Avidia Bancorp

Avidia Bancorp ROCE

The Return on Capital Employed (ROCE) of Avidia Bancorp (AVBC) as of Oct 17, 2026 is -1.50 %. In the previous year, Return on Capital Employed (ROCE) was 7.95 % — a change of -118.87% (lower).

ROCE

-1.50 %

YoY

-118.87%

Last updated:

In 2025, Avidia Bancorp's return on capital employed (ROCE) was -1.50 %, a -118.87% increase from the 7.95 % ROCE in the previous year.

The Avidia Bancorp ROCE history

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ROCE
Date
ROCE
Jan 1, 2020
42.36 USD
Jan 1, 2021
47.54 USD
Jan 1, 2022
55.13 USD
Jan 1, 2023
9.13 USD
Jan 1, 2024
7.95 USD
Jan 1, 2025
-1.50 USD
The Avidia Bancorp ROCE history
YEARROCEYoY
-1.50 %-118.87%
7.95 %-12.99%
9.13 %-83.43%
55.13 %+15.96%
47.54 %+12.23%
42.36 %—

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Avidia Bancorp Stock analysis

What does Avidia Bancorp do? Avidia Bancorp Inc, trading under the ticker symbol AVBC and identified by ISIN US05369T1007, is a financial services entity headquartered in Hudson, Massachusetts. Operating within the banking sector, the company officially entered the public markets with an initial public offering on August 1, 2025. As the parent holding company for Avidia Bank, it oversees a financial institution chartered as a stock savings bank under the laws of Massachusetts. The organization employs a workforce of 241 individuals who support its core business operations focused on deposit gathering and strategic lending. The primary revenue model relies on accepting deposits from the general public and deploying these funds, along with internally generated capital, into a diversified portfolio of loans. This lending activity encompasses commercial and industrial loans, which include specialized financing for condominium associations, dental practices, and solar energy plants. Additionally, the bank provides one-to-four family residential mortgage loans and commercial real estate loans to support local and regional property development. Beyond traditional lending, Avidia Bancorp invests in a range of securities, prioritizing high-quality assets such as United States Treasury securities, United States Government agency securities, and municipal securities to maintain a stable investment portfolio. On the liability side, the firm offers a comprehensive suite of deposit accounts designed to meet the needs of various customer segments. These products include certificate of deposit accounts, individual retirement accounts, money market accounts, standard savings accounts, and both interest-bearing and noninterest-bearing checking accounts. Furthermore, the company extends its services beyond the local Massachusetts market by offering Health Savings Accounts to customers nationwide. This expansion of product offerings allows the bank to capture a broader demographic while maintaining its focus on secure, regulated banking practices. The combination of a robust loan portfolio, conservative investment strategy, and diverse deposit products positions Avidia Bancorp as a distinct player in the regional banking landscape following its recent public listing. Avidia Bancorp is one of the most popular companies on Eulerpool.

ROCE Details

Unraveling Avidia Bancorp's Return on Capital Employed (ROCE)

Avidia Bancorp's Return on Capital Employed (ROCE) is a financial metric that measures the company's profitability and efficiency with respect to the capital employed. It is calculated by dividing earnings before interest and tax (EBIT) by the employed capital. A higher ROCE indicates that the company is effectively utilizing its capital to generate profits.

Year-to-Year Comparison

Analyzing Avidia Bancorp's ROCE annually provides valuable insights into its efficiency in using its capital to generate profits. An increasing ROCE indicates improved profitability and operational efficiency, whereas a decrease might signal potential issues in capital utilization or business operations.

Impact on Investments

Avidia Bancorp's ROCE is a critical factor for investors and analysts for evaluating the company’s efficiency and profitability. A higher ROCE can make the company an attractive investment, as it often signifies that the firm is generating adequate profits from its employed capital.

Interpreting ROCE Fluctuations

Changes in Avidia Bancorp’s ROCE are attributed to variations in EBIT or the capital employed. These fluctuations offer insights into the company’s operational efficiency, financial performance, and strategic financial management, assisting investors in making informed investment decisions.

Frequently Asked Questions about Avidia Bancorp stock

Return on Capital Employed (ROCE) of Avidia Bancorp is -1.50 % in 2025.

Return on Capital Employed (ROCE) of Avidia Bancorp changed from 7.95 % to -1.50 %, representing a -118.87% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Capital Employed (ROCE) Avidia Bancorp since 2006 – with annual values, charts, and detailed analysis.

ROCE is a profitability measure and stands for Return on Capital Employed or the return on invested capital. The measure shows the ratio of operating profit to the interest-bearing capital employed. The higher the return on capital employed, the more profitable a company operates and the higher the important free cash flow. The free cash flow refers to the portion of profits that is not needed for expanding the company at the end of a period, but is available to shareholders.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Capital Employed (ROCE)'s Avidia Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Capital Employed (ROCE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Capital Employed (ROCE).

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Profitability — Avidia Bancorp

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