Mastercard (MA) Stock Price

Mastercard Price

🇺🇸NYSE·CLOSED
510.21USD
Market closed
Today +/-
-2.02 USD
Today %
-0.40 %
PRO

Mastercard (MA) — ISIN US57636Q1040. The Mastercard stock price was 510.21 USD in 2026. Revenue was 38.1 B USD. Earnings were 18.22 B USD. P/E ratio was 25.38. Mastercard operates in the Information technology sector.

Mastercard stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Mastercard over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Mastercard stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Mastercard's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Mastercard Stock Price History
DateMastercard Price
2/27/2026510.21 USD
2/26/2026512.24 USD
2/25/2026508.47 USD
2/23/2026497.62 USD
2/20/2026526.43 USD
2/19/2026520.28 USD
2/18/2026530.89 USD
2/17/2026521.95 USD
2/13/2026519.04 USD
2/12/2026527.48 USD
2/11/2026537.48 USD
2/10/2026540.27 USD
2/9/2026536.22 USD
2/6/2026548.21 USD
2/5/2026551.71 USD
2/4/2026553.20 USD
2/3/2026550.77 USD
2/2/2026555.02 USD

Mastercard Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2006
3.33 B USD
254.45 M USD
50.19 M USD
Jan 1, 2007
4.07 B USD
1.11 B USD
1.08 B USD
Jan 1, 2008
4.99 B USD
1.95 B USD
-252.61 M USD
Jan 1, 2009
5.1 B USD
2.26 B USD
1.45 B USD
Jan 1, 2010
5.54 B USD
2.76 B USD
1.84 B USD
Jan 1, 2011
6.71 B USD
3.5 B USD
1.91 B USD
Jan 1, 2012
7.39 B USD
3.98 B USD
2.76 B USD
Jan 1, 2013
8.31 B USD
4.55 B USD
3.12 B USD
Jan 1, 2014
9.44 B USD
5.15 B USD
3.62 B USD
Jan 1, 2015
9.67 B USD
5.01 B USD
3.81 B USD
Jan 1, 2016
10.78 B USD
5.92 B USD
4.06 B USD
Jan 1, 2017
12.5 B USD
6.82 B USD
3.92 B USD
Jan 1, 2018
14.95 B USD
8.32 B USD
5.86 B USD
Jan 1, 2019
16.88 B USD
9.74 B USD
8.12 B USD
Jan 1, 2020
15.3 B USD
8.16 B USD
6.41 B USD

Mastercard Income Statement, Balance Sheet, Cash Flow Statement

Last updated Mar 3, 2026, 8:42 PM
 
REVENUE (B USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
NET INCOME (B USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (B)
DOCUMENTS
200020012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
1.451.611.892.232.592.943.334.074.995.15.546.717.398.319.449.6710.7812.514.9516.8815.318.8822.2425.128.1732.7938.142.7848.0752.5258.11
11.4917.3817.9316.2813.2713.2422.2822.722.168.6321.2110.0812.4613.582.3911.4715.9719.6312.93-9.3723.4217.7612.8712.2316.4216.1812.3012.359.2610.65
-------------------------------
0000000000000000000000000000000
0.120.140.12-0.390.240.270.051.08-0.251.451.841.912.763.123.623.814.063.925.868.126.418.699.9311.212.8714.9718.2221.124.6527.010
20.34-18.31-431.90-161.8211.76-81.202,050.00-123.44-676.9826.753.4244.7512.9416.085.286.59-3.5549.6638.56-21.0335.5014.3112.7415.0016.2721.7015.8416.819.57
------0.040.540.600.600.600.601.052.101.430.640.760.881.001.321.601.761.962.852.643.803.484.755.56--
1,250.0011.1175.00100.00-31.90-55.2418.7515.7913.6432.0021.2110.0011.3645.41-7.3743.94-8.4236.4917.05
0.720.720.8611.351.351.361.351.31.31.311.281.261.221.171.141.11.071.051.021.010.990.970.950.930.910.910.910.910.910.91
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Mastercard generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Mastercard retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Mastercard's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Mastercard has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Mastercard's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

