Essent Group (ESNT) Stock Price

Essent Group Price

NYSE·CLOSED
65.51USD-0.73 (-1.11 %)
Market closed

Revenue has compounded at 42.4% per year over the past 15 years to 1.26 B USD. Earnings per share have grown at 16.1% per year over the last 12 years. Essent Group's net margin stands at 54.7%, down from 66.3% several years earlier. Essent Group currently offers a dividend yield of about 1.89%. The payout ratio is around 17% of earnings. The dividend has grown at 26.7% per year over the past 6 years. Analysts set a median price target of 70.38 USD, implying 7.4% above the current price. Of 13 analysts, 7 rate the stock a buy — an overall Buy consensus. The stock trades about 17% above its 52-week low.

Essent Group stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Essent Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Essent Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Essent Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Essent Group Stock Price History
DateEssent Group Price
8/6/202665.51 USD
8/5/202666.24 USD
8/4/202667.01 USD
8/3/202666.73 USD
7/31/202665.96 USD
7/30/202666.46 USD
7/29/202668.24 USD
7/27/202666.42 USD
7/23/202664.42 USD
7/22/202665.06 USD
7/21/202665.48 USD
7/20/202666.17 USD
7/17/202666.71 USD
7/16/202666.28 USD
7/15/202663.60 USD
7/14/202665.01 USD
7/13/202664.80 USD
7/10/202664.36 USD
7/9/202664.50 USD
7/8/202664.24 USD
7/7/202664.60 USD
7/6/202664.67 USD
7/2/202664.85 USD
7/1/202664.52 USD
6/30/202664.28 USD
6/29/202663.95 USD
6/26/202664.01 USD
6/25/202661.85 USD
6/24/202661.70 USD
6/23/202659.78 USD
6/22/202658.93 USD
6/18/202658.45 USD
6/17/202659.06 USD
6/16/202659.62 USD
6/15/202658.20 USD
6/12/202658.38 USD
6/11/202657.93 USD
6/10/202658.81 USD
6/5/202657.44 USD
6/4/202657.17 USD
6/3/202655.84 USD
6/2/202656.19 USD
6/1/202656.67 USD
5/29/202657.89 USD
5/28/202658.34 USD
5/27/202659.45 USD
5/26/202660.41 USD
5/22/202660.78 USD
5/21/202661.90 USD
5/20/202662.05 USD
5/19/202660.84 USD
5/14/202660.42 USD
4/24/202663.62 USD
4/22/202663.15 USD
4/21/202663.17 USD
4/20/202662.67 USD
4/17/202662.05 USD
4/16/202660.88 USD
4/15/202660.81 USD
4/14/202660.90 USD
4/13/202661.06 USD
4/10/202660.51 USD
4/9/202661.53 USD
4/8/202661.15 USD
4/7/202659.95 USD
4/6/202659.66 USD
4/5/202659.66 USD
4/2/202659.16 USD
4/1/202659.16 USD
3/31/202658.25 USD
3/30/202658.44 USD
3/29/202658.20 USD
3/27/202657.74 USD
3/26/202657.74 USD
3/25/202658.59 USD
3/24/202657.95 USD
3/23/202657.41 USD
3/22/202657.67 USD
3/20/202657.16 USD
3/19/202657.16 USD
3/18/202657.87 USD
3/17/202657.93 USD
3/16/202658.46 USD
3/15/202657.94 USD
3/13/202658.09 USD
3/12/202658.09 USD
3/11/202657.69 USD
3/10/202657.56 USD
3/9/202658.32 USD
3/8/202659.29 USD
3/6/202659.11 USD
3/5/202659.51 USD
3/4/202660.31 USD
3/3/202660.19 USD
