MyState (MYS.AX) Stock Price

MyState Price

ASX·CLOSED
4.66AUD-0.04 (-0.85 %)
Market closed

Over the last 19 years MyState grew revenue by 9.0% annually, reaching 187.29 M AUD. Earnings per share have grown at 5.9% per year over the last 19 years. For MyState, the net margin of 19.0% is down versus 26.2% a few years ago. At today's price the dividend yield works out to roughly 6.59%. The payout ratio is around 142% of earnings. The dividend has grown at 4.9% per year over the past 16 years. The consensus 12-month price target for MyState is 5.08 AUD, about 9.0% above where the stock trades today. Of 5 analysts, 4 rate the stock a buy — an overall Buy consensus. The stock trades about 14% above its 52-week low.

MyState stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of MyState over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how MyState stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing MyState's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

MyState Stock Price History
DateMyState Price
8/24/20264.66 AUD
8/21/20264.70 AUD
8/20/20264.68 AUD
8/19/20264.70 AUD
8/18/20264.70 AUD
8/17/20264.80 AUD
8/14/20264.86 AUD
8/13/20264.84 AUD
8/12/20264.81 AUD
8/11/20264.84 AUD
8/10/20264.86 AUD
8/7/20264.92 AUD
8/6/20264.95 AUD
8/5/20264.96 AUD
8/4/20264.95 AUD
8/3/20264.85 AUD
7/31/20264.88 AUD
7/30/20264.90 AUD
7/29/20264.92 AUD
7/28/20264.88 AUD
7/27/20264.93 AUD
7/24/20264.81 AUD
7/23/20264.83 AUD
7/22/20264.76 AUD
7/21/20264.80 AUD
7/20/20264.85 AUD
7/17/20264.81 AUD
7/16/20264.86 AUD
7/15/20264.76 AUD
7/14/20264.80 AUD
7/13/20264.79 AUD
7/10/20264.76 AUD
7/9/20264.79 AUD
7/8/20264.78 AUD
7/7/20264.71 AUD
7/6/20264.63 AUD
7/3/20264.63 AUD
7/2/20264.60 AUD
7/1/20264.48 AUD
6/30/20264.61 AUD
6/29/20264.67 AUD
6/26/20264.58 AUD
6/25/20264.59 AUD
6/24/20264.70 AUD
6/23/20264.73 AUD
6/22/20264.68 AUD
6/19/20264.63 AUD
6/18/20264.61 AUD
6/17/20264.63 AUD
6/16/20264.63 AUD
6/15/20264.57 AUD
6/12/20264.52 AUD
6/11/20264.53 AUD
6/10/20264.45 AUD
6/9/20264.43 AUD
6/5/20264.36 AUD
6/4/20264.33 AUD
6/3/20264.34 AUD
6/2/20264.43 AUD
6/1/20264.48 AUD
5/29/20264.46 AUD
5/28/20264.47 AUD
5/27/20264.50 AUD
5/26/20264.45 AUD
5/25/20264.40 AUD
5/22/20264.50 AUD
5/21/20264.42 AUD
5/20/20264.41 AUD
5/19/20264.51 AUD
5/18/20264.55 AUD
5/15/20264.51 AUD
5/14/20264.44 AUD
5/13/20264.47 AUD
5/12/20264.60 AUD
5/11/20264.72 AUD
5/8/20264.72 AUD
5/7/20264.71 AUD
5/6/20264.67 AUD
5/5/20264.56 AUD
5/4/20264.62 AUD
5/1/20264.68 AUD
4/30/20264.61 AUD
4/29/20264.65 AUD
4/28/20264.53 AUD
4/27/20264.42 AUD
4/24/20264.42 AUD
4/23/20264.43 AUD
4/22/20264.53 AUD
4/21/20264.61 AUD
4/20/20264.59 AUD
4/17/20264.61 AUD
4/16/20264.64 AUD
4/15/20264.63 AUD
4/14/20264.63 AUD
4/13/20264.64 AUD
4/10/20264.74 AUD
4/9/20264.64 AUD
4/8/20264.58 AUD