 
ASSETS
CASH BALANCE (B USD)
RECEIVABLES (B USD)
OTHER REC. (B USD)
INVENTORIES (M USD)
OTHER CURRENT LIAB. (B USD)
CURRENT ASSETS (B USD)
TANGIBLE ASSETS (B USD)
LONG-T. INVEST. (B USD)
LONG-T. REC. (B USD)
INTANGIBLE ASSETS (B USD)
GOODWILL (B USD)
OTHER NON-CURRENT ASSETS (B USD)
NON-CURRENT ASSETS (B USD)
TOTAL ASSETS (B USD)
LIABILITIES
COMMON STOCK (k USD)
ADDITIONAL PAID-IN CAPITAL (B USD)
RETAINED EARNINGS (B USD)
OTHER EQUITY (M USD)
UNREAL. GAINS/LOSSES (M USD)
EQUITY (B USD)
LIABILITIES (M USD)
PROVISIONS (B USD)
OTHER SHORT-TERM LIAB. (B USD)
SHORT-TERM DEBTS (M USD)
LONG-TERM DEBT PORTION (B USD)
SHORT-TERM REC. (B USD)
LONG-T. LIAB. (B USD)
DEFERRED TAXES (M USD)
OTHER LIAB. (B USD)
LONG-T. LIABILITIES (B USD)
DEBT (B USD)
TOTAL CAPITAL (B USD)
2001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
                         
0.670.870.911.141.282.482.972.252.884.24.955.046.36.386.748.347.788.387.6810.67.897.419.188.7710.9
0.180.20.260.290.350.450.530.640.540.650.810.930.971.111.081.421.972.282.562.713.143.544.193.984.61
0.190.230.210.220.210.310.710.710.460.50.641.281.361.051.071.091.382.4531.711.321.271.231.821.63
0000000000000000000000000
0.080.160.230.250.390.330.380.711.131.111.352.112.332.462.12.382.673.073.674.114.64.394.365.156.43
1.121.461.611.92.233.584.594.3156.457.749.3610.951110.9813.2313.816.1716.919.1116.9516.6118.9619.7223.56
0.160.230.260.240.230.250.290.310.450.440.450.470.530.620.680.730.830.921.831.91.912.012.062.142.3
00.010.20.20.190.190.190.230.520.250.270.280.240.250.170.130.250.340.911.171.831.731.731.610
0000000000.050.020.070.080.090.160.180.180.30.610.81.131.081.171.460
0.080.290.330.330.270.270.320.390.410.530.670.670.670.710.80.721.120.991.421.753.673.864.095.455.55
0.010.150.190.220.20.220.240.30.310.681.011.091.121.521.891.763.042.94.024.967.667.527.669.199.56
0.120.130.320.380.580.570.630.940.780.440.540.520.651.151.571.932.123.243.543.894.515.936.788.513.18
0.370.811.291.361.471.511.672.162.472.382.953.113.294.335.275.457.538.6912.3314.4720.7222.1223.4928.3630.6
1.492.262.93.273.75.086.266.487.478.8410.6912.4614.2415.3316.2518.6821.3324.8629.2433.5837.6738.7242.4548.0854.16
                         
01,0001,0001,0001414141414000000000000093141141
00.970.970.970.973.293.313.33.413.453.523.643.763.8844.184.374.584.794.985.065.35.896.446.91
0.60.03-0.36-0.120.15-1.030.04-0.241.152.924.757.3510.1213.1716.2219.4222.3627.2833.9838.7545.6553.6162.5672.9185.04
-0.6814.048012451.56106.73213.1131.83197.1293-256177-256-676-926-498-717-674-680-808-1,247-1,098.09-1,433.14-981.14
4.6214.4794-2.54-3.0764.65-23-3.442051-4021-110-1-6-100
0.611.020.70.981.172.363.633.184.756.468.2611.0614.0616.7919.5522.6826.2331.1538.143.0549.957.6567.3677.9290.96
110.91172.24203187185.02278.66252.39262.34290.41272360357338419472609933537489527738926834929999
0.350.490.50.580.790.851.061.011.191.242.32.382.893.113.333.884.456.186.186.197.278.768.91114.07
0.180.270.490.530.580.680.971.571.681.631.562.172.82.72.472.723.414.385.244.484.364.225.26.546.94
9.530000080149.3800000000000000000
000000000000000000.500.650.790.271.340.750.75
0.650.931.191.31.561.812.362.993.173.144.224.916.036.226.277.218.7911.5911.911.8513.1614.1716.2619.2222.76
0.080.080.230.230.230.230.150.020.0200001.493.275.185.425.838.5312.0213.1113.7514.3417.4818.25
067.45647361.1966.271.2874.5279.73741131041171157981106678586395393369317307
0.150.160.720.680.680.610.641.460.690.40.490.520.60.670.570.521.441.882.733.113.594.034.474.555.09
0.230.311.010.980.970.90.861.550.790.480.60.630.722.283.925.796.977.7811.3415.2217.118.1819.1922.3523.65
0.881.242.22.292.532.713.234.543.963.624.825.536.758.5110.1912.9915.7619.3723.2527.0730.2632.3535.4541.5746.41
1.492.262.93.263.75.086.867.728.7110.0813.0816.5920.8125.2929.7435.6741.9950.5261.3470.1280.1690102.81119.48137.37
Details

