Paysign (PAYS) Stock Price
Paysign Price
Revenue has compounded at 21.8% per year over the past 15 years to 82.03 M USD. Earnings per share have grown at 23.9% per year over the last 14 years. Paysign's net margin stands at 9.2%, up from -9.2% several years earlier. Analysts set a median price target of 13.00 USD, implying 3.8% above the current price. Of 11 analysts, 10 rate the stock a buy — an overall Buy consensus. The stock trades about 294% above its 52-week low.
Paysign stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Paysign over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Paysign stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Paysign's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Paysign Price |
|---|---|
| 9/21/2026 | 12.53 USD |
| 9/18/2026 | 12.34 USD |
| 9/17/2026 | 12.42 USD |
| 9/16/2026 | 11.95 USD |
| 9/15/2026 | 12.23 USD |
| 9/14/2026 | 12.83 USD |
| 9/13/2026 | 13.00 USD |
| 9/11/2026 | 13.01 USD |
| 9/10/2026 | 13.34 USD |
| 9/9/2026 | 13.03 USD |
| 9/8/2026 | 12.96 USD |
| 9/4/2026 | 13.45 USD |
| 9/3/2026 | 12.96 USD |
| 9/2/2026 | 12.53 USD |
| 9/1/2026 | 12.40 USD |
| 8/31/2026 | 12.46 USD |
| 8/30/2026 | 12.23 USD |
| 8/28/2026 | 12.96 USD |
| 8/27/2026 | 13.34 USD |
| 8/26/2026 | 13.23 USD |
| 8/25/2026 | 14.14 USD |
| 8/24/2026 | 13.90 USD |
| 8/21/2026 | 14.09 USD |
| 8/20/2026 | 13.82 USD |
| 8/19/2026 | 13.79 USD |
| 8/18/2026 | 13.61 USD |
| 8/17/2026 | 13.00 USD |
| 8/14/2026 | 13.17 USD |
| 8/13/2026 | 13.02 USD |
| 8/12/2026 | 12.80 USD |
Paysign Revenue, EBIT, Net Income
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Paysign Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMET USD |
| EBITB USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 6.00 | 6.00 | 10.00 | 8.00 | 10.00 | 15.00 | 23.00 | 34.00 | 24.00 | 29.00 | 38.00 | 47.00 | 58.00 | 82.00 | 114.00 | 133.00 |
| 100.00 | – | 66.67 | -20.00 | 25.00 | 50.00 | 53.33 | 47.83 | -29.41 | 20.83 | 31.03 | 23.68 | 23.40 | 41.38 | 39.02 | 16.67 |
| 16.67 | 33.33 | 50.00 | 50.00 | 50.00 | 40.00 | 47.83 | 55.88 | 37.50 | 48.28 | 52.63 | 51.06 | 55.17 | 48.78 | 48.78 | 48.78 |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – |
| – | – | – | – | – | – | – | 0.01 | -0.01 | – | – | – | – | 0.01 | 0.02 | 0.03 |
| – | – | 20.00 | – | 10.00 | 6.67 | 8.70 | 17.65 | -33.33 | -6.90 | – | – | 1.72 | 8.54 | 19.30 | 20.30 |
| 1.00 | – | 2.00 | -2.00 | 1.00 | 1.00 | 2.00 | 7.00 | -9.00 | -2.00 | 1.00 | 6.00 | 3.00 | 7.00 | 18.00 | 23.00 |
| – | – | – | -200.00 | -150.00 | – | 100.00 | 250.00 | -228.57 | -77.78 | -150.00 | 500.00 | -50.00 | 133.33 | 157.14 | 27.78 |
| 38.82 | 38.95 | 38.96 | 42.16 | 42.95 | 43.47 | 46.47 | 47.37 | 49.92 | 52.36 | 53.77 | 53.77 | 55.53 | 61.62 | 61.62 | 61.62 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Paysign generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Paysign retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Paysign's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Paysign has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Paysign's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Paysign stock margins
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Paysign Stock Revenue, EBIT, Earnings per Share
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Paysign business model & stock analysis
Paysign SWOT Analysis
Strengths
Paysign Inc possesses several strengths that contribute to its success and competitiveness in the market. These strengths include:
- Strong brand reputation and recognition
- Advanced technological infrastructure
- Wide range of payment solutions
- Strong customer base and client relationships
- Experienced and knowledgeable management team
Weaknesses
Despite its strengths, Paysign Inc also faces certain weaknesses that can affect its performance and growth potential. These weaknesses include:
- Limited market presence compared to larger competitors
- Dependence on a few key clients for revenue
- Reliance on third-party suppliers for certain services
- Higher costs of regulatory compliance
- Susceptibility to cybersecurity threats
Opportunities
Paysign Inc can leverage various opportunities in the market to expand its business and enhance its performance. Some of these opportunities include:
- Growing demand for digital payment solutions
- Expansion into international markets
- Development of strategic partnerships and alliances
- Integration of innovative technologies into payment solutions
- Increase in e-commerce transactions
Threats
Paysign Inc must also be aware of potential threats that could impact its business operations and profitability. Some of these threats include:
- Intense competition in the payment solutions industry
- Changing regulatory environment
- Rapidly evolving technology landscape
- Economic downturns and market instability
- Data breaches and privacy concerns
Paysign Employees
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Paysign Segments
Paysign Revenue by Segment (1/2)
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Paysign Revenue by Segment (2/2)
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Paysign Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Paysign historical P/E ratio, EBIT multiple, and P/S ratio
Paysign annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down Paysign's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in Paysign's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare Paysign's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Paysign shares outstanding
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Paysign stock splits
Since 2005, a total of 0.05 shares have been converted from one Paysign share.
