Essent Group (ESNT) Saham Harga

Essent Group Harga

NYSE·DITUTUP
64,58
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Pasar ditutup

Pendapatan tumbuh 42,4% per tahun selama 15 tahun terakhir menjadi 1,26 miliar USD. Laba per saham tumbuh 16,1% per tahun selama 12 tahun terakhir. margin bersih Essent Group saat ini 54,7%, turun dari 66,3% beberapa tahun lalu. Essent Group saat ini menawarkan imbal hasil dividen sekitar 1,92%. Rasio pembayaran sekitar 17% dari laba. Dividen tumbuh 26,7% per tahun selama 6 tahun terakhir. Target harga median analis adalah 68,00 USD, di atas harga saat ini sebesar 5,3%. Dari 15 analis, 7 merekomendasikan beli — konsensus keseluruhan Tahan.

Harga saham Essent Group

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Model bisnis dan analisis saham Essent Group

Essent Group Ltd. adalah perusahaan internasional yang mengkhususkan diri dalam asuransi hipotek. Perusahaan ini didirikan pada tahun 2008 dan berkantor pusat di Hamilton, Bermuda. Essent tercatat di Bursa Efek New York dengan kode saham ESNT. Model bisnis Essent adalah menyediakan asuransi hipotek kepada bank dan pemberi pinjaman. Asuransi ini melindungi pinjaman dari gagal bayar oleh peminjam, sehingga meminimalkan risiko bagi bank dan memungkinkan mereka memberikan pinjaman kepada peminjam berisiko lebih tinggi. Essent menawarkan berbagai produk asuransi yang mengkhususkan diri pada jenis pinjaman dan risiko tertentu. Sebagai contoh, perusahaan menyediakan asuransi untuk hipotek prime, serta pinjaman berisiko lebih tinggi seperti pinjaman subprime. Selain itu, Essent juga menawarkan layanan asuransi lainnya, seperti reasuransi, di mana perusahaan mengambil alih risiko perusahaan asuransi lain dengan mengasuransikan kerugian akibat klaim. Essent telah mengalami pertumbuhan yang kuat dalam beberapa tahun terakhir, terutama di Amerika Serikat dan Kanada. Perusahaan berhasil membangun posisinya dan mengamankan pangsa pasar yang signifikan di pasar yang sangat kompetitif. Faktor penting yang berkontribusi terhadap kesuksesan Essent adalah teknologi canggihnya. Sistem manajemen risikonya memanfaatkan kecerdasan buatan (AI) untuk menilai risiko dan membuat keputusan dalam hitungan detik. Hal ini memungkinkan Essent dengan cepat beradaptasi terhadap perubahan pasar dan menyesuaikan penawaran mereka sesuai kebutuhan. Essent juga berkomitmen terhadap tanggung jawab sosial. Perusahaan meyakini bahwa pendidikan merupakan faktor penting bagi keberhasilan dan kesejahteraan individu. Akibatnya, Essent mendirikan sebuah yayasan yang bertujuan memberikan peluang pendidikan yang lebih baik bagi anak-anak dari keluarga kurang mampu. Secara keseluruhan, Essent telah mencatatkan pertumbuhan yang mengesankan dalam beberapa tahun terakhir dan telah menjadi penyedia utama asuransi hipotek. Perusahaan dibedakan oleh teknologi mutakhirnya, beragam produk asuransi, serta komitmen untuk meningkatkan akses pendidikan.

Pertanyaan yang sering diajukan tentang saham Essent Group

The business model of Essent Group Ltd is centered around private mortgage insurance. As a provider of mortgage insurance products, Essent Group operates by offering coverage on residential mortgage loans. The company works alongside mortgage lenders and servicers to manage risk, enhance mortgage credit, and enable homeownership opportunities. By insuring lenders against potential losses on mortgage loans, Essent Group protects the interests of both homeowners and mortgage investors. With a focus on delivering innovative solutions and strong underwriting expertise, Essent Group aims to support a more secure and efficient housing finance system for individuals and communities.

Essent Group Ltd is primarily active in the mortgage insurance industry. It provides private mortgage insurance to residential mortgage lenders, making homeownership more attainable for borrowers with low down payments. Essent Group offers its services to mortgage lenders and investors, helping them mitigate credit risk and enhance mortgage origination. As a leading provider of mortgage insurance, Essent Group supports the housing finance industry by promoting responsible homeownership and supporting the U.S. housing market. With its expertise in risk management, Essent Group plays a vital role in facilitating a safe and efficient housing finance system.

The main competitors of Essent Group Ltd in the market include private mortgage insurance companies such as MGIC Investment Corporation, Radian Group Inc., and Genworth Financial Inc. These companies also provide mortgage insurance services, which protect lenders in case borrowers default on their mortgage loans. Essent Group Ltd competes with these industry players to gain market share and provide competitive mortgage insurance solutions to its customers.

Essent Group Ltd is a leading provider of private mortgage insurance (PMI) and reinsurance for mortgages. Established in 2008, Essent has quickly become a trusted name in the industry. The company was founded as a response to the mortgage crisis, aiming to bring stability and confidence to the housing market. With a focus on risk management and innovative technology solutions, Essent offers credit enhancement products to lenders, helping them manage and mitigate mortgage credit risk. Through its subsidiaries, Essent operates in the United States, serving lenders and investors, and continues to expand its presence in the global mortgage insurance market.

Essent Group Ltd has achieved several significant milestones throughout its history. The company witnessed tremendous growth since its inception and became a leading provider of private mortgage insurance. Essent Group's successful initial public offering in 2013 further solidified its presence in the market. The company has consistently surpassed expectations, delivering strong financial results and maintaining a solid credit rating. Essent Group's commitment to innovation and customer service has earned them various industry recognitions. Moreover, expanding its international footprint, Essent Group has established operations in Canada and Bermuda. These achievements showcase Essent Group Ltd's continuous strive for excellence and position the company as a prominent player in the mortgage insurance industry.

