Banco de Credito e Inversiones (BCI.SN) Saham Harga

Banco de Credito e Inversiones Harga

Santiago·DITUTUP
64.360,00
​
Pasar ditutup

Pendapatan tumbuh 9,3% per tahun selama 19 tahun terakhir menjadi 5,82 Bio. CLP. Laba per saham tumbuh 8,3% per tahun selama 19 tahun terakhir. margin bersih Banco de Credito e Inversiones saat ini 13,8%, naik dari 11,4% beberapa tahun lalu. Banco de Credito e Inversiones saat ini menawarkan imbal hasil dividen sekitar 1,55%. Rasio pembayaran sekitar 27% dari laba. Dividen tumbuh 7,4% per tahun selama 19 tahun terakhir. Target harga median analis adalah 64.923,00 CLP, di atas harga saat ini sebesar 0,9%. Dari 12 analis, 6 merekomendasikan beli — konsensus keseluruhan Beli.

Harga saham Banco de Credito e Inversiones

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Model bisnis dan analisis saham Banco de Credito e Inversiones

Banco de Credito e Inversiones, juga dikenal sebagai BCI, adalah sebuah bank asal Chili yang berpusat di Santiago de Chile. Bank ini didirikan pada tahun 1937 dan telah menjadi salah satu bank paling penting di Amerika Latin sepanjang sejarahnya. Model bisnis BCI didasarkan pada basis pelanggan yang luas, mulai dari individu hingga usaha kecil dan menengah (UKM) serta perusahaan besar. Bank ini menawarkan berbagai produk dan layanan keuangan, termasuk deposito, pinjaman, asuransi, manajemen aset, dan perbankan investasi. BCI mengoperasikan berbagai divisi, termasuk perbankan ritel, perbankan korporasi, dan perbankan investasi. Dalam perbankan ritel, perusahaan berfokus pada kebutuhan pelanggan individu dan menawarkan rekening giro, rekening tabungan, kartu kredit, serta pinjaman. Di sisi lain, dalam perbankan korporasi, penawaran ditujukan untuk bisnis dan mencakup pembiayaan serta aktivitas pasar modal, manajemen aset, serta transaksi perdagangan dan valuta asing. Dalam perbankan investasi, BCI berfokus pada penasihat merger dan akuisisi, penggalangan modal, dan pembiayaan terstruktur. Salah satu produk terkenal BCI adalah rekening giro "Cuenta Corriente", yang disesuaikan untuk pasar massal dan mencakup sejumlah layanan gratis. Selain itu, bank ini juga menawarkan berbagai produk asuransi, termasuk asuransi mobil, asuransi rumah tangga, dan asuransi pembatalan perjalanan. BCI juga aktif dalam manajemen aset, khususnya di bidang dana investasi. Bank ini memiliki berbagai jenis dana yang berinvestasi di berbagai kelas aset seperti saham, obligasi, dan komoditas. BCI juga menawarkan solusi manajemen aset yang disesuaikan untuk klien dengan kekayaan bersih tinggi. Dalam beberapa tahun terakhir, BCI juga berinvestasi dalam saluran digital untuk memenuhi kebutuhan pelanggannya di dunia yang semakin terhubung. Bank ini telah mengembangkan beberapa aplikasi seluler, termasuk satu untuk pembayaran dan satu lagi untuk perbankan online. Selain itu, BCI telah bekerja sama dengan PayPal untuk memberikan kepada pelanggannya cara pembayaran online yang cepat dan aman. Secara keseluruhan, sepanjang sejarah 80 tahunnya, BCI telah memantapkan diri sebagai salah satu bank terkemuka di Chili dan Amerika Latin. Dengan beragam produk dan layanan keuangan, serta kehadiran kuat di sektor ritel, korporasi, dan perbankan investasi, BCI berada dalam posisi yang baik untuk memenuhi kebutuhan pelanggannya dan terus berhasil di pasar.

Pertanyaan yang sering diajukan tentang saham Banco de Credito e Inversiones

The business model of Banco de Credito e Inversiones (BCI) focuses on providing a comprehensive range of financial services to its clients. As a leading bank in Chile, BCI offers various products and services, including commercial and consumer banking, investment banking, asset management, insurance, and more. With a customer-centric approach, BCI aims to meet the diverse financial needs of individuals, businesses, and institutions. The bank's strong presence in Chile and select international markets enables it to deliver tailored solutions and maintain long-term relationships with its clients. BCI's business model emphasizes innovation, technological advancement, and a commitment to driving sustainable growth in the financial sector.

