Ally Financial (ALLY) Stock Price

Ally Financial Price

NYSE·CLOSED
43.97USD-0.70 (-1.58 %)
Market closed

Revenue at Ally Financial has contracted by 4.2% per year over the past 19 years to 8.85 B USD. Earnings per share have grown at 7.2% per year over the last 13 years. Ally Financial's net margin stands at 8.4%, down from 34.2% several years earlier. Ally Financial currently offers a dividend yield of about 2.73%. The payout ratio is around 51% of earnings. The dividend has grown at 25.1% per year over the past 9 years. Analysts set a median price target of 54.06 USD, implying 22.9% above the current price. Of 26 analysts, 21 rate the stock a buy — an overall Buy consensus. The stock trades about 22% above its 52-week low.

Ally Financial stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Ally Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Ally Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Ally Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Ally Financial Stock Price History
DateAlly Financial Price
7/23/202643.97 USD
7/22/202644.67 USD
7/21/202644.43 USD
7/20/202645.52 USD
7/17/202645.64 USD
7/16/202646.80 USD
7/15/202646.34 USD
7/14/202645.35 USD
7/13/202645.22 USD
7/10/202645.59 USD
7/9/202645.11 USD
7/8/202644.32 USD
7/7/202645.40 USD
7/6/202645.78 USD
7/2/202645.32 USD
7/1/202646.08 USD
6/30/202645.95 USD
6/29/202646.64 USD
6/26/202647.17 USD
6/25/202646.32 USD
6/24/202645.56 USD
6/23/202645.23 USD
6/22/202645.58 USD
6/18/202645.82 USD
6/17/202646.50 USD
6/16/202645.55 USD
6/15/202646.07 USD
6/12/202644.37 USD
6/11/202641.94 USD
6/10/202642.36 USD
6/9/202643.35 USD
6/8/202642.38 USD
6/5/202642.70 USD
6/4/202642.60 USD
6/3/202641.28 USD
6/2/202642.49 USD
6/1/202642.26 USD
5/29/202643.18 USD
5/28/202642.48 USD
5/27/202642.93 USD
5/26/202642.88 USD
5/22/202642.44 USD
5/21/202642.24 USD
5/20/202642.33 USD
5/19/202640.85 USD
5/18/202642.11 USD
5/15/202641.99 USD
5/14/202642.37 USD
5/13/202641.71 USD
5/12/202642.84 USD
5/11/202642.74 USD
5/8/202644.24 USD
5/7/202643.79 USD
5/6/202644.30 USD
5/5/202643.21 USD
5/4/202643.03 USD
5/1/202643.41 USD
4/30/202644.39 USD
4/29/202643.81 USD
4/28/202644.41 USD
4/27/202644.40 USD
4/24/202644.18 USD
4/23/202645.02 USD
4/22/202645.72 USD
4/21/202645.70 USD
4/20/202646.30 USD
4/17/202645.36 USD
4/16/202641.96 USD
4/15/202642.24 USD
4/14/202642.57 USD
4/13/202641.94 USD
4/10/202641.27 USD
4/9/202641.80 USD
4/8/202641.71 USD
4/7/202640.29 USD
4/6/202640.32 USD
4/5/202640.32 USD
4/2/202639.84 USD
4/1/202639.84 USD
3/31/202639.77 USD
3/30/202639.23 USD
3/29/202637.91 USD
3/27/202637.79 USD
3/26/202637.79 USD
3/25/202639.14 USD
3/24/202639.23 USD
3/23/202639.52 USD
3/22/202639.22 USD
3/20/202638.43 USD
3/19/202638.43 USD
3/18/202638.09 USD
3/17/202637.59 USD
3/16/202637.36 USD
3/15/202635.96 USD
3/13/202636.14 USD
3/12/202636.14 USD
3/11/202636.84 USD
3/10/202636.85 USD
3/9/202637.38 USD
3/8/202638.44 USD
3/6/202638.07 USD
3/5/202639.90 USD
3/4/202640.41 USD
3/3/202639.88 USD
3/2/202639.75 USD
2/27/202639.44 USD
2/26/202641.94 USD
2/25/202641.49 USD
2/24/202640.51 USD
2/23/202640.12 USD
2/20/202642.13 USD
2/19/202641.83 USD
2/18/202642.10 USD
2/17/202641.29 USD
