Australian Finance Group

Australian Finance Group ROA

The Return on Assets (ROA) of Australian Finance Group (AFG.AX) as of Oct 25, 2026 is 0.55 %. In the previous year, Return on Assets (ROA) was 0.50 % — a change of 11.29% (higher).

ROA

0.55 %

YoY

11.29%

Last updated:

In 2026, Australian Finance Group's return on assets (ROA) was 0.55 %, a 11.29% increase from the 0.50 % ROA in the previous year.

The Australian Finance Group ROA history

  • 3 Years

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  • 25 Years

  • Max

ROA
Date
ROA
Jan 1, 2019
1.07 AUD
Jan 1, 2020
0.93 AUD
Jan 1, 2021
1.08 AUD
Jan 1, 2022
0.58 AUD
Jan 1, 2023
0.59 AUD
Jan 1, 2024
0.48 AUD
Jan 1, 2025
0.50 AUD
Jan 1, 2026
0.55 AUD
The Australian Finance Group ROA history
YEARROAYoY
0.55 %+11.29%
0.50 %+2.16%
0.48 %-17.86%
0.59 %+1.64%
0.58 %-46.34%
1.08 %+16.21%
0.93 %-12.89%
1.07 %-26.46%
1.45 %-24.92%
1.94 %+56.33%
1.24 %+4.20%
1.19 %+18.59%
1.00 %—

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Australian Finance Group Stock analysis

What does Australian Finance Group do? Australian Finance Group Ltd. (AFG) is a leading Australian company in the financial services sector, which has been operating successfully for over 26 years. The company was founded in 1994 and is headquartered in Perth, Western Australia. Since its inception, AFG has significantly contributed to facilitating customer access to a variety of high-quality financial products and services in Australia. The company offers a wide range of services including mortgage brokering, personal loans, credit and debit cards, leasing and financing solutions, as well as insurance and mortgage products. AFG operates through a multi-tiered structure, allowing it to provide service to customers in various ways. Its business model includes an integrated platform that provides access to a large number of banking partners and service providers, enabling the company to offer customers tailored financial solutions based on their needs. The company is divided into three business segments: AFG Home Loans, AFG Partner Services, and AFG Financial Services. AFG Home Loans is the core area of the company, specializing in mortgage brokering and other home loan products. The company has established connections with various financial institutions such as banks and mortgage banks to offer customers the best terms for their home loans. The necessary expertise and technological infrastructure for the mortgage brokering segment are provided through the AFG Partner Services segment, which supports AFG's various partners including real estate agents, financial advisors, and brokers. The third segment is AFG Financial Services, which specializes in providing other financial products and services to customers, such as financial planning, investment products, and insurance. In the past, AFG has also taken initiatives to promote sustainable practices within its business sector. In 2019, the company facilitated the first home loan for a sustainable house in Australia. AFG has also introduced guidelines for "green loans" that can be availed by customers who wish to invest in environmentally friendly projects. In summary, AFG is a leading company in the financial services sector with a wide range of products and services. Its business model provides customers access to a variety of financial providers and service through an integrated platform. The company has also taken initiatives to promote sustainable practices and products within its business sector. Australian Finance Group is one of the most popular companies on Eulerpool.

ROA Details

Understanding Australian Finance Group's Return on Assets (ROA)

Australian Finance Group's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Australian Finance Group's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Australian Finance Group's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Australian Finance Group’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Australian Finance Group stock

Return on Assets (ROA) of Australian Finance Group is 0.55 % in 2026.

Return on Assets (ROA) of Australian Finance Group changed from 0.50 % to 0.55 %, representing a 11.29% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Return on Assets (ROA) Australian Finance Group since 2006 – with annual values, charts, and detailed analysis.

Return on Assets, also known as ROA, is a financial metric used to measure a company's profitability. It is used to determine how effectively a company uses its assets to generate profits. It is also referred to as the ratio of net income to total assets. ROA is an important indicator of a company's overall financial performance as it measures the company's ability to generate more profit from the assets it employs.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Return on Assets (ROA)'s Australian Finance Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Return on Assets (ROA)'s, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Return on Assets (ROA).

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Profitability — Australian Finance Group

ROEROAROCEROICAsset TurnoverInventory TurnoverReceivables TurnoverDays Sales OutstandingDays Inventory OutstandingDays Payable OutstandingCash Conversion CycleCROICGross Profit/AssetsFixed Asset TurnoverEquity TurnoverWorking Capital TurnoverPayables TurnoverCapital IntensityReceivables/RevenueInventory/RevenueEBIT/Assets

All Key Metrics — Australian Finance Group