4/7/20264.49 AUD
4/2/20264.45 AUD
4/1/20264.44 AUD
3/31/20264.40 AUD
3/30/20264.34 AUD
3/27/20264.41 AUD
3/26/20264.50 AUD
3/25/20264.50 AUD
3/24/20264.40 AUD
3/23/20264.37 AUD
3/20/20264.31 AUD
3/19/20264.38 AUD
3/18/20264.32 AUD
3/17/20264.31 AUD
3/16/20264.29 AUD
3/13/20264.23 AUD
3/12/20264.18 AUD
3/11/20264.34 AUD
3/10/20264.26 AUD
3/9/20264.25 AUD
3/6/20264.38 AUD
3/5/20264.41 AUD
2/26/20264.51 AUD
2/25/20264.60 AUD
2/24/20264.75 AUD
2/23/20264.94 AUD
2/20/20264.80 AUD
2/19/20264.78 AUD
2/18/20264.65 AUD
2/17/20264.66 AUD
2/16/20264.58 AUD
2/13/20264.66 AUD
2/12/20264.68 AUD
2/11/20264.71 AUD
2/10/20264.67 AUD
2/9/20264.65 AUD
2/6/20264.55 AUD
2/5/20264.65 AUD
2/4/20264.61 AUD
2/3/20264.65 AUD
2/2/20264.57 AUD
1/30/20264.49 AUD
1/29/20264.48 AUD
1/28/20264.51 AUD
1/27/20264.54 AUD
1/23/20264.54 AUD
1/22/20264.50 AUD
1/21/20264.43 AUD
1/20/20264.49 AUD
1/19/20264.58 AUD
1/16/20264.62 AUD
1/15/20264.56 AUD
1/14/20264.55 AUD
1/13/20264.54 AUD
1/12/20264.55 AUD
1/9/20264.56 AUD
1/8/20264.57 AUD
1/7/20264.58 AUD
1/6/20264.63 AUD
1/5/20264.59 AUD
1/2/20264.57 AUD
12/31/20254.58 AUD
12/30/20254.60 AUD
12/29/20254.58 AUD
12/24/20254.61 AUD
12/23/20254.64 AUD
12/22/20254.63 AUD
12/19/20254.76 AUD
12/18/20254.64 AUD
12/17/20254.59 AUD
12/16/20254.45 AUD
12/15/20254.55 AUD
12/12/20254.54 AUD
12/11/20254.55 AUD
12/10/20254.52 AUD
12/9/20254.51 AUD
12/8/20254.45 AUD
12/5/20254.45 AUD
12/4/20254.49 AUD
12/3/20254.34 AUD
12/2/20254.40 AUD
12/1/20254.40 AUD
11/28/20254.45 AUD
11/27/20254.43 AUD
11/26/20254.41 AUD
11/25/20254.42 AUD
11/24/20254.40 AUD
11/21/20254.33 AUD
11/20/20254.37 AUD
11/19/20254.28 AUD
11/18/20254.34 AUD
11/17/20254.36 AUD
11/14/20254.33 AUD
11/13/20254.36 AUD
11/12/20254.47 AUD
11/11/20254.47 AUD
11/10/20254.54 AUD
11/7/20254.50 AUD
11/6/20254.51 AUD
11/5/20254.44 AUD
11/4/20254.42 AUD
11/3/20254.46 AUD
10/31/20254.45 AUD
10/30/20254.46 AUD
10/29/20254.47 AUD
10/28/20254.54 AUD
10/27/20254.50 AUD
10/24/20254.47 AUD
10/23/20254.47 AUD
10/22/20254.55 AUD
10/21/20254.49 AUD
10/20/20254.44 AUD
10/17/20254.36 AUD
10/16/20254.44 AUD
10/15/20254.45 AUD
10/14/20254.34 AUD
10/13/20254.38 AUD
10/10/20254.44 AUD
10/9/20254.46 AUD
10/8/20254.42 AUD
10/7/20254.46 AUD
10/6/20254.42 AUD
10/3/20254.36 AUD
10/2/20254.37 AUD
10/1/20254.31 AUD
9/30/20254.30 AUD
9/29/20254.21 AUD
9/26/20254.18 AUD
9/25/20254.11 AUD
9/24/20254.18 AUD
9/23/20254.20 AUD
9/22/20254.16 AUD
9/19/20254.15 AUD
9/18/20254.14 AUD
9/17/20254.11 AUD
9/16/20254.19 AUD
9/15/20254.09 AUD
9/12/20254.16 AUD
9/11/20254.13 AUD
9/10/20254.18 AUD
9/9/20254.15 AUD
9/8/20254.25 AUD
9/5/20254.26 AUD
9/4/20254.31 AUD
9/3/20254.27 AUD
9/2/20254.34 AUD
9/1/20254.24 AUD
8/29/20254.29 AUD
8/28/20254.26 AUD
8/27/20254.24 AUD
Access this data via the Eulerpool API