Banco de Credito e Inversiones (BCI) operates primarily in the financial sector. As one of Chile's largest banks, BCI provides a wide range of banking and financial services to individuals, businesses, and institutional clients. The bank offers services such as retail banking, commercial banking, corporate banking, investment banking, and asset management. With its extensive network of branches and subsidiaries, BCI serves customers across various sectors, including retail, agriculture, manufacturing, real estate, and more. BCI's diverse range of services and industry expertise positions it as a key player in the Chilean financial market.

The main competitors of Banco de Credito e Inversiones in the market include other prominent banks such as Banco Santander, Banco de Chile, and BancoEstado. These banks compete in various financial services sectors, including retail banking, commercial banking, and wealth management. The intense competition among these banks drives innovation, pricing, and customer service improvements, ultimately benefiting customers by offering a wide range of options for their banking needs. Furthermore, Banco de Credito e Inversiones distinguishes itself by leveraging its strong reputation, extensive branch network, and diverse range of products and services to maintain a competitive edge in the market.

Banco de Credito e Inversiones (BCI) is a renowned financial institution with a rich history and background. Established in 1937 in Chile, BCI has grown to become one of the largest and most respected banks in the country. Over the years, it has demonstrated strength and stability, consistently providing quality financial services to its clients. BCI offers a comprehensive range of products and services, including banking, loans, insurance, and investments, catering to both individual and corporate customers. Through its commitment to innovation and customer satisfaction, Banco de Credito e Inversiones has built a strong reputation and continues to be a leading player in the financial sector.

Banco de Credito e Inversiones (BCI) has achieved several significant milestones throughout its history. With over 85 years of experience, BCI has become one of Chile's leading banks. The company has seen tremendous growth in various areas, including its asset base, profitability, and market presence. BCI has expanded its operations internationally, establishing a presence in countries like Colombia, Peru, and the United States. Additionally, the bank has received numerous accolades for its financial performance and customer service, solidifying its reputation as a trusted banking institution. This consistent growth and recognition showcase BCI's commitment to delivering exceptional services and establishing a strong market position.

Banco de Credito e Inversiones (BCI) is primarily present in Chile.

Banco de Credito e Inversiones (BCI) represents values of integrity, excellence, and customer focus. With a strong corporate philosophy, BCI prioritizes long-term relationships with its clients, offering personalized and innovative financial solutions. The company values proactive communication, transparency, and responsible management, always aiming to exceed customer expectations. BCI utilizes its expertise to provide a wide range of banking services and products, embracing technology advancements to enhance efficiency and convenience for its customers. BCI's commitment to corporate social responsibility and sustainable development further underscores its dedication to contributing positively to the communities it serves.

Analis saat ini menetapkan target harga rata-rata 61.880,85 CLP untuk saham Banco de Credito e Inversiones (median: 64.923,00 CLP), yaitu -3,9 % terhadap harga terbaru. Konsensus didasarkan pada 12 peringkat analis.

14 analis saat ini menilai saham Banco de Credito e Inversiones: 3 merekomendasikan beli, 4 tahan, dan 7 jual. Untuk 2026, analis memperkirakan Banco de Credito e Inversiones menghasilkan pendapatan 3,34 Bio. CLP dan laba per saham 5.340,01 CLP.

Dengan kurs saat ini, saham Banco de Credito e Inversiones diperdagangkan pada 58,45 EUR (64.360,00 CLP).

Banco de Credito e Inversiones (BCI) is a Chilean bank that was founded to meet the general public's requirements in the field of money management. BCI's business model can be divided into three main areas: corporate and retail customers, investment and wealth management services, and corporate and market services. The first part of BCI's business model focuses on corporate and retail customers. Here, the bank offers a wide range of services aimed at meeting the needs of its customers in their daily lives. The services include setting up bank accounts, savings and credit products, debit and credit cards, online banking services, insurance, and more. The bank also has a mobile app that makes it easier for customers to access their accounts and financial services. The second area of BCI's business model is investment and wealth management services. This area focuses on protecting and growing customers' wealth. The bank offers various investment products such as funds, stocks, bonds, derivatives, and more. BCI also works with financial advisors and experts to provide customers with comprehensive financial analysis and advice. Additionally, the bank offers wealth management services, where a team of experienced specialists manages the customer's assets to minimize risk while promoting strong growth. The third area of BCI's business model is corporate and market services. This area focuses on the needs of companies and large institutions. BCI offers a variety of financial services including corporate loans, trade financing, treasury services, equity and bond issuances, mergers and acquisitions transactions, and more. The bank also works closely with government and non-governmental organizations to help them achieve their goals. In summary, BCI's business model is focused on meeting the needs and requirements of various customers. The bank offers its customers a wide range of financial products and services aimed at fulfilling their needs and protecting and growing their wealth. The company also has a comprehensive online platform that makes it easier to access its services and enhances the customer experience.

