Jiayin Group (JFIN) Stock Price
Jiayin Group Price
Over the last 9 years Jiayin Group grew revenue by 4.3% annually, reaching 865.58 M CNY. Earnings per share have declined at 11.3% per year over the last 8 years. For Jiayin Group, the net margin of 24.7% is down versus 26.5% a few years ago. At today's price the dividend yield works out to roughly 8.96%. The payout ratio is around 129% of earnings. The dividend has grown at 41.4% per year over the past 2 years.
Jiayin Group stock price
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Jiayin Group business model & stock analysis
Frequently asked questions about Jiayin Group
The main competitors of Jiayin Group Inc in the market include peer-to-peer lending platforms such as Lufax Holding Ltd, Yirendai Ltd, and Hexindai Inc.
The business model of Jiayin Group Inc. revolves around operating an online peer-to-peer (P2P) lending platform in China. Jiayin Group connects lenders and borrowers through its online marketplace, facilitating consumer loans for individuals. Utilizing advanced technology and risk management systems, the company evaluates borrowers' creditworthiness and provides them with customized loan products. This creates a win-win situation for both lenders and borrowers, allowing for efficient allocation of capital and attractive returns for investors. With its user-friendly platform, Jiayin Group Inc. strives to provide accessible and transparent financing solutions for individuals in need of credit, promoting financial inclusivity in China.
Jiayin Group Inc is primarily active in the financial technology (fintech) industry.
Jiayin Group Inc is a leading online individual finance marketplace in China. Founded in 2011, the company operates an online platform that connects individual investors with borrowers for short-term loans. Jiayin Group Inc's innovative approach has revolutionized the fintech industry, providing accessible and convenient financial solutions to individuals seeking quick loans. With its strong track record and commitment to transparency, the company has gained recognition and trust from investors and borrowers alike. Jiayin Group Inc continues to expand its services, empowering individuals with financial resources and contributing to the growth of China's digital economy.
Jiayin Group Inc has achieved significant milestones since its establishment. The company has successfully listed on the Nasdaq Global Market, symbolizing its recognition in the global financial market. Jiayin Group Inc has experienced remarkable growth, expanding its platform to serve borrowers across China. With a focus on innovation and technology, the company has developed advanced risk assessment and credit evaluation systems, ensuring the provision of efficient and reliable financial services. Jiayin Group Inc has also formed strategic partnerships with leading financial institutions, further establishing its position as a trusted and reputable player in the industry.
Jiayin Group Inc is primarily present in China, focusing on providing digital solutions for financial institutions and online consumer finance services. With headquarters in Shanghai, the company operates across various regions within China, including but not limited to Beijing, Shenzhen, Hangzhou, and Guangzhou. Jiayin Group Inc has an extensive customer base across different provinces and cities in China, serving as a prominent player in the domestic online lending market. Its platform connects borrowers with various loan products, allowing individuals and small businesses to access convenient and efficient financial services throughout China.
Jiayin Group Inc is a company that values innovation, integrity, and customer-centricity. Its corporate philosophy revolves around providing accessible and efficient financial solutions to individuals and small businesses in China. Jiayin Group Inc believes in empowering its clients through technology-enabled platforms and strives to maintain a high level of transparency and reliability in its operations. By leveraging advanced data analytics and risk management systems, Jiayin Group Inc aims to foster inclusive financial services and promote economic growth. This dedication to innovation, integrity, and customer satisfaction sets Jiayin Group Inc apart in the financial industry.
7 analysts currently rate the Jiayin Group stock: 6 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Jiayin Group to generate revenue of 2.27 B CNY and earnings per share of 40.67 CNY.
Converted at the current exchange rate, the Jiayin Group share trades at 1.19 EUR (8.93 CNY).
The Jiayin Group share (JFIN) is listed on 1 stock exchanges, including: NASDAQ (JFIN).
The Jiayin Group Inc is a fintech company based in China that offers a platform for consumer credit matching to individuals. The company was founded in 2011 and is headquartered in Shanghai. Jiayin Group Inc is listed on NASDAQ. The business model of Jiayin Group Inc is the matching of consumer credit to individuals offered through the platform. The company targets individuals who are unable to obtain loans from traditional banks or do not want to borrow at high interest rates. The platform provides a quick and uncomplicated way to obtain financing. Jiayin Group Inc operates in two divisions: the online credit platform and the pre-approval business. On the online credit platform, operated under the name "Niuxin", consumers can apply for a loan from various lenders. The platform allows customers to quickly and easily obtain a loan with minimal effort. In addition, lenders are provided with a range of tools to conduct credit checks and minimize credit default risks. The pre-approval business, operated under the name "Jiayin Loan Origination System" (JLOS), is a system that supports lenders in loan approval. Lenders can evaluate borrowers on the platform and issue pre-approvals. This enables lenders to make their lending processes more efficient and faster. In addition to consumer credit matching, the company also offers other financial services such as insurance sales and mortgage brokerage. The company has partnerships with a variety of insurance companies and banks to offer additional products and services. In the fiscal year 2019, Jiayin Group Inc achieved a revenue of 1.2 billion yuan (approximately 155 million euros) and served over 17 million active customers during this period. The company aims to further diversify the credit offerings on the platform and attract more partners. In summary, Jiayin Group Inc is a fintech company specializing in consumer credit matching. The platform offers customers a quick and uncomplicated way to obtain a loan. The company is also active in other areas such as insurance sales and has partnerships with various insurance and banking companies. Jiayin Group Inc aims to further diversify the credit offerings on the platform and drive growth.
The expected revenue of Jiayin Group is 2.27 B CNY. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Jiayin Group is 2.10 B CNY. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Jiayin Group is currently 0.22. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Jiayin Group stock.
The price-to-sales ratio (P/S) of Jiayin Group is currently 0.20. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Jiayin Group stock.
The Eulerpool Quality Score for Jiayin Group is 2/10.
The ISIN of Jiayin Group is US47737C1045. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Jiayin Group is A2PCBV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Jiayin Group is JFIN. The ticker symbol is used to trade Jiayin Group shares on the stock exchange.
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All fundamentals and in-depth analysis of Jiayin Group
Our stock analysis for Jiayin Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Jiayin Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.