Avidia Bancorp

Avidia Bancorp Net Margin

The Net Profit Margin of Avidia Bancorp (AVBC) as of Oct 15, 2026 is -2.23 %. In the previous year, Net Profit Margin was 8.16 % — a change of -127.31% (lower).

Net Margin

-2.23 %

YoY

-127.31%

Last updated:

Net Profit Margin of Avidia Bancorp is 2025 -2.23 % . Net Profit Margin of Avidia Bancorp was 2024 8.16 % . It decreases by -127.31% lower compared to the previous year.

For Avidia Bancorp, the net margin of -2.2% is down versus 19.9% a few years ago.

The Avidia Bancorp Net Margin history

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Net Margin
Date
Net Margin
Jan 1, 2020
16.02 USD
Jan 1, 2021
19.93 USD
Jan 1, 2022
10.08 USD
Jan 1, 2023
9.98 USD
Jan 1, 2024
8.16 USD
Jan 1, 2025
-2.23 USD
The Avidia Bancorp Net Margin history
YEARNet MarginYoY
-2.23 %-127.31%
8.16 %-18.25%
9.98 %-1.00%
10.08 %-49.41%
19.93 %+24.40%
16.02 %—

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Avidia Bancorp Stock analysis

What does Avidia Bancorp do? Avidia Bancorp Inc, trading under the ticker symbol AVBC and identified by ISIN US05369T1007, is a financial services entity headquartered in Hudson, Massachusetts. Operating within the banking sector, the company officially entered the public markets with an initial public offering on August 1, 2025. As the parent holding company for Avidia Bank, it oversees a financial institution chartered as a stock savings bank under the laws of Massachusetts. The organization employs a workforce of 241 individuals who support its core business operations focused on deposit gathering and strategic lending. The primary revenue model relies on accepting deposits from the general public and deploying these funds, along with internally generated capital, into a diversified portfolio of loans. This lending activity encompasses commercial and industrial loans, which include specialized financing for condominium associations, dental practices, and solar energy plants. Additionally, the bank provides one-to-four family residential mortgage loans and commercial real estate loans to support local and regional property development. Beyond traditional lending, Avidia Bancorp invests in a range of securities, prioritizing high-quality assets such as United States Treasury securities, United States Government agency securities, and municipal securities to maintain a stable investment portfolio. On the liability side, the firm offers a comprehensive suite of deposit accounts designed to meet the needs of various customer segments. These products include certificate of deposit accounts, individual retirement accounts, money market accounts, standard savings accounts, and both interest-bearing and noninterest-bearing checking accounts. Furthermore, the company extends its services beyond the local Massachusetts market by offering Health Savings Accounts to customers nationwide. This expansion of product offerings allows the bank to capture a broader demographic while maintaining its focus on secure, regulated banking practices. The combination of a robust loan portfolio, conservative investment strategy, and diverse deposit products positions Avidia Bancorp as a distinct player in the regional banking landscape following its recent public listing. Avidia Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Avidia Bancorp stock

Net Profit Margin of Avidia Bancorp is -2.23 % in 2025.

Net Profit Margin of Avidia Bancorp changed from 8.16 % to -2.23 %, representing a -127.31% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin Avidia Bancorp since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's Avidia Bancorp with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — Avidia Bancorp

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