XP

XP Financial Debt Ratio

The Financial Debt Ratio of XP (XP) as of Oct 8, 2026 is 21.51 %. In the previous year, Financial Debt Ratio was 33.14 % — a change of -35.08% (lower).

Financial Debt Ratio

21.51 %

YoY

-35.08%

Last updated:

Financial Debt Ratio of XP is 2025 21.51 % . Financial Debt Ratio of XP was 2024 33.14 % . It decreases by -35.08% lower compared to the previous year.

The XP Financial Debt Ratio history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Financial Debt Ratio
Date
Financial Debt Ratio
Jan 1, 2018
42.41 BRL
Jan 1, 2019
39.23 BRL
Jan 1, 2020
33.45 BRL
Jan 1, 2021
20.25 BRL
Jan 1, 2022
18.50 BRL
Jan 1, 2023
27.53 BRL
Jan 1, 2024
33.14 BRL
Jan 1, 2025
21.51 BRL
The XP Financial Debt Ratio history
YEARFinancial Debt RatioYoY
21.51 %-35.08%
33.14 %+20.37%
27.53 %+48.83%
18.50 %-8.63%
20.25 %-39.48%
33.45 %-14.72%
39.23 %-7.51%
42.41 %+119.14%
19.35 %—
0.00—
0.00—
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XP Stock analysis

What does XP do? Xp Inc is a Brazilian company that was founded in Sao Paulo in 2001 and operates as a financial services provider. The company is one of Brazil's largest digital investment platforms and offers a variety of products and services to a broad target audience of investors who want to invest their money effectively. The business model of XP Inc is based on the concept of asset management. As an online platform, the company offers a comprehensive selection of investment products such as stocks, bonds, funds, ETFs, commodities, and currencies. In addition to asset management, XP also provides investment advisory, financial education, and online tools to help investors make informed decisions and optimize their portfolios. XP Inc has various business segments including investments, wealth management, fund business, asset management, and insurance. Each of these segments offers investment opportunities tailored to the different needs and goals of investors. XP Investments is the core of the company and provides direct investment and trading services. Additionally, XP also offers wealth management services to affluent clients who want to manage individual portfolios and develop strategies to achieve their investment goals. XP Fund Business is a segment that specializes in offering investment funds in various categories. These include equity funds, bond funds, commodity funds, and alternative investment funds. The funds are managed by an independent investment committee selected based on criteria such as performance, risk, and liquidity. XP Asset Management is a segment that operates as an asset manager for affluent clients and institutions. The team of experienced investment experts uses a disciplined investment strategy to create a balanced portfolio of investment products tailored to the needs of clients. XP Insurance offers a wide range of insurance products tailored to the needs of customers. These include life insurance, accident and health insurance, liability insurance, and more. XP Inc has pursued a strong growth strategy in recent years and has reached over 2 million customers with an investment volume of over 50 billion US dollars. The company has also expanded and opened branches in several countries such as the United States, Portugal, and Switzerland. Xp Inc is an innovative company that is always striving to improve and expand its services and products to meet customer expectations. With a wide range of investment products, an efficient digital platform, and excellent customer support, XP Inc is one of Brazil's top financial services companies. XP is one of the most popular companies on Eulerpool.

Frequently Asked Questions about XP stock

Financial Debt Ratio of XP is 21.51 % in 2025.

Financial Debt Ratio of XP changed from 33.14 % to 21.51 %, representing a -35.08% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Financial Debt Ratio XP since 2006 – with annual values, charts, and detailed analysis.

The financial debt ratio measures interest-bearing financial debt as a percentage of total assets. It isolates funded debt from trade and other non-financial obligations.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Financial Debt Ratio's XP with sector peers and the industry average to assess whether it is attractive.

Access this data via the Eulerpool API

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