OceanFirst Financial (OCFC) Saham Harga

OceanFirst Financial Harga

NASDAQ·DITUTUP
16,02
​
Pasar ditutup

Pendapatan tumbuh 9,1% per tahun selama 19 tahun terakhir menjadi 373,37 Juta. USD. Laba per saham tumbuh 0,7% per tahun selama 19 tahun terakhir. margin bersih OceanFirst Financial saat ini 19,0%, turun dari 31,3% beberapa tahun lalu. OceanFirst Financial saat ini menawarkan imbal hasil dividen sekitar 4,99%. Rasio pembayaran sekitar 64% dari laba. Target harga median analis adalah 19,00 USD, di atas harga saat ini sebesar 18,6%. Dari 12 analis, 7 merekomendasikan beli — konsensus keseluruhan Beli.

Harga saham OceanFirst Financial

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Model bisnis dan analisis saham OceanFirst Financial

OceanFirst Financial Corp adalah lembaga keuangan Amerika Serikat yang berkantor pusat di Toms River, New Jersey. Perusahaan ini didirikan pada tahun 1902 sebagai Ocean City Building and Loan Association dan sejak itu telah menjadi penyedia layanan keuangan terkemuka di New Jersey dan Pennsylvania. Model bisnis OceanFirst Financial Corp menggabungkan layanan perbankan tradisional dengan teknologi keuangan modern. Perusahaan menawarkan berbagai produk dan layanan untuk pelanggan pribadi maupun bisnis, termasuk produk deposito, kredit, investasi, dan asuransi, serta layanan perbankan elektronik seperti perbankan seluler dan daring. OceanFirst Financial Corp memiliki berbagai divisi yang berfokus pada area perbankan yang berbeda. Divisi utamanya adalah OceanFirst Bank, yang menyediakan produk deposito, kredit, dan investasi untuk pelanggan pribadi dan bisnis. OceanFirst Bank saat ini mengoperasikan lebih dari 70 cabang di New Jersey dan Pennsylvania dan mempekerjakan lebih dari 1.000 staf. Divisi penting lainnya dari OceanFirst Financial Corp adalah OceanFirst Wealth Management, yang menawarkan layanan penasihat investasi dan manajemen aset untuk pelanggan pribadi maupun bisnis. OceanFirst Wealth Management memiliki kelompok penasihat keuangan dan pakar investasi yang berpengalaman yang melayani kebutuhan individu setiap klien. OceanFirst Financial Corp juga memiliki divisi produk asuransi bernama OceanFirst Insurance Services, Inc. Divisi ini menawarkan berbagai produk asuransi untuk pelanggan pribadi dan bisnis, termasuk asuransi kendaraan bermotor, rumah, jiwa, dan liabilitas bisnis. OceanFirst Insurance Services, Inc. bekerja sama dengan berbagai penyedia asuransi untuk menawarkan pilihan asuransi terbaik bagi pelanggannya. Selain itu, OceanFirst Financial Corp memiliki divisi pinjaman komersial yang disebut OceanFirst Business Services. Divisi ini berfokus pada layanan kredit dan pembiayaan untuk usaha kecil dan menengah. OceanFirst Business Services menawarkan berbagai solusi kredit seperti pinjaman jangka tetap, pinjaman revolving, fasilitas kredit, serta layanan pemrosesan pembayaran. Secara ringkas, OceanFirst Financial Corp adalah lembaga keuangan terkemuka yang menawarkan berbagai produk dan layanan untuk pelanggan pribadi dan bisnis. Perusahaan ini memiliki berbagai divisi yang berfokus pada area perbankan yang berbeda, termasuk produk deposito, kredit, investasi, dan asuransi, serta layanan perbankan elektronik. OceanFirst Financial Corp memiliki sejarah panjang dan komitmen kuat terhadap pelanggan serta komunitas yang dilayaninya.

