Australian Finance Group (AFG.AX) Stock Price

Australian Finance Group Price

ASX·CLOSED
1.26
​
Market closed

Over the last 21 years Australian Finance Group grew revenue by 14.0% annually, reaching 1.43 B AUD. Earnings per share have declined at 1.1% per year over the last 21 years. For Australian Finance Group, the net margin of 3.4% is broadly stable versus 4.1% a few years ago. At today's price the dividend yield works out to roughly 9.74%. The payout ratio is around 108% of earnings. The dividend has grown at 0.5% per year over the past 10 years. The consensus 12-month price target for Australian Finance Group is 2.96 AUD, about 134.8% above where the stock trades today. Of 7 analysts, 4 rate the stock a buy — an overall Buy consensus.

Australian Finance Group stock price

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Australian Finance Group business model & stock analysis

Australian Finance Group Ltd. (AFG) is a leading Australian company in the financial services sector, which has been operating successfully for over 26 years. The company was founded in 1994 and is headquartered in Perth, Western Australia. Since its inception, AFG has significantly contributed to facilitating customer access to a variety of high-quality financial products and services in Australia. The company offers a wide range of services including mortgage brokering, personal loans, credit and debit cards, leasing and financing solutions, as well as insurance and mortgage products. AFG operates through a multi-tiered structure, allowing it to provide service to customers in various ways. Its business model includes an integrated platform that provides access to a large number of banking partners and service providers, enabling the company to offer customers tailored financial solutions based on their needs. The company is divided into three business segments: AFG Home Loans, AFG Partner Services, and AFG Financial Services. AFG Home Loans is the core area of the company, specializing in mortgage brokering and other home loan products. The company has established connections with various financial institutions such as banks and mortgage banks to offer customers the best terms for their home loans. The necessary expertise and technological infrastructure for the mortgage brokering segment are provided through the AFG Partner Services segment, which supports AFG's various partners including real estate agents, financial advisors, and brokers. The third segment is AFG Financial Services, which specializes in providing other financial products and services to customers, such as financial planning, investment products, and insurance. In the past, AFG has also taken initiatives to promote sustainable practices within its business sector. In 2019, the company facilitated the first home loan for a sustainable house in Australia. AFG has also introduced guidelines for "green loans" that can be availed by customers who wish to invest in environmentally friendly projects. In summary, AFG is a leading company in the financial services sector with a wide range of products and services. Its business model provides customers access to a variety of financial providers and service through an integrated platform. The company has also taken initiatives to promote sustainable practices and products within its business sector.

Frequently asked questions about Australian Finance Group

The business model of Australian Finance Group Ltd (AFG) primarily revolves around being a leading provider of mortgage broking and associated services in Australia. AFG operates as a mortgage aggregator, connecting customers who seek home loans with a wide range of lenders. They act as an intermediary and provide their broker network with access to a diverse panel of lenders, technology solutions, and ongoing support. AFG's business model focuses on facilitating efficient and personalized mortgage solutions, enhancing customer experience, and empowering their broker network to offer comprehensive financial services. By leveraging their extensive industry expertise, AFG strives to provide value to both customers and brokers, thereby maintaining a strong market presence.

The main competitors of Australian Finance Group Ltd in the market are other leading mortgage broking companies such as Mortgage Choice Limited, Yellow Brick Road Holdings Limited, and Loan Market Group Pty Ltd. These companies also provide similar services in the financial industry, offering mortgage broking solutions to customers in Australia. However, Australian Finance Group Ltd distinguishes itself through its extensive network of brokers and its efficient technology platform, which enables it to deliver superior customer service and maintain a competitive edge in the market.

Australian Finance Group Ltd (AFG) is a leading mortgage aggregator, operating in the Australian market since 1994. It provides a range of services to mortgage brokers, including access to a wide panel of lenders and loan products. AFG's history is marked by growth and expansion, with a nationwide network of brokers and over 3,600 brokers under its banner. The company's background is rooted in its commitment to innovation and technology, which has helped it establish a strong market presence. AFG's continuous focus on providing comprehensive loan solutions and exceptional customer service has made it one of the key players in the Australian mortgage industry.

Australian Finance Group Ltd (AFG) has achieved several significant milestones over the years. Firstly, AFG has established itself as one of Australia's largest mortgage broking groups with a vast network of brokers across the country. Additionally, the company has consistently delivered strong financial results, showcasing its ability to generate sustainable growth and returns for shareholders. Furthermore, AFG's commitment to innovation and technology has propelled its success, as evident from the development of its proprietary loan origination platform, AFG Connect, which offers enhanced efficiency and customer experience. AFG continues to play a pivotal role in Australia's mortgage market, contributing to its reputation as a trusted, reliable, and leading financial services provider.

Australian Finance Group Ltd is primarily present in Australia. This leading mortgage broking company operates nationwide, serving clients across various states and territories, including New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania, and the Australian Capital Territory. With a strong presence in the Australian market, Australian Finance Group Ltd provides extensive financial services and solutions to individuals and businesses throughout the country.

