Muthoot Finance (MUTHOOTFIN.NS) Stock Price

Muthoot Finance Price

NSE·CLOSED
2,566.00
​
Market closed

Revenue has compounded at 35.3% per year over the past 19 years to 312.63 B INR. Earnings per share have grown at 33.5% per year over the last 19 years. Muthoot Finance's net margin stands at 33.9%, broadly stable from 32.9% several years earlier. Muthoot Finance currently offers a dividend yield of about 1.01%. The payout ratio is around 22% of earnings. The dividend has grown at 14.3% per year over the past 14 years. Analysts set a median price target of 3,646.50 INR, implying 42.1% above the current price. Of 27 analysts, 18 rate the stock a buy — an overall Buy consensus.

Muthoot Finance stock price

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Muthoot Finance business model & stock analysis

Muthoot Finance Ltd is an Indian company specializing in finance. It was established in 1939 and is headquartered in the southern Indian state of Kerala. The company operates over 4,500 branches in India and 18 other countries. The history of Muthoot Finance Ltd began with M. George Muthoot, who started as a small moneylender in Kozhencherry, Kerala in 1939. He had a vision to improve people's lives through financial services and gold management. His sons, M. George Muthoot, M. George Muthoot, Thomas Muthoot, and George Jacob Muthoot, later took over the company and made it one of the leading gold finance companies in India. Muthoot Finance Ltd offers a wide range of financial products to its customers, including pawn loans, gold financing services, insurance, foreign currency loans, travel insurance, and more. The company focuses particularly on gold financial services and holds a leading position in this area. The business model of Muthoot Finance Ltd is based on the concept of pawnbroking or pawn business. Customers can deposit their gold items such as jewelry or coins as collateral and typically receive loans within minutes. The gold is evaluated according to strict rules and valued based on the daily gold price. The company has served over 160 million customers as of 2021. The company also operates other business segments such as offering microfinance services, insurance, and investment services. With this wide range of products, the company has high growth potential to expand into new market segments and countries. The various divisions of Muthoot Finance Ltd are closely interconnected and form a cohesive unit that focuses on the needs of its customers. Additionally, the company has plans to expand its business into other areas such as retail and real estate. Muthoot Finance Ltd offers a wide range of products to its customers. In the pawnbroking services segment, the company provides loans against gold bars, gold coins, and gold jewelry. In this segment, the company focuses on meeting customer needs through customer-oriented products such as "Bigg ho ya chhotta, har gold ko hoti hai same value" ("Regardless of its size, every gold has the same value") or "Muthoot Blue." The company also offers other types of loans, such as mortgage loans, auto or personal loans, as well as business or construction loans. It has partnerships with third-party providers to offer various financial products such as insurance and investment funds. The mission of Muthoot Finance Ltd is to fulfill the financial needs and dreams of its customers through an innovative range of financial products and services. The company is also committed to making a sustainable impact on the community through social initiatives and programs. It has supported projects related to environmental responsibility, healthcare, and education, contributing to improving people's quality of life. Overall, Muthoot Finance Ltd can be considered a leading company in the gold pawn loan sector, offering a wide range of financial services to its customers. The company has strong growth potential to expand its products into new markets and establish itself in other industries. Through its customer-oriented innovations and social initiatives, it will continue to have a positive impact on the community.

Frequently asked questions about Muthoot Finance

Muthoot Finance Ltd primarily operates in various countries and regions. These include India, where the company is headquartered, as well as the United States, the United Kingdom, the United Arab Emirates, Sri Lanka, and Nepal. With a widespread presence, Muthoot Finance Ltd has established itself as a leading financial institution in these regions, offering a range of services such as gold loans, microfinance, housing finance, and more.

Muthoot Finance Ltd operates as a non-banking financial institution that mainly offers gold loan financing services. The business model of Muthoot Finance Ltd revolves around providing secured loans by accepting gold jewelry as collateral, making it accessible to individuals who may not qualify for traditional bank loans. With a strong presence in India, Muthoot Finance Ltd has established a robust network of branches that enables them to reach a wide customer base. By leveraging this business model, Muthoot Finance Ltd aims to provide financial assistance while ensuring the safety of customer assets through prudent risk management practices.

Muthoot Finance Ltd is primarily active in the financial services industry.

Some main competitors of Muthoot Finance Ltd in the market include Manappuram Finance Ltd, Bajaj Finance Ltd, Shriram Transport Finance Company Ltd, and Capital First Ltd.

Muthoot Finance Ltd is a renowned company based in India that specializes in providing financial services. Established in 1939, it initially started as a small trading business in Kochi, Kerala. Over the years, the company diversified its operations and ventured into the gold finance sector. Muthoot Finance Ltd rapidly expanded its branch network and became the largest gold financing company in India. With a strong customer base and a solid presence across the country, it offers a wide range of financial products and services to cater to different needs. Muthoot Finance Ltd has built a strong reputation for providing accessible and reliable financial solutions to its customers.