MyState Revenue, Pre-Provision Profit, Net Income

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  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2023
159.07 M AUD
57.73 M AUD
38.50 M AUD
Jan 1, 2024
150.21 M AUD
51.41 M AUD
35.29 M AUD
Jan 1, 2025
187.29 M AUD
53.78 M AUD
35.56 M AUD
Jan 1, 2026 (e)
254.50 M AUD
0.00 AUD
50.55 M AUD
Jan 1, 2027 (e)
274.50 M AUD
0.00 AUD
59.44 M AUD
Jan 1, 2028 (e)
289.90 M AUD
0.00 AUD
68.00 M AUD
Jan 1, 2029 (e)
297.08 M AUD
0.00 AUD
77.39 M AUD
Jan 1, 2030 (e)
298.95 M AUD
0.00 AUD
78.53 M AUD

MyState Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 26, 2026, 2:50 PM
 
REVENUEM AUD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM AUD
Net Interest IncomeM AUD
Non-Interest IncomeM AUD
Loan Loss ProvisionsM AUD
Pre-Provision Profit (PPOP)M AUD
NET INCOMEM AUD
NET INCOME GROWTH%
DIV.AUD
DIV. GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
216.00217.00218.00219.00233.00217.00190.00190.00380.00506.00638.00254.00274.00289.00297.00298.00
1.890.460.460.466.39-6.87-12.44100.0033.1626.09-60.197.875.472.770.34
65.2864.9864.6864.3860.5264.9874.2174.2137.1127.8722.1074.2174.2174.2174.2174.21
141.00141.00141.00141.00141.00141.00141.00141.00141.00141.00141.00188.49203.34214.47220.41221.15
83.4088.9088.1089.5089.4099.50112.00110.25131.28122.32157.22
41.7034.5036.5031.4031.0029.3026.6030.7827.7927.8930.07
0.601.200.200.40-0.204.90-1.00-0.762.541.200.48
46.6042.3042.4045.1042.4047.8051.1045.1457.7351.4153.78
32.0028.0030.0031.0031.0030.0036.0032.0038.0035.0035.0050.0059.0068.0077.0078.00
10.34-12.507.143.33-3.2320.00-11.1118.75-7.8942.8618.0015.2513.241.30
0.410.410.410.410.410.200.350.340.330.330.310.310.310.31
-51.2275.00-2.86-2.94-6.06
88.6088.8089.7091.3092.0092.9092.80105.57138.19140.01164.66164.66164.66164.66164.66164.66
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales MyState generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue MyState retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare MyState's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares MyState has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against MyState's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

MyState stock margins

The MyState margin analysis displays the gross margin, EBIT margin, as well as the profit margin of MyState. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for MyState.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
63.13 %
26.19 %
Jan 1, 2022
67.99 %
22.71 %
Jan 1, 2023
63.71 %
24.21 %
Jan 1, 2024
65.78 %
23.49 %
Jan 1, 2025
71.29 %
18.99 %
Jan 1, 2026 (e)
0.00 %
19.86 %
Jan 1, 2027 (e)
0.00 %
21.65 %
Jan 1, 2028 (e)
0.00 %
23.46 %