3/2/202661.33 USD
2/27/202660.84 USD
2/26/202661.26 USD
2/25/202660.45 USD
2/24/202659.58 USD
2/23/202659.14 USD
2/20/202660.36 USD
2/19/202660.22 USD
2/18/202661.25 USD
2/17/202662.19 USD
2/13/202661.42 USD
2/12/202665.64 USD
2/11/202665.51 USD
2/10/202664.24 USD
2/9/202663.94 USD
2/6/202665.28 USD
2/5/202665.23 USD
2/4/202664.19 USD
2/3/202663.05 USD
2/2/202663.69 USD
1/30/202662.92 USD
1/29/202663.50 USD
1/28/202662.11 USD
1/27/202662.25 USD
1/26/202662.12 USD
1/23/202660.90 USD
1/22/202662.32 USD
1/21/202661.56 USD
1/20/202660.80 USD
1/16/202660.94 USD
1/15/202661.13 USD
1/14/202660.62 USD
1/13/202658.69 USD
1/12/202662.31 USD
1/9/202664.12 USD
1/8/202664.67 USD
1/7/202663.94 USD
1/6/202664.16 USD
1/5/202665.53 USD
1/2/202664.67 USD
12/31/202565.01 USD
12/30/202565.68 USD
12/29/202565.75 USD
12/26/202565.86 USD
12/24/202565.82 USD
12/23/202565.81 USD
12/22/202565.87 USD
12/19/202566.26 USD
12/18/202566.82 USD
12/17/202566.20 USD
12/16/202565.14 USD
12/15/202565.24 USD
12/12/202564.37 USD
12/11/202564.48 USD
12/10/202563.40 USD
12/9/202561.66 USD
12/8/202561.66 USD
12/5/202561.85 USD
12/4/202561.55 USD
12/3/202561.88 USD
12/2/202562.06 USD
12/1/202562.83 USD
11/28/202562.76 USD
11/26/202562.99 USD
11/25/202563.06 USD
11/24/202562.49 USD
11/21/202562.50 USD
11/20/202561.61 USD
11/19/202561.09 USD
11/18/202560.91 USD
11/17/202560.17 USD
11/14/202561.42 USD
11/13/202561.21 USD
11/12/202561.51 USD
11/11/202562.06 USD
11/10/202561.79 USD
11/7/202561.11 USD
11/6/202562.01 USD
11/5/202561.40 USD
11/4/202561.87 USD
11/3/202560.90 USD
10/31/202560.57 USD
10/30/202560.69 USD
10/29/202559.70 USD
10/28/202559.89 USD
10/27/202560.40 USD
10/24/202561.60 USD
10/23/202561.03 USD
10/22/202560.93 USD
10/21/202560.11 USD
10/20/202559.68 USD
10/17/202559.66 USD
10/16/202558.80 USD
10/15/202560.24 USD
10/14/202560.66 USD
10/13/202559.25 USD
10/10/202559.35 USD
10/9/202558.99 USD
10/8/202559.61 USD
10/7/202560.09 USD
10/6/202560.34 USD
10/3/202561.22 USD
10/2/202561.56 USD
10/1/202562.19 USD
9/30/202563.56 USD
9/29/202563.83 USD
9/28/202563.83 USD
9/25/202564.77 USD
9/24/202564.27 USD
9/23/202564.27 USD
9/22/202564.71 USD
9/19/202565.29 USD
9/18/202565.48 USD
9/17/202563.55 USD
9/16/202562.48 USD
9/15/202563.34 USD
9/12/202564.23 USD
9/11/202564.26 USD
9/10/202563.34 USD
9/9/202563.05 USD
9/8/202563.83 USD
9/5/202563.87 USD
9/4/202563.80 USD
9/3/202562.95 USD
9/2/202562.63 USD
8/29/202562.75 USD
8/28/202562.91 USD
8/27/202563.61 USD
8/26/202563.04 USD
8/25/202563.05 USD
8/22/202563.91 USD
8/21/202562.07 USD
8/20/202562.35 USD
8/19/202562.46 USD
8/18/202561.56 USD
8/15/202561.87 USD
8/14/202562.82 USD
8/13/202562.81 USD
8/12/202562.03 USD
8/11/202561.19 USD
8/8/202560.01 USD
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Essent Group Revenue, Net Income