Balance Sheet

What Is the Balance Sheet?

The balance sheet is a financial snapshot of Mastercard at a specific point in time. It follows the fundamental equation: Assets = Liabilities + Shareholders' Equity. Unlike the income statement (which covers a period), the balance sheet tells you what the company owns, what it owes, and what belongs to shareholders at a given date.

Assets

Current assets (cash, receivables, inventory) can be converted to cash within 12 months and indicate short-term liquidity. Non-current assets (property, equipment, intangible assets, goodwill) represent long-term investments. A high proportion of cash and short-term investments gives Mastercard financial flexibility to weather downturns, fund acquisitions, or return capital to shareholders.

Liabilities

Current liabilities (accounts payable, short-term debt) are obligations due within one year. Non-current liabilities (long-term debt, pension obligations) are due further out. Key ratio to watch: the debt-to-equity ratio (Total Debt ÷ Shareholders' Equity). A ratio below 1.0 is generally healthy, meaning the company is funded more by equity than debt. Highly leveraged companies amplify both gains and losses.

Shareholders' Equity

Equity is the residual value belonging to shareholders after all debts are paid. It includes retained earnings (accumulated profits not paid out as dividends) and paid-in capital. Rising equity year over year is a positive sign — it means Mastercard is building book value. Declining equity, especially when driven by losses or heavy share buybacks funded by debt, warrants closer scrutiny.

Key Ratios to Derive

From the balance sheet, you can calculate the current ratio (current assets ÷ current liabilities; above 1.5 is comfortable), book value per share (equity ÷ shares outstanding), and return on equity (net income ÷ equity; above 15 % is strong). Tracking these ratios over time reveals whether Mastercard is strengthening or weakening its financial position.

 
NET INCOME (B USD)
DEPRECIATION (B USD)
DEFERRED TAXES (M USD)
CHANGES IN WORKING CAPITAL (B USD)
NON-CASH ITEM (B USD)
PAID INTEREST (M USD)
PAID TAXES (B USD)
NET CASH FLOW FROM OPERATING ACTIVITIES (B USD)
CAPITAL EXPENDITURES (M USD)
CASH FLOW FROM INVESTING ACTIVITIES (M USD)
CASH FLOW FROM OTHER INVESTING ACTIVITIES (B USD)
INTEREST INCOME AND EXPENSES (M USD)
NET DEBT CHANGE (B USD)
NET CHANGE IN EQUITY (M USD)
CASH FLOW FROM FINANCING ACTIVITIES (M USD)
CASH FLOW FROM OTHER FINANCING ACTIVITIES (M USD)
TOTAL DIVIDENDS PAID (M USD)
NET CHANGE IN CASH FLOW (B USD)
FREE CASH FLOW (M USD)
SHARE-BASED COMPENSATION (M USD)
20002001200220032004200520062007200820092010201120122013201420152016201720182019202020212022202320242025
0.120.140.12-0.390.240.270.051.09-0.251.461.851.912.763.123.623.814.063.925.868.126.418.699.9311.212.8714.97
0.060.070.090.120.120.110.10.10.110.140.150.190.230.260.320.370.370.440.460.520.580.730.750.80.91.14
3-24-24040-5432-5-483336248-175241-119-91-16-2086-244-773-69-651-236-52757
0.07-0.030.090.69-0.07-0.060.04-0.111.07-0.67-0.440.71-0.330.75-1.17-0.82-0.77-0.18-1.31-1.7-1.15-0.92-0.9-1.94-1.04-1.44
0.010.010.010.010.010.010.44-0.240.030.2-0.130.090.050.190.710.841.091.581.661.51.561.312.372.633.13.52
5551616161717141030022444741351531993113994144775710
0.080.040.070.010.040.20.190.560.490.460.540.911.051.222.041.11.581.891.791.641.351.822.512.753.250
0.260.20.310.190.340.270.650.770.411.381.72.682.954.143.414.14.645.666.228.187.229.4611.211.9814.7817.65
-154-107-101-149-78-82-94-156-170-139-151-177-218-299-334-342-382-423-504-728-708-814-1,097-1,088-1,194-1,215
-322-219-212-169-274-33-676315201-664-641-748-2,839-4690-715-1,163-1,781-506-1,640-1,879-5,272-1,470-1,351-3,402-1,362
-0.17-0.11-0.11-0.02-0.20.05-0.580.470.37-0.52-0.49-0.57-2.620.31.02-0.37-0.78-1.36-0-0.91-1.17-4.46-0.37-0.26-2.21-0.15
00000000000000000000000000
-0.010.01-0.0300000-0.08-0.150000.041.531.741.97-0.060.992.223.961.370.41.552.620.49
000000649-598-639811-1,129-1,717-2,417-3,358-3,491-3,474-3,705-4,829-6,371-4,376-5,843-8,663-8,795-10,811-11,524
-55-34000637-657-751-18419-1,215-1,798-2,629-2,339-2,516-2,344-4,764-4,966-5,867-2,152-6,555-10,328-9,488-10,836-14,179
000000015473487-95184-33-5-53-84-375-130-345-161-89-201-391
000000-12-74-79-78-79-77-132-255-515-727-837-942-1,044-1,345-1,605-1,741-1,903-2,158-2,448-2,756
-0.07-0.020.060.030.080.220.640.47-0.150.551.010.67-1.681.551.540.611.08-0.680.750.633.45-2.52-0.711.270.342.44
105.6888.93208.5140.88265.64190.85555.69613.44242.961,238.81,5462,5072,7303,8363,0733,7594,2555,2415,7197,4556,5168,64910,09810,89213,58616,433
00000000000000000000000000