MyState Revenue per Share, Earnings per Share

The MyState earnings per share therefore indicates how much revenue MyState has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
1.49 AUD
0.39 AUD
Jan 1, 2022
1.34 AUD
0.30 AUD
Jan 1, 2023
1.15 AUD
0.28 AUD
Jan 1, 2024
1.07 AUD
0.25 AUD
Jan 1, 2025
1.14 AUD
0.22 AUD
Jan 1, 2026 (e)
1.55 AUD
0.31 AUD
Jan 1, 2027 (e)
1.67 AUD
0.36 AUD
Jan 1, 2028 (e)
1.76 AUD
0.41 AUD

MyState business model & stock analysis

MyState Ltd. is an Australian financial services company specializing in banking, wealth management, and mortgages. The company was founded in 2009 and is headquartered in Hobart, Tasmania. The history of MyState begins with the establishment of Tasmanian Perpetual Trustees Limited in 1876. The company was later renamed The Trust Company (TTC) and became a leading provider of asset management services in Australia. In 2013, TTC was acquired by Perpetual Limited, and MyState Wealth Management was established in the same year. Today, MyState is a diversified financial services company focusing on the needs of families and small businesses. MyState's business model is based on a combination of deposits and loans, as well as investments in assets such as real estate, capital markets, and alternative investments. MyState operates three different business segments: Personal Banking, Business Banking, and Wealth Management. In the Personal Banking segment, the company offers a wide range of products and services, including savings accounts, credit cards, mortgages, personal loans, and insurance. MyState is committed to providing its customers with the best solutions to meet their financial needs, emphasizing transparency and personalized service. In the Business Banking segment, MyState offers a variety of services aimed at fulfilling the financial needs of small and medium-sized businesses. The company provides business accounts, credit cards, leasing and equipment finance, as well as factoring services. MyState has a strong network of experienced advisors and is committed to offering comprehensive financial solutions. Wealth Management is MyState's third business segment, offering investment and asset management services. This includes a variety of options such as stocks and bonds, alternative asset classes like private equity, infrastructure, and hedge funds. These services target the needs of affluent investors looking for customized investment solutions. In recent years, MyState has also invested in innovations to enhance the customer experience. One example is the MyState Bank App, which allows customers to easily and conveniently manage their finances on the go. Overall, MyState has a comprehensive portfolio of services to meet the needs of its customers. The company is a key player in the Australian financial market, with a clear focus on customer needs and a dedicated team of professionals.

MyState SWOT Analysis

Strengths

MyState Ltd has a solid financial position with steady revenue growth and a healthy balance sheet. This allows the company to make strategic investments and pursue new opportunities.

The company offers a wide range of financial products and services, including banking, wealth management, and insurance. This diversification helps MyState Ltd capture a larger market share and mitigate risks associated with a single product line.

Weaknesses

MyState Ltd operates primarily in certain regions, limiting its potential customer base and growth opportunities compared to national or international competitors with broader geographical coverage.

The company heavily relies on interest income as its main revenue source, which makes it vulnerable to fluctuations in interest rates. Any significant changes in interest rates could affect the company's profitability.

Opportunities

MyState Ltd has the potential to expand its operations into untapped markets, both domestically and internationally. By identifying and entering new markets, the company can increase its customer base and revenue streams.

The increasing adoption of digital banking presents an opportunity for MyState Ltd to enhance its online presence and offer innovative digital financial solutions. Embracing digital technologies can attract tech-savvy customers and improve operational efficiency.

Threats

MyState Ltd operates in a highly competitive market, facing competition from established financial institutions as well as fintech startups. This competition can exert pressure on market share, pricing, and customer acquisition.

The company operates within a heavily regulated industry, exposing it to potential compliance risks and increased regulatory scrutiny. Changes in regulations or failure to comply with existing ones can impact MyState Ltd's operations and reputation.