Muthoot Finance Ltd has achieved several significant milestones in its journey. With over 130 years of rich history, the company has emerged as a leading financial institution in India. Some notable achievements include becoming the largest gold financing company globally, having a wide network of branches across the country, and maintaining a strong customer base. Muthoot Finance Ltd has also been recognized for its consistent growth, strong profitability, and commitment to providing reliable financial services to its customers. These milestones highlight the company's dedication to excellence and its ability to adapt to the evolving needs of the market.

Muthoot Finance Ltd represents the values of trust, transparency, and customer-centricity. With their strong corporate philosophy, they strive to provide accessible financial services with integrity and professionalism. Muthoot Finance Ltd believes in fostering long-term relationships with customers, meeting their diverse financial needs, and ensuring utmost customer satisfaction. Through their extensive network of branches and qualified workforce, they aim to deliver innovative solutions and maintain a strong customer focus. Muthoot Finance Ltd's commitment to ethical practices, fair dealing, and reliability has established them as a leading player in the financial services industry.

Analysts currently set an average price target of 3,501.43 INR for the Muthoot Finance stock (median: 3,646.50 INR), implying +36.5 % versus the latest price. The consensus is based on 27 analyst ratings.

27 analysts currently rate the Muthoot Finance stock: 18 recommend buying, 4 holding and 5 selling.

Converted at the current exchange rate, the Muthoot Finance share trades at 24.11 EUR (2,566.00 INR).

The Muthoot Finance share (MUTHOOTFIN.NS) is listed on 2 stock exchanges, including: NSE (Indien) (MUTHOOTFIN.NS).

Muthoot Finance Ltd is an Indian company that specializes in gold loans and various financial services. The company was founded in 1939 by M. George Muthoot and is headquartered in Kerala. It is now one of India's largest financial companies, with over 4,200 branches across the country. The business model of Muthoot Finance Ltd is primarily based on offering secured loans against gold. Customers can quickly and easily obtain cash equivalent to the value of their gold, with the gold serving as security for the loan. The amount of the loan depends on various factors such as the gold content, the current gold price, and the customer's creditworthiness. In recent years, the company has expanded its offerings and now also provides other financial services. These include microloans, insurance, foreign exchange, and money transfers. These services are availed by customers who do not have access to traditional banking services or do not have sufficient creditworthiness. Muthoot Finance also operates a jewelry sales division called Muthoot Exim, which offers a wide range of traditional and modern gold, silver, and diamond jewelry. The jewelry pieces are sourced from in-house production as well as other manufacturers, and are available in the company's branches as well as online. In addition to the regular operations of pawn and microloans, the company also offers specialized services such as the "Muthoot Blue" program. This is a credit card specifically designed for employees of blue-chip companies and government agencies. This card offers exclusive offers and discounts at selected partners, as well as accident and liability insurance. As part of its growth strategy, Muthoot Finance also plans to expand into the international market. The company has already opened branches in Dubai, the UK, the US, and Sri Lanka, and plans to further expand its business in other countries. Overall, the business model of Muthoot Finance is based on providing fast, easy, and accessible financial solutions for people who do not have access to traditional banking services or do not have sufficient creditworthiness. The company has expanded its offerings to include a wider range of financial services, with a continued focus on secured loans against gold. Through its expansion plans, the company is likely to reach even more customers in the future and further expand its business.

The revenue of Muthoot Finance is 312.63 B INR. This figure is based on current financial data and reflects the company's business performance.

The profit of Muthoot Finance is 105.90 B INR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Muthoot Finance is currently 9.73. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Muthoot Finance stock.

The price-to-sales ratio (P/S) of Muthoot Finance is currently 3.30. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Muthoot Finance stock.

The Eulerpool Quality Score for Muthoot Finance is 8/10.

The ISIN of Muthoot Finance is INE414G01012. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Muthoot Finance is MUTHOOTFIN.NS. The ticker symbol is used to trade Muthoot Finance shares on the stock exchange.

Fair ValueTerminal
2,591.66 INR
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
11.70 M INR
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Currency
INR
Initial public offering
May 6, 2011
ISIN
INE414G01012
Cusip
Y6190C103
Sedol
B40MFF3
Market capitalization
1.03 T INRMega Cap
52-Week Range
PEG
1.39
P/E ratio
P/Ee 2027
9.53
P/Ee 2028
8.52
P/Ee 2029
7.59
P/Ee 2030
7.27
P/S
P/Se
5.27
EV/EBIT
6.72
P/B Ratio
2.63
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
27.06 %
Dividend
Dividend yield
1.01 %
Est. Dividend Yield
1.17 %
Payout Ratio
21.94 %
Dividend growth Ø5Y
8.45 %
Dividend payments per year
1
Dividend paid since
14 years
Dividend not reduced since
9 years
Dividend increased since
3 years
Dividend withholding tax
20.00 %
Last updated Oct 20, 2026, 11:43 AM

Muthoot Finance Peer Group

Muthoot Finance Ticker

BSE · MUTHOOTFIN.BONSE INDIA · MUTHOOTFIN.NS

Muthoot Finance FIGI

MUTH:IN · BBG00146SHF5MUTH:IB · BBG00170B6H5MUTH:IS · BBG00170B6K1MUTH:IG · BBG003NWB0X8