2/13/202640.80 USD
2/12/202640.83 USD
2/11/202641.68 USD
2/10/202642.39 USD
2/9/202642.04 USD
2/6/202642.31 USD
2/5/202642.01 USD
2/4/202643.34 USD
2/3/202642.06 USD
2/2/202642.16 USD
1/30/202642.28 USD
1/29/202643.30 USD
1/28/202642.61 USD
1/27/202642.89 USD
1/26/202642.23 USD
1/23/202641.91 USD
1/22/202641.99 USD
1/21/202642.43 USD
1/20/202642.17 USD
1/16/202643.61 USD
1/15/202644.21 USD
1/14/202643.87 USD
1/13/202643.74 USD
1/12/202644.37 USD
1/9/202645.72 USD
1/8/202645.91 USD
1/7/202646.55 USD
1/6/202647.06 USD
1/5/202646.63 USD
1/2/202645.76 USD
12/31/202545.04 USD
12/30/202545.59 USD
12/29/202545.77 USD
12/26/202546.26 USD
12/24/202546.29 USD
12/23/202546.43 USD
12/22/202546.41 USD
12/19/202545.69 USD
12/18/202545.46 USD
12/17/202544.64 USD
12/16/202544.33 USD
12/15/202544.85 USD
12/12/202545.19 USD
12/11/202545.84 USD
12/10/202544.49 USD
12/9/202543.21 USD
12/8/202542.96 USD
12/5/202542.39 USD
12/4/202542.42 USD
12/3/202541.76 USD
12/2/202541.18 USD
12/1/202541.44 USD
11/28/202541.30 USD
11/26/202541.15 USD
11/25/202540.74 USD
11/24/202539.60 USD
11/21/202538.48 USD
11/20/202537.57 USD
11/19/202538.40 USD
11/18/202537.65 USD
11/17/202537.71 USD
11/14/202539.29 USD
11/13/202539.21 USD
11/12/202540.26 USD
11/11/202539.47 USD
11/10/202539.27 USD
11/7/202539.27 USD
11/6/202538.63 USD
11/5/202539.95 USD
11/4/202539.62 USD
11/3/202539.38 USD
10/31/202538.97 USD
10/30/202539.21 USD
10/29/202539.88 USD
10/28/202540.83 USD
10/27/202541.29 USD
10/24/202541.33 USD
10/23/202541.02 USD
10/22/202540.60 USD
10/21/202541.72 USD
10/20/202540.66 USD
10/17/202539.21 USD
10/16/202538.83 USD
10/15/202539.70 USD
10/14/202539.94 USD
10/13/202537.87 USD
10/10/202536.61 USD
10/9/202539.19 USD
10/8/202539.08 USD
10/7/202539.92 USD
10/6/202539.81 USD
10/3/202539.26 USD
10/2/202538.85 USD
10/1/202538.75 USD
9/30/202539.20 USD
9/29/202539.20 USD
9/28/202539.86 USD
9/25/202540.16 USD
9/24/202540.83 USD
9/23/202542.68 USD
9/22/202543.48 USD
9/19/202544.22 USD
9/18/202544.58 USD
9/17/202543.95 USD
9/16/202543.51 USD
9/15/202543.07 USD
9/12/202542.23 USD
9/11/202542.10 USD
9/10/202541.11 USD
9/9/202541.41 USD
9/8/202541.34 USD
9/5/202541.37 USD
9/4/202541.57 USD
9/3/202540.87 USD
9/2/202540.76 USD
8/29/202541.06 USD
8/28/202541.05 USD
8/27/202541.21 USD
8/26/202540.76 USD
8/25/202540.72 USD
8/22/202540.36 USD
8/21/202538.45 USD
8/20/202538.26 USD
8/19/202538.27 USD
8/18/202538.40 USD
8/15/202538.86 USD
8/14/202538.89 USD
8/13/202538.89 USD
8/12/202538.31 USD
8/11/202537.22 USD
8/8/202537.49 USD
8/7/202536.95 USD
8/6/202537.22 USD
8/5/202537.24 USD
8/4/202537.44 USD
7/31/202537.03 USD
7/30/202537.85 USD
7/29/202538.26 USD
7/28/202538.51 USD
7/27/202538.82 USD
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Ally Financial Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2022
9.34 B USD
3.74 B USD
1.60 B USD
Jan 1, 2023
9.07 B USD
3.07 B USD
847.00 M USD
Jan 1, 2024
8.92 B USD
3.00 B USD
558.00 M USD
Jan 1, 2025
8.85 B USD
2.53 B USD
742.00 M USD
Jan 1, 2026 (e)
9.20 B USD
0.00 USD
1.66 B USD
Jan 1, 2027 (e)
9.77 B USD
0.00 USD
1.98 B USD
Jan 1, 2028 (e)
10.23 B USD
0.00 USD
2.26 B USD
Jan 1, 2029 (e)
10.41 B USD
0.00 USD
1.88 B USD