MyState Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

MyState historical P/E ratio, EBIT multiple, and P/S ratio

MyState annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

MyState shares outstanding

The number of shares of MyState was 164.66 M in 2025. This indicates how many shares MyState is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
92.80 M Stocks
Jan 1, 2022
105.57 M Stocks
Jan 1, 2023
138.19 M Stocks
Jan 1, 2024
140.01 M Stocks
Jan 1, 2025
164.66 M Stocks
Jan 1, 2026 (e)
164.66 M Stocks
Jan 1, 2027 (e)
164.66 M Stocks
Jan 1, 2028 (e)
164.66 M Stocks

MyState Dividend History

17 years of dividend payments

YearAnnual DividendYoY ChangePayments
20250.31AUD 6.5%
Mar 4, 20250.15AUD 8.7%1/2
Aug 22, 20250.16AUD 4.8%2/2
20240.33AUD 0.0%
20230.33AUD 4.2%
20220.34AUD 5.9%
20210.36AUD 78.9%
20200.20AUD 50.4%
20190.41AUD 0.0%
20180.41AUD 0.9%
20170.41AUD 0.0%
20160.41AUD 0.0%

MyState dividend history and estimates

In 2025, MyState paid a dividend amounting to 0.31 AUD. Dividend means that MyState distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021 (e)
0.36 AUD
-0.01 AUD
Jan 1, 2022
0.34 AUD
0.00 AUD
Jan 1, 2023
0.33 AUD
0.00 AUD
Jan 1, 2024
0.33 AUD
0.00 AUD
Jan 1, 2025
0.31 AUD
0.00 AUD
Jan 1, 2026 (e)
0.16 AUD
0.16 AUD
Jan 1, 2027 (e)
0.00 AUD
0.31 AUD
Jan 1, 2028 (e)
0.00 AUD
0.31 AUD

MyState dividend payout ratio

In 2025, MyState had a payout ratio of 142.20%. The payout ratio indicates the percentage of the company's profits that MyState distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
92.72 %
Jan 1, 2022
113.01 %
Jan 1, 2023
117.94 %
Jan 1, 2024
130.39 %
Jan 1, 2025
142.20 %
Jan 1, 2026 (e)
102.37 %
Jan 1, 2027 (e)
87.06 %
Jan 1, 2028 (e)
76.10 %

Current MyState forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
80.00 % (4)
Hold
20.00 % (1)
Sell
0.00 % (0)
12M Price Target
5.08
Last Price
5.00
Currency
AUD
12M Return Potential
1.59 %
LTM Return
0 %

MyState Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/21/20150.17AUD-62.63 MAUD-2015 Q4
8/25/20140.17AUD-61.61 MAUD-2014 Q4

EESG©

Eulerpool ESG Scorecard© for the MyState stock

53/100
16
Environment
64
Social
79
Governance
E

Environment

20
Scope 1 - Direct Emissions38
Scope 2 - Indirect emissions from purchased energy93
Scope 3 - Indirect emissions within the value chain56,387
Total CO₂ emissions131
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees59
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

MyState shareholder structure

% Name
1.93229%
DFA Australia Ltd.
DFA Australia Ltd.
1.61585%
Vanguard Investments Australia Ltd.
Vanguard Investments Australia Ltd.
0.40440%
Mellon Investments Corporation
Mellon Investments Corporation
0.33977%
Dimensional Fund Advisors, Ltd.
Dimensional Fund Advisors, Ltd.
0.18954%
Charles Schwab Investment Management, Inc.
Charles Schwab Investment Management, Inc.
0.04584%
BlackRock Investment Management (Australia) Ltd.
BlackRock Investment Management (Australia) Ltd.