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2021
1.03 B USD
681.78 M USD
Jan 1, 2022
1.02 B USD
831.35 M USD
Jan 1, 2023
1.13 B USD
696.39 M USD
Jan 1, 2024
1.27 B USD
729.40 M USD
Jan 1, 2025
1.26 B USD
689.97 M USD
Jan 1, 2026 (e)
1.30 B USD
715.65 M USD
Jan 1, 2027 (e)
1.37 B USD
752.12 M USD
Jan 1, 2028 (e)
1.53 B USD
792.54 M USD

Essent Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 8, 2026, 4:24 AM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20132014201520162017201820192020202120222023202420252026e2027e2028e
0.130.240.350.460.580.720.870.961.031.021.131.271.261.301.371.53
172.9282.4447.7029.7525.7624.8320.5810.157.64-0.9711.1012.02-0.553.175.0012.38
98.4797.49100.00100.0095.3198.3396.1968.3896.98117.1997.1793.5388.1788.1788.1788.17
0.130.230.350.460.550.710.830.651.001.191.101.191.111.151.201.35
65.0088.00157.00222.00379.00467.00555.00413.00681.00831.00696.00729.00689.00715.00752.00792.00
-600.0035.3878.4141.4070.7223.2218.84-25.5964.8922.03-16.254.74-5.493.775.175.32
––––––0.600.640.700.861.001.121.241.401.601.82
–––––––6.679.3722.8616.2812.0010.7112.9014.2913.75
55.1387.9591.9292.5898.5098.0798.38112.31110.03107.42106.82106.1096.6696.6696.6696.66
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Essent Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Essent Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Essent Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Essent Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Essent Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Essent Group stock margins

The Essent Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Essent Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Essent Group.

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Profit margin
Details
Date
Profit margin
Jan 1, 2021
66.29 %
Jan 1, 2022
81.64 %
Jan 1, 2023
61.57 %
Jan 1, 2024
57.56 %
Jan 1, 2025
54.72 %
Jan 1, 2026 (e)
55.03 %
Jan 1, 2027 (e)
55.09 %
Jan 1, 2028 (e)
51.64 %

Essent Group Revenue per Share, Earnings per Share

The Essent Group earnings per share therefore indicates how much revenue Essent Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
9.35 USD
6.20 USD
Jan 1, 2022
9.48 USD
7.74 USD
Jan 1, 2023
10.59 USD
6.52 USD
Jan 1, 2024
11.94 USD
6.87 USD
Jan 1, 2025
13.04 USD
7.14 USD
Jan 1, 2026 (e)
13.00 USD
7.15 USD
Jan 1, 2027 (e)
13.65 USD
7.52 USD
Jan 1, 2028 (e)
15.34 USD
7.92 USD

Essent Group business model & stock analysis

Essent Group Ltd. is an international company specializing in mortgage insurance. It was founded in 2008 and is headquartered in Hamilton, Bermuda. The company is listed on the New York Stock Exchange under the ticker symbol ESNT. Essent's business model is to provide mortgage insurance to banks and lenders. These insurances protect loans from defaults by borrowers, minimizing the risk for the bank and allowing them to lend to higher-risk borrowers. Essent offers various insurance products specializing in specific types of loans and risks. For example, they provide insurance for prime mortgages, as well as higher-risk loans like subprime loans. In addition, Essent also offers other insurance services, such as reinsurance, where they assume the risk of another insurance company by insuring against losses due to a claim. Essent has experienced strong growth in recent years, especially in the USA and Canada. The company has managed to establish itself and secure a significant market share in a highly competitive market. An important factor contributing to Essent's success is its advanced technology. Their risk management system utilizes artificial intelligence to assess risks and make decisions within seconds. This enables Essent to quickly adapt to market changes and adjust their offerings accordingly. Essent is also committed to social responsibility. The company believes that education is an important factor for individuals' success and well-being. As a result, Essent has established a foundation aimed at providing better educational opportunities for children from disadvantaged families. Overall, Essent has experienced impressive growth in recent years and has become a leading provider of mortgage insurance. The company is distinguished by its state-of-the-art technology, wide range of insurance products, and commitment to improving education.

Essent Group SWOT Analysis

Strengths

Essent Group Ltd has a strong market position and is a leading provider of private mortgage insurance in the United States.

The company has a robust financial performance, with consistent revenue growth and healthy profitability.

Essent Group Ltd benefits from its strong underwriting capabilities and risk management practices, allowing it to effectively manage its exposure to mortgage-related risks.

Weaknesses

Dependence on the mortgage industry makes Essent Group Ltd vulnerable to fluctuations in the housing market and changes in mortgage regulations.

The company's concentration in the U.S. mortgage insurance market exposes it to regional economic downturns or housing market declines.

Essent Group Ltd faces intense competition from other mortgage insurers, which puts pressure on its market share and pricing.

Opportunities

The growing demand for affordable housing presents an opportunity for Essent Group Ltd to expand its customer base and increase market penetration.

Potential government policies aimed at stimulating the housing market can create favorable conditions for the company's growth.

Expansion into new geographic markets or diversification into related insurance products could help Essent Group Ltd reduce its dependence on the U.S. mortgage market.

Threats

Economic downturns or a decline in the housing market could negatively impact mortgage originations and demand for mortgage insurance, posing a threat to Essent Group Ltd's business.

Changes in mortgage regulations or government policies can affect the affordability and availability of mortgage credit, which may impact the demand for mortgage insurance.