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Mastercard Stock Quarterly Figures

 
REVENUE (B USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
NET INCOME (B USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (B)
2003 Q12003 Q22003 Q32003 Q42004 Q12004 Q22004 Q32004 Q42005 Q12005 Q22005 Q32005 Q42006 Q12006 Q22006 Q32006 Q42007 Q12007 Q22007 Q32007 Q42008 Q12008 Q22008 Q32008 Q42009 Q12009 Q22009 Q32009 Q42010 Q12010 Q22010 Q32010 Q42011 Q12011 Q22011 Q32011 Q42012 Q12012 Q22012 Q32012 Q42013 Q12013 Q22013 Q32013 Q42014 Q12014 Q22014 Q32014 Q42015 Q12015 Q22015 Q32015 Q42016 Q12016 Q22016 Q32016 Q42017 Q12017 Q22017 Q32017 Q42018 Q12018 Q22018 Q32018 Q42019 Q12019 Q22019 Q32019 Q42020 Q12020 Q22020 Q32020 Q42021 Q12021 Q22021 Q32021 Q42022 Q12022 Q22022 Q32022 Q42023 Q12023 Q22023 Q32023 Q42024 Q12024 Q22024 Q32024 Q42025 Q12025 Q22025 Q32025 Q42026 Q1e2026 Q2e2026 Q3e2026 Q4e2027 Q1e2027 Q2e2027 Q3e2027 Q4e
0.510.560.590.570.590.650.670.680.660.770.790.720.740.850.90.840.9211.081.071.181.251.341.221.161.281.361.31.311.371.431.441.51.671.821.731.761.821.921.91.912.12.222.132.182.372.492.412.232.392.532.522.452.692.882.762.733.053.43.313.583.673.93.813.894.114.474.414.013.343.844.124.164.534.995.225.175.55.765.825.756.276.536.556.356.967.377.497.258.138.68.818.499.49.9510.189.5410.5311.1611.46
8.596.83-4.554.768.923.092.40-3.6617.172.59-9.613.2214.636.50-6.889.068.858.63-0.9210.265.417.38-8.52-5.5610.736.56-4.840.774.364.620.704.3811.069.06-4.951.743.535.38-1.200.589.975.82-4.152.408.775.15-3.17-7.517.175.86-0.51-2.8210.146.90-4.31-0.8011.6711.30-2.538.092.376.36-2.332.155.768.61-1.19-9.18-16.8115.057.380.858.9810.094.63-0.946.394.711.06-1.199.064.210.23-3.059.665.861.63-3.1912.185.772.37-3.5910.665.852.35-6.2810.375.952.68
----------------------------------------------------------------------------------------------------
0000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000
-0.430.030.07-0.070.070.070.100.090.120.11-0.050.13-0.310.190.040.210.250.310.30.44-0.74-0.190.240.360.350.460.290.450.460.520.410.560.610.720.020.680.70.770.610.770.850.880.620.870.931.020.81.020.920.980.890.960.981.180.931.081.181.430.231.491.571.90.91.862.052.112.11.691.421.511.791.832.072.412.382.632.282.52.532.362.853.22.793.013.263.263.343.283.73.934.064.14.464.754.674.585.175.55.47
-107.53131.25-190.54-208.96-10.9649.23-98.979,200.0029.03-11.67-149.06-342.31-346.03-162.26-79.27435.0017.7624.60-3.1845.72-267.27-74.09-222.4054.89-4.6732.28-36.3855.141.1013.10-20.0835.518.3817.93-97.213,310.002.6410.29-21.6326.6110.703.66-29.1239.657.019.02-21.0827.34-9.716.08-8.907.752.5020.45-21.2015.868.8821.50-84.13557.275.1621.03-52.66107.129.992.93-0.38-19.38-16.136.5517.982.4113.0216.84-1.4510.59-13.539.851.04-6.5020.5012.41-12.737.888.200.152.42-1.8612.846.113.390.998.886.34-1.56-2.0513.026.32-0.51