Ally Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 27, 2026, 12:32 PM
 
REVENUEB USD
REVENUE GROWTH%
Net Interest IncomeB USD
Non-Interest IncomeB USD
Loan Loss ProvisionsB USD
Pre-Provision Profit (PPOP)B USD
NET INCOMEB USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
2014201520162017201820192020202120222023202420252026e2027e2028e2029e
9.679.549.849.8710.4711.6210.7810.6912.2015.9716.4515.269.209.7710.2310.41
0.94-1.323.100.326.0811.01-7.21-0.8314.1230.923.02-7.26-39.736.194.731.76
5.615.975.685.475.425.615.556.747.767.066.757.11––––
1.281.141.531.541.411.761.982.041.582.012.171.74––––
0.460.710.921.150.921.000.860.241.401.972.171.48––––
1.702.102.502.662.542.972.274.103.743.073.002.53––––
0.88-1.281.040.931.261.721.093.001.600.850.560.741.661.982.261.88
-228.01-245.35-180.89-10.4135.9535.79-36.73176.77-46.59-47.19-34.1232.97123.8519.3914.02-17.07
––0.320.400.560.680.760.881.201.201.201.201.201.311.44–
–––25.0040.0021.4311.7615.7936.36––––9.179.92–
481.93482.87482.18455.35427.68395.40377.10365.18318.63305.14310.16313.04313.04313.04313.04313.04
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Ally Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Ally Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Ally Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Ally Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Ally Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Ally Financial stock margins

The Ally Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Ally Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Ally Financial.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
53.33 %
34.22 %
Jan 1, 2022
59.96 %
17.17 %
Jan 1, 2023
66.16 %
9.33 %
Jan 1, 2024
66.33 %
6.26 %
Jan 1, 2025
71.44 %
8.38 %
Jan 1, 2026 (e)
0.00 %
18.07 %
Jan 1, 2027 (e)
0.00 %
20.32 %
Jan 1, 2028 (e)
0.00 %
22.12 %

Ally Financial Revenue per Share, Earnings per Share

The Ally Financial earnings per share therefore indicates how much revenue Ally Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
24.03 USD
8.22 USD
Jan 1, 2022
29.32 USD
5.03 USD
Jan 1, 2023
29.74 USD
2.78 USD
Jan 1, 2024
28.75 USD
1.80 USD
Jan 1, 2025
28.27 USD
2.37 USD
Jan 1, 2026 (e)
29.81 USD
5.39 USD
Jan 1, 2027 (e)
31.65 USD
6.43 USD
Jan 1, 2028 (e)
33.15 USD
7.33 USD

Ally Financial business model & stock analysis

Ally Financial Inc is a financial services company headquartered in Detroit, Michigan. The company was founded in 1919 under the name General Motors Acceptance Corporation (GMAC) and was originally a subsidiary of General Motors, one of the world's largest automakers. GMAC's purpose was to provide vehicle financing for General Motors customers. Over the years, Ally's business model has changed and expanded, especially after the 2008 financial crisis, which also heavily impacted GM. Ally Financial was formed in 2009 when GMAC was converted into a standalone company. Today, Ally offers a wide range of financial services, including auto loans, leasing, online banking, mortgages, credit cards, and investment products. Ally is one of the largest auto financing companies in the United States and also has a presence in Canada and Mexico. The auto lending division remains a significant part of Ally's business, as the company has made a name for itself as a pioneer in the digital financial world. Ally is an online auto loan lender that provides customers with a quick and convenient way to finance or lease a vehicle. Customers can choose their car online and request real-time financing through the Ally Auto portal. In addition to auto loans, Ally also offers a range of banking services. Their Ally Bank Online Savings Account offers a high-interest rate and is one of the top online savings products in the market. They also offer inviting overdraft protection and a free Ally Bank Debit Mastercard. Ally also has a mortgage division and offers refinancing and home loans. These are handled through the Ally Home Loan department and provide a variety of mortgage options tailored to customer needs. In the investment sector, Ally offers various investment products, including Exchange Traded Funds (ETFs) and an online trading platform called Ally Invest. Through Ally Invest, customers can easily and quickly trade stocks, exchange-traded funds (ETFs), and options. In summary, Ally Financial offers a comprehensive range of financial services and has established itself as a leading provider of online auto loans and banking solutions in the US market. The company operates multiple business segments and offers innovative products and services to its customers. Ally specializes in offering its services online, providing a simple and convenient way to access financial products. With an annual revenue of over $9 billion, Ally Financial has a strong position in the American market and is also becoming increasingly recognized internationally.