Pertanyaan yang sering diajukan tentang saham OceanFirst Financial

OceanFirst Financial Corp is primarily active in the banking industry. With its headquarters in Toms River, New Jersey, the company provides a range of financial services to individuals and businesses. As a community-oriented bank, OceanFirst offers various products and solutions, including personal banking, mortgage loans, commercial lending, and wealth management services. With a strong focus on serving its customers and local communities, OceanFirst Financial Corp has established itself as a trusted financial institution in the region.

Some of the main competitors of OceanFirst Financial Corp in the market include Bank of America Corporation, JPMorgan Chase & Co., Wells Fargo & Company, and BB&T Corporation.

OceanFirst Financial Corp is a banking institution with a business model focused on providing a comprehensive range of financial products and services to both individuals and businesses. They offer traditional banking services such as deposit accounts, loans, mortgages, and credit cards. Additionally, OceanFirst Financial Corp provides wealth management and investment advisory services to help their customers meet their financial goals. With a strong emphasis on customer service and community involvement, OceanFirst Financial Corp aims to deliver personalized solutions and build long-lasting relationships with their clients. As a leading financial institution, OceanFirst Financial Corp is dedicated to providing innovative and reliable financial solutions to support the financial well-being of their customers.

OceanFirst Financial Corp is a reputable financial institution established in 1902. With a strong focus on serving communities in New Jersey and Pennsylvania, OceanFirst has grown over the years to become a leader in the financial industry. The company offers a comprehensive range of banking and financial services to individuals, businesses, and organizations. As a community-oriented bank, OceanFirst is dedicated to providing personalized and innovative solutions to meet the unique needs of its customers. With a long-standing history and a commitment to excellence, OceanFirst Financial Corp continues to strive for success and contribute to the economic growth of the regions it serves.

Some significant milestones achieved by OceanFirst Financial Corp include the acquisition of Cape Bank in 2016, which greatly expanded the company's presence in southern New Jersey. Additionally, the company completed its conversion to a full-service commercial bank in 2002. OceanFirst Financial Corp has also consistently demonstrated strong financial performance, with steady growth in assets and an increase in shareholder value. The company has earned numerous awards and accolades, including being named one of the top 200 community banks in the United States by American Banker magazine.

OceanFirst Financial Corp primarily operates in the United States. With its headquarters in Toms River, New Jersey, the company focuses on serving customers throughout the states of New Jersey, Pennsylvania, and Metropolitan New York. Being a regional bank, OceanFirst Financial Corp has established a strong presence in these areas, providing a variety of financial services, including commercial and consumer banking, mortgage loans, and wealth management. As a US-based financial institution, OceanFirst Financial Corp caters to the needs of local communities, businesses, and individuals, enhancing their financial well-being and fostering economic growth in the regions it serves.

OceanFirst Financial Corp represents a strong commitment to its values and corporate philosophy. With a customer-centric approach, the company prioritizes delivering exceptional financial services to individuals and businesses. OceanFirst Financial Corp strives for transparency, trust, and integrity in all its dealings. The company emphasizes community involvement and prides itself on its local decision-making, aiming to provide personalized solutions to meet each customer's unique financial needs. Additionally, OceanFirst Financial Corp focuses on building long-term relationships while promoting growth, stability, and innovation in the financial industry. With its dedication to these principles, OceanFirst Financial Corp continually works towards becoming a trusted and reliable financial partner.

Analis saat ini menetapkan target harga rata-rata 19,00 USD untuk saham OceanFirst Financial (median: 19,00 USD), yaitu +18,6 % terhadap harga terbaru. Konsensus didasarkan pada 12 peringkat analis.

12 analis saat ini menilai saham OceanFirst Financial: 7 merekomendasikan beli, 5 tahan, dan 0 jual. Untuk 2026, analis memperkirakan OceanFirst Financial menghasilkan pendapatan 593,82 Juta. USD dan laba per saham 1,77 USD.

Dengan kurs saat ini, saham OceanFirst Financial diperdagangkan pada 14,27 EUR (16,02 USD).

Saham OceanFirst Financial (OCFC) tercatat di 1 bursa, termasuk: NASDAQ (OCFC).

