Utkarsh Small Finance Bank

Utkarsh Small Finance Bank FCF Conversion

The FCF Conversion Rate (FCF/EBITDA) of Utkarsh Small Finance Bank (UTKARSHBNK.NS) as of Oct 30, 2026 is 14.05 %. In the previous year, FCF Conversion Rate (FCF/EBITDA) was -14,246.47 % — a change of -100.10% (higher).

FCF Conversion

14.05 %

YoY

-100.10%

Last updated:

FCF Conversion Rate (FCF/EBITDA) of Utkarsh Small Finance Bank is 2026 14.05 % . FCF Conversion Rate (FCF/EBITDA) of Utkarsh Small Finance Bank was 2025 -14,246.47 % . It decreases by -100.10% higher compared to the previous year.

The Utkarsh Small Finance Bank FCF Conversion history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Conversion
Date
FCF Conversion
Jan 1, 2019
-1,502.12 INR
Jan 1, 2020
-735.88 INR
Jan 1, 2021
-145.63 INR
Jan 1, 2022
1,923.93 INR
Jan 1, 2023
-528.72 INR
Jan 1, 2024
-571.04 INR
Jan 1, 2025
-14,246.47 INR
Jan 1, 2026
14.05 INR
The Utkarsh Small Finance Bank FCF Conversion history
YEARFCF ConversionYoY
14.05 %-100.10%
-14,246.47 %+2,394.85%
-571.04 %+8.00%
-528.72 %-127.48%
1,923.93 %-1,421.15%
-145.63 %-80.21%
-735.88 %-51.01%
-1,502.12 %-170.02%
2,145.32 %-762.30%
-323.92 %—

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Utkarsh Small Finance Bank Stock analysis

What does Utkarsh Small Finance Bank do? Utkarsh Small Finance Bank Ltd generates revenue through its asset and liability products, primarily serving unbanked and underbanked areas. The Corporate/Wholesale Banking segment provides lending, deposits, and services to corporate clients, while the Retail Banking segment offers similar services to individual customers via a branch network. The Treasury segment manages SLR and non-SLR investments, reserve requirements, and resource mobilization from other banks and financial institutions. These segments collectively drive the bank's income from financial services. The bank's product portfolio focuses on advancing assets to customers in underserved regions and sourcing deposits from various geographical areas. Corporate/Wholesale Banking targets businesses with tailored financial solutions, and Retail Banking serves individual clients through physical branches. Treasury operations optimize liquidity and investment strategies to support the bank's overall financial performance. Utkarsh Small Finance Bank Ltd's revenue streams are derived from interest on loans, deposit services, and treasury activities. The Corporate/Wholesale segment emphasizes corporate lending and deposit services, while Retail Banking concentrates on consumer banking needs. Treasury activities ensure compliance with regulatory requirements and enhance the bank's financial stability through strategic investments. Utkarsh Small Finance Bank is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Utkarsh Small Finance Bank stock

FCF Conversion Rate (FCF/EBITDA) of Utkarsh Small Finance Bank is 14.05 % in 2026.

FCF Conversion Rate (FCF/EBITDA) of Utkarsh Small Finance Bank changed from -14,246.47 % to 14.05 %, representing a -100.10% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of FCF Conversion Rate (FCF/EBITDA) Utkarsh Small Finance Bank since 2006 – with annual values, charts, and detailed analysis.

FCF conversion measures how effectively EBITDA converts to free cash flow. Higher conversion indicates efficient capital allocation and low maintenance costs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare FCF Conversion Rate (FCF/EBITDA)'s Utkarsh Small Finance Bank with sector peers and the industry average to assess whether it is attractive.

To evaluate FCF Conversion Rate (FCF/EBITDA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for FCF Conversion Rate (FCF/EBITDA).

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Cash Flow — Utkarsh Small Finance Bank

Operating Cash FlowCapital ExpendituresFree Cash FlowFCF per ShareDividends PaidShare BuybacksInvesting Cash FlowFinancing Cash FlowCapEx / RevenueCash Flow per ShareStock-Based CompensationChange in Working CapitalAcquisitions (Net)Net Change in CashCapEx/OCFFCF/Net IncomeFCF ConversionCash ConversionTotal Shareholder PayoutCapEx/D&A

All Key Metrics — Utkarsh Small Finance Bank