XP

XP ROE

The Return on Equity (ROE) of XP (XP) as of Sep 27, 2026 is 21.52 %. In the previous year, Return on Equity (ROE) was 25.83 % — a change of -16.67% (lower).

ROE

21.52 %

YoY

-16.67%

Last updated:

In 2026, XP's return on equity (ROE) was 21.52 %, a -16.67% increase from the 25.83 % ROE in the previous year.

The XP ROE history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

ROE
Date
ROE
Jan 1, 2018
23.48 BRL
Jan 1, 2019
14.65 BRL
Jan 1, 2020
19.21 BRL
Jan 1, 2021
25.88 BRL
Jan 1, 2022
21.76 BRL
Jan 1, 2023
19.73 BRL
Jan 1, 2024
25.83 BRL
Jan 1, 2025
21.52 BRL
The XP ROE history
YEARROEYoY
21.52 %-16.67%
25.83 %+30.95%
19.73 %-9.36%
21.76 %-15.90%
25.88 %+34.69%
19.21 %+31.12%
14.65 %-37.59%
23.48 %-37.37%
37.49 %+121.85%
16.90 %-11.81%
19.16 %+145.91%
7.79 %—
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XP Stock analysis

What does XP do? Xp Inc is a Brazilian company that was founded in Sao Paulo in 2001 and operates as a financial services provider. The company is one of Brazil's largest digital investment platforms and offers a variety of products and services to a broad target audience of investors who want to invest their money effectively. The business model of XP Inc is based on the concept of asset management. As an online platform, the company offers a comprehensive selection of investment products such as stocks, bonds, funds, ETFs, commodities, and currencies. In addition to asset management, XP also provides investment advisory, financial education, and online tools to help investors make informed decisions and optimize their portfolios. XP Inc has various business segments including investments, wealth management, fund business, asset management, and insurance. Each of these segments offers investment opportunities tailored to the different needs and goals of investors. XP Investments is the core of the company and provides direct investment and trading services. Additionally, XP also offers wealth management services to affluent clients who want to manage individual portfolios and develop strategies to achieve their investment goals. XP Fund Business is a segment that specializes in offering investment funds in various categories. These include equity funds, bond funds, commodity funds, and alternative investment funds. The funds are managed by an independent investment committee selected based on criteria such as performance, risk, and liquidity. XP Asset Management is a segment that operates as an asset manager for affluent clients and institutions. The team of experienced investment experts uses a disciplined investment strategy to create a balanced portfolio of investment products tailored to the needs of clients. XP Insurance offers a wide range of insurance products tailored to the needs of customers. These include life insurance, accident and health insurance, liability insurance, and more. XP Inc has pursued a strong growth strategy in recent years and has reached over 2 million customers with an investment volume of over 50 billion US dollars. The company has also expanded and opened branches in several countries such as the United States, Portugal, and Switzerland. Xp Inc is an innovative company that is always striving to improve and expand its services and products to meet customer expectations. With a wide range of investment products, an efficient digital platform, and excellent customer support, XP Inc is one of Brazil's top financial services companies. XP is one of the most popular companies on Eulerpool.

ROE Details

Decoding XP's Return on Equity (ROE)

XP's Return on Equity (ROE) is a fundamental metric evaluating the company's profitability relative to its equity. Calculated by dividing net income by shareholder's equity, ROE illustrates how effectively the company is generating profits from shareholders’ investments. A higher ROE represents enhanced efficiency and profitability.

Year-to-Year Comparison

Analyzing XP's ROE on a yearly basis aids in tracking its profitability trends and financial performance. An increasing ROE suggests enhanced profitability and value generation for shareholders, whereas a declining ROE may indicate issues in profit generation or equity management.

Impact on Investments

XP's ROE is instrumental for investors assessing the company's profitability, efficiency, and investment attractiveness. A robust ROE indicates the firm’s adeptness at converting equity investments into profits, thereby enhancing its appeal to potential and current investors.

Interpreting ROE Fluctuations

Changes in XP’s ROE can emanate from variations in net income, equity capital, or both. These fluctuations are scrutinized to evaluate management’s effectiveness, financial strategies, and the inherent risks and opportunities, aiding investors in making informed decisions.

Frequently Asked Questions about XP stock

Return on Equity (ROE) of XP is 21.52 % in 2026.

Return on Equity (ROE) of XP changed from 25.83 % to 21.52 %, representing a -16.67% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Return on Equity (ROE) XP since 2006 – with annual values, charts, and detailed analysis.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Equity (ROE)'s XP with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Equity (ROE)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Equity (ROE).

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Profitability — XP

All Key Metrics — XP