--------------0.010.010.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.020.030.030.030.030.060.060.060.110.110.110.110.160.160.160.160.190.190.190.190.220.220.220.220.250.250.250.250.330.330.330.330.400.400.400.400.440.440.440.440.490.490.490.490.570.570.570.570.660.660.660.660.760.760.760.760.870.87-------
200.00100.0083.3345.4518.7515.7913.6432.0021.2110.0011.3616.3315.7915.1514.47
111111111.351.351.361.361.351.351.361.361.371.371.361.341.321.321.31.311.31.31.311.31.311.311.311.311.311.281.271.271.271.261.251.251.231.221.211.211.191.171.161.161.151.141.131.131.111.11.11.091.081.081.071.061.061.051.041.041.031.031.021.011.011.011.01110.990.990.990.980.970.970.960.960.950.940.940.940.930.930.920.910.910.910.90.90.90.90.90.90.90.90.9
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Mastercard generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Mastercard retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Mastercard's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Mastercard has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Mastercard's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

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Mastercard stock margins

The Mastercard margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Mastercard. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Mastercard.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2006
0 %
7.65 %
1.51 %
Jan 1, 2007
0 %
27.33 %
26.45 %
Jan 1, 2008
0 %
39.03 %
-5.06 %
Jan 1, 2009
0 %
44.32 %
28.52 %
Jan 1, 2010
0 %
49.74 %
33.27 %
Jan 1, 2011
0 %
52.11 %
28.39 %
Jan 1, 2012
0 %
53.9 %
37.33 %
Jan 1, 2013
0 %
54.76 %
37.49 %
Jan 1, 2014
0 %
54.59 %
38.31 %
Jan 1, 2015
0 %
51.78 %
39.39 %
Jan 1, 2016
0 %
54.92 %
37.67 %
Jan 1, 2017
0 %
54.56 %
31.33 %
Jan 1, 2018
0 %
55.66 %
39.19 %
Jan 1, 2019
0 %
57.66 %
48.08 %
Jan 1, 2020
0 %
53.35 %
41.9 %

Mastercard Stock Sales Revenue, EBIT, Earnings per Share

The Mastercard earnings per share therefore indicates how much revenue Mastercard has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Sales per Share
EBIT per share
Earnings per Share
Details
Date
Sales per Share
EBIT per share
Earnings per Share
Jan 1, 2006
2.45 USD
0.19 USD
0.04 USD
Jan 1, 2007
3.01 USD
0.82 USD
0.8 USD
Jan 1, 2008
3.84 USD
1.5 USD
-0.19 USD
Jan 1, 2009
3.92 USD
1.74 USD
1.12 USD
Jan 1, 2010
4.23 USD
2.1 USD
1.41 USD
Jan 1, 2011
5.23 USD
2.72 USD
1.48 USD
Jan 1, 2012
5.87 USD
3.17 USD
2.19 USD
Jan 1, 2013
6.84 USD
3.75 USD
2.56 USD
Jan 1, 2014
8.08 USD
4.41 USD
3.09 USD
Jan 1, 2015
8.5 USD
4.4 USD
3.35 USD
Jan 1, 2016
9.79 USD
5.37 USD
3.69 USD
Jan 1, 2017
11.66 USD
6.36 USD
3.65 USD
Jan 1, 2018
14.28 USD
7.95 USD
5.6 USD
Jan 1, 2019
16.52 USD
9.53 USD
7.94 USD
Jan 1, 2020
15.21 USD
8.11 USD
6.37 USD

