Avidia Bancorp

Avidia Bancorp P/CF

The P/CF (Price-to-Cash-Flow Ratio) of Avidia Bancorp (AVBC) as of Nov 1, 2026 is 13.49. In the previous year, P/CF (Price-to-Cash-Flow Ratio) was 16.49 — a change of -18.15% (lower).

P/CF

13.49

YoY

-18.15%

Last updated:

P/CF (Price-to-Cash-Flow Ratio) of Avidia Bancorp is 2025 13.49 . P/CF (Price-to-Cash-Flow Ratio) of Avidia Bancorp was 2024 16.49 . It decreases by -18.15% lower compared to the previous year.

The Avidia Bancorp P/CF history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

P/CF
Date
P/CF
Jan 1, 2023
24.54 USD
Jan 1, 2024
16.49 USD
Jan 1, 2025
13.49 USD
The Avidia Bancorp P/CF history
YEARP/CFYoY
13.49-18.15%
16.49-32.82%
24.54—

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Avidia Bancorp Stock analysis

What does Avidia Bancorp do? Avidia Bancorp Inc generates revenue through its banking operations as the holding company of Avidia Bank, a Massachusetts-chartered stock savings bank. The company primarily earns income by taking public deposits and investing them in commercial and industrial loans, including condominium association loans, dental practice loans, and solar plant loans, as well as one-to four-family residential mortgage loans and commercial real estate loans. It also invests in securities such as United States Treasury securities, United States Government agency securities, and municipal securities. Avidia Bank offers various deposit products including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts, alongside nationwide Health Savings Accounts (HSAs). The primary customers for Avidia Bancorp's services are individuals and businesses seeking deposit accounts, loan products, and investment opportunities. Commercial and industrial loan clients include entities requiring financing for condominium associations, dental practices, and solar projects. Residential mortgage borrowers and commercial real estate investors also represent key segments. The firm's nationwide Health Savings Account (HSA) offerings attract individuals focused on healthcare savings, while its securities investments cater to institutional and retail investors seeking government-backed and municipal securities. Avidia Bancorp's revenue streams are derived from interest income on loans and securities, fees from deposit accounts, and management fees related to its Health Savings Account (HSA) services. The company targets retail customers for deposit products and individual borrowers for residential mortgages, while commercial clients drive revenue from business loans and real estate investments. Its focus on Massachusetts-chartered operations with nationwide HSA distribution ensures a diversified client base across personal banking, business financing, and investment services. Avidia Bancorp is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Avidia Bancorp stock

P/CF (Price-to-Cash-Flow Ratio) of Avidia Bancorp is 13.49 in 2025.

P/CF (Price-to-Cash-Flow Ratio) of Avidia Bancorp changed from 16.49 to 13.49, representing a -18.15% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of P/CF (Price-to-Cash-Flow Ratio) Avidia Bancorp since 2006 – with annual values, charts, and detailed analysis.

The Price-to-Cash-Flow ratio measures the stock price relative to operating cash flow per share. Unlike P/E, it is harder to manipulate as cash flow is less subject to accounting adjustments.

P/CF = Stock Price / Operating Cash Flow per Share

To evaluate P/CF (Price-to-Cash-Flow Ratio)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for P/CF (Price-to-Cash-Flow Ratio).

A 'good' varies by industry and company stage. On Eulerpool, you can compare P/CF (Price-to-Cash-Flow Ratio)'s Avidia Bancorp with sector peers and the industry average to assess whether it is attractive.

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Valuation — Avidia Bancorp

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