Jiayin Group

Jiayin Group FCF Margin

The Free Cash Flow Margin of Jiayin Group (JFIN) as of Nov 7, 2026 is 71.89 %. In the previous year, Free Cash Flow Margin was 11.83 % — a change of 507.61% (higher).

FCF Margin

71.89 %

YoY

507.61%

Last updated:

Free Cash Flow Margin of Jiayin Group is 2025 71.89 % . Free Cash Flow Margin of Jiayin Group was 2024 11.83 % . It decreases by 507.61% higher compared to the previous year.

The Jiayin Group FCF Margin history

  • 3 Years

  • 10 Years

  • 25 Years

  • Max

FCF Margin
Date
FCF Margin
Jan 1, 2018
-8.51 CNY
Jan 1, 2019
-0.06 CNY
Jan 1, 2020
-2.80 CNY
Jan 1, 2021
10.21 CNY
Jan 1, 2022
24.32 CNY
Jan 1, 2023
6.55 CNY
Jan 1, 2024
11.83 CNY
Jan 1, 2025
71.89 CNY
The Jiayin Group FCF Margin history
YEARFCF MarginYoY
71.89 %+507.61%
11.83 %+80.65%
6.55 %-73.07%
24.32 %+138.24%
10.21 %-465.13%
-2.80 %+4,634.75%
-0.06 %-99.31%
-8.51 %-330.76%
3.69 %-91.31%
42.42 %—

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Jiayin Group Stock analysis

What does Jiayin Group do? The Jiayin Group Inc is a Chinese FinTech company that was originally founded in 2011 under the name Niwodai. The company is headquartered in Shanghai, China, and is listed on the NASDAQ stock exchange in the USA. The company has a proprietary online lending system that allows individuals and small to medium-sized businesses to quickly and easily apply for and receive loans without having to visit a traditional bank. Jiayin Group Inc's business model is based on the peer-to-peer lending principle, where the company acts as a intermediary platform between borrowers and investors. One of the divisions of Jiayin Group Inc is the so-called "Niwodai credit program", which enables retail customers to access loans to meet their shopping or consumption needs. The company also offers loans to small and medium-sized businesses that are often rejected by banks due to high requirements and bureaucratic hurdles. In addition to its online lending services, Jiayin Group Inc has developed a range of digital financial products and services, including investment funds, insurance, asset management, and loan securitization. In 2015, Jiayin Group Inc also introduced an automatic investment portfolio management system that allows smaller investors to efficiently manage and diversify their investments. The system uses algorithms to connect investors with different investment strategies and goals while minimizing risks. While Jiayin Group Inc primarily operates in China, the company is increasingly expanding internationally and has established a strong presence in the USA, Hong Kong, and Singapore. The company has obtained an international license for its online lending platform and can offer loans in multiple countries. Overall, Jiayin Group Inc has shown impressive growth in recent years. The company achieved a net revenue of approximately 26.5 billion RMB (4.1 billion US dollars) in 2020 and served over 510,000 borrowers in the same year. However, the company also faces some challenges that are typical for the Chinese FinTech industry. The regulation and continuous monitoring by the Chinese government are strict and can affect the business performance. Despite these challenges, Jiayin Group Inc has solidified its position as a leading provider of online lending services for retail customers and small to medium-sized businesses in China. With its innovative platform, digital products and services, and international growth potential, the company is well positioned to continue growing and succeeding in the coming years. Jiayin Group is one of the most popular companies on Eulerpool.

Frequently Asked Questions about Jiayin Group stock

Free Cash Flow Margin of Jiayin Group is 71.89 % in 2025.

Free Cash Flow Margin of Jiayin Group changed from 11.83 % to 71.89 %, representing a 507.61% change. The value is higher than the previous year.

On Eulerpool you can find the complete historical development of Free Cash Flow Margin Jiayin Group since 2006 – with annual values, charts, and detailed analysis.

FCF Margin measures the percentage of revenue converted to free cash flow. It indicates how efficiently a company generates cash from its operations.

A 'good' varies by industry and company stage. On Eulerpool, you can compare Free Cash Flow Margin's Jiayin Group with sector peers and the industry average to assess whether it is attractive.

To evaluate Free Cash Flow Margin's, it is essential to compare it with peers in the same industry and sector. On Eulerpool, you can find direct industry comparisons for Free Cash Flow Margin.

Access this data via the Eulerpool API

100,000 free requests/mo · no credit card

Margins — Jiayin Group

All Key Metrics — Jiayin Group