MyState Beneficial Ownership Filings (SEC 13D/G)

Free Float
94.3%
Float Shares
-
Shares Outstanding
-

MyState Executives and Management Board

16 members · avg. age 68 · 38 % women

BM

Mr. Brett Morgan

Chief Executive Officer, Managing Director, Executive Director · since 2022

1.09 M AUD

Management

GD

Mr. Gary Dickson

Chief Financial Officer

545,217.00 AUD
MK

Ms. Mandakini Khanna

Chief Risk Officer

542,191.00 AUD
PM

Mr. Paul Moss

Chief Operating Officer

484,481.00 AUD
TN

Mr. Tim Newman

General Manager - Lending

470,362.00 AUD
CM

Mr. Claudio Mazzarella

General Manager - Everyday Banking and Marketing

439,582.00 AUD
JW

Ms. Janelle Whittle

General Manager - People, Community and Public Affairs

431,796.00 AUD

Board of Directors

VR

Mr. Vaughn Richtor (68)

Independent Non-Executive Chairman of the Board

236,500.00 AUD
WL

Mr. Warren Lee

Independent Non-Executive Director

137,692.00 AUD
SK

Ms. Sibylle Krieger

Independent Non-Executive Director

125,115.00 AUD
AW

Ms. Andrea Waters

Independent Non-Executive Director

125,115.00 AUD
JK

Ms. Jacqueline Korhonen

Director

SB

Ms. Sandra Birkensleigh

Non-Executive Director

MyState Supply Chain

MyState Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
4 companies
#NameTrend
1
Alphabet A
Supplier·Interactive Media & Services·US
0.10
0.90
0.48
0.21
0.28
0.73
2
Apple
Supplier·Technology Hardware, Storage & Peripherals·US
-0.07
0.79
0.15
0.46
0.13
0.68
3
Australian Finance Group
Supplier·Thrifts & Mortgage Finance·AU
0.17
0.79
0.41
0.23
0.27
0.62
4
Garmin
Supplier·Household Durables·CH
-0.64
0.81
0.69
0.19
0.30
0.62

Frequently asked questions about MyState

The business model of MyState Ltd, an Australian company, revolves around providing a range of banking, wealth management, and trustee services. MyState operates through two key divisions: Banking and Wealth Management & Trustees. Under the Banking division, the company offers a comprehensive range of retail banking products, including savings accounts, home loans, personal loans, and credit cards. The Wealth Management & Trustees division focuses on providing financial advice, investment management, and custodial services to individuals, businesses, and institutions. MyState is committed to delivering superior customer service, innovative financial solutions, and long-term value to its clients while maintaining a strong focus on risk management and compliance.

MyState Ltd is primarily active in the banking and financial services industry.

The main competitors of MyState Ltd in the market are other leading financial institutions in Australia, such as Commonwealth Bank, Westpac, Australia and New Zealand Banking Group, and National Australia Bank. These established banking institutions provide similar products and services to customers, creating healthy competition within the financial market. Despite facing competition from these industry giants, MyState Ltd has been able to position itself as a strong and reliable player in the market, offering competitive financial solutions and personalized customer service.

MyState Ltd is an Australian financial services group operating in banking, wealth management, and trustee services. Established in 2009, the company has a rich history serving customers with a range of financial solutions. MyState Ltd traces its roots back to 1876 when the Tasmanian Building and Investment Society was formed. Over the years, the company expanded its services and transformed into a full-fledged banking institution. Today, MyState Ltd continues to grow and provide innovative financial products and solutions to its customers. With a strong focus on customer satisfaction and a commitment to excellence, MyState Ltd has become a trusted name in the Australian financial sector.

Some significant milestones achieved by MyState Ltd include its establishment in 2000 as a diversified financial services company operating in banking, trustee, and wealth management sectors. In 2003, the company acquired TPT Wealth, strengthening its position in the wealth management industry. MyState expanded further by acquiring Mutual Trust in 2011, enabling it to offer a broader range of wealth management services. In 2014, MyState acquired The Rock Building Society, which enhanced its presence in the retail banking market. MyState Ltd has also been recognized with several industry awards for its exceptional customer service and product offerings.

MyState Ltd is primarily present in Australia.