Increased competition from established mortgage insurers and new market entrants poses a threat to Essent Group Ltd's market share and profitability.

Essent Group Employees

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  • Max

Essent Group Employees
Details
Date
Essent Group Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Essent Group Segments

Essent Group Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Essent Group historical P/E ratio, EBIT multiple, and P/S ratio

Essent Group annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Essent Group shares outstanding

The number of shares of Essent Group was 96.66 M in 2025. This indicates how many shares Essent Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
110.03 M Stocks
Jan 1, 2022
107.42 M Stocks
Jan 1, 2023
106.82 M Stocks
Jan 1, 2024
106.10 M Stocks
Jan 1, 2025
96.66 M Stocks
Jan 1, 2026 (e)
96.66 M Stocks
Jan 1, 2027 (e)
96.66 M Stocks
Jan 1, 2028 (e)
96.66 M Stocks

Essent Group Dividend History

8 years of dividend payments · 6 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.35USDYTD—1×
Mar 13, 20260.35USD↑ 12.9%1/1
20251.24USD↑ 10.7%4×
Mar 14, 20250.31USD↑ 10.7%1/4
May 30, 20250.31USD 0.0%2/4
Aug 29, 20250.31USD 0.0%3/4
Dec 1, 20250.31USD 0.0%4/4
20241.12USD↑ 12.0%4×
20231.00USD↑ 16.3%4×
20220.86USD↑ 22.9%4×
20210.70USD↑ 9.4%4×
20200.64USD↑ 113.3%4×
20190.30USD—2×

Essent Group dividend history and estimates

In 2025, Essent Group paid a dividend amounting to 1.24 USD. Dividend means that Essent Group distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.70 USD
0.00 USD
Jan 1, 2022
0.86 USD
0.00 USD
Jan 1, 2023
1.00 USD
0.00 USD
Jan 1, 2024
1.12 USD
0.00 USD
Jan 1, 2025
1.24 USD
0.00 USD
Jan 1, 2026 (e)
0.35 USD
1.05 USD
Jan 1, 2027 (e)
0.00 USD
1.60 USD
Jan 1, 2028 (e)
0.00 USD
1.82 USD

Essent Group dividend payout ratio

In 2025, Essent Group had a payout ratio of 17.37%. The payout ratio indicates the percentage of the company's profits that Essent Group distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
11.30 %
Jan 1, 2022
11.11 %
Jan 1, 2023
15.34 %
Jan 1, 2024
16.29 %
Jan 1, 2025
17.37 %
Jan 1, 2026 (e)
19.57 %
Jan 1, 2027 (e)
21.25 %
Jan 1, 2028 (e)
23.02 %

Current Essent Group forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
53.85 % (7)
Hold
46.15 % (6)
Sell
0.00 % (0)
12M Price Target
70.38
Last Price
65.51
Currency
USD
12M Return Potential
7.43 %
LTM Return
0 %

Essent Group Analyst Rating Actions

DateFirmActionRatingReliability
7/13/2026
JP Morgan
JP Morgan
MaintainedNeutral80
6/25/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform–
6/4/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
UpgradeMarket PerformOutperform–
5/11/2026
Barclays
Barclays
MaintainedEqual Weight33
4/9/2026
JP Morgan
JP Morgan
MaintainedNeutral80
4/6/2026
Barclays
Barclays
MaintainedEqual Weight33
3/12/2026
UBS
UBS
MaintainedNeutral51
2/17/2026
Barclays
Barclays
MaintainedEqual Weight33
1/12/2026
JP Morgan
JP Morgan
MaintainedNeutral80
1/6/2026
Barclays
Barclays
MaintainedEqual Weight33

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Essent Group Earnings Calls

2025

Essent Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/7/20261.81USD-333.02 MUSD-2026 Q2
5/8/20261.72USD-313.40 MUSD-2026 Q1
2/13/20261.77USD-318.87 MUSD-2025 Q4
8/8/20251.75USD-324.21 MUSD-2025 Q2
5/3/20241.64USD-300.54 MUSD-2024 Q1
2/8/20241.62USD-295.32 MUSD-2023 Q4
8/3/20231.59USD-262.00 MUSD-2023 Q2
5/4/20231.52USD-255.16 MUSD-2023 Q1
2/9/20231.51USD-250.81 MUSD-2022 Q4
11/4/20221.54USD-249.59 MUSD-2022 Q3

EESG©

Eulerpool ESG Scorecard© for the Essent Group stock

63/100
29
Environment
99
Social
60
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Essent Group shareholder structure

% Name
11.95231%
BLACKROCK, INC.
BLACKROCK, INC.
7.37360%
VANGUARD PORTFOLIO MANAGEMENT LLC
VANGUARD PORTFOLIO MANAGEMENT LLC
5.36100%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
5.09260%
FMR LLC
FMR LLC
4.69474%
CAPITAL WORLD INVESTORS
CAPITAL WORLD INVESTORS
4.07336%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
...