Ally Financial SWOT Analysis

Strengths

Ally Financial Inc holds a strong position in the financial services industry, particularly in the sector of auto financing and online banking. This allows the company to benefit from economies of scale, establish strong brand recognition, and attract a substantial customer base.

With a wide range of financial products and services, Ally Financial Inc caters to the needs of various customer segments. This diversity helps the company maintain steady revenue streams and reduces the risk associated with relying on a single offering.

Ally Financial Inc has continually invested in technological advancements. By introducing online banking platforms and mobile applications, the company enhances customer experience, streamlines internal processes, and stays ahead of competitors in the digital era.

Weaknesses

As a significant portion of Ally Financial Inc's revenue comes from auto financing, the company is susceptible to fluctuations in the automotive industry. Economic downturns, decreasing car sales, or adverse changes in lending regulations can negatively impact the company's financial performance.

Ally Financial Inc heavily relies on wholesale funding, which exposes the company to risks associated with market disruptions and changes in interest rates. Any unfavorable shift in these factors can increase borrowing costs and create liquidity challenges for the organization.

Compared to some of its peer financial institutions, Ally Financial Inc has a limited international presence. This restricts the company's expansion opportunities in global markets and leaves it susceptible to regional economic downturns or geopolitical risks.

Opportunities

The growing popularity of online and mobile banking presents an opportunity for Ally Financial Inc to expand its customer base and market share. By investing in user-friendly digital platforms and offering innovative financial solutions, the company can capitalize on the increasing demand for convenient banking services.

Ally Financial Inc can explore opportunities to diversify its product and service portfolio by entering new financial sectors. By leveraging its existing brand and customer trust, the company can expand into areas such as wealth management, insurance, or mortgage lending to further enhance its revenue streams.

Forming strategic collaborations and partnerships with fintech companies or established financial institutions can provide Ally Financial Inc with access to new technologies, expertise, and customer networks. By capitalizing on these alliances, the company can foster innovation, expand its product offerings, and gain a competitive edge.

Threats

The financial services industry is highly competitive, with numerous players offering similar products and services. Ally Financial Inc faces competition from traditional banks, online lenders, and credit unions. Intense competition can lead to pricing pressures, reduced market share, and potentially erode the company's profitability.

The financial industry is subject to extensive regulations and compliance requirements. Changes in regulations or failure to comply can lead to penalties, reputational damage, and increased operational costs for Ally Financial Inc. Adapting to evolving regulatory frameworks and ensuring strict compliance remains a priority for the company.

Global economic conditions, including recessions, inflation, or trade disputes, pose a threat to Ally Financial Inc's financial performance. These external factors can impact consumer spending, loan demand, and credit quality, thereby affecting the company's revenue and profitability.

Ally Financial Segments

Ally Financial Revenue by Segment (1/5)

  • 3 Years

  • Max

Noninsurance contracts
Remarketing fee income
Brokerage commissions and other revenue
Banking fees and interchange income
Product and Service, Other
Brokered/agent commissions
Details
Date
Noninsurance contracts
Remarketing fee income
Sale of off-lease vehicles
Brokerage commissions and other revenue
Banking fees and interchange income
Product and Service, Other
Other
Deposit account and other banking fees
Brokered/agent commissions
Deposits and Banking
Jan 1, 2014
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2015
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2016
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
655.00 M USD
107.00 M USD
0.00 USD
64.00 M USD
44.00 M USD
24.00 M USD
0.00 USD
0.00 USD
14.00 M USD
0.00 USD