Mastercard business model

Mastercard Inc is an American multinational company operating in the financial services sector. The company was founded in 1966 as the Interbank Card Association in order to create an alternative credit card to the leading BankAmericard at the time. The company changed its name to Mastercard in 1979 and has since continued to evolve. Today, Mastercard is one of the leading global payment solutions, offering a wide range of products and services to customers and merchants. Its core business model is based on operating a network that enables banks and other financial institutions to facilitate payments between account holders worldwide. Mastercard acts as an intermediary between sellers and buyers, serving as a mediator for real-time transactions. The company operates in two primary business divisions: the Core Consumer Credit Division and the Commercial Products Division. The Core Consumer Credit Division is Mastercard's flagship business, offering consumer products such as: - Credit cards - Debit cards - Prepaid cards - Travel money cards The company generates revenue by charging transaction fees to the banks that choose to use the Mastercard platform. However, Mastercard is not the actual lender, but rather an intermediary between the banking processes. Mastercard's Commercial Products Division offers various payment services for businesses, including: - Corporate cards - Small business cards - Government cards - Gift cards In this segment, Mastercard generates revenue through managing business operations and collecting fees for transactions. Since its founding, Mastercard has consistently expanded its products and services to meet the changing needs of its customers and secure market share against competitors. The company has also conducted various acquisitions and joint ventures to enhance its portfolio of financial products. Mastercard has also advanced technology in the payments sector, enabling transactions through various channels, including: - Mobile payments - Contactless payments - E-commerce payments Additionally, Mastercard has developed a range of services and products to meet the growing demand for security and fraud prevention. This includes: - Using tokenization to encrypt card information - Introducing EMV-enabled credit cards - Providing fraud prevention services Mastercard has also been engaged in social responsibility. The company has established foundations that focus on community development and improving access to financial services. Mastercard also supports programs that empower women in the financial industry and the communities involved. Overall, Mastercard is a leading company in the financial services industry that consistently focuses on adapting and improving its products and services to meet the needs of its customers. The company has a long history of innovation and progress and remains a significant player in the ever-changing landscape of financial services.

Mastercard SWOT Analysis

Strengths

Mastercard Inc has several strengths that contribute to its success in the market:

  • Global brand recognition and presence
  • Wide acceptance and usage of Mastercard credit cards
  • Strong network of financial institutions as partners
  • Innovative technology and digital payment solutions
  • Effective marketing and advertising strategies

Weaknesses

However, Mastercard Inc also faces certain weaknesses that may hinder its growth:

  • Dependency on external financial institutions for card issuance
  • Relative vulnerability to economic fluctuations
  • Increased competition in the digital payment industry
  • Potential cybersecurity risks and data breaches
  • Regulatory challenges and compliance requirements

Opportunities

Mastercard Inc can capitalize on the following opportunities to expand its market reach:

  • Growing global e-commerce market
  • Increasing adoption of mobile payments
  • Expansion into emerging markets with low card penetration
  • Partnerships with technology companies and fintech startups
  • Inclusion of new features like contactless payments and biometric authentication

Threats

Nevertheless, Mastercard Inc should be cautious of the following threats that could impact its business:

  • Rapidly evolving technology and changing consumer preferences
  • Intense competition from established rivals like Visa and American Express
  • Government regulations and potential restrictions on cross-border transactions
  • Fluctuations in foreign exchange rates and global economic conditions
  • Emergence of alternative payment methods and cryptocurrencies

Mastercard Segments

Mastercard Revenue by Segment (1/2)

  • Max

Payment network
Value-added services and solutions
Transaction processing
Domestic assessments
Other revenues
Cross-border volume fees
Details
Date
Payment network
Value-added services and solutions
Transaction processing
Domestic assessments
Other revenues
Cross-border volume fees
Jan 1, 2024
17.34 B USD
10.83 B USD
0 USD
0 USD
0 USD
0 USD
Jan 1, 2025
19.48 B USD
13.32 B USD
0 USD
0 USD
0 USD
0 USD

