Utkarsh Small Finance Bank

Utkarsh Small Finance Bank Net Margin

The Net Profit Margin of Utkarsh Small Finance Bank (UTKARSHBNK.NS) as of Oct 30, 2026 is -30.21 %. In the previous year, Net Profit Margin was 0.54 % — a change of -5,663.53% (lower).

Net Margin

-30.21 %

YoY

-5,663.53%

Last updated:

Net Profit Margin of Utkarsh Small Finance Bank is 2026 -30.21 % . Net Profit Margin of Utkarsh Small Finance Bank was 2025 0.54 % . It decreases by -5,663.53% lower compared to the previous year.

For Utkarsh Small Finance Bank, the net margin of -30.2% is down versus 3.0% a few years ago.

The Utkarsh Small Finance Bank Net Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

Net Margin
Date
Net Margin
Jan 1, 2019
22.35 INR
Jan 1, 2020
25.69 INR
Jan 1, 2021
6.55 INR
Jan 1, 2022
3.02 INR
Jan 1, 2023
14.42 INR
Jan 1, 2024
13.90 INR
Jan 1, 2025
0.54 INR
Jan 1, 2026
-30.21 INR
The Utkarsh Small Finance Bank Net Margin history
YEARNet MarginYoY
-30.21 %-5,663.53%
0.54 %-96.09%
13.90 %-3.60%
14.42 %+377.28%
3.02 %-53.89%
6.55 %-74.49%
25.69 %+14.97%
22.35 %-161.18%
-36.52 %-400.12%
12.17 %—

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Utkarsh Small Finance Bank Stock analysis

What does Utkarsh Small Finance Bank do? Utkarsh Small Finance Bank Ltd generates revenue through its asset and liability products, primarily serving unbanked and underbanked areas. The Corporate/Wholesale Banking segment provides lending, deposits, and services to corporate clients, while the Retail Banking segment offers similar services to individual customers via a branch network. The Treasury segment manages SLR and non-SLR investments, reserve requirements, and resource mobilization from other banks and financial institutions. These segments collectively drive the bank's income from financial services. The bank's product portfolio focuses on advancing assets to customers in underserved regions and sourcing deposits from various geographical areas. Corporate/Wholesale Banking targets businesses with tailored financial solutions, and Retail Banking serves individual clients through physical branches. Treasury operations optimize liquidity and investment strategies to support the bank's overall financial performance. Utkarsh Small Finance Bank Ltd's revenue streams are derived from interest on loans, deposit services, and treasury activities. The Corporate/Wholesale segment emphasizes corporate lending and deposit services, while Retail Banking concentrates on consumer banking needs. Treasury activities ensure compliance with regulatory requirements and enhance the bank's financial stability through strategic investments. Utkarsh Small Finance Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Utkarsh Small Finance Bank stock

Net Profit Margin of Utkarsh Small Finance Bank is -30.21 % in 2026.

Net Profit Margin of Utkarsh Small Finance Bank changed from 0.54 % to -30.21 %, representing a -5,663.53% change. The value is lower than the previous year.

On Eulerpool you can find the complete historical development of Net Profit Margin Utkarsh Small Finance Bank since 2006 – with annual values, charts, and detailed analysis.

Net Margin measures the percentage of revenue that becomes net profit after all expenses. It is the ultimate measure of a company's profitability.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Net Profit Margin's Utkarsh Small Finance Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate Net Profit Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Net Profit Margin.

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Margins — Utkarsh Small Finance Bank

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