Ally Financial Revenue by Segment (2/5)

  • 3 Years

  • 5 Years

  • Max

Noninsurance contracts
Remarketing fee income
Sale of off-lease vehicles
Brokerage commissions and other revenue
Other
Deposit account and other banking fees
Brokered/agent commissions
Details
Date
Noninsurance contracts
Remarketing fee income
Sale of off-lease vehicles
Brokerage commissions and other revenue
Other
Deposit account and other banking fees
Brokered/agent commissions
Jan 1, 2014
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2015
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2016
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
0.00 USD
0.00 USD
90.00 M USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

Ally Financial Revenue by Segment (3/5)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Insurance Operations Member
Insurance operations
Mortgage Operations
Automotive Finance operations
Corporate and Other
Corporate Finance operations
Mortgage Finance operations
Details
Date
Insurance Operations Member
Insurance operations
Mortgage Operations
Automotive Finance operations
Corporate and Other
Corporate Finance operations
Mortgage Finance operations
Jan 1, 2014
0.00 USD
0.00 USD
60.00 M USD
3.59 B USD
-179.00 M USD
0.00 USD
0.00 USD
Jan 1, 2015
0.00 USD
0.00 USD
159.00 M USD
3.66 B USD
-52.00 M USD
0.00 USD
0.00 USD
Jan 1, 2016
1.10 B USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2018
0.00 USD
0.00 USD
0.00 USD
92.00 M USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
669.00 M USD
0.00 USD
127.00 M USD
112.00 M USD
0.00 USD
0.00 USD

Ally Financial Revenue by Segment (4/5)

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Automotive Finance Operations
Insurance operations
Corporate and Other
Details
Date
Automotive Finance Operations
Insurance operations
Corporate and Other
Jan 1, 2014
0.00 USD
1.19 B USD
0.00 USD
Jan 1, 2015
0.00 USD
1.09 B USD
0.00 USD
Jan 1, 2016
3.97 B USD
0.00 USD
125.00 M USD
Jan 1, 2018
0.00 USD
522.00 M USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD

Ally Financial Revenue by Segment (5/5)

  • 3 Years

  • 5 Years

  • Max

Corporate Finance operations
Mortgage Finance operations
Details
Date
Corporate Finance operations
Mortgage Finance operations
Jan 1, 2014
0.00 USD
0.00 USD
Jan 1, 2015
0.00 USD
0.00 USD
Jan 1, 2016
147.00 M USD
97.00 M USD
Jan 1, 2018
0.00 USD
0.00 USD
Jan 1, 2022
0.00 USD
0.00 USD

Ally Financial Revenue by Region

  • 3 Years

  • 5 Years

  • 10 Years

  • Max

Domestic
Foreign
Details
Date
Domestic
Foreign
Jan 1, 2014
4.53 B USD
126.00 M USD
Jan 1, 2015
4.76 B USD
99.00 M USD
Jan 1, 2016
5.35 B USD
90.00 M USD

Ally Financial Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Ally Financial historical P/E ratio, EBIT multiple, and P/S ratio

Ally Financial annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Ally Financial shares outstanding

The number of shares of Ally Financial was 313.04 M in 2025. This indicates how many shares Ally Financial is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
365.18 M Stocks
Jan 1, 2022
318.63 M Stocks
Jan 1, 2023
305.14 M Stocks
Jan 1, 2024
310.16 M Stocks
Jan 1, 2025
313.04 M Stocks
Jan 1, 2026 (e)
313.04 M Stocks
Jan 1, 2027 (e)
313.04 M Stocks
Jan 1, 2028 (e)
313.04 M Stocks

Ally Financial stock splits

In Ally Financial's history, there have been no stock splits.