MyState Ltd represents a strong set of values and a clear corporate philosophy. The company is committed to transparency, integrity, and delivering outstanding service to its customers. MyState focuses on building long-term relationships and providing innovative financial solutions tailored to the needs of individuals and businesses. With a dedication to excellence, MyState aims to create sustainable growth and maximize shareholder value. By embracing a customer-centric approach and embracing technology, MyState aims to be a leader in the financial industry. Through its commitment to its values and corporate philosophy, MyState Ltd strives to enhance the financial well-being of its customers and create a positive impact in the communities it serves.

Analysts currently set an average price target of 5.08 AUD for the MyState stock (median: 5.08 AUD), implying +1.6 % versus the latest price. The consensus is based on 5 analyst ratings.

5 analysts currently rate the MyState stock: 4 recommend buying, 1 holding and 0 selling. For 2026, analysts expect MyState to generate revenue of 254.50 M AUD and earnings per share of 0.31 AUD.

Converted at the current exchange rate, the MyState share trades at 2.86 EUR (4.66 AUD).

The MyState share (MYS.AX) is listed on 1 stock exchanges, including: ASX (MYS.AX).

MyState Ltd was founded in Australia in 2009 and has since become an established financial company. The company has built an excellent reputation since its founding and offers a wide range of financial services and products. One of the important divisions of the company is the banking business, including deposit and credit products. MyState offers various cards, such as credit cards and debit cards. Customers can also open offshore accounts, allowing them to diversify their portfolios at an international level. These accounts are also advantageous in terms of tax reporting obligations. Another important business area of MyState is wealth management. In this division, MyState offers various financial planning and advisory services to assist customers in achieving their financial goals and desires. Wealth managers work closely with customers and develop individual investment strategies based on their specific requirements and aspirations. MyState also offers a variety of investment funds. Another important business area of MyState is insurance. The company offers various insurance products, including liability, household, and motor vehicle insurance. The insurances are developed in collaboration with partner companies. MyState also has a prominent presence in the mortgage business. The company offers various mortgages, including standard mortgages, fixed and variable rate mortgages, and home loans. The company also has involvement in other business areas, including investor relations, cash management, foreign exchange trading, and more. In 2020, MyState developed a digital offering to provide its customers with an enhanced online experience. By creating a simple and user-friendly online tool, customers can access and conduct transactions on their accounts anytime and anywhere. MyState has a strong presence in the Australian market, serving customers nationwide. The company recently announced its entry into the fixed rate market, further demonstrating its commitment to growth and innovation. Overall, MyState's business model is designed to offer a comprehensive package of financial services and products tailored to the needs and aspirations of customers. The company has built an excellent reputation and is known for its exceptional customer service and technological innovation. MyState is committed to providing customers with a high level of service and an optimized customer experience while meeting the needs and goals of each individual customer.

The expected revenue of MyState is 254.50 M AUD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of MyState is 50.55 M AUD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of MyState is currently 15.18. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the MyState stock.

The price-to-sales ratio (P/S) of MyState is currently 3.01. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the MyState stock.

The Eulerpool Quality Score for MyState is 4/10.

The ISIN of MyState is AU000000MYS0. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of MyState is A1CZMV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of MyState is MYS.AX. The ticker symbol is used to trade MyState shares on the stock exchange.

Over the past 12 months, MyState paid a dividend of 0.31 AUD . This corresponds to a dividend yield of about 6.59 %. For the coming 12 months, MyState is expected to pay a dividend of 0.31 AUD.

The current dividend yield of MyState is 6.59 %.

MyState pays a dividend, distributed in the months of , , , .

MyState paid dividends every year for the past 17 years.

For the upcoming 12 months, dividends amounting to 0.31 AUD are expected. This corresponds to a dividend yield of 6.74 %.

MyState is assigned to the 'Finance' sector.

To receive the latest dividend of MyState from amounting to 0.16 AUD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, MyState distributed 0.33 AUD as dividends.

The dividends of MyState are distributed in AUD.

All fundamentals and in-depth analysis of MyState

Our stock analysis for MyState stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MyState. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.