PayPal Holdings (PYPL) Stock Price

PayPal Holdings Price

NYSE·CLOSED
57.51
​
Market closed

Over the last 13 years PayPal Holdings grew revenue by 14.6% annually, reaching 33.17 B USD. Earnings per share have grown at 17.9% per year over the last 13 years. For PayPal Holdings, the net margin of 15.8% is broadly stable versus 16.4% a few years ago. At today's price the dividend yield works out to roughly 0.24%. The payout ratio is around 3% of earnings. The consensus 12-month price target for PayPal Holdings is 57.00 USD, about 0.9% below where the stock trades today. Of 51 analysts, 14 rate the stock a buy — an overall Hold consensus.

PayPal Holdings stock price

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

PayPal Holdings business model & stock analysis

PayPal Holdings Inc is an American company that specializes in online payment processing. Founded in 1998 under the name Confinity, by Max Levchin, Peter Thiel, and Luke Nosek, the company initially planned to develop a mobile payment option for PDAs. However, the breakthrough came in 1999 with the development of PayPal, a secure payment system for the internet. PayPal's business model is simple: it allows users to send and receive payments online. The company works with merchants to facilitate payments for their goods and services. PayPal acts as an intermediary between the buyer and seller by verifying, processing, and ultimately transferring the payment. The company earns revenue from every transaction processed through its platform. PayPal has become one of the world's leading payment service providers and offers a range of products and services to meet the diverse needs of its customers. Some of PayPal's products include: - PayPal Embedded Checkout: This solution allows merchants to embed a payment form directly on their website, simplifying the checkout process for their customers. - PayPal Here: This mobile payment solution enables merchants to accept payments on their mobile phones or tablets. It is particularly designed for small businesses that do not require traditional payment terminals. - Instant Payment Notification: This tool immediately notifies merchants of incoming payments to their PayPal account, even if the buyer has not completed the checkout process on the PayPal website. - PayPal Credit: PayPal offers buyers the option to make purchases on credit and repay them later. This way, the company generates additional income through interest. Additionally, PayPal provides numerous APIs and mobile SDKs to help developers integrate PayPal transactions into their apps and software. PayPal operates in various sectors, one of which is PayPal Consumer, focusing on the end-consumer market. Here, users can send and receive payments to and from merchants or other users, make online purchases, pay bills, and much more. On the other hand, PayPal Business targets companies and offers them a range of tools and hardware solutions to simplify accounting, payment processing, and customer service. Furthermore, in recent years, PayPal has acquired several companies or obtained stakes in them to expand and diversify its services. The most well-known deal was the acquisition of Braintree, a payment company specializing in mobile payments. The acquired entities also include companies like Xoom Corporation, which provides customers with an easy way to make international transfers, and iZettle, a Swedish company that manufactures payment terminals and other hardware products. In recent years, PayPal has also expanded into the cryptocurrency space. In 2020, the company expanded its accepted base currency and now offers Bitcoin, Ethereum, Litecoin, and Bitcoin Cash. PayPal is known as one of the most advanced companies in the payment processing industry. While its services are primarily focused on online commerce, the company has also begun to penetrate traditional retail markets in recent years. PayPal has established itself as a driving force in the digital payment solutions sector and will undoubtedly continue to play a significant role in the development of payment technologies in the future.

Frequently asked questions about PayPal Holdings

PayPal Holdings Inc operates as a leading online payment platform, providing individuals and businesses with a secure way to make and receive transactions electronically. The company's business model revolves around facilitating online payments, enabling users to send and receive funds worldwide. PayPal offers various services, including online payment transfers, e-commerce payment solutions, and digital wallet services. With its widespread global acceptance, PayPal serves as a trusted intermediary between buyers and sellers, ensuring efficient and secure financial transactions. By offering ease of use, security, and convenience, PayPal has become a popular choice for individuals and businesses seeking reliable online payment solutions.

PayPal Holdings Inc is primarily active in the financial technology industry.

Some of the main competitors of PayPal Holdings Inc in the market include Square Inc, Stripe Inc, and Venmo.

PayPal Holdings Inc, established in 1998 as Confinity, is an American online payment system company. It later merged with X.com, a financial services company founded by Elon Musk. In 2002, Confinity changed its name to PayPal and went public the same year. Initially, the company provided software security for handheld devices, but after focusing on online payments, it rapidly gained popularity. In 2002, eBay acquired PayPal, which became its primary payment method for transactions. In 2015, PayPal became an independent company once again. Today, PayPal is a leading online payment platform, enabling individuals and businesses to send and receive funds securely worldwide, making online transactions seamless and convenient.

PayPal Holdings Inc has achieved several significant milestones throughout its history. Founded in 1998, the company became a pioneer in online payments, revolutionizing the way individuals and businesses transfer money online. In 2002, PayPal went public and was subsequently acquired by eBay in 2002. Another significant milestone occurred in 2015 when PayPal became an independent publicly traded company once again. The company's continuous innovation has led to various accomplishments, including expanding its global presence, introducing mobile payment solutions, and acquiring other fintech companies like Venmo. PayPal's commitment to secure and convenient online transactions has made it a trusted name in the digital payment industry.

PayPal Holdings Inc is primarily present in various countries and regions around the world. It operates in over 200 markets, making it a global leader in online payment solutions. Some of the key regions where PayPal is prominent include North America, Europe, Asia-Pacific, and Latin America. With its widespread presence, PayPal has established itself as a trusted platform for conducting secure and convenient transactions internationally.