Ally Financial Dividend History

11 years of dividend payments

YearAnnual DividendYoY ChangePayments
20260.60USDYTD—2×
Feb 2, 20260.30USD 0.0%1/2
May 1, 20260.30USD 0.0%2/2
20251.20USD 0.0%4×
Jan 31, 20250.30USD 0.0%1/4
May 1, 20250.30USD 0.0%2/4
Aug 1, 20250.30USD 0.0%3/4
Oct 31, 20250.30USD 0.0%4/4
20241.20USD 0.0%4×
20231.20USD 0.0%4×
20221.20USD↑ 36.4%4×
20210.88USD↑ 15.8%4×
20200.76USD↑ 11.8%4×
20190.68USD↑ 21.4%4×
20180.56USD↑ 40.0%4×
20170.40USD↑ 150.0%4×

Ally Financial dividend history and estimates

In 2025, Ally Financial paid a dividend amounting to 1.20 USD. Dividend means that Ally Financial distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.88 USD
0.00 USD
Jan 1, 2022
1.20 USD
0.00 USD
Jan 1, 2023
1.20 USD
0.00 USD
Jan 1, 2024
1.20 USD
0.00 USD
Jan 1, 2025
1.20 USD
0.00 USD
Jan 1, 2026 (e)
0.60 USD
0.60 USD
Jan 1, 2027 (e)
0.00 USD
1.31 USD
Jan 1, 2028 (e)
0.00 USD
1.44 USD

Ally Financial dividend payout ratio

In 2025, Ally Financial had a payout ratio of 50.63%. The payout ratio indicates the percentage of the company's profits that Ally Financial distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
10.68 %
Jan 1, 2022
23.81 %
Jan 1, 2023
43.13 %
Jan 1, 2024
66.58 %
Jan 1, 2025
50.63 %
Jan 1, 2026 (e)
22.28 %
Jan 1, 2027 (e)
20.44 %
Jan 1, 2028 (e)
19.65 %

Current Ally Financial forecasts and price targets in July 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.95 %
Buy80.77 % (21)
Hold19.23 % (5)
Sell0.00 % (0)
12M Price Target
54.06
Last Price
43.97
Currency
USD
12M Return Potential
22.95 %
LTM Return
0 %

Ally Financial Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
7/21/20261.28USD2.26 BUSD2026 Q2
4/17/20260.96USD2.18 BUSD2026 Q1
1/21/20261.05USD2.19 BUSD2025 Q4
1/20/20261.05USD2.19 BUSD2025 Q4
4/17/20240.67USD2.07 BUSD2024 Q1
1/19/20240.58USD2.05 BUSD2023 Q4
1/18/20240.87USD2.23 BUSD2023 Q4
7/17/20231.04USD2.13 BUSD2023 Q2
4/12/20231.08USD2.09 BUSD2023 Q1
1/19/20231.02USD2.07 BUSD2022 Q4

EESG©

Eulerpool ESG Scorecard© for the Ally Financial stock

40/100
15
Environment
30
Social
75
Governance
E

Environment

20
Scope 1 - Direct Emissions5,402
Scope 2 - Indirect emissions from purchased energy9,016
Scope 3 - Indirect emissions within the value chain209,802
Total CO₂ emissions14,418
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Ally Financial shareholder structure

% Name
9.40063%
Berkshire Hathaway Inc.
Berkshire Hathaway Inc.
9.10046%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
8.69940%
Harris Associates L.P.
Harris Associates L.P.
7.30958%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
3.23527%
Wellington Management Company, LLP
Wellington Management Company, LLP
2.80944%
State Street Investment Management (US)
State Street Investment Management (US)
...

Ally Financial Executives and Management Board

MR

Mr. Michael Rhodes

(59)

Chief Executive Officer, Director · since 2024

Compensation20.94 M USD
HM

Ms. Hope Mehlman

(59)

Chief Legal and Corporate Affairs Officer

Compensation6.78 M USD
RH

Mr. Russell Hutchinson

(50)

Chief Financial Officer

Compensation5.24 M USD
DT

Mr. Douglas Timmerman

(62)

President of Dealer Financial Services

Compensation4.60 M USD
SR

Ms. Stephanie Richard

(52)

Chief Risk Officer

Compensation2.34 M USD

Frequently asked questions about Ally Financial

The business model of Ally Financial Inc is focused on providing a wide range of financial services primarily to automotive dealers and their customers. Ally Financial operates as a financial holding company offering products and services such as retail automotive financing, dealer services, insurance, online banking, mortgage loans, and corporate finance. With a customer-centric approach, Ally Financial aims to enable individuals and businesses to achieve their financial goals, offering tailored solutions and competitive rates. As a leading financial institution, Ally Financial Inc strives to uphold a reputation of trust, reliability, and innovation in the industry.

All fundamentals and in-depth analysis of Ally Financial

Our stock analysis for Ally Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Ally Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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