Current Paysign forecasts and price targets in September 2026
Analyst Price Targets 2026Paysign Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 8/6/2026 | Maintained | Buy | 56 | |
| 5/13/2026 | Maintained | Buy | 56 | |
| 3/26/2026 | Maintained | Buy | 56 | |
| 3/25/2026 | Maintained | Buy | – | |
| 11/13/2025 | Maintained | Buy | 56 | |
| 8/7/2025 | Maintained | Buy | 56 | |
| 8/6/2025 | Maintained | Buy | – | |
| 6/26/2025 | Maintained | Buy | – | |
| 6/13/2025 | Maintained | Buy | 56 | |
| 5/14/2025 | Maintained | Buy | 56 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Paysign Earnings Calls
Paysign Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 11/11/2026 | 0.09USD | - | 29.02 MUSD | - | 2026 Q3 |
| 8/5/2026 | 0.06USD | 0.11USD | 26.36 MUSD | - | 2026 Q2 |
| 5/12/2026 | 0.07USD | 0.09USD | 27.01 MUSD | - | 2026 Q1 |
| 3/24/2026 | 0.02USD | 0.02USD | 21.55 MUSD | - | 2025 Q4 |
| 11/12/2025 | 0.03USD | 0.04USD | 21.54 MUSD | - | 2025 Q3 |
| 8/5/2025 | 0.04USD | 0.02USD | 18.69 MUSD | - | 2025 Q2 |
| 3/25/2025 | 0.02USD | 0.02USD | 15.24 MUSD | - | 2025 Q1 |
| 11/5/2024 | 0.01USD | 0.03USD | 15.42 MUSD | - | 2024 Q3 |
| 7/31/2024 | 0.01USD | 0.01USD | 14.82 MUSD | - | 2024 Q2 |
| 5/7/2024 | -USD | 0.01USD | 12.39 MUSD | - | 2024 Q1 |
EESG©
Eulerpool ESG Scorecard© for the Paysign stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Paysign shareholder structure
| % | Name |
|---|---|
16.26222% | |
9.85054% | |
3.88753% | |
3.25440% | |
2.20548% | |
1.67151% |
Paysign Beneficial Ownership Filings (SEC 13D/G)
Paysign Executives and Management Board
9 members · avg. age 63 · 11 % women
Mr. Mark Newcomer (59)
President, Chief Executive Officer · since 2006
1.35 M USD
Management
Mr. Robert Strobo (46)
General Counsel, Secretary, Chief Legal Officer
Mr. Jeffery Baker (54)
Chief Financial Officer, Treasurer
Ms. Joan Herman (68)
Executive Vice President, Director · since 2017
Mr. Matthew Lanford (58)
Chief Payments Officer, Director · since 2019
Board of Directors
Mr. Daniel Henry (59)
Independent Chairman of the Board · since 2018
Mr. Bruce Mina (77)
Independent Director
Mr. Jeffrey Newman (70)
Independent Director
Mr. Dennis Triplett (78)
Independent Director
Paysign Supply Chain
Paysign Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.45 | 0.57 | -0.88 | ||
| 2 | 0.34 | 0.31 | -0.64 | ||
| 3 | 0.31 | 0.67 | -0.58 |
Frequently asked questions about Paysign
The business model of Paysign Inc is focused on providing prepaid card programs and processing services to individuals, businesses, and government agencies. Paysign offers a suite of payment solutions that include general purpose reloadable cards, corporate incentive cards, government disbursement cards, and more. With a strong emphasis on technology and innovation, Paysign aims to be a leader in the payments industry by delivering secure, convenient, and flexible card-based solutions to its customers. With its extensive network of partners and a commitment to customer satisfaction, Paysign Inc continues to drive growth and provide value-added solutions in the prepaid card industry.
Paysign Inc is primarily active in the prepaid card industry.
Some of the main competitors of Paysign Inc in the market include companies like Green Dot Corporation, NetSpend Holdings Inc, and First Data Corporation.