OceanFirst Financial Corp is a US financial services company based in Toms River, New Jersey. The company offers a wide range of financial products and services for both individuals and businesses. OceanFirst Financial Corp's divisions include retail banking, commercial banking, wealth management, and online and mobile banking. The company has over 60 branches located in New Jersey, New York, and Pennsylvania. In retail banking, OceanFirst Financial Corp offers various financial products such as loans, deposit accounts, credit cards, and mortgages. The company also provides services for checking accounts, savings plans, and financial planning. Customers can manage their accounts online or through mobile devices and perform transactions. In commercial banking, OceanFirst Financial Corp offers products and services such as lines of credit, term loans, SBA loans, and specialized financial solutions for small and medium-sized businesses. The company works closely with its customers to develop customized financial solutions tailored to their specific business needs. In wealth management, OceanFirst Financial Corp provides asset management services, trust and estate planning, investment advisory, and mutual funds. The company has a team of experienced financial advisors who collaborate with their clients to understand their investment needs and develop individualized investment strategies. The online and mobile banking division of OceanFirst Financial Corp allows customers to manage their banking activities from anywhere through the internet or their mobile devices. Customers can make transfers, set up recurring payments, activate credit cards, and more. In addition to these services, OceanFirst Financial Corp also offers special products such as reverse mortgages and CDARS (Certificate of Deposit Account Registry Service). Reverse mortgages are special mortgage products that allow older individuals to convert their home equity into cash while still living in their homes. CDARS is a service that allows customers to distribute their deposits across multiple banks to maximize the deposit insurance limit. Overall, OceanFirst Financial Corp's business model offers a wide range of financial products and services that meet the needs of both individual and business customers. The company strives to provide trustworthy and customer-oriented financial services and engage in the communities where it operates.

Pendapatan diperkirakan dari OceanFirst Financial adalah 593,82 Juta. USD. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari OceanFirst Financial adalah 100,61 Juta. USD. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) OceanFirst Financial saat ini adalah 9,07. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham OceanFirst Financial.

Rasio harga-terhadap-penjualan (PSR) OceanFirst Financial saat ini adalah 1,54. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham OceanFirst Financial.

Skor Kualitas AlleAktien untuk OceanFirst Financial adalah 5/10.

ISIN dari OceanFirst Financial adalah US6752341080. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari OceanFirst Financial adalah 919419. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari OceanFirst Financial adalah OCFC. Simbol ticker digunakan untuk memperdagangkan saham OceanFirst Financial di bursa saham.

Nilai WajarTerminal
14,58 USD
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Bank
Jumlah Saham
Karyawan
Pendapatan per Karyawan
415.775,06 USD
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web oceanfirst.com
Mata Uang
USD
Penawaran Umum Perdana
3 Jul 1996
ISIN
US6752341080
CUSIP
675234108
SEDOL
2125901
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
1,09
P/E 2026
9,14
P/E 2027
7,06
P/E 2028
6,54
P/S
P/S
1,54
EV/EBIT
11,83
Rasio P/B
0,55
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
3,60 %
Dividen
Hasil dividen
4,99 %
Hasil Dividen Estimasi
4,99 %
Rasio Pembayaran
64,19 %
Pertumbuhan dividen Ø5T
-6,47 %
Pembayaran dividen per tahun
4
Dividen dibayarkan sejak
29 tahun
Dividen tidak dipotong sejak
3 tahun
Dividen meningkat sejak
0 tahun
Pajak penahan dividen
30,00 %
Terakhir diperbarui 22 Okt 2026, 09.08

OceanFirst Financial Ticker

NASDAQ · OCFC

OceanFirst Financial FIGI

OCFC:US · BBG000GYLFT9OCFC:UA · BBG000GYLGP1OCFC:UC · BBG000GYLJ11OCFC:UN · BBG000GYLKD5OCFC:UP · BBG000GYLKZ1OCFC:UB · BBG000GYLMT4OCFC:UM · BBG000GYMR67OCFC:UX · BBG000GYMS10OCFC:UD · BBG000GYMXZ2OCFC:UW · BBG000GYMZP8OCFC:UF · BBG000GYN0D7OCFC:VY · BBG000GYN163