Pendapatan diperkirakan dari Banco de Credito e Inversiones adalah 3,34 Bio. CLP. Angka ini didasarkan pada data keuangan terkini dan mencerminkan kinerja bisnis perusahaan.

Laba diperkirakan dari Banco de Credito e Inversiones adalah 1,17 Bio. CLP. Laba bersih mencerminkan profitabilitas perusahaan setelah mengurangi semua biaya.

Rasio harga-terhadap-pendapatan (PER) Banco de Credito e Inversiones saat ini adalah 12,05. PER membandingkan harga saham saat ini dengan laba per saham dan membantu investor menilai valuasi saham Banco de Credito e Inversiones.

Rasio harga-terhadap-penjualan (PSR) Banco de Credito e Inversiones saat ini adalah 4,21. PSR membandingkan kapitalisasi pasar dengan pendapatan tahunan dan berfungsi sebagai metrik valuasi untuk saham Banco de Credito e Inversiones.

Skor Kualitas AlleAktien untuk Banco de Credito e Inversiones adalah 5/10.

ISIN dari Banco de Credito e Inversiones adalah CLP321331116. ISIN (International Securities Identification Number) adalah identifikasi unik global untuk sekuritas.

Ticker dari Banco de Credito e Inversiones adalah BCI.SN. Simbol ticker digunakan untuk memperdagangkan saham Banco de Credito e Inversiones di bursa saham.

Nilai WajarTerminal
57.280,40 CLP
Penilaian Berlebihan/KurangTerminal
Dinilai secara wajar
Sektor
Industri
Bank
Jumlah Saham
Karyawan
Pendapatan per Karyawan
498,32 Juta. CLP
Pertumbuhan Pendapatan Ø5 Tahun
Pertumbuhan EBIT Ø5 Tahun
Pertumbuhan Laba Bersih Ø5 Tahun
Situs Web bci.cl
Negara
Cile
Mata Uang
CLP
Penawaran Umum Perdana
27 Sep 1993
ISIN
CLP321331116
CUSIP
P32133111
SEDOL
2069355
Kapitalisasi Pasar
Kisaran 52 Minggu
Rasio PEG
2,32
P/E 2025
14,08
P/E 2026
12,05
P/E 2027
11,37
P/E 2028
10,51
P/S
P/S
4,69
EV/EBIT
—
Rasio P/B
2,01
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
3,29 %
Hasil dividen
1,55 %
Hasil Dividen Estimasi
1,91 %
Rasio Pembayaran
27,27 %
Pertumbuhan dividen Ø5T
17,55 %
Pembayaran dividen per tahun
1
Dividen dibayarkan sejak
34 tahun
Dividen tidak dipotong sejak
1 tahun
Dividen meningkat sejak
1 tahun
Pajak penahan dividen
35,00 %
Terakhir diperbarui 21 Okt 2026, 14.39

Kelompok Peer Banco de Credito e Inversiones

Banco de Credito e Inversiones Ticker

SGO · BCI.SN

Banco de Credito e Inversiones FIGI

BCI:CI · BBG000C3WXT0BCI:CC · BBG000C3WY27BCI:CE · BBG000C3WYH1

Semua metrik fundamental dan analisis mendalam Banco de Credito e Inversiones

Analisis saham kami untuk saham Banco de Credito e Inversiones mencakup kalkulasi keuangan penting seperti pendapatan, keuntungan, P/E ratio (P/E), P/S ratio (P/S), EBIT, serta informasi tentang dividen. Selain itu, kami juga mengamati aspek-aspek seperti saham, kapitalisasi pasar, utang, ekuitas, dan kewajiban dari Banco de Credito e Inversiones. Jika Anda mencari informasi lebih rinci tentang topik-topik ini, kami menawarkan analisis terperinci di subhalaman kami.