Avidia Bancorp

Avidia Bancorp Financial Leverage

The Financial Leverage (Equity Multiplier) of Avidia Bancorp (AVBC) as of Oct 31, 2026 is 7.49. In the previous year, Financial Leverage (Equity Multiplier) was 13.71 — a change of -45.38% (lower).

Financial Leverage

7.49

YoY

-45.38%

Last updated:

Financial Leverage (Equity Multiplier) of Avidia Bancorp is 2025 7.49 . Financial Leverage (Equity Multiplier) of Avidia Bancorp was 2024 13.71 . It decreases by -45.38% lower compared to the previous year.

The Avidia Bancorp Financial Leverage history

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Financial Leverage
Date
Financial Leverage
Jan 1, 2020
11.71 USD
Jan 1, 2021
12.65 USD
Jan 1, 2022
15.41 USD
Jan 1, 2023
14.37 USD
Jan 1, 2024
13.71 USD
Jan 1, 2025
7.49 USD
The Avidia Bancorp Financial Leverage history
YEARFinancial LeverageYoY
7.49-45.38%
13.71-4.63%
14.37-6.77%
15.41+21.84%
12.65+8.00%
11.71—

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Avidia Bancorp Stock analysis

What does Avidia Bancorp do? Avidia Bancorp Inc generates revenue through its banking operations as the holding company of Avidia Bank, a Massachusetts-chartered stock savings bank. The company primarily earns income by taking public deposits and investing them in commercial and industrial loans, including condominium association loans, dental practice loans, and solar plant loans, as well as one-to four-family residential mortgage loans and commercial real estate loans. It also invests in securities such as United States Treasury securities, United States Government agency securities, and municipal securities. Avidia Bank offers various deposit products including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts, alongside nationwide Health Savings Accounts (HSAs). The primary customers for Avidia Bancorp's services are individuals and businesses seeking deposit accounts, loan products, and investment opportunities. Commercial and industrial loan clients include entities requiring financing for condominium associations, dental practices, and solar projects. Residential mortgage borrowers and commercial real estate investors also represent key segments. The firm's nationwide Health Savings Account (HSA) offerings attract individuals focused on healthcare savings, while its securities investments cater to institutional and retail investors seeking government-backed and municipal securities. Avidia Bancorp's revenue streams are derived from interest income on loans and securities, fees from deposit accounts, and management fees related to its Health Savings Account (HSA) services. The company targets retail customers for deposit products and individual borrowers for residential mortgages, while commercial clients drive revenue from business loans and real estate investments. Its focus on Massachusetts-chartered operations with nationwide HSA distribution ensures a diversified client base across personal banking, business financing, and investment services. Avidia Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Avidia Bancorp stock

Financial Leverage (Equity Multiplier) of Avidia Bancorp is 7.49 in 2025.

Financial Leverage (Equity Multiplier) of Avidia Bancorp changed from 13.71 to 7.49, representing a -45.38% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Financial Leverage (Equity Multiplier) Avidia Bancorp since 2006 – with annual values, charts, and detailed analysis.

Financial leverage, also known as the equity multiplier, measures total assets relative to equity. Higher leverage amplifies both returns and risks.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Financial Leverage (Equity Multiplier)'s Avidia Bancorp with sector peers and the industry average to assess whether it is attractive.

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Leverage — Avidia Bancorp

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