Community Financial System (CBU) Saham Harga

Community Financial System Harga

NYSE·DITUTUP
58,44
​
Pasar ditutup

Selama 19 tahun terakhir pendapatan Community Financial System tumbuh 8,2% per tahun, mencapai 818,29 Juta. USD. Laba per saham tumbuh 6,2% per tahun selama 19 tahun terakhir. Bagi Community Financial System, margin bersih sebesar 25,7% turun dibanding 30,6% beberapa tahun lalu. Pada harga saat ini imbal hasil dividen sekitar 3,18%. Rasio pembayaran sekitar 47% dari laba. Dividen tumbuh 4,7% per tahun selama 19 tahun terakhir. Target harga konsensus 12 bulan untuk Community Financial System adalah 73,00 USD, sekitar di atas harga saat ini 24,9%. Dari 10 analis, 4 merekomendasikan beli — konsensus keseluruhan Tahan.

Harga saham Community Financial System

Akses data ini lewat Eulerpool API

Model bisnis dan analisis saham Community Financial System

Community Bank System Inc adalah perusahaan keuangan AS yang berpusat di DeWitt, New York. Perusahaan ini didirikan pada tahun 1866 dan sejak itu telah menjadi perusahaan holding bank regional terkemuka dengan aset lebih dari $13 miliar. Sejarah Community Bank System Inc bermula pada abad ke-19 ketika perusahaan ini didirikan sebagai koperasi kredit kecil di New York. Seiring berjalannya waktu, perusahaan ini terus berkembang dan memperluas operasinya, akhirnya menjadi salah satu perusahaan keuangan terbesar di wilayah tersebut. Model bisnis Community Bank System Inc didasarkan pada pembangunan hubungan jangka panjang dengan pelanggan, yang ditopang oleh kepercayaan dan integritas. Perusahaan menawarkan berbagai produk dan layanan keuangan yang disesuaikan dengan kebutuhan dan persyaratan pelanggan. Perusahaan berupaya memberikan akses mudah bagi pelanggannya terhadap layanan keuangan. Community Bank System Inc beroperasi dalam berbagai segmen, termasuk perbankan ritel, perbankan komersial, dan pasar modal. Produk yang ditawarkan mencakup deposito, pinjaman, hipotek, produk investasi, kartu kredit, dan layanan perbankan daring. Perusahaan juga menyediakan layanan khusus seperti asuransi dan manajemen aset. Aspek penting lainnya dari model bisnis Community Bank System Inc adalah kedekatannya dengan pelanggan dan masyarakat. Perusahaan memiliki kehadiran kuat di wilayah tersebut dan berfokus pada dukungan terhadap proyek-proyek serta inisiatif lokal untuk meningkatkan kualitas hidup di komunitas. Community Bank System Inc telah memperoleh reputasi sebagai penyedia layanan keuangan yang tepercaya di wilayah tersebut. Perusahaan telah menerima sejumlah penghargaan dan pengakuan, termasuk apresiasi atas kualitas pelayanannya kepada pelanggan. Secara keseluruhan, Community Bank System Inc adalah perusahaan keuangan yang sukses, dibangun di atas sejarah yang kuat dan model bisnis yang terbukti. Perusahaan berada dalam posisi yang baik untuk terus tumbuh di wilayah tersebut dan mendukung pelanggannya dalam mengelola keuangan serta mencapai tujuan mereka.

Pertanyaan yang sering diajukan tentang saham Community Financial System

Community Bank System Inc, founded in 1866, is a leading regional bank headquartered in DeWitt, New York. With a rich history spanning over 150 years, the company has established a strong presence in the financial sector. Community Bank System Inc operates through its banking subsidiary, Community Bank, N.A., which offers a comprehensive range of banking services to individuals, businesses, and municipalities. The company has grown both organically and through strategic acquisitions, expanding its footprint across New York, Pennsylvania, and Vermont. Community Bank System Inc prides itself on providing personalized, community-focused banking solutions, which has contributed to its success and reputation as a trusted financial institution.

The business model of Community Bank System Inc is focused on providing comprehensive banking and financial services to individuals, businesses, and municipalities in the communities it serves. The company offers a wide range of products and services, including personal and business banking, loans, insurance, and wealth management solutions. With its commitment to building lasting relationships and delivering exceptional customer service, Community Bank System Inc aims to support the financial needs of its customers while contributing to the growth and prosperity of the communities it operates in.

Community Bank System Inc is primarily active in the financial services industry.

The main competitors of Community Bank System Inc in the market include banking institutions such as KeyCorp, M&T Bank Corporation, and Financial Institutions Inc. These competitors also operate in the financial services sector, providing banking services and solutions to a wide range of customers. However, Community Bank System Inc has managed to distinguish itself by offering personalized and community-focused banking services, which helps solidify its market position.

Community Bank System Inc has achieved significant milestones throughout its history. The company has successfully expanded its presence by acquiring several financial institutions, including Merchants Bancshares Inc and Northeastern Financial Company. Besides, Community Bank System has consistently reported strong financial performance, with steady revenue growth and consistent dividend payouts to its shareholders. The company's commitment to delivering exceptional customer service and its focus on community banking have also contributed to its success. Overall, Community Bank System Inc stands as a reputable and well-established financial institution that continues to make significant strides in the banking industry.

Community Bank System Inc is primarily present in the United States. As a leading financial institution, Community Bank System Inc operates a network of branches and ATMs across various states, serving customers in New York, Pennsylvania, Vermont, and Massachusetts. With a strong focus on local communities, the company delivers a wide range of banking services and solutions to individuals, businesses, and organizations in these regions. Community Bank System Inc's commitment to providing exceptional financial services has established it as a trusted and reliable banking partner in the areas it serves.