Mastercard Revenue by Segment (2/2)

  • Max

Payment Solutions
Details
Date
Payment Solutions
Jan 1, 2024
28.17 B USD
Jan 1, 2025
32.79 B USD

Mastercard Revenue by Region

  • 3 Years

  • Max

Asia Pacific, Europe, Middle East and Africa
International Markets
Americas
North American Markets
Other Countries
Details
Date
Asia Pacific, Europe, Middle East and Africa
International Markets
Americas
North American Markets
Other Countries
Jan 1, 2021
0 USD
12.07 B USD
0 USD
6.59 B USD
222 M USD
Jan 1, 2022
0 USD
14.43 B USD
0 USD
7.81 B USD
0 USD
Jan 1, 2023
0 USD
16.74 B USD
0 USD
8.36 B USD
0 USD
Jan 1, 2024
15.79 B USD
0 USD
12.38 B USD
0 USD
0 USD
Jan 1, 2025
18.75 B USD
0 USD
14.04 B USD
0 USD
0 USD

Mastercard Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Mastercard historical P/E ratio, EBIT multiple, and P/S ratio

Mastercard annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Mastercard shares outstanding

The number of shares was Mastercard in 2025 — This indicates how many shares 906 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
1.36 B base_Shares
Jan 1, 2007
1.35 B base_Shares
Jan 1, 2008
1.3 B base_Shares
Jan 1, 2009
1.3 B base_Shares
Jan 1, 2010
1.31 B base_Shares
Jan 1, 2011
1.28 B base_Shares
Jan 1, 2012
1.26 B base_Shares
Jan 1, 2013
1.22 B base_Shares
Jan 1, 2014
1.17 B base_Shares
Jan 1, 2015
1.14 B base_Shares
Jan 1, 2016
1.1 B base_Shares
Jan 1, 2017
1.07 B base_Shares
Jan 1, 2018
1.05 B base_Shares
Jan 1, 2019
1.02 B base_Shares
Jan 1, 2020
1.01 B base_Shares

Mastercard stock splits

In Mastercard's history, there have been no stock splits.

Mastercard Dividend History

21 years of dividend payments

YearAnnual DividendYoY ChangePayments
20261.74USDYTD
Jan 9, 20260.87USD 14.5%1/2
Apr 9, 20260.87USD 0.0%2/2
20253.8USD 43.9%
Jan 9, 20250.76USD 15.2%1/5
Jan 10, 20250.76USD 0.0%2/5
Apr 9, 20250.76USD 0.0%3/5
Jul 9, 20250.76USD 0.0%4/5
Oct 9, 20250.76USD 0.0%5/5
20242.64USD 7.4%

Mastercard dividend history and estimates

In 2025, Mastercard paid a dividend amounting to 3.8 USD. Dividend means that Mastercard distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Invalid Date
0.09 USD
-0.05 USD
Jan 1, 2007
0.54 USD
0 USD
Jan 1, 2008
0.6 USD
0 USD
Jan 1, 2009
0.6 USD
0 USD
Jan 1, 2010
0.6 USD
0 USD
Jan 1, 2011
0.6 USD
0 USD
Jan 1, 2012
1.05 USD
0 USD
Jan 1, 2013
2.1 USD
0 USD
Jan 1, 2014
1.43 USD
0 USD
Jan 1, 2015
0.64 USD
0 USD
Jan 1, 2016
0.76 USD
0 USD
Jan 1, 2017
0.88 USD
0 USD
Jan 1, 2018
1 USD
0 USD
Jan 1, 2019
1.32 USD
0 USD
Jan 1, 2020
1.6 USD
0 USD

Mastercard dividend payout ratio

In 2025, Mastercard had a payout ratio of 20.28%. The payout ratio indicates the percentage of the company's profits that Mastercard distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
22.5 %
Jan 1, 2007
6.75 %
Jan 1, 2008
-31.58 %
Jan 1, 2009
5.36 %
Jan 1, 2010
4.26 %
Jan 1, 2011
4.05 %
Jan 1, 2012
4.79 %
Jan 1, 2013
8.2 %
Jan 1, 2014
14.24 %
Jan 1, 2015
19.1 %
Jan 1, 2016
20.6 %
Jan 1, 2017
24.11 %
Jan 1, 2018
17.89 %
Jan 1, 2019
16.62 %
Jan 1, 2020
25.12 %