Essent Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
96.4%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
75.10%
Spectra Energy Corp
Spectra Energy Corp
SEC ↗
12.30%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
10.10%
Globespan Capital Partners IV, L.P.
Globespan Capital Partners IV, L.P.
SEC ↗
8.80%
Southeastern Asset Management, Inc.
Southeastern Asset Management, Inc.
SEC ↗
7.91%
Vanguard Portfolio Management
Vanguard Portfolio Management
SEC ↗
7.20%
95-1411037
95-1411037
SEC ↗
6.40%
Pine Brook Road Advisors, LP
Pine Brook Road Advisors, LP
SEC ↗
6.40%
PBRA, LLC
PBRA, LLC
SEC ↗
6.40%
PBRA (Cayman) Company
PBRA (Cayman) Company
SEC ↗
6.40%
Howard H. Newman
Howard H. Newman
SEC ↗

Essent Group Executives and Management Board

14 members · avg. age 59 · 29 % women

MC

Mr. Mark Casale (60)

Chairman of the Board, President, Chief Executive Officer

9.78 M USD

Management

CC

Mr. Christopher Curran (60)

President of Essent Guaranty, Inc

2.97 M USD
MG

Ms. Mary Gibbons (63)

Senior Vice President, Chief Legal Officer and Assistant Secretary

2.44 M USD
VB

Dr. Vijay Bhasin (60)

Senior Vice President, Chief Risk Officer

1.96 M USD
DW

Mr. David Weinstock (60)

Chief Financial Officer, Senior Vice President

1.59 M USD
PS

Mr. Philip Stefano

IR Contact Officer · since 2025

–

Board of Directors

WS

Mr. William Spiegel (62)

Lead Independent Director

353,266.00 USD
DP

Mr. Douglas Pauls (66)

Independent Director

333,266.00 USD
AH

Ms. Angela Heise (50)

Independent Director

328,266.00 USD
RK

Mr. Roy Kasmar (69)

Independent Director

328,266.00 USD
AD

Mr. Aditya Dutt (49)

Independent Director

303,266.00 USD
AK

Dr. Anu Karna (48)

Independent Director

303,266.00 USD

Frequently asked questions about Essent Group

The business model of Essent Group Ltd is centered around private mortgage insurance. As a provider of mortgage insurance products, Essent Group operates by offering coverage on residential mortgage loans. The company works alongside mortgage lenders and servicers to manage risk, enhance mortgage credit, and enable homeownership opportunities. By insuring lenders against potential losses on mortgage loans, Essent Group protects the interests of both homeowners and mortgage investors. With a focus on delivering innovative solutions and strong underwriting expertise, Essent Group aims to support a more secure and efficient housing finance system for individuals and communities.

Essent Group Ltd is primarily active in the mortgage insurance industry. It provides private mortgage insurance to residential mortgage lenders, making homeownership more attainable for borrowers with low down payments. Essent Group offers its services to mortgage lenders and investors, helping them mitigate credit risk and enhance mortgage origination. As a leading provider of mortgage insurance, Essent Group supports the housing finance industry by promoting responsible homeownership and supporting the U.S. housing market. With its expertise in risk management, Essent Group plays a vital role in facilitating a safe and efficient housing finance system.

The main competitors of Essent Group Ltd in the market include private mortgage insurance companies such as MGIC Investment Corporation, Radian Group Inc., and Genworth Financial Inc. These companies also provide mortgage insurance services, which protect lenders in case borrowers default on their mortgage loans. Essent Group Ltd competes with these industry players to gain market share and provide competitive mortgage insurance solutions to its customers.

Essent Group Ltd is a leading provider of private mortgage insurance (PMI) and reinsurance for mortgages. Established in 2008, Essent has quickly become a trusted name in the industry. The company was founded as a response to the mortgage crisis, aiming to bring stability and confidence to the housing market. With a focus on risk management and innovative technology solutions, Essent offers credit enhancement products to lenders, helping them manage and mitigate mortgage credit risk. Through its subsidiaries, Essent operates in the United States, serving lenders and investors, and continues to expand its presence in the global mortgage insurance market.