Paysign Inc, formerly known as 3PEA International, is a leading provider of prepaid card programs and processing services for corporate, consumer, and government applications. Founded in 1999, Paysign has been a pioneer in the payment industry, developing innovative solutions to meet evolving market demands. The company offers a wide range of prepaid products and services, including general-purpose reloadable (GPR) cards, incentive cards, and payroll cards. With its state-of-the-art payment processing platform, Paysign ensures secure and convenient transactions for individuals and businesses alike. Over the years, Paysign has built a strong reputation as a trusted and reliable provider of prepaid solutions.
Paysign Inc has achieved several significant milestones. The company experienced tremendous growth and success over the years. It went public in 2018, listing its shares on the NASDAQ stock exchange. Paysign Inc has managed to establish itself as a leading provider of prepaid card programs and electronic payment solutions. The company's continuous innovation and commitment to providing efficient payment options have made it a trusted choice for businesses and consumers alike. Paysign Inc's dedication to technological advancements and strategic partnerships has also contributed to its success in the fintech industry.
Paysign Inc is primarily present in the United States. This American company specializes in innovative payment solutions and prepaid card programs. With a strong focus on serving businesses and individuals, Paysign Inc offers its services across all states in the US. They provide secure and convenient payment options tailored to meet the evolving needs of various industries, such as healthcare, pharmaceuticals, transportation, and more. As a leading player in the US market, Paysign Inc has established a trusted reputation for delivering effective financial solutions and improving the overall payment experience for their clients.
Paysign Inc represents a strong commitment to innovation and customer satisfaction. The company values integrity, transparency, and efficiency in its operations. With a focus on delivering cutting-edge payment solutions, Paysign Inc prioritizes convenience and security for its clients. The corporate philosophy of Paysign Inc revolves around continuous improvement, collaboration, and a customer-centric approach. By constantly pushing boundaries and embracing technological advancements, Paysign Inc aims to revolutionize the way people make payments. With an unwavering dedication to providing exceptional services, Paysign Inc sets itself apart as a leading player in the financial industry.
Analysts currently set an average price target of 13.33 USD for the Paysign stock (median: 13.00 USD), implying +8.1 % versus the latest price. The consensus is based on 11 analyst ratings.
11 analysts currently rate the Paysign stock: 10 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Paysign to generate revenue of 114.65 M USD and earnings per share of 0.31 USD.
Converted at the current exchange rate, the Paysign share trades at 10.92 EUR (12.53 USD).
The Paysign share (PAYS) is listed on 1 stock exchanges, including: NASDAQ (PAYS).
Paysign Inc is a leading company for payment and prepaid card solutions in the USA. The business model is based on providing cashless payment options for companies that want to offer their employees, customers, or partners an easier and secure way to send, receive, and spend money. One of Paysign Inc's main divisions is Corporate Expense Management, which provides a simplified and automated method for managing operational expenses and reimbursements. Companies can provide their employees with prepaid cards issued and managed by Paysign Inc. This allows for effective control of expenses while reducing administrative burden for the company. The second business division of Paysign Inc is Healthcare Payment Solutions. Here, the company offers specialized prepaid payment solutions for the healthcare and insurance sectors. For example, patients can pay for their treatment and medication costs using the prepaid card issued by Paysign. Insurance benefits or sick pay can also be disbursed through the card. In addition, Paysign Inc also offers a variety of consumer payment solutions, including gift cards or prepaid cards for retail. Customers can purchase these cards as gifts or use them themselves for cashless payments. Another division of Paysign Inc is Direct Selling Payment Solutions. This is a specialized payment solution for the direct selling business. Distributors and sellers can be paid through the prepaid card issued by Paysign and also make their expenses directly through the card. In addition to these business divisions, Paysign Inc also offers a range of other products and services, such as payment terminals, mobile payment solutions, or integration of payment systems into existing ERP systems. The goal of Paysign Inc is to provide companies and consumers with an easy, secure, and cost-effective way to process cashless payments. Through the use of cutting-edge technology and close collaboration with partners and customers, the company constantly strives for innovation and improvement of its products and services. Overall, the business model of Paysign Inc is aimed at a broad target audience and offers a variety of payment solutions for different industries and applications. The company aims to provide its customers with high flexibility and control over their expenses and payments while simplifying management and processing.
The expected revenue of Paysign is 114.65 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Paysign is 18.99 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Paysign is currently 40.66. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Paysign stock.
The price-to-sales ratio (P/S) of Paysign is currently 6.73. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Paysign stock.
The Eulerpool Quality Score for Paysign is 5/10.
The ISIN of Paysign is US70451A1043. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Paysign is A2PJFX. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Paysign is PAYS. The ticker symbol is used to trade Paysign shares on the stock exchange.
Paysign paid dividends every year for the past 0 years.
Paysign is assigned to the 'Information technology' sector.
The dividends of Paysign are distributed in USD.
Paysign stock
Paysign Peer Group
Paysign Ticker
Paysign FIGI
All fundamentals and in-depth analysis of Paysign
Our stock analysis for Paysign stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Paysign. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.