powerful bank that focuses on customer orientation, diversification, and expansion. The bank is able to serve various target groups and has established a solid foundation for future growth. City Union Bank is one of the most popular companies on Eulerpool.

Debt Details

Understanding City Union Bank's Debt Structure

City Union Bank's total debt refers to the cumulative financial obligations the company owes to external parties. This can include short-term and long-term borrowings, bonds, loans, and other financial instruments. Assessing the company's debt levels is crucial for evaluating its financial health, risk profile, and ability to fund operations and expansions.

Year-to-Year Comparison

Analyzing City Union Bank's debt structure over the years provides insights into the firm’s financial strategy and stability. A reduction in debt can indicate financial strength and operational efficiency, while an increase may signal growth investments or potential financial challenges ahead.

Impact on Investments

Investors pay close attention to City Union Bank’s debt levels as they can influence the company’s risk and return profiles. Excessive debt can lead to financial strain, while moderate and well-managed debt can be a catalyst for growth and expansion, making it a critical aspect of investment evaluations.

Interpreting Debt Fluctuations

Shifts in City Union Bank’s debt levels can be attributed to various operational and strategic factors. An increase in debt might be geared towards funding expansion projects or enhancing operational capacity, while a decrease may indicate profit realizations or an approach to minimize financial risk and leverage.

Frequently Asked Questions about City Union Bank stock

Debt of City Union Bank is 56.98 B INR in 2026.

Debt of City Union Bank changed from 22.65 B INR to 56.98 B INR, representing a 151.61% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Debt City Union Bank since 2006 – with annual values, charts, and detailed analysis.

Debt's INR is a key factor for investors. Changes in this metric can signal improving or deteriorating fundamentals, directly impacting the stock price. On Eulerpool, you can track Debt's City Union Bank historically and in real time.

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Balance Sheet — City Union Bank

All Key Metrics — City Union Bank