Essent Group Ltd has achieved several significant milestones throughout its history. The company witnessed tremendous growth since its inception and became a leading provider of private mortgage insurance. Essent Group's successful initial public offering in 2013 further solidified its presence in the market. The company has consistently surpassed expectations, delivering strong financial results and maintaining a solid credit rating. Essent Group's commitment to innovation and customer service has earned them various industry recognitions. Moreover, expanding its international footprint, Essent Group has established operations in Canada and Bermuda. These achievements showcase Essent Group Ltd's continuous strive for excellence and position the company as a prominent player in the mortgage insurance industry.

Essent Group Ltd is primarily present in the United States, with its headquarters in Radnor, Pennsylvania. As a leading provider of private mortgage insurance, Essent serves lenders and mortgage investors nationwide. The company operates across all 50 states, ensuring broad coverage for its customers. Essent's presence extends beyond the United States, as it also operates in Canada and the United Kingdom, offering its services to international clients. Through its robust presence in these countries and regions, Essent Group Ltd continues to strengthen its position in the global mortgage insurance market.

Essent Group Ltd represents a values-driven corporate philosophy focused on innovation, integrity, and excellence. As a leading provider of private mortgage insurance, Essent Group Ltd strives to empower homeownership for borrowers, while ensuring responsible lending practices. The company's commitment to innovation is evident in its use of advanced technology and data analytics to assess risk accurately. Essent Group Ltd's core values include respect, teamwork, and accountability, fostering a collaborative and inclusive work environment. By maintaining a strong focus on customer satisfaction, Essent Group Ltd has built a reputation for delivering quality mortgage insurance solutions to its clients.

Analysts currently set an average price target of 70.38 USD for the Essent Group stock (median: 70.38 USD), implying +7.4 % versus the latest price. The consensus is based on 13 analyst ratings.

Essent Group Analyst Price Targets 2026

13 analysts currently rate the Essent Group stock: 7 recommend buying, 6 holding and 0 selling. For 2026, analysts expect Essent Group to generate revenue of 1.30 B USD and earnings per share of 7.40 USD.

Essent Group Analyst Price Targets 2026

Converted at the current exchange rate, the Essent Group share trades at 56.71 EUR (65.51 USD).

The Essent Group share (ESNT) is listed on 3 stock exchanges, including: NYSE (ESNT), Frankfurt (EG0.F), London (0U95.L).

Essent Group Ltd is a leading US company specialized in mortgage insurance and related risks. The company offers private mortgage insurance (PMI) to insure mortgage loans, as well as reinsurance for other insurance companies. Essent Group Ltd utilizes data analysis and risk modeling to assess borrower creditworthiness and predict loan default risks. The company also provides income verification services for mortgage lenders. Essent Group Ltd serves a wide range of clients, including both large and small lenders, investment funds, and the government. The company's business model includes refinancing insured loans to generate additional income and reduce risks. Overall, Essent Group Ltd is focused on minimizing risks and protecting investments through a comprehensive range of services.

The expected revenue of Essent Group is 1.30 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Essent Group is 715.65 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Essent Group is currently 8.85. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Essent Group stock.

The price-to-sales ratio (P/S) of Essent Group is currently 4.87. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Essent Group stock.

The Eulerpool Quality Score for Essent Group is 7/10.

The ISIN of Essent Group is BMG3198U1027. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Essent Group is A1W6VY. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Essent Group is ESNT. The ticker symbol is used to trade Essent Group shares on the stock exchange.

Over the past 12 months, Essent Group paid a dividend of 1.24 USD . This corresponds to a dividend yield of about 1.89 %. For the coming 12 months, Essent Group is expected to pay a dividend of 1.60 USD.

The current dividend yield of Essent Group is 1.89 %.

Essent Group pays a dividend, distributed in the months of , , , .

Essent Group paid dividends every year for the past 7 years.

For the upcoming 12 months, dividends amounting to 1.60 USD are expected. This corresponds to a dividend yield of 2.41 %.

Essent Group is assigned to the 'Finance' sector.

To receive the latest dividend of Essent Group from amounting to 0.35 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Essent Group distributed 1.12 USD as dividends.

The dividends of Essent Group are distributed in USD.

All fundamentals and in-depth analysis of Essent Group

Our stock analysis for Essent Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Essent Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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