Community Bank System Inc represents strong values and a corporate philosophy centered around customer satisfaction, community development, and sustainable growth. The company prioritizes putting customers first by offering personalized financial solutions and exceptional service. Community Bank System Inc is dedicated to the well-being and prosperity of the communities it serves, supporting local economies through investments, partnerships, and philanthropic initiatives. With a commitment to integrity, transparency, and innovation, the company strives to build trusted relationships with its stakeholders. By embracing responsible practices and fostering a collaborative environment, Community Bank System Inc aims to deliver long-term value to shareholders, customers, employees, and the communities it operates in.

Analis saat ini menetapkan target harga rata-rata 73,00 USD untuk saham Community Financial System (median: 73,00 USD), yaitu +24,9 % terhadap harga terbaru. Konsensus didasarkan pada 10 peringkat analis.

10 analis saat ini menilai saham Community Financial System: 4 merekomendasikan beli, 6 tahan, dan 0 jual. Untuk 2026, analis memperkirakan Community Financial System menghasilkan pendapatan 895,36 Juta. USD dan laba per saham 4,57 USD.

Dengan kurs saat ini, saham Community Financial System diperdagangkan pada 52,16 EUR (58,44 USD).

Saham Community Financial System (CBU) tercatat di 2 bursa, termasuk: NYSE (CBU), Frankfurt (CBY.F).

The Community Bank System Inc. is a regionally active bank operating in the states of New York and Pennsylvania. The company's business model is based on providing financial services to individuals, small and medium-sized businesses, and communities in local markets. The bank has developed a wide range of financial products and services to meet the specific needs of its customers. These include traditional bank products such as savings and checking accounts, credit and debit cards, mortgages, loans, and online and mobile banking. Additionally, it offers a wide range of investment and asset management services, including stock and bond trading, investment funds, pension plans, trust and fiduciary services, and retirement planning advice. In addition to its banking services, the Community Bank System Inc. has also established subsidiaries in the areas of financial, insurance, and trust services to further serve its customers. An important part of the Community Bank System Inc.'s business model is its targeted expansion through acquisitions of other banks and financial services companies in its local markets. Through this strategy, the bank has steadily expanded its presence and customer base, strengthening its market position in the finance and asset management industries. Another important aspect of its business model is the importance the bank places on the communities and local economies in which it operates. The Community Bank System Inc. sees itself as a partner and supporter of its local markets, stimulating economic growth, creating jobs, financially supporting local institutions, and taking on social responsibility. In conclusion, the Community Bank System Inc. has established itself as an important regional player in the finance and asset management market through a wide portfolio of products and services, a clear growth strategy through targeted expansion, and its involvement in local communities.

Pendapatan diperkirakan dari Community Financial System adalah 895,36 Juta. USD. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari Community Financial System adalah 241,98 Juta. USD. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) Community Financial System saat ini adalah 12,79. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham Community Financial System.

Rasio harga-terhadap-penjualan (PSR) Community Financial System saat ini adalah 3,46. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham Community Financial System.

Skor Kualitas AlleAktien untuk Community Financial System adalah 7/10.

ISIN dari Community Financial System adalah US2036071064. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

WKN dari Community Financial System adalah 896709. WKN (Wertpapierkennnummer) adalah kode identifikasi sekuritas Jerman enam digit.

Ticker dari Community Financial System adalah CBU. Simbol ticker digunakan untuk memperdagangkan saham Community Financial System di bursa saham.

Nilai WajarTerminal
57,28 USD
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Bank
Jumlah Saham
Karyawan
Pendapatan per Karyawan
286.818,09 USD
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Mata Uang
USD
Penawaran Umum Perdana
26 Nov 1985
ISIN
US2036071064
CUSIP
203607106
SEDOL
2222062
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
1,48
P/E 2026
12,72
P/E 2027
11,27
P/E 2028
9,58
P/S
P/S
3,46
EV/EBIT
10,99
Rasio P/B
1,53
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9,33 %
Dividen
Hasil dividen
3,18 %
Hasil Dividen Estimasi
3,26 %
Rasio Pembayaran
46,81 %
Pertumbuhan dividen Ø5T
1,82 %
Pembayaran dividen per tahun
4
Dividen dibayarkan sejak
28 tahun
Dividen tidak dipotong sejak
28 tahun
Dividen meningkat sejak
28 tahun
Pajak penahan dividen
30,00 %
Terakhir diperbarui 10 Okt 2026, 13.02

Kelompok Peer Community Financial System

Community Financial System Ticker

FRANKFURT · CBY.FNEW YORK · CBU

Community Financial System FIGI

CBU:US · BBG000BF4D19CBU:UA · BBG000BF4DT9CBU:UC · BBG000BF4F96CBU:UN · BBG000BF4G49CBU:UP · BBG000BF4GK1CBU:UB · BBG000BF4HG4CBU:UT · BBG000BF4HT0CBU:UM · BBG000BF4J34CBU:UX · BBG000BF4JQ9CBU:UD · BBG000BF4NC5CBU:UF · BBG000BF4R54CBU:VY · BBG000BF4RN4

Semua metrik fundamental dan analisis mendalam Community Financial System

Analisis saham kami untuk saham Community Financial System mencakup kalkulasi keuangan penting seperti pendapatan, keuntungan, P/E ratio (P/E), P/S ratio (P/S), EBIT, serta informasi tentang dividen. Selain itu, kami juga mengamati aspek-aspek seperti saham, kapitalisasi pasar, utang, ekuitas, dan kewajiban dari Community Financial System. Jika Anda mencari informasi lebih rinci tentang topik-topik ini, kami menawarkan analisis terperinci di subhalaman kami.