PayPal Holdings Inc represents a commitment to democratizing financial services and empowering individuals and businesses to participate in the global economy. With a strong emphasis on trust, innovation, and inclusion, PayPal aims to provide convenient and secure payment solutions and foster stronger financial relationships. The company's corporate philosophy revolves around the core values of collaboration, customer-centricity, and social responsibility. By leveraging technology and constantly evolving, PayPal seeks to create economic opportunities for all, driving financial growth and enabling seamless transactions worldwide.

Analysts currently set an average price target of 56.67 USD for the PayPal Holdings stock (median: 57.00 USD), implying -1.5 % versus the latest price. The consensus is based on 51 analyst ratings.

51 analysts currently rate the PayPal Holdings stock: 14 recommend buying, 34 holding and 3 selling. For 2026, analysts expect PayPal Holdings to generate revenue of 34.76 B USD and earnings per share of 5.28 USD.

Converted at the current exchange rate, the PayPal Holdings share trades at 51.20 EUR (57.51 USD).

The PayPal Holdings share (PYPL) is listed on 13 stock exchanges, including: NYSE (PYPL), London (0R9U.L), SIX (Zürich) (PYPL.SW), XETRA (2PP.DE), Frankfurt (2PP.F), München (2PP.MU), Stuttgart (2PP.SG), Düsseldorf (2PP.DU).

PayPal Holdings Inc is a US-based company that offers financial services. The company's business model is based on providing secure, fast, and convenient online payment options for sellers and buyers worldwide. PayPal has divided itself into three main divisions to meet the different needs and requirements of its customers: 1. PayPal for Sellers PayPal has established itself as the preferred payment system for online sellers. It provides sellers with an easy-to-integrate and use payment processing system, which helps increase sales and reduce the purchase abandonment rate. Seller tools include an API, the PayPal website, and a tool for managing payment transactions. 2. PayPal for Buyers PayPal offers buyers a fast, easy, and secure way to pay for their online purchases. With a PayPal account, they can make instant payments and securely store their payment information for faster future payments. 3. PayPal for Business Customers PayPal also offers special solutions for business customers. This includes a payment gateway (PayPal Payments Pro), adding credit card payments to existing e-commerce systems (PayPal Checkout), and tailored payment solutions for large companies (PayPal Enterprise). In addition to the main divisions, PayPal also offers various products and services aimed at improving the user-friendliness and security of the PayPal platform: 1. PayPal One Touch PayPal One Touch allows buyers to quickly and easily pay on their mobile devices. 2. PayPal Here PayPal Here is a mobile card reader for point of sale that allows sellers to accept payments from customers via credit card. 3. PayPal.Me PayPal.Me is an easy way for friends, family, and business contacts to send and receive money. Users can create a personalized link that they can share with friends and family to easily send them money. 4. Xoom Xoom is an international money transfer service from PayPal that allows users to send money to friends and relatives abroad. With Xoom, users can conduct transactions conveniently and securely from their computer or mobile device. PayPal's mission is to send and receive money easily, safely, and quickly, regardless of where the parties are located. The platform is used by millions of users worldwide and has established itself as a reliable and trusted payment method.

The expected revenue of PayPal Holdings is 34.76 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of PayPal Holdings is 4.96 B USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of PayPal Holdings is currently 10.88. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the PayPal Holdings stock.

The price-to-sales ratio (P/S) of PayPal Holdings is currently 1.55. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the PayPal Holdings stock.

The Eulerpool Quality Score for PayPal Holdings is 8/10.

The ISIN of PayPal Holdings is US70450Y1038. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of PayPal Holdings is A14R7U. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of PayPal Holdings is PYPL. The ticker symbol is used to trade PayPal Holdings shares on the stock exchange.

Fair ValueTerminal
54.06 USD
Over-/UndervaluationTerminal
Fairly valued
Industry
IT Services
Number of shares
Employees
Revenue per Employee
1.39 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website paypal.com
Currency
USD
Initial public offering
Jul 6, 2015
ISIN
US70450Y1038
Cusip
70450Y103
Sedol
BYW36M8
Market capitalization
52.95 B USDLarge Cap
52-Week Range
PEG
1.46
P/E ratio
P/Ee 2026
10.67
P/Ee 2027
9.95
P/Ee 2028
9.17
P/Ee 2029
8.69
P/Ee 2030
7.59
P/S
P/Se
1.55
EV/EBIT
7.96
P/B Ratio
2.61
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
16.53 %
Last updated Oct 22, 2026, 4:25 PM

PayPal Holdings Ticker

BERLIN · 2PP.BEDÜSSELDORF · 2PP.DUFRANKFURT · 2PP.FHAMBURG · 2PP.HMLONDON · 0R9U.LMILAN · 1PYPL.MIMUNICH · 2PP.MUNASDAQ · PYPLNEW YORK · PYPLSIX · PYPL.SWSTUTTGART · 2PP.SGVIENNA · PYPL.VI

PayPal Holdings FIGI

PYPL:US · BBG0077VNXV6PYPL:UA · BBG0077VNXX4PYPL:UC · BBG0077VNXY3PYPL:UN · BBG0077VNY08PYPL:UP · BBG0077VNY17PYPL:UB · BBG0077VNY35PYPL:UM · BBG0077VNY53PYPL:UX · BBG0077VNY62PYPL:UD · BBG0077VNYD4PYPL:UW · BBG0077VNYG1PYPL:UF · BBG0077VNYH0PYPL:VY · BBG0077VNYJ8

All fundamentals and in-depth analysis of PayPal Holdings

Our stock analysis for PayPal Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of PayPal Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.