Essent Group Ltd is primarily present in the United States, with its headquarters in Radnor, Pennsylvania. As a leading provider of private mortgage insurance, Essent serves lenders and mortgage investors nationwide. The company operates across all 50 states, ensuring broad coverage for its customers. Essent's presence extends beyond the United States, as it also operates in Canada and the United Kingdom, offering its services to international clients. Through its robust presence in these countries and regions, Essent Group Ltd continues to strengthen its position in the global mortgage insurance market.

Essent Group Ltd represents a values-driven corporate philosophy focused on innovation, integrity, and excellence. As a leading provider of private mortgage insurance, Essent Group Ltd strives to empower homeownership for borrowers, while ensuring responsible lending practices. The company's commitment to innovation is evident in its use of advanced technology and data analytics to assess risk accurately. Essent Group Ltd's core values include respect, teamwork, and accountability, fostering a collaborative and inclusive work environment. By maintaining a strong focus on customer satisfaction, Essent Group Ltd has built a reputation for delivering quality mortgage insurance solutions to its clients.

Analis saat ini menetapkan target harga rata-rata 70,00 USD untuk saham Essent Group (median: 68,00 USD), yaitu +8,4 % terhadap harga terbaru. Konsensus didasarkan pada 15 peringkat analis.

15 analis saat ini menilai saham Essent Group: 7 merekomendasikan beli, 8 tahan, dan 0 jual. Untuk 2026, analis memperkirakan Essent Group menghasilkan pendapatan 1,46 miliar USD dan laba per saham 7,77 USD.

Dengan kurs saat ini, saham Essent Group diperdagangkan pada 58,51 EUR (64,58 USD).

Saham Essent Group (ESNT) tercatat di 3 bursa, termasuk: NYSE (ESNT), London (0U95.L), Frankfurt (EG0.F).

Essent Group Ltd is a leading US company specialized in mortgage insurance and related risks. The company offers private mortgage insurance (PMI) to insure mortgage loans, as well as reinsurance for other insurance companies. Essent Group Ltd utilizes data analysis and risk modeling to assess borrower creditworthiness and predict loan default risks. The company also provides income verification services for mortgage lenders. Essent Group Ltd serves a wide range of clients, including both large and small lenders, investment funds, and the government. The company's business model includes refinancing insured loans to generate additional income and reduce risks. Overall, Essent Group Ltd is focused on minimizing risks and protecting investments through a comprehensive range of services.

Pendapatan diperkirakan dari Essent Group adalah 1,46 miliar USD. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari Essent Group adalah 750,84 Juta. USD. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) Essent Group saat ini adalah 8,31. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham Essent Group.

Rasio harga-terhadap-penjualan (PSR) Essent Group saat ini adalah 4,29. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham Essent Group.

Skor Kualitas AlleAktien untuk Essent Group adalah 7/10.

ISIN dari Essent Group adalah BMG3198U1027. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari Essent Group adalah A1W6VY. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari Essent Group adalah ESNT. Simbol ticker digunakan untuk memperdagangkan saham Essent Group di bursa saham.

Nilai WajarTerminal
61,35 USD
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Klub Tabungan & Pembiayaan Hipotek
Jumlah Saham
Karyawan
Pendapatan per Karyawan
2,45 Juta. USD
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web essentgroup.com
Negara
Bermuda
Mata Uang
USD
Penawaran Umum Perdana
31 Okt 2013
ISIN
BMG3198U1027
CUSIP
G3198U102
SEDOL
BFWGXR8
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
3,83
P/E
P/E 2026
8,60
P/E 2027
8,22
P/E 2028
8,02
P/S
P/S
4,29
EV/EBIT
8,31
Rasio P/B
1,12
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
11,04 %
Dividen
Hasil dividen
1,92 %
Hasil Dividen Estimasi
2,17 %
Rasio Pembayaran
17,37 %
Pertumbuhan dividen Ø5T
12,12 %
Pembayaran dividen per tahun
4
Dividen dibayarkan sejak
7 tahun
Dividen tidak dipotong sejak
7 tahun
Dividen meningkat sejak
7 tahun
Pajak penahan dividen
0,00 %
Terakhir diperbarui 15 Nov 2026, 16.16

Kelompok Peer Essent Group

Essent Group Ticker

FRANKFURT · EG0.FLONDON · 0U95.LNEW YORK · ESNT

Essent Group FIGI

ESNT:US · BBG0058YL7G9ESNT:UA · BBG0058YL7H8ESNT:UC · BBG0058YL7J6ESNT:UN · BBG0058YL7L3ESNT:UP · BBG0058YL7M2ESNT:UB · BBG0058YL7P9ESNT:UT · BBG0058YL7Q8ESNT:UM · BBG0058YL7R7ESNT:UX · BBG0058YL7S6ESNT:UD · BBG0058YL7Z8ESNT:UF · BBG0058YL822ESNT:VY · BBG0058YL831

Semua metrik fundamental dan analisis mendalam Essent Group

Analisis saham kami untuk saham Essent Group mencakup kalkulasi keuangan penting seperti pendapatan, keuntungan, P/E ratio (P/E), P/S ratio (P/S), EBIT, serta informasi tentang dividen. Selain itu, kami juga mengamati aspek-aspek seperti saham, kapitalisasi pasar, utang, ekuitas, dan kewajiban dari Essent Group. Jika Anda mencari informasi lebih rinci tentang topik-topik ini, kami menawarkan analisis terperinci di subhalaman kami.