Current Mastercard forecasts and price targets in March 2026

Δ MOM Price Target
0.76 %
Buy82.00 % (41)
Hold18.00 % (9)
Sellnull % (0)
12M Price Target
678.30
Last Price
524.07
Currency
USD
12M Return Potential
29.43 %
LTM Return
0 %

Mastercard Earnings Estimates

Mastercard Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
2/4/20264.38USD9.06 BUSD2025 Q4
1/29/20264.38USD9.04 BUSD2025 Q4
4/25/20243.31USD6.63 BUSD2024 Q1
1/24/20243.17USD6.67 BUSD2023 Q4
7/26/20233.08USD6.28 BUSD2023 Q2
4/26/20232.8USD5.79 BUSD2023 Q1
1/25/20232.65USD5.87 BUSD2022 Q4
10/27/20222.64USD5.73 BUSD2022 Q3
7/28/20222.43USD5.34 BUSD2022 Q2
4/28/20222.23USD4.98 BUSD2022 Q1
...

EESG©

Eulerpool ESG Scorecard© for the Mastercard stock

75/100
74
Environment
69
Social
81
Governance
E

Environment

20
Scope 1 - Direct Emissions3,556
Scope 2 - Indirect emissions from purchased energy48,498
Scope 3 - Indirect emissions within the value chain505,491
Total CO₂ emissions52,054
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees39
Percentage of women in management
Percentage of Asian employees27
Share of Asian management
Percentage of Hispanic/Latino employees8
Hispano/Latino Management share
Percentage of Black employees7
Black Management Share
Percentage of white employees53
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Mastercard shareholders

% Name
8.62159%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
7.76022%
Mastercard Foundation Asset Management Corporation
Mastercard Foundation Asset Management Corporation
4.76584%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
3.92747%
State Street Investment Management (US)
State Street Investment Management (US)
2.53118%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
2.28561%
JP Morgan Asset Management
JP Morgan Asset Management
2.18108%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
2.07663%
T. Rowe Price Associates, Inc.
T. Rowe Price Associates, Inc.
1.92401%
Capital International Investors
Capital International Investors
1.35572%
Wellington Management Company, LLP
Wellington Management Company, LLP
...

Mastercard Executives and Management Board

MM

Mr. Michael Miebach

(57)

President, Chief Executive Officer, Director · since 2016

Compensation30.1 M USD
SM

Mr. Sachin Mehra

(54)

Chief Financial Officer

Compensation13.1 M USD
CV

Mr. Craig Vosburg

(57)

Chief Services Officer

Compensation11.41 M USD
TM

Mr. Timothy Murphy

(57)

Vice Chairman of the Board

Compensation9.8 M USD
RS

Ms. Raj Seshadri

(59)

Chief Commercial Payments Officer

Compensation7.93 M USD
...

Mastercard Supply Chain

Mastercard Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
30 companies
#Name1M3M6M1Y2YTrend
1
Visa A
Supplier
0,90
0,97
0,51
0,86
0,96
2
Berkshire Hathaway B
Supplier
0,58
-0,25
-0,34
0,76
0,82
3
Bancorp
Supplier
0,39
-0,47
-0,45
0,73
0,81
4
0,11
-0,57
-0,42
0,38
0,80
5
0,57
0,84
0,69
0,51
0,78
#Name1M3M6M1Y2YTrend
1
KONA I
Supplier
0,73
-0,79
-0,60
2
-0,46
0,57
0,51
-0,27
3
China Digital Culture Grp
Supplier
0,03
0,25
-0,33
4
0,74
0,80
0,59
-0,05
0,03

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Most common questions regarding Mastercard

Mastercard Inc operates in the global payments industry and provides payment solutions, including credit, debit, prepaid, and commercial payment products. The company acts as a payment network, connecting financial institutions, merchants, governments, and consumers worldwide. Mastercard's business model centers on facilitating secure and convenient electronic money transactions between parties using its technology infrastructure. By offering its payment network services, Mastercard generates revenue through transaction fees, data analytics, and other value-added services. The company's focus on innovation and partnerships enables it to enhance the efficiency and security of payments, contributing to its position as a leader in the industry.

All fundamentals about Mastercard

Our stock analysis for Mastercard Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Mastercard Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.