Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Quick Ratio

The Quick Ratio (Acid Test) of Utkarsh Small Finance Bank (UTKARSHBNK.NS) as of Oct 30, 2026 is 0.80. In the previous year, Quick Ratio (Acid Test) was 0.15 — a change of 430.29% (higher).

Quick Ratio

0.80

YoY

430.29%

Last updated:

Quick Ratio (Acid Test) of Utkarsh Small Finance Bank is 2026 0.80 . Quick Ratio (Acid Test) of Utkarsh Small Finance Bank was 2025 0.15 . It decreases by 430.29% higher compared to the previous year.

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Utkarsh Small Finance Bank Stock analysis

What does Utkarsh Small Finance Bank do? Utkarsh Small Finance Bank Ltd generates revenue through its asset and liability products, primarily serving unbanked and underbanked areas. The Corporate/Wholesale Banking segment provides lending, deposits, and services to corporate clients, while the Retail Banking segment offers similar services to individual customers via a branch network. The Treasury segment manages SLR and non-SLR investments, reserve requirements, and resource mobilization from other banks and financial institutions. These segments collectively drive the bank's income from financial services. The bank's product portfolio focuses on advancing assets to customers in underserved regions and sourcing deposits from various geographical areas. Corporate/Wholesale Banking targets businesses with tailored financial solutions, and Retail Banking serves individual clients through physical branches. Treasury operations optimize liquidity and investment strategies to support the bank's overall financial performance. Utkarsh Small Finance Bank Ltd's revenue streams are derived from interest on loans, deposit services, and treasury activities. The Corporate/Wholesale segment emphasizes corporate lending and deposit services, while Retail Banking concentrates on consumer banking needs. Treasury activities ensure compliance with regulatory requirements and enhance the bank's financial stability through strategic investments. Utkarsh Small Finance Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Utkarsh Small Finance Bank stock

Quick Ratio (Acid Test) of Utkarsh Small Finance Bank is 0.80 in 2026.

Quick Ratio (Acid Test) of Utkarsh Small Finance Bank changed from 0.15 to 0.80, representing a 430.29% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Quick Ratio (Acid Test) Utkarsh Small Finance Bank since 2006 – with annual values, charts, and detailed analysis.

The Quick Ratio measures liquidity by comparing liquid assets to current liabilities, excluding inventory. It is a more conservative measure than the current ratio.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Quick Ratio (Acid Test)'s Utkarsh Small Finance Bank with sector peers and the industry average to assess whether it is attractive.

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Leverage — Utkarsh Small Finance Bank

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