MVB Financial (MVBF) Stock Price
MVB Financial Price
MVB Financial (MVBF) Stock | ISIN US5538101024 | WKN A2JGNC. The current MVB Financial stock price is 27.45 USD (2026). Revenue is 152.31 M USD. Net income is 25.54 M USD. The P/E ratio is 14.12. Market capitalization is 345.29 M USD. MVB Financial operates in the Finance sector.
Over the last 18 years MVB Financial grew revenue by 18.2% annually, reaching 228.76 M USD. Earnings per share have grown at 9.2% per year over the last 18 years. For MVB Financial, the net margin of 8.8% is down versus 21.5% a few years ago. At today's price the dividend yield works out to roughly 2.48%. The payout ratio is around 34% of earnings. The dividend has grown at 12.7% per year over the past 16 years.
MVB Financial stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of MVB Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how MVB Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing MVB Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | MVB Financial Price |
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MVB Financial Revenue, EBIT, Net Income
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MVB Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUE (M USD) |
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| REVENUE GROWTH (%) |
| GROSS MARGIN (%) |
| GROSS INCOME (M USD) |
| EBIT (M USD) |
| EBIT MARGIN (%) |
| NET INCOME (M USD) |
| NET INCOME GROWTH (%) |
| DIVIDEND (USD)DIV. (USD) |
| DIVIDEND GROWTH (%)DIV. GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025e | 2026e | 2027e |
|---|---|---|---|---|---|---|---|
| 172 | 146 | 164 | 209 | 228 | 137 | 152 | 180 |
| 17.01 | -15.12 | 12.33 | 27.44 | 9.09 | -39.91 | 10.95 | 18.42 |
| - | - | - | - | - | - | - | - |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 24 | 45 | 63 |
| – | – | – | – | – | – | – | – |
| 37 | 39 | 15 | 31 | 20 | 17 | 25 | 37 |
| 42.31 | 5.41 | -61.54 | 106.67 | -35.48 | -15 | 47.06 | 48 |
| 0.36 | 0.51 | 0.68 | 0.68 | 0.68 | 0.68 | 0.7 | 1.08 |
| 80 | 41.67 | 33.33 | – | – | – | 2.94 | 54.29 |
| 12.1 | 12.6 | 12.9 | 13 | 13.14 | 13.14 | 13.14 | 13.14 |
| – | – | – | – | – | – | – | – |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales MVB Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue MVB Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare MVB Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares MVB Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against MVB Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
MVB Financial stock margins
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MVB Financial Stock Revenue, EBIT, Earnings per Share
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MVB Financial business model & stock analysis
MVB Financial SWOT Analysis
Strengths
MVB Financial Corp has consistently demonstrated a strong financial performance, with stable revenue growth and profitability. This has allowed the company to invest in strategic initiatives and expand its market presence.
MVB Financial Corp operates in multiple business segments, including commercial banking, mortgage banking, and wealth management. This diversification provides the company with opportunities for revenue generation from various sources and reduces its dependence on a single segment.
Weaknesses
MVB Financial Corp primarily operates in a limited geographic area, which poses a risk of potential revenue stagnation. Expansion into new markets may be necessary to mitigate this weakness and tap into new customer bases.
As a relatively small financial institution, MVB Financial Corp may face challenges in competing with larger players in terms of brand recognition, resources, and market reach. Strategic partnerships or acquisitions could be considered to gain a competitive edge.
Opportunities
The increasing popularity of digital banking presents an opportunity for MVB Financial Corp to enhance its digital offerings, attract tech-savvy customers, and streamline its operations. Investment in technology and innovation will be key to capitalize on this trend.
MVB Financial Corp can explore new markets or regions where it currently has limited presence. By identifying underserved areas, the company can expand its customer base and increase market share, potentially leading to sustainable growth.
Threats
The financial industry is highly competitive, and MVB Financial Corp faces competition from large banks, regional banks, credit unions, and non-banking financial institutions. It must continuously innovate and differentiate its products and services to retain and attract customers.
Fluctuations in the economy, interest rates, and global markets can impact MVB Financial Corp's operations and profitability. It must closely monitor economic indicators, adapt to changing market conditions, and implement risk management strategies to mitigate potential downturns.
MVB Financial Segments
MVB Financial Revenue by Segment
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MVB Financial Eulerpool Fair Value
MVB Financial historical P/E ratio, EBIT multiple, and P/S ratio
MVB Financial annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
MVB Financial shares outstanding
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MVB Financial Dividend History
18 years of dividend payments
MVB Financial dividend history and estimates
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MVB Financial dividend payout ratio
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MVB Financial Earnings Estimates
MVB Financial Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 5/4/2026 | 0.38USD | 38.27 MUSD | 2026 Q1 |
| 4/28/2026 | 0.38USD | 38.27 MUSD | 2026 Q1 |
| 2/12/2026 | 0.33USD | 35.84 MUSD | 2025 Q4 |
| 2/11/2026 | 0.33USD | 35.83 MUSD | 2025 Q4 |
| 4/25/2024 | 0.43USD | 39.91 MUSD | 2024 Q1 |
| 2/15/2024 | 0.34USD | 38.72 MUSD | 2023 Q4 |
| 7/31/2023 | 0.81USD | 57.19 MUSD | 2023 Q2 |
| 5/1/2023 | 0.61USD | 49.5 MUSD | 2023 Q1 |
| 2/15/2023 | 0.54USD | 41.97 MUSD | 2022 Q4 |
| 10/31/2022 | 0.49USD | 41.32 MUSD | 2022 Q3 |
EESG©
Eulerpool ESG Scorecard© for the MVB Financial stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
MVB Financial shareholder structure
| % | Name |
|---|---|
13.64029% | |
6.90843% | |
5.0401% | |
4.72614% | |
4.44433% | |
3.55812% | |
2.90228% | |
2.20522% | |
2.06165% | |
1.86549% |
MVB Financial Executives and Management Board
Mr. Larry Mazza
(64)President, Chief Executive Officer, Director · since 2025
Mr. Donald Robinson
(50)President, Chief Financial Officer
Mr. Craig Greathouse
(53)Executive Vice President, Chief Administrative Officer · since 2022
Mr. Michael Giorgio
(44)Executive Vice President, Chief Information Officer
Mr. W. Marston Becker
(72)Independent Chairman of the Board
Frequently asked questions about MVB Financial
The business model of MVB Financial Corp revolves around providing comprehensive financial services to individuals and businesses. As a diversified financial holding company, MVB offers banking, mortgage, insurance, and wealth management services. MVB focuses on serving the needs of its customers and fostering strong relationships through personalized solutions and technological innovation. Combining traditional banking services with modern digital tools, MVB aims to deliver convenient and secure financial solutions tailored to meet the unique requirements of its clients. With its customer-centric approach and commitment to innovation, MVB Financial Corp strives to be a trusted and reliable partner in the financial industry.
MVB Financial stock
MVB Financial Peer Group
MVB Financial Ticker
MVB Financial FIGI
All fundamentals and in-depth analysis of MVB Financial
Our stock analysis for MVB Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of MVB Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.