Australian Finance Group Ltd represents integrity, transparency, and client-centric approach in its values and corporate philosophy. As a leading provider of finance broking services in Australia, the company is committed to delivering exceptional customer service, innovative solutions, and financial expertise. Australian Finance Group Ltd focuses on building strong and long-lasting relationships with clients, ensuring their financial goals are met efficiently and effectively. With a reputation for professionalism and trustworthiness, the company aims to provide tailored and competitive finance solutions to individuals and businesses alike.

Australian Finance Group Ltd (AFG) is primarily active in the financial services industry. As a leading mortgage aggregator and provider of mortgage broking services, AFG plays a significant role in the Australian lending market. With a focus on helping Australians find suitable home loan solutions, AFG collaborates with a wide network of lenders to offer competitive mortgage options. AFG's expertise in mortgage broking contributes to its active and influential position within the finance industry in Australia.

Analysts currently set an average price target of 3.00 AUD for the Australian Finance Group stock (median: 2.96 AUD), implying +138.3 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the Australian Finance Group stock: 4 recommend buying, 3 holding and 0 selling.

Converted at the current exchange rate, the Australian Finance Group share trades at 0.78 EUR (1.26 AUD).

The Australian Finance Group share (AFG.AX) is listed on 1 stock exchanges, including: ASX (AFG.AX).

Australian Finance Group Ltd. (AFG) is a leading provider of financing solutions in Australia. The company was founded in 1994 and has its headquarters in West Perth. AFG offers a wide range of financial products and services to meet customer needs. From arranging financing and loans to insurance and investment products, AFG is a one-stop shop for everything related to finance. AFG has four main segments: finance broking, wealth management, insurance, and other services. The largest business area of AFG is finance broking. This involves arranging residential and commercial financing as well as leasing. AFG works with a variety of financial institutions to provide customers with the best possible terms. Individual customer needs and circumstances are taken into account. Wealth management is another important business area of AFG. This involves managing investment portfolios and brokering capital investments. AFG offers customers a variety of investment products, including stocks, investment funds, bonds, and real estate investments. AFG's expertise lies in developing individual investment strategies based on customer needs and goals. AFG also offers insurance products such as building and contents insurance, car insurance, travel insurance, as well as life and health insurance. AFG's insurance solutions are tailored to the individual needs of customers. AFG's advisors assist customers in selecting and finding the right insurance coverage. Finally, AFG also offers other services. This includes brokering energy and telecommunications services, for example. AFG places great importance on collaborating with leading providers to ensure quality and reliability. In addition to offering financial products and services, AFG has also developed its own brand, Home Loans. This brand offers customers an innovative solution to simplify the home financing process. Home Loans utilizes advanced technologies to serve customers quickly and effectively. Overall, AFG's business model is focused on offering a wide range of financial products and services tailored to the individual needs and requirements of customers. AFG has earned an excellent reputation by providing customers with expert advice and high-quality products and services. AFG works with leading banks and financial services providers in Australia to give customers access to the best deals and conditions.

The revenue of Australian Finance Group is 1.43 B AUD. This figure is based on current financial data and reflects the company's business performance.

The profit of Australian Finance Group is 48.50 M AUD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Australian Finance Group is currently 7.18. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Australian Finance Group stock.

The price-to-sales ratio (P/S) of Australian Finance Group is currently 0.24. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Australian Finance Group stock.

The Eulerpool Quality Score for Australian Finance Group is 6/10.

The ISIN of Australian Finance Group is AU000000AFG9. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Australian Finance Group is AFG.AX. The ticker symbol is used to trade Australian Finance Group shares on the stock exchange.

Fair ValueTerminal
1.08 AUD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Thrifts & Mortgage Finance
Number of shares
Employees
Revenue per Employee
5.16 M AUD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Australia
Currency
AUD
Initial public offering
May 22, 2015
ISIN
AU000000AFG9
Cusip
Q0955N106
Sedol
BY4K6K5
Market capitalization
347.51 M AUDSmall Cap
52-Week Range
PEG
0.72
P/E ratio
P/Ee 2027
6.34
P/Ee 2028
5.92
P/Ee 2029
5.60
P/Ee 2030
4.34
P/S
P/Se
0.27
EV/EBIT
19.76
P/B Ratio
1.43
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
0.65 %
Dividend
Dividend yield
9.74 %
Est. Dividend Yield
7.62 %
Payout Ratio
107.69 %
Dividend growth Ø5Y
-12.34 %
Dividend payments per year
2
Dividend paid since
10 years
Dividend not reduced since
1 year
Dividend increased since
1 year
Dividend withholding tax
30.00 %
Last updated Oct 9, 2026, 11:39 AM

Australian Finance Group Peer Group

Australian Finance Group Ticker

ASX · AFG.AX

Australian Finance Group FIGI

AFG:AU · BBG000Q6DRL0AFG:AT · BBG008NMQTD2AFG:AH · BBG008NMQTJ6